Clearly Payments

JANUARY 15, 2025

Address Verification Service (AVS) Fees What It Is: AVS is an extra layer of fraud protection that checks the billing address entered by the customer. Maintain PCI Compliance Why It Matters: Non-compliance fees can be high, and a data breach can be devastating. Cost Range: Often $0.01$0.10 per transaction.

Process

Basis Theory

NOVEMBER 12, 2024

Fortunately, the impact of latency can be addressed through geo-replication, horizontal and vertical scaling of resources, concurrency, and caching. Prudent systems address downtime through redundancies, self-healing operations, heartbeats and pings, synthetic tests , and 24/7 support.

Encryption

My Payment Savvy

AUGUST 10, 2025

Address Verification Service (AVS) AVS compares the billing address provided during checkout with the address on file with the card issuer. Mismatches can indicate stolen cards being used with fake addresses. However, AVS isn’t perfect—legitimate customers sometimes move or use different billing addresses.

Fraud Detection

EBizCharge

MARCH 18, 2025

As data breaches evolve and advance, a robust payment processing system that protects sensitive financial information is essential. By protectin g payments in Sage 100, your company can reduce the risk of data breaches and fraud, ensuring a secure experience for all parties involved.

Credit Cards

Finextra

JUNE 13, 2025

Data breaches involving bank account details not only damage reputations and erode customer trust but can also expose organisations to direct financial loss, fraud recovery efforts, and regulatory scrutiny. Even if a breach occurs, attackers get meaningless tokens rather than actionable payment credentials. And the stakes are high.

Data Security

Stax

DECEMBER 12, 2024

This encryption turns data into an unreadable format to prevent fraud and security breaches. They feature built-in fraud protection tools such as tokenization, CVV verification, 3D Secure (3DS), and IP address monitoring. eCommerce tech stack. Mobile payment solutions. Do your research now to protect yourself, not when its too late.

Small Business

The Payments Association

MARCH 19, 2025

Banks clinging to outdated systems risk security breaches, regulatory headaches, and lost market sharemodernisation isnt just an upgrade, its a survival strategy. By addressing focused use cases, banks can reduce risk, improve ROI, and incrementally build toward a fully modernised, scalable banking, cards, loans and payments infrastructure.

Payment APIs and Integration

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards

Fi911

FEBRUARY 26, 2025

Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. New Requirements for Monitoring Comprehensive real-time monitoring and logging are emphasized to detect and address anomalies more effectively. Continually assess and refine your systems to address evolving threats.

PCI DSS

The Payments Association

NOVEMBER 12, 2024

Financial criminals are exploiting digital advancements and deploying sophisticated tools like AI to breach systems, pressuring financial institutions (FIs) to respond with equally advanced defences. Armstrong emphasises that compliance officers need to address any information asymmetries that might exist. The stakes are high.

Financial Crimes

Fintech Review

APRIL 20, 2025

It covers the tools, platforms, and strategies that defend against data breaches, fraud, identity theft, and financial disruption. Key Technologies in Cybertech The landscape includes a wide range of solutions, each addressing a different part of the threat environment. Cybertech sits at the intersection of cybersecurity and fintech.

Finance

The Fintech Times

MARCH 28, 2025

Organisations face a series of challenges, from eroding profit margins to reputational risks to data breaches as fraud grows. To help put a dent in this figure, Creditinfo , a global service provider for credit information and risk management solutions, has launched its global identity, know your customer (KYC), and fraud and ID solution.

Financial Crimes

Finextra

JUNE 26, 2025

Non-compliance, on the other hand, can lead to data breaches and legal troubles. How PCI DSS affects your digital payment operations When you’re PCI DSS compliant, you reduce the risk of costly breaches. When you follow compliance rules, you reduce the risk of fraud, chargebacks, and penalties.

PCI DSS

The Payments Association

JUNE 16, 2025

Providers must address sector-specific concerns, improve communication, and support merchants to unlock open banking’s full potential. Mark McMurtie Ambassador, TPA “Recent cybersecurity attacks and data breaches in the retail industry reinforce the need for a more robust and secure retail ecosystem. What’s next?

On-Demand

The Payments Association

MARCH 19, 2025

Beyond inefficiencies, manual processes create significant risks, such as: Misreported financials Compliance breaches Missed transactions Navigating regulatory uncertainty Unlike traditional payment systems, which operate within well-established regulatory frameworks, digital assets exist in a fragmented legal landscape.

Cross-Border

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. As a business owner, you just cant afford to ignore these statistics.

Process

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. Sensitive data may be stored on servers, increasing the risk of breaches.

Payment APIs and Integration

Stax

APRIL 3, 2025

Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud. For eCommerce payment systems, these measures include two-factor authentication, fraud filters, real-time transaction monitoring, card verification value, device fingerprinting, and address verification system.

