The Payments Association

NOVEMBER 4, 2024

began to grow and secure larger accounts, we realized the need to bring our card management capabilities in-house and work with an enterprise processor that could support us as we continued to scale up,” said Zach Johnson, Founder and CEO of dash.fi. . “As dash.fi We’re excited to partner with dash.fi

Card Issuer 88

Card Issuer Underwriting Processors Issuers 88

The Fintech Times

NOVEMBER 11, 2024

More than one-fourth (29 per cent) of bank customers and 22 per cent of credit card customers have experienced some instance of fraudulent activity on their accounts in the past 12 months alone, according to a new study by J.D. This suggests that more work must be done so consumers are more aware of how to keep their accounts safe.

Credit Cards 59

Credit Cards Card Issuer Fraud Prevention Issuers 59

The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. The post Mastercard Unveils Open Banking Programme for Card Issuers in the US appeared first on The Fintech Times.

Card Issuer 64

Card Issuer Issuers Visa Online and Mobile Banking 64

The Payments Association

NOVEMBER 12, 2024

About Yordex Yordex makes it easy for any business to issue cards to their customers, beneficiaries or employees. They make it possible for their customers to issue cards anywhere in the world using their global network of card issuers.

Cross-Border Payments 88

Cross-Border Payments Cross-Border IBAN Card Issuer 88

Finovate

JANUARY 14, 2025

Push provisioning enables payment card data to be securely sent or “pushed” from the card issuer or financial institution directly to a digital wallet. Push provisioning facilitates contactless payments and boosts convenience and security by removing the need for the user to manually enter payment card details.

Credit Union 65

Credit Union Push-to-Card Technology Payment APIs and Integration 65

Clearly Payments

APRIL 24, 2025

How Payment Processing Fees Work When a customer pays with a credit or debit card, a few parties get a cut of the transaction. Heres a simple breakdown: Interchange fees: Interchange fees go to the customers bank (the card issuer). Assessment fees: These go to the card networks like Visa and Mastercard.

Large Merchants 99

Large Merchants Process Processors Volume 99

Fintech Finance

MARCH 12, 2025

Leavitt continued, Furthermore, it levels the playing field among those commercial card issuers that can issue cards globally and those that cannot. The partnership aims to streamline processing and reconciliation for accounts payable and receivable teams dealing with international payments.

Cross-Border Payments 82

Cross-Border Payments Cross-Border Payment Solutions Commercial Card 82

Innovative Payments Association

MARCH 7, 2024

Guest post by Emily Rueth , Managing Director & Founder of Vicuse Payments Advisors For card issuers, embracing and implementing even the most basic use cases for artificial intelligence (AI) can revolutionize your operations and enhance customer experiences. This frees up live agents to focus on more complex issues.

Card Issuer 52

Card Issuer Issuers Payments Advisors Advisors 52

Clearly Payments

NOVEMBER 13, 2024

The role of the BIN extends beyond simply identifying the card issuer; it affects various aspects of the payment process: Transaction Routing : When a customer makes a purchase using a card, the payment processor uses the BIN to route the transaction to the right financial institution. Why is the BIN Important in Payments?

Process 104

Process Processors Payments Compliance 104

Payments Source

NOVEMBER 8, 2019

Earlier this decade, a boom in low-cost prepaid cards undercut the firm's business model. Now the fiercest competition is coming from venture capital-backed startups that offer accounts with no overdraft fees.

Card Issuer 67

Card Issuer Issuers Accounts Mobile Payments 67

Stax

JUNE 24, 2025

Talk to sales Understanding Credit Card Processing Companies At a high level, a credit card processor acts as the middleman between your customer’s card issuer and your business bank account. your CRM system, accounting software, POS system, etc.).

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

The Payments Association

JANUARY 3, 2025

Participants noted that while unauthorised fraud, which accounted for annual losses of 709 million, such as remote purchase, remote banking and lost and stolen cards, has remained relatively steady, authorised fraudparticularly investment, purchase, impersonation and romance scamshas surged in recent years to 460 million.

