The Fintech Times

APRIL 10, 2025

Powered by open banking technology through payments initiation, Payit by NatWest provides customers with an additional digital payment method to be able to manage their energy payments safely and securely. “With Payit, our customers can make secure, fast payments directly from their bank account, via mobile banking.

Accounts

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards

Fintech Finance

FEBRUARY 24, 2025

Nexi Germany GmbH, part of leading European PayTech, Nexi Group has signed a contract with Wero operator EPI (European Payments Initiative). As a regulated payment service provider, Nexi now has the licence to connect merchants and service providers for Wero acceptance. With Wero, there is no major change for merchants.

Acquirers

NFCW

FEBRUARY 11, 2025

” Juniper forecasts 50% growth in QR mobile payment transactions was written by Sarah Clark and published by NFCW. ” “This increased competition will be most felt in North America and Europe, where iOS products have the highest market share,” Juniper adds.

Mobile Payments

Fintech Finance

MAY 27, 2025

.” Dan Martalog, Senior Open Banking Solutions Expert at Salt Edge Future focus: Unlocking Open Banking-powered payments In addition to compliance and authentication services, Tradu is now in the final stages of adopting Salt Edge’s Open Banking Gateway for Payment Initiation Services (PIS).

Payment Initiation

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The merchant account : this is a special bank account that allows you to accept and process credit and debit card payments.

Online Payment Processing

The Fintech Times

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). This is a game-changing moment for Atoa, explained Sid Narayanan , co-founder and CEO of Atoa.

Processing Costs

Finextra

JUNE 24, 2025

These solutions are already widely adopted and focus on enabling technical interoperability between existing mobile wallets, offering fast and integrated payment experiences within their local banking ecosystems. Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.

Agreements

Fintech Finance

MARCH 20, 2025

Tink, A Visa Solution, the market-leading open banking platform, has announced that 10,000 merchants have now chosen Pay by Bank via its Payment Service Provider (PSP) partnerships. Pay by Bank makes it possible to check out quickly on a mobile device, directly from a bank account.

Payment Service Provider (PSP)

The Fintech Times

MARCH 25, 2025

The Somalian financial ecosystem has taken its next step in the digital world as the Central Bank of Somalia’s (CBS) payments initiative, the Somalia Payment Switch (SPS), has successfully launched the country’s first instant payment system. Abdirahman M.

Instant Payments

Fintech Finance

JUNE 26, 2025

Ordo was selected for its proven expertise in Open Banking and its market-leading capabilities in advanced payment initiation enabling a smooth and secure funding journey that supports a seamless checkout experience. This cost saving is especially meaningful for sectors operating on tight margins or processing high payment volumes.

FinTech

The Fintech Times

JULY 11, 2025

UK regulator, the Financial Conduct Authority (FCA), has approved fintech Finmo to operate as an Authorised Electronic Money Institution (EMI), enabling it to offer a wider range of payment services across the UK. Finmo also plans to expand its UK-based compliance and operations team to support these efforts.

Embedded Finance

Fi911

MAY 22, 2025

Why an Upgrade is Needed PSD2, implemented in January 2018, was designed to transform the EU payments ecosystem by enhancing competition, boosting innovation, and strengthening consumer protections. This is especially important as consumers demand more clarity and accountability from financial service providers.

Payment APIs and Integration

Fintech Finance

MAY 28, 2025

KNET utilized ACI’s Digital Central Infrastructure solution to build the central payment infrastructure of WAMD, an interoperable, countrywide scheme that enables account-to-account (A2A) payment transfers via a bank’s mobile app or internet banking service by using a phone number.

Real Time Payments

The Fintech Times

JANUARY 28, 2025

Secure, consent-based data-sharing and real-time account-to-account payment initiation redefine the art of the possible. For example, take a small merchant in Latin America who might deal in cash almost exclusively because card payments are expensive and settlement takes too long. . Regulation can kill innovation.

Service Provider

The Paypers

JUNE 17, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Unzer rolls out with Wero from EPI Tuesday 17 June 2025 13:22 CET | News Unzer , a payment platform for SMEs in Germany, Austria, and beyond, has partnered with the European Payments Initiative (EPI).

CBDC

Finovate

MARCH 7, 2025

A champion of payment choice, Boku supports a global network of localized payment solutions, including Direct Carrier Billing (DCB), digital wallets, and account-to-account connections. Local Payment Methods (LPMs) have proliferated around the world over the past decade.

Payments

The Fintech Times

MARCH 19, 2025

Contactless fraud accounted for 41.5million in losses last year, up 19 per cent from 2022. “We saw contactless payments initially surge in popularity during the pandemic but speed and ease have made them a lasting consumer favourite – now outpacing traditional Chip & PIN and cash transactions.

Contactless Payments

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). PSD2 mandates banks to provide TPPs with access to customer account information (AIS) and payment initiation services (PIS).

