Clearly Payments

MAY 16, 2024

Mid-Qualified Rate : This intermediate category generally cover transactions that involve a slightly higher level of risk or processing effort, such as transactions where the card is manually keyed in but address verification is used, or transactions using reward cards. This, of course, assumes that merchants clearly know how the tiers work.

Process 105

Process Processors Payments Credit Cards 105

EBizCharge

JANUARY 14, 2025

In addition to keeping up with emerging trends, its also important to consider key factors like cost structures and integration capabilities when choosing your payment gateway. Therefore, your company should address any technical issues early on and work with a processor that handles most of the setup for you.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Payment Savvy

MARCH 22, 2023

Understanding the break-even point helps businesses set realistic sales targets, assess the viability of their operations, and evaluate the impact of changes in cost structures or pricing strategies. This information can help businesses identify areas for cost reduction and optimize their production processes.

Cost Structure 52

Cost Structure Product Assessments Volume 52

The Payments Association

MARCH 18, 2025

But open data also amplifies risks around privacy, consent, and data securityissues that payments firms must address as customer trust becomes a core competitive asset. Unlike open finance, which typically operates within regulated frameworks, open data relies heavily on voluntary data sharing and commercial agreements.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

DECEMBER 14, 2018

We’re excited about 360 Product Spins because they address a real pain point for retailers,” said Beck Besecker, CEO and co-founder of Marxent. 360 Product Spins have been desirable and effective at increasing sales for many years but difficult and expensive to implement comprehensively.

Cost Structure 60

Cost Structure Product Consumer Addressing 60

PYMNTS

DECEMBER 17, 2019

Today, there are two key methods for how a company can address the pain point of checks. Any time there’s a third party, there’s going to be an element of cost that’s baked in — and sometimes that cost is reasonable, and sometimes it’s excessive,” he said. noted PYMNTS in a previous Faster Payments Tracker. ACH’s B2B Future.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

Clearly Payments

SEPTEMBER 13, 2024

For example, staff may need to be trained on how to manage and troubleshoot different payment routes, handle multiple currencies, or address issues with different payment gateways. Operational Complexity : A payment orchestrator may necessitate new workflows and processes for the business.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

PYMNTS

OCTOBER 3, 2017

“Banks, when it comes to small business, just aren’t really paying too much attention to them … from a cost structure standpoint, they just don’t make enough money dealing with them,” he said. Finding ways to profitably address that challenge has created the field on which Quick.me – and its merchant cash advance product – compete.

FinTech 43

FinTech Small Business Acquirers Addressing 43

The Payments Association

SEPTEMBER 30, 2024

The need for clearer breakdowns of these fees was a recurring theme, with all participants highlighting how complicated it is for merchants to make informed decisions about their payment strategies when the cost structures remain so unclear.

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Common fraud vectors such as refund abuse, loyalty scheme exploitation, and synthetic ID fraud must now be addressed through formalised prevention frameworks and board-level oversight. Why is it important?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

PYMNTS

OCTOBER 13, 2020

The general things everybody wants — transparency, for example, or lower cost structures — are definitely on the map. Bringing differentiation (and value) to corporate payments does not have a concrete model to follow or convenient boxes to check, beyond a few must-haves. But in the pandemic, new needs and use cases have arisen.

Treasury 76

Treasury Real Time Payments On-Demand FinTech 76

Ikajo

DECEMBER 18, 2023

Therefore, clients receive not only a pre-built payment gateway but a holistic payment solution capable of addressing diverse payment challenges, quickly adapting to the unique needs of various industries, and standing out competitively in the market. Who needs a white-label payment gateway?

Payment Gateways 52

Payment Gateways Gateways PCI DSS Payments 52

Stax

NOVEMBER 29, 2023

To address this, they strategize ways to optimize operational efficiency by investing in better machinery or training for their staff to enhance productivity. Also, review each line item as a percentage of total sales to understand the cost structure and profitability trends.

