Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

JANUARY 23, 2025

Ensuring adherence to legal and regulatory standards, such as PCI DSS (Payment Card Industry Data Security Standard) requirements. Addressing historical issues: Merchants with past chargebacks, disputes, or poor credit histories may struggle to gain approval and need to demonstrate improvements.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Clearly Payments

NOVEMBER 13, 2024

Payment processors typically must apply for membership and meet the network’s standards, including security, compliance, and transaction volume criteria. Compliance with Network Standards : Visa and Mastercard, for example, require strict adherence to Payment Card Industry Data Security Standards (PCI DSS).

Process 104

Process Processors Payments Compliance 104

The Payments Association

NOVEMBER 12, 2024

Vendor Dependence: Reliance on a third party for critical functions and data security. Data Privacy Concerns: Sharing sensitive data with vendors may introduce privacy and compliance risks. Armstrong emphasises that compliance officers need to address any information asymmetries that might exist.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. Many merchants also benefit from lower interchange and network fees for tokenised transactions, making it a cost-effective solution as well as a secure one. .”

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

JANUARY 21, 2025

Consider the following security and compliance features when choosing a payment gateway: PCI DSS Compliance – The Payment Card Industry Data Security Standard (PCI DSS) is a set of rules and principles designed to keep payment card information safe and secure.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Finextra

JUNE 26, 2025

PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. PCI DSS stands for Payment Card Industry Data Security Standard. It applies to any business that stores, processes, or transmits cardholder data. It keeps your customers’ card details safe and your systems strong.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

The Payments Association

NOVEMBER 11, 2024

Security Concerns: Concerns about data security and privacy continue to weigh heavily on consumers and banks alike. Ensuring robust security protocols and maintaining consumer trust are paramount for the long-term success of open banking. Greater clarity and simplification of regulations are crucial.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS). So, it’s crucial to monitor and address any security issues that may arise.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MARCH 18, 2025

To address evolving customer demands and accept electronic payments, you need a payment processing system. On top of that, payment service providers have stringent security measures to protect sensitive transaction data. As a business owner, you just cant afford to ignore these statistics.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

EBizCharge

MARCH 11, 2025

Merchants should also consider gateways supported payment methods and compliance with security standards like Payment Card Industry Data Security Standards (PCI-DSS) since reliable security infrastructures and cost-friendly options can mitigate extra costs.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

The Fintech Times

NOVEMBER 6, 2024

“This innovative solution represents our commitment to providing a simple, convenient, and secure way for consumers to pay,” said Adeline Kim , country manager for Singapore and Brunei at Visa. “Based on our biometrics study, close to seven in 10 Singapore consumers see this as a secure way to pay.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

The Fintech Times

FEBRUARY 17, 2025

While the potential benefits appear endless, these advancements also present challenges, including tougher regulatory requirements, ethical considerations and the need for advanced data security measures.

FinTech 59

FinTech Romance Scams Scams AI 59

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). In addition to compliance measures, implementing fraud prevention tools enhances security and minimizes financial risk.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. The customer will then input the passcode to complete the authentication process.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

EBizCharge

NOVEMBER 27, 2024

Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS). Stay prepared to address chargebacks and disputes promptly to maintain smooth operations and protect your business.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

EBizCharge

FEBRUARY 24, 2025

Security and compliance are another benefit of integrating payment gateways with NetSuite. Businesses must ensure their chosen option complies with Payment Card Industry Data Security Standards (PCI DSS) and other regulatory requirements, particularly when handling sensitive financial data.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

The Fintech Times

FEBRUARY 28, 2025

Addressing these challenges is crucial for AIs responsible and sustainable integration in the fintech landscape. “Another big challenge is related to data security and privacy. AI works through vast reams of data to perform its functions well, and the security of the data and responsible use are essential.

