Bank Automation

FEBRUARY 21, 2025

San Francisco-based Block, which rebranded from Square in 2021, acquired buy now, pay later (BNPL) service provider Afterpay that same year for $29 billion. Block is rolling out Afterpay on its Cash App card this week after a year of testing the buy now, pay later service.

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Blocks BNPL Volume Acquirers 85

Fintech News

DECEMBER 20, 2023

Buy now, pay later (BNPL) arrangements, a type of short-term financing that allows customers to make purchases and pay for them in monthly installments, are growing strongly around the world, picking up steam among both customers and merchants. million in 2023. million in 2023.

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BNPL Consumer Financial Protection Bureau (CFPB) Settlement Non-Bank 109

PYMNTS

DECEMBER 30, 2020

Evidence reveals that these habits picked up steam during the 2020 holiday shopping season, with PYMNTS research finding that 4 percent of Americans used buy now, pay later (BNPL) methods for their Black Friday purchases. The trend toward BNPL solutions is particularly notable among certain consumers groups.

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BNPL Point-of-Sale (POS) Payments Consumer 110

PYMNTS

DECEMBER 30, 2020

The migration of the procurement and purchasing process to seller platforms and digital marketplaces will be a driving force into 2021, B2B payment leaders agree, and this trend will drive further change in both payer and payee expectations. But BNPL isn't the only model proliferating in the B2B payment space.

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B2B Payer Payments BNPL 119

Fintech News

MARCH 3, 2024

ShopBack, a shopping and rewards platform, revealed that it will be discontinuing its Buy Now, Pay Later (BNPL) service effective from 22 March 2024 in Singapore and Malaysia. The ShopBack PayLater service was initially launched in July 2022 in both countries following the company’s acquisition of BNPL provider hoolah in November 2021.

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Fintech News

SEPTEMBER 4, 2024

Buy Now, Pay Later (BNPL) in India has experienced a rapid increase in adoption, with its share of e-commerce sales in Asia-Pacific (APAC) surging from just 0.1% Similarly, Freecharge Pay Later is no longer available, according to its website, signaling further shifts in the BNPL landscape. in 2019 to an estimated 5.8%

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BNPL Online and Mobile Banking Credit Limit Credit Cards 109

Fintech News

APRIL 24, 2025

The company became a unicorn in 2021 after raising $220 million in Series B funding from Tiger Global, Pegasus Wings Group, and Insight Partners. DMI Finance is quickly growing its services, which include personal loans, Buy Now, Pay Later (BNPL) options, and embedded credit solutions. Slice Valuation : $1.8 MoneyView Valuation: $1.21

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FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

PYMNTS

DECEMBER 15, 2020

It’s hard to say which is the best part of buy now, pay later (BNPL). Debatably the most impactful payments innovation of recent years — and that’s saying something — BNPL is having a massive impact on retail, as evidenced by the proliferation of brands and the steady flow of venture capital to players that are defining the space.

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BNPL Credit Cards Research PayPal 102

Fintech News

DECEMBER 2, 2024

For example, buy now, pay later (BNPL) transactions surged 113% in 2023, reaching US$2.34 However, the widespread adoption of smartphones, increased Internet penetration, and a booming startup ecosystem have broken down these barriers, fostering a thriving fintech landscape.

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Financial Inclusion Financial Literacy Point-of-Sale (POS) NOV 113

PYMNTS

NOVEMBER 2, 2020

It was those investments — particularly PayPal's recent expansion into cryptocurrency and buy now, pay later (BNPL) financing that were of particular interest to analysts when the Q&A segment of the earnings call. Schulman also touted the success of PayPal’s latest BNPL push in the U.S., France and the U.K., billion, up from $4.38

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Venmo PayPal BNPL Volume 105

Clearly Payments

FEBRUARY 27, 2025

trillion, growing by more than 55% since 2021. growth since 2021. The Buy Now, Pay Later (BNPL) trend is surging, with over 60 million Americans using BNPL services, particularly for electronics, fashion, and home goods. Ecommerce in 2025 is bigger and faster than ever. Global online sales are expected to hit $8.3

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BNPL Payments Small Business PayPal 59

PYMNTS

SEPTEMBER 27, 2020

Sezzle , the installments payments platform, will be working on buy now, pay later (BNPL) services with Target , a press release says, which will test how the popular payment trend works with the retail giant's operations. Bork is responsible for Sezzle’s large-scale acquisition efforts.