Payment Solutions

The Payments Association

JUNE 29, 2025

More importantly, ID-Pal Once enables organisations to address resource constraints that might otherwise increase the risk of fraud breaching their KYC defences.

Verification

The Fintech Times

JANUARY 28, 2025

It’s about touching lives, addressing some of the world’s greatest injustices, and leveraging technology for the greater good. This can help address the difference in gender response to job applications and level the playing field for applicants. Simply put, they have the capability; they lack the courage.

Service Provider

My Payment Savvy

JUNE 16, 2025

This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Smart research now prevents costly mistakes later.

Payment Gateways

EBizCharge

APRIL 7, 2025

Users can continue with their current payment processor without risking data loss or security breaches. Planning ahead also allows time to address unexpected challenges and ensures your new solution is fully functional before Dynamics GP becomes unsupported.

Assessments

EBizCharge

JANUARY 14, 2025

Strong encryption builds trust with customers and reduces the risk of data breaches. These gateways handle all payment details, providing a secure system that minimizes the risk of data breaches. Therefore, your company should address any technical issues early on and work with a processor that handles most of the setup for you.

Payment Gateways

EBizCharge

JANUARY 21, 2025

Virtual terminals should implement strong payment security measures like encryption, tokenization, address encryption, address verification, and secure gateways to prevent fraud and data breaches.

Credit Cards

EBizCharge

NOVEMBER 27, 2024

Features like Address Verification Systems (AVs), Card Verification Value (CVV) checks, and encryption protocols protect sensitive customer data and minimize chargebacks. These practices help prevent fraud and protect against data breaches, fostering trust with your customers.

Accounts

Fintech Review

MARCH 10, 2025

Co-Founder and Chief Science Officer, Feedzai The Five Pillars of TRUST At the core of Feedzais framework are five essential pillars, each addressing a critical aspect of responsible AI development and governance: T – Transparent Clear Explanations: Show how AI decisions are made in a way that anyone can understand.

Financial Crimes

M2P Fintech

APRIL 10, 2025

Addressing Key Obstacles in LAMF Despite its benefits, the LAMF as a sector grapples with significant hurdles. Tracks margin levels precisely and automates notifications to borrowers when thresholds are breached, enhancing risk management and transparent communication. The future of lending starts here.

Mitigation

The Fintech Times

JULY 9, 2025

Between October 2018 and August 2020, Monzo was found guilty of breaching Principle 3 of the FCA’s Principles of Business: a firm must take reasonable steps to ensure that it has organised its affairs responsibly and effectively, with adequate risk management systems. This should be a wake-up call for the sector.

Financial Crimes

The Payments Association

MAY 28, 2025

By eliminating repeated credential input and enabling genuinely secure one-click transactions, it simultaneously addresses both the safety concerns and speed demands of modern consumers. Merchants no longer need to handle or store sensitive payment data, dramatically reducing both their compliance burden and vulnerability to breaches.

Credential

The Payments Association

JUNE 11, 2025

Understanding and addressing the complex fraud ecosystem is now essential for UK platforms operating in an increasingly hostile digital environment. It's crucial to focus on prevention before transactions and address friendly fraud abuse through streamlined, single-platform solutions that transform fraud prevention into a growth enabler."

Risk

The Payments Association

JUNE 16, 2025

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. The difficulties lie in the assumption that, however secure they may be, one cannot rule out a breach of secure elements in the future. Why is it important? What’s next?

Settlement

Finextra

JULY 1, 2025

The Numbers Speak for Themselves Over 50% of organisations have experienced a breach stemming from third-party access. Identity Fabrics: The Modern Solution To address these growing demands, more institutions are embracing the notion of identity fabrics. Common causes? These aren’t technology failures but governance failures.

Embedded Finance

Neopay

MARCH 13, 2025

Focus on internal improvements: Firms can concentrate on addressing compliance issues without the added pressure of public scrutiny. Enhanced communication with regulators: The FCA’s decision highlights the importance of open dialogue between regulators and firms to address compliance concerns effectively.

Compliance

EBizCharge

MARCH 20, 2025

Improved payment security: A reliable payment gateway provider ensures compliance with security standards such as Payment Card Industry (PCI) Compliance , safeguarding sensitive financial data and reducing fraud and data breach risks. Automatic data syncing also reduces duplication and AR errors.

Payment Gateways

The Payments Association

JULY 18, 2025

Omar Salem Financial regulation and fintech partner, Fox Williams "Post–31 March 2025, the UK regulator is focused on supervision and in the future may hold firms, and potentially individuals, accountable for operational resilience breaches. Following the removal of EU-wide caps after Brexit, issuers raised IFs from 0.2%

Regulations

Finextra

JULY 16, 2025

Users are onboarded through non-Iranian addresses, non-sanctioned mobile numbers, and full FATF-aligned verification processes, with all services flowing through infrastructure wholly separated from the sanctioned economy’s domestic financial networks. External This content is provided by an external author without editing by Finextra.

Cross-Border