Clearly Payments

NOVEMBER 13, 2024

This article provides an overview of what BINs are, how they work, and why they are important in payment processing. BIN Identification : The payment processor reads the first six digits of the card number (the BIN) and identifies the issuing institution, along with the card type and country of origin.

Process 104

Process Processors Payments Compliance 104

The Payments Association

JULY 19, 2025

Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? virtual IBANs, international transfers), And the abuse of prepaid instruments to obscure the origin of funds or facilitate layering. Why is it important?

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

Cardfellow

JUNE 7, 2025

Issuing Refunds When you process a refund for a customer who paid with a credit or debit card, your credit card processor reverses the sale and the customer is credited for the original purchase price. However, even if your processor does return the fees, the interchange refund is actually not the full amount you originally paid.

Accounts 52

Accounts Processors Returns Credit Cards 52

EBizCharge

MARCH 14, 2025

This article will explore the intricacies of refund and cancellation policies, highlight key elements, and provide insights into crafting customer-friendly terms. These conditions may include requirements such as items being in their original state (unworn/tags still on, unwashed, not broken, etc.). What is a refund policy?

Returns 52

Returns Disputes Legal Non-Bank 52

Cardfellow

MARCH 9, 2025

However, its good to be aware of the factors involved in virtual cards and thats what Ill go over in this article. Refunds to a Virtual Credit Card Many businesses that issue refunds prefer to issue it to the original payment method. In the case of virtual cards, the original card may have expired before the customer asks for a refund.

Credit Cards 40

Credit Cards Processors Card Issuer Origination 40

Stax

JUNE 23, 2025

In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. In doing so, you can figure out the most cost-effective solution for your business.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

The Payments Association

JUNE 16, 2025

APP fraud reimbursement: A six-month policy review 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Shared responsibility across sectors : Most scams originate via social media, telecoms, and online platforms—yet liability under the current model falls largely on PSPs. Why is it important?

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Its a process where the credit card data is replaced by placeholder values on your local system, while the original data is stored externally in a secure data vault.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Finextra

JULY 7, 2025

Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. Originally launched as a text-based service, Eno expanded to voice interfaces and smart speakers.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

The Payments Association

APRIL 22, 2025

Unveiling digital fraud: Insights into scam trends and prevention in the UK payment sector January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? of total losses, indicating the difficulty victims face in identifying the origin of fraudulent activity. Why is it important? of the total volume.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

The Payments Association

FEBRUARY 10, 2025

Navigating AML obligations in the age of virtual IBANs February 10 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? This creates challenges for tracing transactions and identifying the originators and beneficiaries, complicating efforts by financial intelligence efforts. Why is it important?

IBAN 88

IBAN AML Master Account Due Diligence 88

Payments Dive

JUNE 30, 2025

One group includes merchants such as Marathon Petroleum, apparel retailer Gap and restaurant company Panera Bread, with several of the plaintiffs’ original complaints filed 20 years ago. You can unsubscribe at anytime. A second group covers nine merchants, including retailers Macy’s and TJX, the parent of TJ Maxx.

Visa 120

Visa Settlement Push-to-Card Privacy 120

Fi911

MARCH 13, 2025

Regular transactions involving identical items originating from one mode of payment could signal a warning. Identifying & Stopping Triangulation Fraud The answer to tackling triangulation fraud lies in merchants recognizing the telltale signs of suspicious activity.

Addressing 66

Addressing Scams Credit Cards Verification 66

The Payments Association

APRIL 8, 2025

SNEAK PEEK: In the mind of the merchant: Top challenges and priorities for the next 12 months September 29, 2024 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Join The Payments Association to read the full article. Why is it important?

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

Fi911

MAY 14, 2025

Unlike encryption, tokens have no exploitable value if intercepted since they cannot be reversed or “decoded” back into the original data without access to the token management system. Tokenization data is irreversible and cannot be traced back to the original value without accessing the token vault.

Encryption 89

Encryption PCI DSS Online and Mobile Banking Database 89

Stax

NOVEMBER 13, 2024

In this article, we will explore the differences between each type of payment along with their key features and benefits. The customer’s bank transfers the refund money back to the customer, provided it is within 180 days of the original payment having been made. Can ACH Payments be Reversed? ACH payments are generally not reversible.

ACH 88

ACH ACH Network Payer Payee 88

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

CoinRemitter

APRIL 3, 2025

In this article, well learn how to accept payment in crypto while reducing the risks associated with price fluctuations. As a business owner, you may implement the following: Introduce a policy where refunds are issued in the same crypto amount, rather than their fiat equivalent at the time of original payment processing.

Gateways 52

Gateways Cryptocurrency Payment Gateways Bitcoin 52

The Payments Association

DECEMBER 9, 2024

What’s this article about? The FCA has reminded firms that the restriction now applies to financial promotions involving certain cryptoassets if the communication originates in the UK or outside the UK but can have an effect in the UK. Why is it important? What’s next?

Stablecoins 88

Stablecoins Rules Consulting Regulations 88

EBizCharge

JANUARY 6, 2025

This article will explore what cash discount programs are, how they work, and the pros and cons involved. A cash discount receipt details the original card price, the discount, and the adjusted cash total, enhancing clarity for the customer. Thats a cash discounting program in action. Yes, cash discounts are legal across all U.S.