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BNPL Credit Cards PayPal Payments Trends 120

Clearly Payments

NOVEMBER 6, 2024

trillion 2021 $4.2 Buy Now, Pay Later (BNPL) : BNPL options have gained traction as consumers look for flexible payment options. consumers used BNPL services at least once in 2023, and this number is expected to grow as more merchants offer BNPL options. trillion 2019 $4.0 trillion 2020 $3.8 trillion 2022 $5.0

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Process ISOs Credit Cards Online and Mobile Banking 105

Finovate

NOVEMBER 4, 2024

shoppers can now access Affirm’s interest-free and fixed-interest BNPL options. Affirm joins Klarna , Clearpay (Afterpay), and Laybuy as major BNPL players in the U.K. California-based buy now, pay later (BNPL) player Affirm announced this week that it is taking its services overseas. and Canada. Photo by Pixabay

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BNPL Processors Payment Amount Consumer 52

The Fintech Times

MARCH 9, 2024

Around 2020, buy now, pay later (BNPL) solutions exploded in popularity, as an increasing number of shoppers across the globe turned to online shopping during a pandemic that caused a significant amount of financial uncertainty. It might not just be uncertainty that is impacting BNPL’s success.

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BNPL Risk Management Risk Push-to-Card 72

CB Insights

SEPTEMBER 7, 2022

Although overall fintech investment fell by 33% in Q2’22 , funding to BNPL companies has already reached $2.6B in 2022 — on pace to comfortably surpass 2021’s record-high of $4.3B. The post State of Fintech Spotlight: B2B contenders are entering the BNPL fray appeared first on CB Insights Research. First name.

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BNPL B2B FinTech Research 65

PYMNTS

DECEMBER 24, 2020

If there was a defining trend for payments in 2020, or a trend that gained the most traction compared to 2019, it was buy now, pay later (BNPL). Millennials lead in the early adoption of BNPL, especially older “ bridge millennials ,” or those aged 32 to 41 who tend to have more purchasing power than their younger counterparts.

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RTP BNPL Real Time Payments Online and Mobile Banking 104

Fintech News

MARCH 3, 2024

According to DealStreetAsia , Fairbanc aims to utilise the newly acquired funds to broaden its operations in Indonesia, focusing on off-balance sheet financing via its newly introduced Buy Now, Pay Later (BNPL) gateway. Founded in 2019 by Mir Haque, a Wharton School alum, Fairbanchad previously raised US$4.8

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Finance BNPL Embedded Finance Gateways 117

The Fintech Times

MAY 22, 2024

The Consumer Financial Protection Bureau (CFPB), a US government agency responsible for protecting consumers in the financial sector, has ruled that buy now, pay later (BNPL) lenders must treat consumers as credit card providers do, ensuring they receive the same key protections. Will BNPL increase the consumer debt burden?

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BNPL Credit Cards Consumer Financial Protection Bureau (CFPB) CFPB 64

The Fintech Times

JANUARY 4, 2024

Buy Now Pay Later (BNPL) services’ popularity has continued to grow over the last year. BNPL is a form of unregulated short-term financing which have become increasingly popular, despite the financial risks. Several banks including NatWest , Virgin Money , HSBC and Monzo have also all launched BNPL products.

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BNPL Continuity Risk Government 75

The Fintech Times

JULY 29, 2024

UnaCash , an in-app and in-store financing solutions provider, expects the Philippines’ buy now, pay later (BNPL) market to contribute 6.7 The forecast comes after UnaCash compared the volume of the Philippines’ BNPL market from 2020 to 2023 to the growth rate of the Philippine digital economy during the same period.

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BNPL Consumer Financial Inclusion Economy 59

PYMNTS

DECEMBER 31, 2020

BNPL and the Channel-Agnostic Approach. Buy now, pay later (BNPL) solutions have recently experienced rapid growth, with Black Friday and Cyber Monday data revealing that the trend has continued through the holiday season. PYMNTS research also indicates that BNPL is quickly becoming the preferred payment method for more consumers.

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BNPL Adjustments Consumer Assessments 67

The Payments Association

OCTOBER 22, 2024

Following the 2021 Woolard Review on the regulation of buy-now-pay-later (BNPL) products, HM Treasury has published its consultation on the draft legislation that will bring these easily available interest-free products within the regulatory perimeter.

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BNPL Treasury Consulting Regulations 88

CB Insights

FEBRUARY 25, 2022

Scalapay , a buy now, pay later (BNPL) company, has raised $497M in a Series B. Italy-based Scalapay offers a BNPL platform that enables shoppers to pay for goods in installments. Italy-based Scalapay offers a BNPL platform that enables shoppers to pay for goods in installments. HOW’S THE COMPANY PERFORMING?

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BNPL Volume Participant Research 63

FICO

OCTOBER 7, 2022

Buy Now, Pay Later: BNPL Fraud and Regulatory Update. Buy now, pay later or BNPL financing is experiencing tremendous growth, but that growth can bring potential growing pains like fraud and regulatory scrutiny. Even more dramatic, PayPal, a relatively late arrival to the party, saw its BNPL volumes soar 226% year over year.

