VISTA InfoSec

JANUARY 29, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). We’ve been journeying through the various requirements of this critical security standard, and today, we’re moving forward to explore Requirement 5 of PCI DSS v4.0. compared to PCI DSS v3.2.1. PCI DSS v3.2.1

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PCI DSS Phishing Best Practices Procedures 130

VISTA InfoSec

JANUARY 23, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS). Networks that store, process, or transmit cardholder data naturally fall within the PCI DSS scope and must be assessed accordingly. PCI DSS v3.2.1 PCI DSS v4.0 New requirement: 4.2.1

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PCI DSS Encryption Procedures Best Practices 130

VISTA InfoSec

FEBRUARY 21, 2024

Welcome back to our ongoing series on the Payment Card Industry Data Security Standard (PCI DSS) requirements. This requirement is a critical component of the PCI DSS that has undergone significant changes from version 3.2.1 Having covered the first six requirements in detail, we now turn our attention to Requirement 7.

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PCI DSS Database Best Practices Procedures 130

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. In this blog post, we will delve into the changes introduced in PCI DSS Requirement 8 from version 3.2.1 Changes Overall Focus Strong emphasis on eliminating shared accounts.

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VISTA InfoSec

MARCH 25, 2025

CREST membership is an important recognition as it implies that the organization that is accredited meets the strict standards for addressing complex cybersecurity challenges and is adhering to best practices in security testing. PCI QSA, QPA, and SSFA Certifications : Demonstrating expertise in payment security compliance.

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Cybersecurity Accreditation PCI DSS Assessments 130

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 It mandates the use of vendor-supplied security patches and secure coding practices for in-house developed applications. PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. -

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PCI DSS Procedures Best Practices Checks 100

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Staying up-to-date with PCI-DSS compliance should be a top priority.

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PCI DSS Compliance MFA Assessments 54

Stax

JULY 16, 2024

This is why PCI DSS compliance is critical. Compliance with PCI Data Security Standard regulations prevents shortcomings and vulnerabilities in payment processing, thereby reducing the risk of fraud, identity theft, and cyberattacks. The 12 PCI DSS requirements are meant to help companies achieve six main goals.

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PCI DSS Compliance Credit Cards Encryption 88

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

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Underwriting PCI DSS Money Laundering Processors 68

VISTA InfoSec

MAY 15, 2025

This article explores key security controls within the SWIFT CSP compliance framework and outlines best practices for financial institutions to strengthen their SWIFT security posture. To align with SWIFT CSP requirements, you should consider the following best practices: 1. Cyber Incident Response Planning 7.2

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SWIFT Security Best Practices PCI DSS 100

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Below are a few best practices that can help keep your in-house digital systems as secure as possible.

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Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging.

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Credit Cards PCI DSS Compliance Process 88

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Return to Top Who needs to be PCI compliant?

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PCI DSS Compliance Encryption Assessments 88

Clearly Payments

JANUARY 8, 2024

Identifying and Assessing Risks Understanding the lay of the land is the first step in effective risk management. Conducting a thorough risk assessment tailored to the specific nature of the business is essential. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

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Risk Management Risk PCI DSS Process 97

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. How to Comply with Payment Security Standards The Payment Card Industry Data Security Standards, or PCI DSS , are the North Star for payment processing security. Q: How do I ensure online payment security?

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PCI DSS Payment Security Security MFA 88

Stax

FEBRUARY 19, 2025

SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe. Look for options that allow for periodic assessments, opt-out clauses, or short-term agreements that enable you to change providers if necessary.

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Payments PCI DSS Compliance Risk 88

Segpay

JUNE 13, 2024

In this post, we’ll discuss the best practices for businesses and customers to secure online payment against cyber attacks. Best Practices for Securing Financial Transactions What can businesses and consumers do to ensure secure payment processing in this digital Wild West? The Travelex ransomware attack. million ransom.

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Best Practices Processors Transactions Security 40

EBizCharge

MAY 22, 2025

Thankfully, this article will guide you through best practices for streamlining invoicing and billing processes to transform financial management and operations. The following section will explore best practices for combatting these common issues. Failure to comply can result in fines or legal issues.