Legal 52

Legal Adjustments Assessments Compliance 52

Payments Dive

JULY 16, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Why small banks may shun Zelle The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

Zelle 78

Zelle Credit Union Scams Privacy 78

Fintech News

APRIL 13, 2025

In this article, however, I would like to discuss the top Indian fintech companies in 2025, that receive the most funding, based on cumulative capital raised. Billion One of Indias original fintech pioneers, Paytm has been a household name since the early days of mobile wallets and QR-code-based payments.

FinTech 76

FinTech Online and Mobile Banking Finance Push-to-Card 76

Fintech Weekly

JUNE 17, 2025

They might wait days to receive their money, and when it finally comes to their account, they must explain to the traditional bank the origin of this income. W-2 form to confirm the income’s origin. But then they realise they’re losing nearly half to platform fees, payout delays, and banking friction.

FinTech 78

FinTech Cross-Border Blockchain Economy 78

The Payments Association

MARCH 17, 2025

Defining “acceptable risk” in UK payments regulation 13 March 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Supporting SMEs and B2B payments SMEs are the backbone of the UK economy, yet many struggle with compliance burdens that were originally designed for larger financial institutions.

Regulations 88

Regulations Risk Stablecoins Payments 88

CoinRemitter

JULY 4, 2025

A fork happens when developers change the original code of a blockchain to create a new version with different features. In this article, we will compare two of Bitcoin’s most popular forks, Litecoin and Bitcoin Cash. Litecoin (LTC) and Bitcoin Cash (BCH) are two of the most popular Bitcoin forks.

Bitcoin 45

Bitcoin Blocks Payment Gateways Volume 45

Nanonets

MAY 28, 2025

Instead of scrolling through help articles, you can now ask questions in plain language and get relevant answers drawn from Xero's support documentation. The system understands context and can piece together information from multiple support articles to give you comprehensive answers. Nanonets eliminates this step entirely.

AI 52

AI Reconciliation Automation Accounts 52

Trade Credit & Liquidity Management

JUNE 11, 2025

When MCA funders fail to reconcile in a declining revenue environment, the fixed daily withdrawals quickly exceed the originally contracted percentage of receivables. Publisher’s Note: This article was originally published in the ABF Journal , and is reprinted above in its entirety with the permission of the author and publisher.

Reconciliation 52

Reconciliation UCC Legal Adjustments 52

The Paypers

JUNE 11, 2025

Additionally, iFOREX underlined that it has received substantial investor interest for its initial public offering (IPO), originally set to be in late June 2025 , with the deal being oversubscribed at the top of the indicative valuation range.

Financial Crimes 36

Financial Crimes Cybersecurity Crime Global Payments 36

Trade Credit & Liquidity Management

JUNE 23, 2025

While it's tempting to assume that slow payments are solely a customer-side problem, many of the most common causes originate within your own operations: inaccurate invoices, format mismatches with accounts payable (AP) systems, outdated payment options, and overly liberal credit policies.

UCC 52

UCC Disputes Push-to-Card Risk 52

The Payments Association

JANUARY 22, 2025

These passports contain a range of data such as origin, materials and sustainability credentials, which also helps to promote trust and transparency among consumers. For more expert insights on how digital IDs are being navigated on the world stage, read our article by senior industry adviser David Marsh.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Paypers

JUNE 11, 2025

From side project to operational platform The startup’s origins trace back to 2020, when one of its cofounders began developing software to help a local bar streamline tax reporting during the COVID-19 lockdowns. That technical exploration evolved into a product offering broader business support tools for the hospitality industry.

Financial Crimes 36

Financial Crimes Cybersecurity Crime Global Payments 36

Fintech News

MAY 26, 2025

Each product on the platform includes key details such as origin, production method, market history, and projected performance. Disclaimer: This is an article written by Decant Group, Fintechnews does not endorse and is not responsible for or liable for any content, accuracy, quality, advertising, products or other materials on this page.

On-Demand 52

On-Demand Audit Product Origination 52

The Paypers

JUNE 27, 2025

Both instruments originate from the same legal compartment, ensuring regulatory compliance and operational consistency across formats.

Security 36

Security Settlement Blockchain Stablecoins 36

Trade Credit & Liquidity Management

JUNE 9, 2025

Help us grow the Trade Credit & Liquidity Management community by sharing this Article. It uses working capital, retained earnings, market value of equity, total assets, and total liabilities for its variables. A higher Z-score implies a lower risk of default and higher creditworthiness.

Assessments 52

Assessments Credit Limit AI Risk 52

Trade Credit & Liquidity Management

MAY 29, 2025

Please help us grow the T rade Credit & Liquidity Management community by sharing this Article. This includes knowing required documentation (commercial invoices, certificates of origin, packing lists), tax implications (VAT, withholding taxes, double taxation treaties), currency regulations, and customs codes.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

Nanonets

NOVEMBER 20, 2024

In this article, we will explore the purposes, features, and strengths of LangChain and LlamaIndex, providing guidance on when each framework excels. These documents and the original input are then used by the LLM to generate a response. Ensure it fits within the LLM’s context window as all documents are included.

Database 52

Database Caps Process On-Demand 52

Nanonets

OCTOBER 27, 2024

In this article we are going to extensively test ChatGPT 4o-mini as that is the most affordable and accessible version for the masses. ” 13 stripes, 7 red stripes and 6 white stripes, which represent the original 13  colonies that declared independence from  Great Britain. ✅

Laws 52

Laws Crime Returns Legal 52