Clearly Payments

MARCH 14, 2025

Credit Card Use Overview in USA and Canada In the U.S., credit card payments surpassed $10.6 Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. In Canada, over 100 million credit cards are in circulation, with 83.4% increase from the previous year.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Fintech Finance

JANUARY 3, 2025

With friendly fraud spiking and merchants winning so few of their representment cases, many retailers are concerned this years Golden Quarter will cause significant damage to their reputations, merchant accounts and bottom line.

Disputes 98

Disputes Acquirers Transactions Process 98

NFCW

JANUARY 22, 2025

Mastercard is testing a new service that enables cardholders to simply tap their contactless bank card to their NFC smartphone in order to complete an ecommerce or other card-not-present transaction, executive vice president Jennifer Marriner has revealed.

Visa 119

Visa Online and Mobile Banking Payments Contactless Payments 119

Stax

MARCH 13, 2025

Card type Interchange fees differ not only by card networks but also by the type of payment cards used. Debit card interchange fees are lower than that of credit cards. This is because funds are pulled from the cardholder’s bank account, posing less risk for the issuing bank.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Payments Association

FEBRUARY 27, 2025

Catering to banks, fintech companies, and digital asset businesses, Optimus ensures seamless and efficient card issuance processes. Virtual account and IBAN issuance: Recognising the growing demand for digital payment solutions, Optimus provides businesses with the tools to create and manage virtual accounts for their customers.

IBAN 88

IBAN Payments End User On-Demand 88

EBizCharge

MARCH 31, 2025

From seamless integration with Sage accounting software to transparent pricing and robust security features, selecting the right provider ensures smooth transactions and financial accuracy. This accelerates and simplifies accounts receivable (AR) operations and improves cash flow management.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Fintech Labs Insights

DECEMBER 2, 2024

For example, Mad Rabbit , an e-commerce company featured in a Rho case study , had been spending $2k per month on ACH, wire and account fees. There are thousands of business banking options for small businesses. Those costs dropped to zero at RHO, saving the company $25,000 per year.

Bank Card 15

Bank Card Wires Wire ACH 15

The Fintech Times

MARCH 19, 2025

At the same time, mobile wallets such as Apple Pay and Google Pay have made it possible to pay without a PIN for higher-value transactions, raising questions about whether card limits remain necessary. Contactless fraud accounted for 41.5million in losses last year, up 19 per cent from 2022. Fraud is a key consideration.

Contactless Payments 98

Contactless Payments Consumer Security Fraud Prevention 98

Payments Dive

JUNE 12, 2025

Europe, the Middle East and Africa collectively accounted for 57% of Adyen’s revenue last year, the most of any region, followed by North America with 27%, Asia-Pacific with 10%, and Latin America yielding 5% of the company’s revenue last year, according to its 2024 annual report. About 300 of its U.S. We continue to invest a lot in the U.S.

Privacy 107

Privacy Push-to-Card Debit Card Addressing 107

The Paypers

JUNE 16, 2025

Bank’s Elan Financial Services credit card program into Fiservs Credit Choice solution. Fiserv provides a range of solutions for its clients, including account processing, digital banking, card issuer processing, payments, ecommerce, merchant services, and Clover, which is an advanced point-of-sale system.

Credit Cards 36

Credit Cards CBDC Financial Crimes Digital Currency 36

The Paypers

JUNE 12, 2025

The system is expected to allow riders to conveniently pay for transit using contactless bank cards, mobile wallets, and smart devices. At the same time, the Open Payments Account Linking feature will enable riders to link their payment card to a single transit account.

Financial Crimes 36

Financial Crimes Participant Crime Embedded Finance 36

The Paypers

JUNE 17, 2025

Developed in partnership with payment technology firm Checkout.com, this feature allows investors to receive dividends and returns directly on their bank cards, reducing withdrawal times compared to traditional methods. The launch aligns with broader trends in the MENA region, where digital finance adoption has accelerated rapidly.