Payment APIs and Integration

Fintech Review

MAY 4, 2025

Modern finance teams rely heavily on embedded finance, SaaS fintech software, finance APIs, and cloud-based platforms to run everything from payments to compliance to cash management. Embedded finance has exploded in recent years, allowing non-bank companies to offer banking products like accounts, cards, and payments.

Payment APIs and Integration

The Fintech Times

MAY 27, 2025

This will allow Tradu users to top up accounts directly from their bank accounts in both the UK and EU, delivering a fast, secure, low-friction funding experience.

Regulatory Compliance

Stax

MAY 23, 2025

This involves: Merchant onboarding: Collecting business details and verifying accounts so your users can start accepting payments. Payment processing: Authorizing and settling transactions in real time. Payouts and reporting: Ensuring funds reach the merchants bank account and offering tools to track and manage transactions.

ISVS

Finextra

JUNE 2, 2025

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. If Open Banking let you share your checking account data, Open Finance imagines sharing all your financial data (consensually, of course) to enable truly holistic services.

Finance

The Payments Association

MARCH 18, 2025

Payments providers are integrating e-commerce transaction data, geolocation, and digital identity signals to enhance fraud prevention. In the EU, for example, real-time merchant data is being explored to identify unauthorised transactions and prevent account takeoverslinking payments security directly to open data frameworks.

Finance

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Unlimited fines and serious reputational consequences for failure to prevent in-scope frauds.

Regulations

Fintech Finance

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) to help spread the word about its Wero digital wallet across Europe. With the Belgian banks EPI Wero collaboration, gives the initiative more energy to provide more European customers with safe and unified payment options.

Online and Mobile Banking

Finextra

JULY 27, 2025

Rise of Payment Hubs & APIs: Over the last decade, corporates and banks layered API-driven gateways atop legacy cores for faster payment initiation, richer data (ISO 20022), and straight-through reconciliation, yet liquidity still floats in multiple silos. Tokens move from corporate CBDC wallet to beneficiary’s account.

CBDC

The Fintech Times

JUNE 18, 2025

They simply need to give consent for a one-time authorisation, and payments will then be automatically deducted from their bank accounts. Manual approvals for payments will become a thing of the past with Pix Automático, as the feature will reduce friction and improve customer retention throughout the payment journey. “Our

Credit Cards

Finextra

JUNE 17, 2025

Payments platform Unzer joins EPI for Wero wallet push Berlin-based payments platform for SMEs Unzer has joined the European Payments Initiative (EPI) to support the roll out of the Wero digital wallet.

Payment APIs and Integration

Fintech Finance

JUNE 16, 2025

European Payments Initiative (EPI) , the European-grown player committed to offering a sovereign payment alternative to all consumers in Europe, announced today the onboarding of 5 local Luxembourg banks as members, now preparing for the launch of the Wero wallet and instant A2A payment solution.

Digital Payments

The Payments Association

MAY 3, 2025

From a regulatory vantage point, Jazmin Achi, board member and director of Privat 3, turned to payment initiation services (PIS) under PSD2an innovation that once promised much but has underdelivered due to inconsistent implementation. Without a uniform approach, we risk building inefficiencies. Who owns the risk?

Payment APIs and Integration

Fintech Finance

JULY 1, 2025

Tink , A Visa Solution, and Chip , the award-winning wealth app, have today announced a partnership which will see Tink provide its Payment Initiation Services (PIS) to Chip customers. Tink is working with Chip to provide seamless and secure open banking-powered money transfers for users topping up their account.

CHIPS

The Fintech Times

JUNE 16, 2025

Salt Edge brings expertise in secure bank connectivity, offering regulated access to account information services (AIS) and payment initiation services (PIS) across thousands of financial institutions in over 50 countries.

AI

The Fintech Times

FEBRUARY 20, 2025

Looking to expand the benefits and adoption of account-to-account (A2A) payments in the UK, specifically through the use of open banking facilitated Pay by Bank payments, Token.io , the A2A payment infrastructure provider and Fabrick , the payment orchestrator, are announcing a new partnership.

User Authentication

The Fintech Times

MAY 1, 2025

UAE-based alternative payment method (APM) provider Pay10 has secured an open finance licence from the Central Bank of the UAE , enabling it to provide payment initiation services, including variable recurring payments across the country.

Finance

The Payments Association

NOVEMBER 27, 2024

The Central Bank of Bahrain (CBB) has updated its open banking framework, mandating all licensed banks to expose APIs for corporate accounts. Bahrain, the first country in the Middle East to introduce open banking, launched its open banking framework (OBF) in October 2020, following the initial set of rules released in December 2018.

Third-Party Service Provider

The Fintech Times

FEBRUARY 20, 2025

Through Payit by NatWest, Salad Money customer can now link their bank account to access one-click digital loan payments with less friction – thanks to a reduced need for a card and one-time passcodes. The option is available to all Salad Money customers with a bank account with access to online banking or a mobile banking app.

Online and Mobile Banking