Fi911

DECEMBER 18, 2024

Geolocation is the process of identifying the geographic location of a device, user, or object using data such as GPS coordinates, IP address, Wi-Fi positioning, or cell tower triangulation. This technology is commonly used by e-commerce businesses to verify the country or region of their customers and detect fraudulent transactions.

Fraud Prevention 97

Fraud Prevention Fraud Detection Addressing Authentication 97

The Payments Association

NOVEMBER 20, 2024

The B2B opportunity in distribution A true upside By addressing the financial needs of their distribution channels, companies using embedded finance solutions enhance the operational capabilities of their merchants and solidify their role as essential partners.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

Fintech Finance

DECEMBER 12, 2024

Visa Direct reaches 99% of bank accounts in the US, and over 11 billion endpoints including cards, accounts and digital wallets around the world. The FPC promotes diverse perspectives and collaboration to address barriers to faster payments. Faster Payments Council (FPC). Upgrading the U.S.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

Fintech News

JANUARY 9, 2025

Inclusivity made the Digital Rupiah system adaptable and robust, capable of addressing Indonesias unique challenges, such as its geographically dispersed population and diverse economic activities. Following the success of the Immediate State, the Intermediate State phase will expand digital asset use cases.

Distributed Ledger Technology (DLT) 127

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022 127

Fintech News

APRIL 21, 2025

Circle stated the initiative addresses inefficiencies in cross-border payments, which can often take more than a business day and incur significant costs, citing World Bank data highlighting average costs exceeding 6%.

Cross-Border Settlement 100

Cross-Border Settlement Cross-Border Settlement Payment Networks 100

The Payments Association

JUNE 19, 2025

Payall Payment Systems, the world’s first provider of end-to-end infrastructure that enables financial institutions to offer institutional-grade, safe, fast, low-cost, transparent and inclusive cross-border payments for B2X, P2X and G2X use-cases, has selected Ventura Capital to lead their Growth Round raise.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 88

Fintech Finance

DECEMBER 19, 2024

FlexPricing empowers partners to enhance their revenue models and optimize the billing experience for their merchants.

ISVS 98

ISVS Facilitators ACH Payroll 98

The Payments Association

FEBRUARY 10, 2025

Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Financial regulators are intensifying scrutiny, highlighting gaps that PSPs must urgently address. This may be due to unclear PSP policies regarding target customers, acceptable use cases, and associated risks.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

JUNE 16, 2025

Financial technology investment priorities To address these challenges, organisations are prioritising investments in financial technology. Investments in emerging technologies, such as AI and machine learning, are being made to address vulnerabilities and drive innovation. And that, indeed, is not new.

Embedded Finance 88

Embedded Finance AI Cybersecurity Addressing 88

The Payments Association

JUNE 29, 2025

More importantly, ID-Pal Once enables organisations to address resource constraints that might otherwise increase the risk of fraud breaching their KYC defences.

Verification 88

Verification Returns Checks Compliance 88

The Fintech Times

OCTOBER 28, 2024

“The third instalment of this year’s survey revealed significant opportunities for fintechs to address the needs of both consumer and merchant audiences,” said Jordan McKee , research director at 451 Research. Ninety-three per cent of fintechs say instant payments are an important emerging payment use case for their business.

Fraud Prevention 72

Fraud Prevention Instant Payments Consumer Emerging Payments 72

Fintech Finance

JUNE 23, 2025

The EuroPA alliance (European Payments Alliance) – represented by Bancomat, Bizum, MB WAY (SIBS), and Vipps MobilePay – and EPI Company (EPI) have announced their cooperation, now exploring solutions to rapidly address Europe’s sovereignty challenge in payments, especially regarding cross-border transactions.

Cross-Border 59

Cross-Border Payments Participant Use Case 59

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. If applied successfully, Agentic AI could revolutionise financial services by introducing higher levels of autonomy, efficiency, and adaptability.

AI 84

AI FinTech Fraud Detection Fraud Prevention 84

Fintech Finance

JANUARY 22, 2025

I have been following Brite Payments for some time, and with an ever-growing number of use cases for open banking payments, now is the perfect time to join and play a part in creating customer-centric payment products that deliver real value for merchants, said George Parks Davie, VP Product, Brite Payments.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

The Fintech Times

MARCH 7, 2025

These challenges must be addressed if we’re to support the government in its mission to deliver economic growth and safeguard the UK’s reputation as a safe place to do business.

Compliance 96

Compliance Financial Crimes Crime Government 96

Fintech News

JULY 18, 2024

MAS will support financial institutions in establishing AI innovation centres in Singapore for a range of functions including AI model building and training, deployment of AI models for high-impact use cases, governance and risk management, as well as testing and monitoring.

AI 120

AI Use Case Fraud Detection Scams 120

The Fintech Times

JULY 19, 2024

Technology Innovation Grant : Comprising two sub-tracks, this grant provides up to 50 per cent co-funding for projects that bring significant business impact and address industry-wide problems with quantum solutions. To address this, MAS is also enhancing the AI and data grant scheme under FSTI 3.0

AI 129

AI Fraud Detection Use Case Scams 129

Fintech Finance

MAY 2, 2025

This launch will allow organizations to instantly deliver funds to individuals or businesses using only an email address or mobile phone number, without the need to collect sensitive banking information.

