Fintech Finance

JUNE 25, 2025

Spreedly’s Just-In-Time Card Updates integration addresses this challenge by providing merchants with up-to-date card credentials precisely when they’re needed. Key Business Benefits: Improved Authorization Rates: Reduce declines caused by outdated card credentials and recover revenue from failed transactions.

Credential 59

Credential On-Demand Payments Gateways 59

Fintech Finance

JUNE 8, 2025

” The path forward: seamless identity and consent Efforts are underway to address these mismatches. “Imagine being able to open a bank account, sign a lease, or set up mobile services in a new EU country, all remotely, simply by sharing approved credentials from your digital wallet,” Galdikas says.

Online and Mobile Banking 86

Online and Mobile Banking Authentication Credential Verification 86

The Payments Association

MAY 28, 2025

The evolution represents more than enhanced security protocols, it constitutes a complete reimaging of payment credential architecture. By eliminating repeated credential input and enabling genuinely secure one-click transactions, it simultaneously addresses both the safety concerns and speed demands of modern consumers.

Credential 88

Credential Payments Issuers Visa 88

Fintech News

APRIL 28, 2025

The product aims to address long-standing challenges in crypto use, including the complexities of managing private keys and the historical risk of losing digital assets due to forgotten credentials. The rollout will begin with selected markets before expanding globally over the coming months.

Web 3.0 71

Web 3.0 Money Laundering Stablecoins Payments 71

Fintech News

JULY 2, 2025

Criminals have become adept at forging documents, acquiring stolen credentials and creating synthetic identities that can easily pass basic KYC checks. However, in high-speed onboarding flows, KYC often becomes a bottleneck for real users and a sieve for bad actors.

Fraud Prevention 114

Fraud Prevention Technology Checks Money Laundering 114

The Fintech Times

JANUARY 2, 2025

Bolstering fraud prevention practices Visa’s solutions address various critical challenges merchants face, including first-party fraud prevention; chargeback management; operational efficiency; as well as false declines. Bart Szypkowski , chief revenue officer at DisputeHelp, also added: ’Compelling Evidence 3.0′

Fraud Prevention 59

Fraud Prevention Disputes Issuers Card Issuer 59

EBizCharge

FEBRUARY 26, 2025

This process typically involves: Configuring API credentials: Youll need API keys or credentials from the gateway provider to connect it to NetSuite. Address Verification Service (AVS) and CVV verification should be enabled to prevent unauthorized transactions and reduce chargeback rates.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Fintech News

APRIL 25, 2025

Direct costs typically involves chargebacks and refunds, while indirect costs are associated with dedicating valuable employee resources to identify and remedy fraudulent transactions and address brand, as well as reputational damage. On average, businesses with over 5,000 employees have an annual direct identity fraud cost of US$13 million.

Deepfake 101

Deepfake APACS Account Takeovers Verification 101

Finextra

JUNE 13, 2025

The Rise of Payment Tokenisation To address this growing threat, an additional and effective approach is gaining traction in B2B payments security: payment tokenisation. Even if a breach occurs, attackers get meaningless tokens rather than actionable payment credentials.

Data Security 59

Data Security Payments Data Security ISO 20022 59

The Fintech Times

NOVEMBER 6, 2024

These include: Visa Flexible Credential – This enables a single card product to toggle between payment methods. ” Ravi Menon delivers a keynote address at Singapore FinTech Festival 2024 GFTN appointments GFTN also announced its new board of directors and international advisory board.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Finextra

JULY 7, 2025

By analyzing network patterns and using GenAI to identify subtle signals of card-testing or enumeration attacks, Mastercard’s AI flags at-risk card credentials much earlier. Banks had to address customer trust and security concerns around AI. Impact: This proactive detection prevents fraud before customers even realize an issue.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Fintech Times

JULY 10, 2025

So, if you want to change your home address, password, or set up a new payee, you’ll just tap your card and enter your PIN. No one-time passwords, no saved credentials, no account takeover: just a secure, positive action that proves it’s really you.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

Fintech News

JULY 21, 2025

The aim is to enhance the protection of cryptographic key exchanges and address future cybersecurity risks that may be posed by quantum computing. AI Oversight and Crypto Capital on MAS’ Radar MAS conducted a thematic review on how certain banks are managing risks tied to AI and GenAI.