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Fintech Finance

APRIL 15, 2025

The solution enables the institution to provide their existing clientele with the capability to perform credit transfers through their existing accounts with the platform. Valletta Credit Finance Corporation Ltd is a premium payment card issuer based in Malta, offering bespoke financial solutions to consumer and corporate clients worldwide.

Finance 81

Finance Card Issuer Funds Transfer Issuers 81

Fintech Review

NOVEMBER 12, 2024

New York, New York, November 12th, 2024, FinanceWire Knot , a leading fintech company specializing in card-on-file management, is proud to announce the launch of MassSwitcher™, an innovative solution that enables cardholders to update their card information across multiple merchant accounts instantly with a single login.

Card Issuer 52

Card Issuer Issuers FinTech Addressing 52

Fintech Finance

FEBRUARY 26, 2025

With a commitment to empowering community and regional banks to compete with national credit card issuers, CorServ’s latest upgrade delivers a modern and highly intuitive user experience.

Credit Cards 52

Credit Cards Card Issuer Issuers Payment Programs 52

CB Insights

JUNE 7, 2021

Square accounted for 60% and 70% of Marqeta’s 2019 and 2020 revenues, respectively. . Currently, Marqeta serves as the issuing partner for both the Square Card (a business debit card) and Cash App. Compensation and other benefits accounted for most of Marqeta’s total costs.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

PYMNTS

NOVEMBER 30, 2020

Being granted access to their customers’ true geographic locations could give financial institutions (FIs) crucial access to data that could protect consumers’ accounts, especially as more of them use mobile channels to shop and pay. consumers who own internet-connected devices and who use their credit or debit cards at least monthly.

Consumer 68

Consumer Card Issuer Accounts Online and Mobile Banking 68

The Fintech Times

MARCH 15, 2025

Working together, the companies are streamlining processing and reconciliation for accounts payable and receivable teams dealing with international payments. Furthermore, it levels the playing field among those commercial card issuers that can issue cards globally and those that cannot.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Payment Solutions B2B 59

Payments Dive

FEBRUARY 20, 2024

The card issuer has partnered with ATM operator NCR Atleos to provide cash access for its checking account clients at 40,000 more machines.

ATM 78

ATM Card Issuer Issuers Checks 78

Synapse Payment Systems

NOVEMBER 9, 2022

The card issuer then contacts the merchant on behalf of their customer and requests that they refund the purchase price to the cardholder. If the card issuer fails to make contact or the merchant does not refund the money, the card issuer can reverse the charge on the cardholder’s statement.

Disputes 130

Disputes Card Issuer Payments Returns 130

Clearly Payments

JANUARY 12, 2024

Inform Cardholders If you have identified specific compromised accounts or transactions, contact the affected cardholders as soon as possible. Advise them of the potential fraud and instruct them on the steps they should take, such as contacting their card issuer to report the incident and potentially canceling their affected cards.

Credit Cards 105

Credit Cards Law Enforcement Card Issuer PCI DSS 105

Payment Savvy

JANUARY 11, 2023

If you are one of the ten million-plus American businesses with a merchant processing credit card account, the chances are you are aware of an industry term known as interchange. Each new credit card transaction is assigned to what is known as a target interchange category. What Is Downgrading a Credit Card.

Credit Cards 98

Credit Cards Card Issuer Issuers Processors 98

Fintech Finance

JULY 18, 2024

The partnership will allow corporates to centralise more payment types within their travel programme, expanding virtual card use beyond core hotel and air payments. Corporates will be able to use their existing virtual card accounts for another element of the business trip.

Payment APIs and Integration 98

Payment APIs and Integration Card Issuer Payments Issuers 98

EBizCharge

DECEMBER 3, 2024

Settlement occurs after a sale has been authorized and captured, ensuring the payment moves from the customer’s bank account to the merchant’s account. The payment settlement process involves various intermediaries, including the card issuer, the acquiring bank, and the payment processor.