CBDC 36

CBDC Real Time Payments Financial Crimes Multi-Currency 36

The Fintech Times

JUNE 18, 2025

Checkout.com , the global digital payments firm, is powering the latest innovation from Stake , the digital, global real estate investment platform, which will enable investors to receive dividends and returns directly to their bank cards. It has gone live following a successful pilot phase in May.

Returns 45

Returns On-Demand Volume Bank Card 45

Finextra

NOVEMBER 19, 2024

South African fintech Mama Money Financial Services has launched a new bank card that enables cardholders to manage their account and money through WhatsApp.

Bank Card 125

Bank Card Accounts FinTech 125

Fintech Finance

JUNE 24, 2024

Paymentology the leading next-gen global issuer-processor, today announces its partnership with Mama Money , one of Africa’s leading cross-border money transfer operators, and Access Bank , to launch new WhatsApp-powered bank card that stands out for its innovative use of WhatsApp banking.

Bank Card 98

Bank Card Regulatory Compliance Cross-Border Financial Inclusion 98

The Fintech Times

JUNE 25, 2024

Paymentology , the global issuer-processor has partnered with Mama Money , the African cross-border money transfer operators, and Access Bank , to launch a new bank card service that will utilise WhatsApp banking.

Bank Card 64

Bank Card Finance Cross-Border Regulatory Compliance 64

PYMNTS

NOVEMBER 7, 2016

Thousands of customer cards have been blocked after Tesco Bank’s fraud system detected suspicious activity, reported HuffPost Business. Concerned account holders took to social media to alert Tesco. 6) morning: “Yesterday, our fraud prevention systems identified suspicious activity on a number of accounts.

Blocks 64

Blocks Bank Card Fraud Prevention NOV 64

PYMNTS

JUNE 15, 2020

Digital accounting platform Receipt Bank has acquired analytics firm Xavier to help boost services for accountants and bookkeepers, according to a press release. The move comes in the wake of Receipt Bank’s Series C funding round, which raised $73 million in January.

Accounts 56

Accounts Commercial Card Acquirers Small Business 56

Fintech News

JUNE 2, 2024

Grab users will continue to have access to cashless payment options through bank cards, ZaloPay accounts, and MoMo accounts. Moving forward, Moca will no longer accept new e-wallet account requests as of 31 May 2024. Moving forward, Moca will no longer accept new e-wallet account requests as of 31 May 2024.

Legal 117

Legal Non-Bank Bank Card Regulations 117

Finovate

JULY 24, 2024

Bank launched its Accounts Receivables platform, U.S. Bank Advanced Receivables, in partnership with Billtrust. Bank Advanced Receivables will help businesses keep costs low and benefit from real-time visibility into cash flow and financial position. At the conference, the bank demoed its U.S.

Accounts 58

Accounts Payment APIs and Integration Treasury Management Automation 58

Finovate

JULY 24, 2024

Bank launched its Accounts Payable platform, U.S. Bank Advanced Receivables, in partnership with Billtrust. Bank Advanced Receivables will help businesses keep costs low and benefit from real-time visibility into cash flow and financial position. Bank most recently demoed its technology at FinovateFall 2021 in New York.

Accounts 58

Accounts Payment APIs and Integration Treasury Management Automation 58

PYMNTS

JUNE 17, 2019

Discover Financial Services said Monday morning (June 17 th ) that it has ended fees on deposit accounts. In recounting benefits still offered to consumers, Discover pointed to Discover Cashback Debit, which offers customers 1 percent cash back on up to $3,000 in debit card purchases each month.

Deposit Account 62

Deposit Account Accounts Debit Card ATM 62

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. mobile-first bank accounts.

Debit Card 71

Debit Card Checks Accounts Venmo 71

NFCW

DECEMBER 18, 2023

SCAN: Availability is being expanded from NFC on Android phones to QR Codes on all smartphones Consumers in Korea can now make cash withdrawals and deposits at ATMs by scanning a QR code with their Apple or Android smartphone rather than needing to use a physical bank card.