FinTech 71

FinTech Scams AI Risk 71

Finextra

JULY 1, 2025

Misconfigured credentials, over-permissioned users, and outdated accounts no one remembered to turn off. Identity Fabrics: The Modern Solution To address these growing demands, more institutions are embracing the notion of identity fabrics. Common causes? These aren’t technology failures but governance failures.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

The Payments Association

JUNE 11, 2025

Understanding and addressing the complex fraud ecosystem is now essential for UK platforms operating in an increasingly hostile digital environment. It's crucial to focus on prevention before transactions and address friendly fraud abuse through streamlined, single-platform solutions that transform fraud prevention into a growth enabler."

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

EBizCharge

MARCH 20, 2025

Your provider may ask you to download a package and run an installer or set up online credentials, so following their instructions is essential. After running these tests, you can address any issues by consulting with your payment providers support team or Sage documentation for troubleshooting.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech News

NOVEMBER 12, 2024

To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said. These efforts have resulted in remarkable penetration rates, with over 90% of users signed up and near 100% adoption of QR codes among merchants.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

My Payment Savvy

JULY 10, 2025

Card networks want professional, fact-based explanations that directly address the dispute reason. For “product not received” disputes: You need delivery confirmation, tracking information, signed receipts, and proof that the customer provided the shipping address. ” Address the specific dispute reason directly.

Disputes 40

Disputes Addressing Transactions Process 40

Payments Dive

JULY 14, 2025

In a recent survey , 80% of consumers said it’s important to have their loan payment pre-filled with account credentials in order to minimize login struggles and manual entry. Sign up A valid email address is required. Sign up A valid email address is required. Sign up A valid email address is required.

Payments 163

Payments Privacy Settlement Reconciliation 163

Finovate

JANUARY 10, 2025

“ReFi’s innovative solutions will play a crucial role in addressing the debt challenges faced by many consumers, unlocking access to debt consolidation products that could help them save money on their debt and even pay it off sooner.” Mastercard and Crypto Credential launched in Kazakhstan and the UAE.

Innovation 64

Innovation Cross-Border Payments Payments Cross-Border 64

Finextra

JUNE 26, 2025

Account takeover attacks Account takeover attempts by criminals: Account takeover (ATO) attempts involve criminals gaining unauthorized access to online accounts, often through stolen or compromised credentials. This type of fraud can lead to financial losses, identity theft, and reputational damage for both individuals and organizations.

Stablecoins 52

Stablecoins Payment APIs and Integration Fraud Prevention Cross-Border 52

The Fintech Times

JUNE 26, 2025

Asia Commercial Bank (ACB), a major retail bank in Vietnam, has partnered with global digital payment software provider OpenWay to roll out Southeast Asia’s first Visa Flex Credential.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

Open Banking Excellence

JULY 8, 2025

Consumer Financial Protection Bureau (CFPB) had worked to address these regulatory gaps by developing new rules under the Dodd-Frank Act’s Section 1033. One of them said to me, “Every time a customer provides their credentials, the aggregator goes in and changes the data.”, has seen a more fragmented, market-driven evolution.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

EBizCharge

MARCH 3, 2025

The address verification system (AVS) is a security tool that verifies the billing address provided by the customer with the address on file with the credit card company. If there is a mismatch, the transaction may be flagged or declined. AVS helps identify fraudulent transactions to ensure only valid transactions are processed.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Finextra

JUNE 26, 2025

Account takeover attacks Account takeover attempts by criminals: Account takeover (ATO) attempts involve criminals gaining unauthorized access to online accounts, often through stolen or compromised credentials. This type of fraud can lead to financial losses, identity theft, and reputational damage for both individuals and organizations.

Stablecoins 52

Stablecoins Payment APIs and Integration Cross-Border Account Takeovers 52

Nanonets

OCTOBER 27, 2024

If you already have an account, simply log in with your credentials. Social and Community Responses: In the absence of formal laws, communities may take it upon themselves to address the crime. By addressing these injustices, we promote a fairer society where everyone has the opportunity to thrive. Give me a yes or no No.