Small Business 88

Small Business Accounts Assessments Risk 88

Clearly Payments

DECEMBER 7, 2023

Transaction Fees and Costs: Evaluate the fee structure of potential payment gateways. Consider not only transaction fees but also any setup costs, monthly fees, and additional charges. Understanding the overall cost structure is crucial for budgeting and financial planning.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 52

EBizCharge

JULY 17, 2024

Lastly, budgeting and forecasting software help in planning and predicting future G&A expenses while providing insights into areas where cost-saving measures can be applied. Shadow IT Shadow IT emerges when employees utilize non-approved technology or Software without formal consent from the IT department.

Product 52

Product Adjustments Assessments Legal 52

Segpay

MARCH 10, 2025

However, challenges such as technical compatibility, regulatory compliance, and security risks must be addressed to ensure a smooth, secure, and legally compliant integration. Regular Security Audits Conducting frequent assessments to identify and address vulnerabilities. credit cards vs. e-wallets).

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

CB Insights

AUGUST 24, 2017

“We are simplifying our entire go-to-market strategy and reducing our cost structure while we increase our ability to more effectively serve our customers. The second front of our transition is how we are building platforms to exploit the cloud and dramatically expand the size of our market opportunities.

Economy 35

Economy Technology On-Demand Government 35

PYMNTS

SEPTEMBER 9, 2020

The American healthcare system is sick — a story told in a runaway cost structure, subpar patient outcomes, frustrated physicians and what Sesame CEO David Goldhill called during a conversation with Karen Webster “315 million miserable stories about healthcare.”. Why Change Needs To Happen Now.

Consumer 96

Consumer Cost Structure On-Demand Blocks 96

CB Insights

JUNE 3, 2020

Consumers are now saving more — to address this shift in consumer behavior, wealth tech firms are creating millennial-friendly platforms that provide a more holistic suite of services and analytics tools. Looking further out, Covid-19 increases the need for centrally managed “autopilot” personal finance solutions.

Online and Mobile Banking 75

Online and Mobile Banking Volume On-Demand Underwriting 75

PYMNTS

JANUARY 7, 2021

What COVID-19 did change, however, is the urgency with which the market was addressing this problem. That failure can start to be addressed by integrating technology, which serves the dual purpose of expanding access for patients and by taking costs out of the system for providers. care more obvious and high quality,” Bali said.

Cost Structure 116

Cost Structure Addressing Underserved Procedures 116

The Fintech Times

DECEMBER 22, 2024

” Seamless integration Ian Horne, head of content Europe at Money20/20 Addressing shifts in consumer behaviour and expectations, Ian Horne , head of content Europe at Money20/20, sees 2025 as a pivotal year for wealthtech, driven by the need for seamless integration and broader service offerings.

Finance 107

Finance Advisors AI On-Demand 107

Fintech News

MAY 4, 2025

This is where the “buy” approach begins to show its true strategic value, not just in terms of convenience, but in addressing real-world operational challenges at scale. Payment orchestrators like Yuno, hence, play a critical role in helping businesses remain adaptive and resilient.

APACS 68

APACS Payments Reconciliation On-Demand 68

The Fintech Times

DECEMBER 5, 2024

Collaboration and financial strategy Soren Westh-Lonning, CFO, Pleo As global uncertainty continues, collaboration and data competence will be critical for addressing potential surprises, according to Soren Westh-Lonning , CFO of Danish spend management unicorn Pleo.

FinTech 72

FinTech Database Consumer Financial Protection Bureau (CFPB) AI 72

The Payments Association

APRIL 14, 2025

The PSR’s proposed price caps aim to address these issues; however, payment firms must prepare for regulatory changes that may impact their fee structures and revenue models. Legal issue/risk Next steps/action required Related links Legal issue/risk: The substantial increase in cross-border interchange feesrising from 0.2%

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88