ATM 123

ATM Consumer Card Services Mobile Banking 123

PYMNTS

FEBRUARY 25, 2020

For the purposes of the February 2020 Building A Better App report, PYMNTS asked survey respondents to build the perfect card — spend controls, instant credit, a multiplicity of card controls — just name it. The highest interest is among “bridge millennials” whose card spend averages $40,000 annually.

Accounts 61

Accounts Debit Card Mobile Banking Cryptocurrency 61

Ikajo

MARCH 18, 2021

If you are new to the e-commerce business, you are probably wondering what a merchant account is. What benefits will follow after opening an account? The definition of a merchant account A merchant account is a modern e-commerce solution for accepting payments. How do banks determine the risk level?

Risk 52

Risk Accounts Legal Non-Bank 52

Fintech News

DECEMBER 18, 2023

The Monetary Authority of Singapore (MAS) has instructed remittance companies to only work with banks, card network operators such as UnionPay International, or licensed financial institutions to transfer funds to China for the next three months, beginning from 1 January 2024 to 31 March 2024.

Rules 109

Rules Law Enforcement MFA Laws 109

Fintech News

JANUARY 10, 2024

In response to these incidents, the Monetary Authority of Singapore (MAS) and SPF are actively seeking information from Chinese authorities to understand the underlying reasons and concerns that have led to the freezing of these recipient bank accounts in China.

Authorization 116

Authorization Business Day Adjustments Breach 116

Open Banking Excellence

MARCH 5, 2024

The DPS offers three main use cases – cheaper payments (without the need for bank cards), account sharing information (for aspects such as affordability and fraud prevention) and payee confirmation (to check funds are going to the right account).

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

Fintech News

MAY 20, 2024

Singapore’s digital bank Trust shared that its customers have saved over S$18 million on foreign currency transactions in the past year, thanks to the bank’s 0% foreign exchange fee policy. The data revealed that Trust Bank cards were used more than 7 million times for foreign transactions during this period.

ATM 123

ATM Bank Card Transactions Continuity 123

Fintech News

AUGUST 19, 2024

Scammers, posing as technical support from companies like Microsoft or Apple, would then manipulate victims into providing remote access to their devices, leading to unauthorised transactions from their bank accounts.

Scams 121

Scams Money Laundering Cross-Border Phishing 121

PYMNTS

NOVEMBER 15, 2020

consumers have been paying down payments on credit cards with the pandemic continuing to hamper spending opportunities, which has led to dramatically falling bank card loans, The Financial Times (FT) reports. According to the report, the total amount of card loans in U.S.

Credit Cards 120

Credit Cards Consumer Bank Card Checks 120

Fintech Finance

JANUARY 7, 2025

Currenseas money-saving card enables travellers to spend abroad directly from their existing bank account but without the foreign exchange charges normally applied by banks, and without the hassle of opening a new bank account or topping up other cards.

Debit Card 97

Debit Card Accounts Bank Card Continuity 97

Payments Source

DECEMBER 9, 2016

Tencent Holdings has 846 million global monthly active-user WeChat accounts, and more than 300 million have linked bank cards. The potential user base is huge.

Bank Card 65

Bank Card Payments Accounts Mobile Payments 65

PYMNTS

JUNE 14, 2020

The ringleader was reportedly a Bucharest-based car wash owner, Bogdan-Stefan Popescu, who would transfer the illicit funds out of bitcoin and into bank accounts under the names of friends and family.

Bitcoin 80

Bitcoin Money Laundering Legal Gateways 80

Fintech Finance

NOVEMBER 13, 2024

In the future, users can expect their non-custodial crypto wallets to serve as their primary bank accounts. Higher Approval Rates: No more failed card payments or blocked bank cards. This lowers the risk of account freezes or hacks often experienced on centralized platforms. in the coming weeks.

Payment Solutions 95

Payment Solutions Non-Bank Payments RTP 95

PYMNTS

JUNE 18, 2020

A new service from FIS , Open Banking Hub, will allow customers to pay for items directly from their bank account, which has the benefit of never making them enter information through a third-party site, a press release says. The service will also allow customers to check their bank accounts during the process.

Disputes 98

Disputes Payments API Accounts 98