Credit Cards 52

Credit Cards Settlement Finance Issuers 52

Fintech Finance

DECEMBER 12, 2024

Codat and PayTech have partnered to transform how commercial card issuers support clients to optimize their supplier payments through spend analytics. However, these processes historically require heavy, manual efforts, making it challenging for issuers to deliver actionable insights to their commercial clients.

Issuers 98

Issuers Card Issuer Commercial Card Automation 98

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems. You will need POS terminals to accept and process in-person card payments.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Payments Source

OCTOBER 4, 2018

Wirecard is partnering with Visa in Romania on a white-label digital wallet service enabling any card issuer to offer mobile contactless payment solutions through a wallet featuring card controls and account notifications.

Card Issuer 68

Card Issuer Contactless Payments Issuers Payment Solutions 68

PYMNTS

DECEMBER 31, 2020

Debit card issuers face an ever-growing array of fraud schemes perpetrated against them and their account holders. Effective card offerings require financial institutions (FIs) to quickly and accurately detect myriad forms of fraud, forcing them into a delicate balancing act. Understanding Customers.

Issuers 109

Issuers Card Issuer Point-of-Sale (POS) Authentication 109

Clearly Payments

NOVEMBER 18, 2024

Reputation risk: Excessive chargebacks can damage your standing with card networks. Operational challenges: A high chargeback ratio could lead to higher processing fees or the loss of your merchant account. Analyze the reason code provided by the card issuer to determine the cause of the chargeback.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

FICO

NOVEMBER 21, 2018

If your plastic card is captured inside of an ATM, call your card issuer immediately to report it. Sometimes you may think that your card was captured by the ATM when in reality it was later retrieved by a criminal who staged its capture. Either way, you will need to arrange for a replacement card as soon as possible.

ATM 76

ATM Card Issuer Issuers Compromise 76

EBizCharge

JANUARY 16, 2025

MCCs are set by major credit card networks such as Visa, MasterCard, American Express, and Discover when merchants set up their credit card processing accounts to ensure transactions are accurately processed, and interchange fees are correctly applied. Who sets merchant category codes? MCCs help enforce these restrictions.

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

FICO

JULY 7, 2021

auto lenders and credit card issuers. FICO® Bankcard Score 10 provides lenders the opportunity to safely and responsibly expand access to credit, offering even more precision in predicting risk for new and existing card accounts with strong performance in supporting retail card lending decisions in lower score ranges.

Card Issuer 98

Card Issuer Credit Cards Credit Risk Issuers 98

FICO

NOVEMBER 10, 2020

As someone who has worked in fraud detection and mitigation for more than 30 years, I wanted to share some important facts on how banks and card issuers protect their customers from fraudulent transactions: with multiple defenses that are often invisible, and more importantly, often intentionally frictionless. Emphases added.).

Credit Cards 98

Credit Cards Consumer Card Issuer Issuers 98

PYMNTS

OCTOBER 16, 2020

We have deep dives on connected devices, instant payments and what the digital shift means for customer expectations of card issuers. Mastercard: Why It’s Time For Card Issuers To Up Their Digital Game. Consumers’ digital shift means that customer expectations for their card issuers are higher than in the past.

Instant Payments 95

Instant Payments Card Issuer Online and Mobile Banking Federal Reserve 95

PYMNTS

DECEMBER 29, 2020

Debit solutions draw on funds consumers already have in their bank accounts, and while this makes them reassuring to debt-wary consumers, it can have implications if these details are snatched by fraudsters. Around The Next-Gen Debit World.

Debit Card 121

Debit Card Online and Mobile Banking Scams Card Issuer 121

Payment Savvy

JANUARY 26, 2022

As a result, it’s critical for merchants to stay up to speed on the latest developments in merchant account security. Better yet, if you choose a payment provider offering cutting-edge tools and solutions, you can rest assured your high-risk merchant account is evolving to adopt the latest security technology as new threats appear.

Risk 52

Risk Accounts Security Duplicate 52