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IFX Payments selects Form3 for its Verification of Payee solution

The Paypers

Following this announcement, the collaboration is set to enable IFX Payments to leverage Form3’s Verification of Payee (VoP) solution for SEPA accounts, aiming to strengthen its defences against payment fraud and aligning with the Instant Payments Regulation mandate.

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What is ACH Credit and ACH Debit and How Do They Work?

Stax

In this article, we will explore the differences between each type of payment along with their key features and benefits. Payee control – Customers can set up ACH debit payments that are controlled by the payee. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments.

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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Synchronous vs asynchronous payments Two distinct payment flows were tested: Synchronous: where activity is required from both payer and payee in real-time.

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How to Choose Between EFT vs ACH: A Comprehensive Guide

Stax

In this article, well help you do just that. ACH payment is more affordable and can be automated and payee-initiated, making it ideal for recurring transactions and subscription payments. Payment control Scheduling of both payer-initiated and payee-initiated transactions can be done through ACH. Which one should you choose?

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What are Payment Reversals? Why Do They Happen & How Can Merchants Stop Them?

Fi911

In this article, we will delve into the topic of credit card payment reversals. When a payment reversal occurs, the transaction is effectively undone, meaning that the payee loses the funds that were initially transferred, and the payer regains their money. What happens when a transaction needs to be reversed, though? What is a Refund?

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Recital 34 of EU AML Regulation Must be Clarified or PIS Will be Left at Risk

The Fintech Times

This can be clarified at the technical level, in particular, given that Article 15 has already been amended to clarify that PISPs’ CDD obligations in relation to occasional transactions are vis-a-vis the merchant, not the payer. To be clear, payers never get into the CDD scope of e.g

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The EBA issues ‘travel rule’ guidance to tackle money laundering and terrorist financing in transfers of funds and crypto assets

Neopay

The EBA also published Guidelines on risk-based AML/CFT supervisors of crypto-asset service providers (CASPs) and Guidelines crypto-asset service providers to effectively manage their exposure to ML/TF risks, and is currently finalising the work on Guidelines on internal policies, procedures and controls to comply with restrictive measures that (..)