Payment APIs and Integration 86

Payment APIs and Integration Payee Payments Embedded Payments 86

Clearly Payments

MAY 13, 2025

This article explains how Interac e-Transfer works for merchants, its benefits, limitations, and what to consider if youre thinking about using it in your business. Interac e-Transfer is a Canadian money transfer service that lets individuals and businesses send and receive funds using email addresses or mobile phone numbers.

Credit Cards 94

Credit Cards Online and Mobile Banking Settlement Processors 94

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

The Payments Association

JUNE 16, 2025

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. Many people still don’t use smartphones for payments, and low tech literacy adds to the challenge. More complex risks, like counterfeiting and double spending, also need to be addressed to build trust.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Basis Theory

NOVEMBER 12, 2024

While this increase in latency is negligible in most cases, tokenization may not be ideal if your system requires an immediate response. Fortunately, the impact of latency can be addressed through geo-replication, horizontal and vertical scaling of resources, concurrency, and caching.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Neopay

MAY 28, 2025

Almost 70 market participants including merchants, fintech companies, start-ups, banks and other payment service providers have signed up to work with the ECB to explore digital euro payment functionalities and use cases. It is also developing potential use cases for day-to-day payments.

Innovation 52

Innovation Use Case Participant Central Bank 52

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech News

NOVEMBER 17, 2024

Many of these startups operate in the fintech space, as the opportunity to address the unmet financial needs of the local population is too tempting to pass up. From a governmental perspective, there’s been a tremendous push to increase digitalisation, driving the growth of startups in the regions as well.

SWIFT 113

SWIFT API Underserved Interoperability 113

The Fintech Times

JANUARY 26, 2025

Vincent Chok , CEO at First Digital “2025 is undoubtedly going to be a breakout year for stablecoin adoption, with businesses increasingly looking for solutions that address regional challenges like cross-border payment friction and currency volatility,” explained Vincent Chok , CEO at First Digital.

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

The Fintech Times

DECEMBER 6, 2024

One of the biggest challenges for crypto adoption has been its use cases. For many, it has simply been viewed as a volatile investment, but what if it could be used to make everyday purchases? Rezolve Ai is integrating WDK (Wallet Development Kit) by Tether into its Brain Checkout platform.

AI 72

AI Cryptocurrency Payments Ubiquitous 72

Fintech News

JUNE 16, 2025

What is Project Nexus, and how does it address today’s cross-border payment challenges? Nexus aims to address each of these areas directly. What practical use cases and insights emerged from the ASEAN-5 implementation phase of Project Nexus?

Cross-Border Payments 77

Cross-Border Payments Cross-Border APACS ISO 20022 77

The Fintech Times

JUNE 23, 2025

Ultimately, they aim to cover all use cases, including person-to-person and commercial payments both online and in-store, across the European markets of the participating solutions. The new initiative aims to enable European citizens to send and receive payments seamlessly across the continent.

Transactions 49

Transactions Cross-Border Payments Cross-Border Payments 49

Fintech Finance

JUNE 5, 2025

Payall Payment Systems , the world’s first provider of end-to-end infrastructure that enables financial institutions to offer institutional-grade, safe, fast, low-cost, transparent and inclusive cross-border payments for B2X, P2X and G2X use-cases, has selected Ventura Capital to lead their Growth Round raise.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

Fintech News

NOVEMBER 6, 2024

Chia Der Jiun, Managing Director of the Monetary Authority of Singapore (MAS) , addressed the Singapore Fintech Festival 2024 , emphasizing the importance of community, collaboration, and capabilities in shaping the future of fintech.

FinTech 109

FinTech Interoperability Cross-Border Payments Stablecoins 109

NFCW

JULY 17, 2024

“The commitments address the Commission’s competition concerns relating to Apple’s refusal to grant rivals access to a standard technology used for contactless payments with iPhones in stores (‘Near-Field-Communication (NFC)’ or ‘tap and go’).”

Payment Service Provider (PSP) 119

Payment Service Provider (PSP) Use Case Legal Agreements 119

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Finextra

JUNE 30, 2025

Use Cases and Impact U.S. banks are applying AI in a range of use cases. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. Use Cases and Early Benefits UK banks mirror global trends in AI use cases.

AI 69

AI Finance Fraud Detection Use Case 69

Finovate

JANUARY 15, 2025

Where you’ll see it: FinovateEurope is sure to be packed with fresh AI use cases and regulatory guidance. Assessing leading use cases, challenges, barriers to adoption and how to navigate the roadblocks.” Keynote address titled, “Authorized push payment fraud losses across Europe may be as high as 2.4

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. By addressing gaps in financial inclusion, PSPs can establish themselves as vital players in these economies. Why is it important? What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. Decentralisation, through DeFi and CBDCs, is driving financial innovation, addressing challenges like financial crime and cybersecurity, and meeting growing demand for secure, efficient solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88