AI 97

AI Best Practices Regulations Risk 97

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods. Any hiccups risk abandoned carts and lost sales.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

NOVEMBER 14, 2024

These can include terminal fees, early termination fees, setup fees, reprogramming fees, PCI compliance fees, address verification fees, chargeback and retrieval fees, and payment gateway fees. One-Off Fees One-off fees are those that occur only once. Supporting Diverse Payment Methods Payment preferences vary across the globe.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Therefore, your company should address any technical issues early on and work with a processor that handles most of the setup for you.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

APRIL 8, 2025

PCI compliance fee – This fee is usually charged by the payment processor or acquiring bank to ensure the business follows Payment Card Industry Data Security Standard ( PCI DSS ) requirements to protect customer data. Chargeback fee – A merchant has to pay this fee if a customer disputes a charge and wins.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

DECEMBER 18, 2024

Default management If a party involved in a transaction doesnt fulfill their responsibilities, clearinghouses can enforce default management strategies to address these situations and protect the other party from loss. By doing this, clearinghouses minimize the flow of money and reduce risk, making transactions safer and more efficient.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

Finextra

JUNE 30, 2025

Banks handle sensitive customer data that cannot be simply fed into public AI models without safeguards. Nonetheless, banks are addressing these by developing AI governance frameworks and using techniques like model explainability and data anonymization. In 2024, U.S. According to PYMNTS, 55% of U.S.

AI 69

AI Finance Fraud Detection Use Case 69

EBizCharge

MAY 27, 2025

Analytics can reveal feedback on transaction speed, security, and ease of use. Addressing these areas leads to an improved payment journey to encourage more return customers. FAQs regarding payment analytics FAQs regarding payment analytics Is payment data secure when used for analytics?

PCI DSS 52

PCI DSS Payments Payments Trends Transactions 52

Finovate

JUNE 13, 2025

Click to Pay provides a faster, more secure, and convenient checkout experience for online transactions by enabling cardholders to make their purchases with fewer clicks—including relieving them of the need to manually enter card and shipping details.

Online and Mobile Banking 66

Online and Mobile Banking Payments BNPL Cross-Border Payments 66

Finextra

JUNE 12, 2025

As implementation progresses, financial institutions are grappling with data security, core banking change, and ensuring all-channel implementation of VOP. However, it is not only the technical implementation challenges that institutions are facing. Speakers Anuradha Raman Product Owner, Pay.UK

Payee 52

Payee On-Demand Verification Payment APIs and Integration 52

The Fintech Times

JANUARY 31, 2025

Panellist Tynah Matembe , CEO of MoneyMatix, an organisation that provides inclusive financial education, addressed how fintech is tackling financial exclusion. Something that could be addressed by increased financial education and the need for inclusive financial services.

FinTech 59

FinTech Financial Inclusion Research Governance 59

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection. Over 10 percentage point increase in conversion rates, optimising merchant revenue.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

Neopay

DECEMBER 4, 2024

Addressing these issues effectively requires organisations to share personal information responsibly, ensuring compliance with data protection laws while prioritising public safety. Purpose limitation: Use data only for its specified purpose. Data minimisation: Share only the information necessary.

Scams 52

Scams Fraud Prevention Laws Assessments 52

The Fintech Times

NOVEMBER 27, 2024

Sarah Koch, director of marketing and communications at Aevi, the in-person payment company, addresses the main challenges when it comes to growing businesses around the busiest time of the year for retail. The post It’s Black Friday: Challenges for New and Growing Businesses appeared first on The Fintech Times.

Payment APIs and Integration 59

Payment APIs and Integration Small Business On-Demand Data Breach 59

The Payments Association

MARCH 18, 2025

But open data also amplifies risks around privacy, consent, and data securityissues that payments firms must address as customer trust becomes a core competitive asset. Unlike open finance, which typically operates within regulated frameworks, open data relies heavily on voluntary data sharing and commercial agreements.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. For a quick refresher, PCI refers to security standards that apply to all businesses that accept credit cards. version requires transport layer security (TLS) 1.2

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Finextra

JUNE 30, 2025

This can concern payments, conditional payments (a DLT based version of a letter of credit) and the post-trade settlement of securities and derivates (including margin calls). This stands to address administrative pain points by reducing the risk, time and effort of issuing and settling Letters of Credit and Bank Guarantees.

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

Open Banking Excellence

JULY 8, 2025

Consumer Financial Protection Bureau (CFPB) had worked to address these regulatory gaps by developing new rules under the Dodd-Frank Act’s Section 1033. Building and implementing APIs, maintaining data security standards, and ensuring ongoing compliance can strain budgets and staffing capabilities.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130