Laws 52

Laws Returns Crime Legal 52

VISTA InfoSec

JUNE 19, 2024

The DPH said the incident took place between February 19-20, 2024, was caused by a gang of cyber criminals who gained access to the log-in credentials of email accounts of 53 employees through a phishing email. It has also notified impacted individuals by sending notifications via post to those whose mailing addresses were available.

Data Breach 264

Data Breach Breach Phishing Credential 264

VISTA InfoSec

JUNE 19, 2024

For instance, an attacker might send an email that appears to be from a trusted video communication platform, prompting you to click on a link to verify your account or update credentials. Choose platforms that provide regular security updates and patches to address emerging vulnerabilities.

Risk 277

Risk Ransomware Phishing MFA 277

PYMNTS

NOVEMBER 30, 2020

The SEC put out various alerts over the entirety of the pandemic on the danger of the attacks, warning various sizes of businesses about ransomware attacks affecting broker dealers and investment advisors as well as credential compromises taking peoples' login information and exposing private information.

Business Email Compromise 116

Business Email Compromise Addressing Scams Ransomware 116

PYMNTS

APRIL 24, 2019

In many cases, according to reports, the delivery addresses on the fraudulent orders were to states different from the home addresses on the accounts. She further noted that the firm is pretty sure credential stuffing is the root cause in this case. It could easily be credential stuffing. So, what’s going on? Is Chipotle?

Credential 67

Credential Breach API Addressing 67

The Payments Association

APRIL 23, 2025

To address the money mule problem, organisations must combine elements of fraud prevention, cyber threat intelligence, and anti-money laundering capabilities. Is AML a real-time problem? The answer seems to be no at first glance.

AML 88

AML Suspicious Activity Report (SAR) Addressing Fraud Prevention 88

VISTA InfoSec

FEBRUARY 25, 2024

They take advantage of vulnerable software, stolen credentials, tricked employees, business partner access, unencrypted transfers, and even insider threats to penetrate networks. Skilled hackers use sophisticated tools to exploit the slightest weakness in defenses. But some data types see higher breach rates than others.

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

The Fintech Times

JUNE 3, 2024

Payments giant, Mastercard has achieved a new milestone in its crypto endeavour as its Crypto Credential offering, first announced at Consensus 2023, has officially gone live. Instead of needing to use traditionally complex blockchain addresses to make transactions, users can instead use simpler identifiers.

Credential 64

Credential Visa Cross-Border Travel Rule 64

VISTA InfoSec

DECEMBER 19, 2024

Know and Limit Access Prevent compromise of credentials Manage identities and segregate privileges 3.Detect Regularly patch and update software to address known vulnerabilities. SWIFT CSCF v2024 key objectives and principles Below are the 3 key objectives and 7 principles, as defined in the updated SWIFT CSP framework.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

The Fintech Times

APRIL 23, 2024

The app stores users’ credentials in a way which makes it easier for other apps to access them. Researchers were able to log in from two different IP addresses at the same time without the older session being terminated, and, like TSB, there were still phone numbers in alerts and security codes sent via SMS. TSB told Which?

Addressing 69

Addressing Online and Mobile Banking Security Best Practices 69

PYMNTS

FEBRUARY 26, 2020

Coffee giant Dunkin’ fell victim to a credential stuffing attack in October 2018, and the fraudsters who initiated the scheme were soon after selling users’ loyalty credits on dark web marketplaces for a fraction of their values. Selecting the Target.

Credential 56

Credential AI Account Takeovers Fraud Detection 56

Fintech News

AUGUST 7, 2024

Gan addressed concerns in parliament about the risks associated with cross-border instant money transfers, particularly for vulnerable groups such as the elderly. These include not disclosing one’s account credentials, actively checking transaction notifications, and verifying that transactions are made to the intended recipient.”

Cross-Border Payments 111

Cross-Border Payments Cross-Border Scams Transaction Limits 111