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BNPL Account Takeovers CFPB Consumer Financial Protection Bureau (CFPB) 52

Fintech Finance

JUNE 12, 2024

Nexi , the European PayTech leader, and Compass , the Mediobanca Group’s consumer credit arm, are consolidating their strategic partnership in the Buy Now Pay Later (BNPL) segment by expanding it to include the e-commerce channel as well.

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BNPL Payment Gateways Gateways Innovation 98

PYMNTS

DECEMBER 14, 2020

for two years, Afterpay — with its buy now, pay later (BNPL) interest-free installment loans — has gone from relative obscurity to the front page of the financial section this holiday season. But perhaps even more importantly, BNPL is also proving to be very popular among younger shoppers aged 25 to 40. million U.S. Lower Loss Rates.

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BNPL Credit Cards Debit Card On-Demand 129

The Fintech Times

FEBRUARY 13, 2024

Having debunked some of the biggest myths surrounding buy now pay later (BNPL), we now turn our focus on the technology’s potential. We reached out to the industry and asked if it believed BNPL could overtake credit card usage as new technologies rise in popularity. Younger generations prefer BNPL.

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Credit Cards BNPL Research Regulations 59

PYMNTS

SEPTEMBER 20, 2020

Cape , a new Australian FinTech made up of professionals in finance, is debuting its new “recession fighting” credit card, powered by open banking and intended to allow access to new functions like buy now, pay later (BNPL), according to a report from AltFi. Common plans offer four-installment payments as ways to buy items.

Credit Cards 101

Credit Cards BNPL Economy Finance 101

Tearsheet

DECEMBER 4, 2024

The past five years have witnessed significant shifts: Covid-19, the rapid rise of Buy Now, Pay Later (BNPL) services, and a social media boom that has made the YOLO mindset more relatable for the younger generation. I think that BNPL pounces on the YOLO mentality for younger consumers,” says Britton.

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BNPL Financial Literacy Credit Cards Consumer 52

Fintech News

MAY 27, 2024

million in 2021. Additionally, the APAC region is a frontrunner in adopting innovative payment methods like Buy Now, Pay Later (BNPL). According to a report by McKinsey, APAC accounted for nearly 40% of the global BNPL transaction volume in 2020.

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APACS Data Breach FinTech Fraud Prevention 117

The Fintech Times

FEBRUARY 7, 2024

Buy now, pay later (BNPL) offerings continue to grow in popularity across the UK. An increasing number of Brits are using BNPL services despite the government being unlikely to introduce planned regulation to the sector in the UK ahead of the general election this year. million Brits, according to new research by finder.com.

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BNPL Caps Regulations Governance 59

CB Insights

MARCH 15, 2022

The global fintech unicorn count hit 235 in 2021 — up 108% from 2020. The post Indian BNPL provider MoneyView reaches a $625M valuation. Download the report to learn more.</p> </p> </div> <script charset=”utf-8″ type=”text/javascript” src=”//js.hsforms.net/forms/v2.js”></script>

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Fintech News

MARCH 19, 2024

This move comes on the heels of ShopBack’s decision to end its Buy Now, Pay Later (BNPL) service that takes effect this Friday (22 March 2024) in Singapore and Malaysia. The service was initially launched in July 2022 following its acquisition of BNPL provider hoolah in November 2021.

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BNPL Mitigation Security FinTech 113

CB Insights

NOVEMBER 9, 2021

As of September 2021, the company had generated $53.6M Klarna: Sweden-based Klarna is a payment solutions provider that offers buy now, pay later (BNPL) plans. The post Klarna Acquires PriceRunner, A Shopping Price Comparison Service, As It Pushes Further Into BNPL appeared first on CB Insights Research.

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BNPL Acquirers Adjustments Payment Solutions 56

PYMNTS

DECEMBER 14, 2020

Affirm Delays IPO Until Q1 2021. Huntington Bancshares is merging with TCF Financial in a $22 billion deal that will result in the development of one of the top 10 U.S. regional banks. The combined company will operate under the Huntington name. The IPO had been scheduled for this month.

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Point-of-Sale (POS) Visa Money Laundering Laws 72

FICO

FEBRUARY 7, 2023

Home Blog FICO Top 5 Scores Posts of 2022: Steady FICO Score, BNPL and Alternative Data 2022 marked the first year in over a decade the average FICO Score did not increase, while the industry’s attention remained on topics such as alternative data and BNPL. BNPL in Credit Reports: How Could This Data Impact FICO Scores?

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BNPL Posting Underwriting Consumer 52