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Process Best Practices Reconciliation Automation 52

The Fintech Times

SEPTEMBER 24, 2024

“By automating risk assessments and ensuring encryption and secure data management, regtech not only reduces the chances of human error but also enables continuous monitoring for data breaches, thereby safeguarding privacy in an increasingly complex digital landscape. .

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Privacy Compliance PCI DSS Rules 107

FICO

NOVEMBER 1, 2016

At first blush, the NYDFS proposal appears to establish foundational cybersecurity requirements that are consistent with existing guidelines and industry best practices. Critics of the proposal are concerned about the overlap, added compliance costs and resource constraints that would be imposed especially on smaller companies.

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Cybersecurity Regulations PCI DSS Data Encryption 81

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

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Payment APIs and Integration Payment Gateways Gateways Payments 52

Stax

JUNE 25, 2024

With a range of nonprofit payment processing tools, it’s hard to assess which platform can help your nonprofit process donations easily. Not only is this best practice, but it’s paramount that your software’s credit card processing provider grants peace of mind to your users so they know donor data is handled safely.

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Payment Solutions Payment APIs and Integration ISVS PCI DSS 88

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements.

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EBizCharge

JULY 11, 2024

AR outsourcing firms often staff highly trained, experienced professionals who stay current on the latest best practices and regulatory requirements. Every business should critically assess its unique needs to decide whether outsourcing AR aligns with its overarching financial and operational strategy.

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Accounts PCI DSS Disputes Small Business 52

EBizCharge

APRIL 26, 2024

By implementing these best practices, you can ensure smoother operations and better financial outcomes for your business. Conduct credit risk assessments: Credit risk assessments involve analyzing factors such as the client’s financial stability, payment history, and credit score.

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Accounts Best Practices Disputes Procedures 52

Stax

JANUARY 8, 2024

However, you must ensure that all systems comply with security standards such as PCI DSS. Regular cybersecurity audits, training your employees in security best practices, and sensitizing them against irresponsible behavior could significantly help safeguard against breaches. This means PayFacs always need to be vigilant.

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Risk Management Risk Money Laundering Mitigation 88

EBizCharge

MAY 20, 2024

The saved card feature follows Payment Card Industry Data Security Standards (PCI DSS) to ensure data security while offering a convenient option for customers who prefer to use the same payment method for recurring transactions. Saved cards can facilitate smoother, faster payments and improve customer loyalty.

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Process PCI DSS Processors Payment APIs and Integration 52

M2P Fintech

NOVEMBER 7, 2024

A loan origination system is a software solution that automates the entire loan process for lenders, right from lead generation and customer onboarding to credit assessment and transfer to the loan management system. What is a Loan Origination System?

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Origination PCI DSS API Underwriting 52

EBizCharge

JUNE 4, 2024

Ensure the selected payment gateway complies with the Payment Card Industry Data Security Standards (PCI DSS) to protect your customers’ payment information. Regular audits and updates are crucial to maintaining a secure payment environment, as well as educating your team about the best practices for handling sensitive data.

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Credit Cards Process Payment Gateways Best Practices 52

Stax

JANUARY 10, 2024

Credit card fees, including interchange, assessment, and payment processor fees, impact businesses on a per-transaction or recurring basis. Assessment fees An assessment fee is imposed by payment networks in exchange for processing credit card payments. PCI compliance fees. 2% of the total transaction value.

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Clearly Payments

JULY 11, 2024

Assessment Fees: Charged by card networks (e.g., PCI Compliance Fees: Fees for maintaining compliance with Payment Card Industry Data Security Standards (PCI DSS). Non-Compliance with PCI Standards: Payment Card Industry Data Security Standards (PCI DSS) compliance is mandatory for businesses handling card transactions.

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Process PCI DSS Processors Non-Bank 52

EBizCharge

JUNE 6, 2024

By running multiple test transactions, businesses can examine real-time data updates, assess the user experience, and ensure customer card data is handled securely. Best practices for payment processing in Dynamics 365 Having the right best practices in place for payment processing is crucial.

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Credit Cards Process Payment Gateways Gateways 52

Segpay

MARCH 10, 2025

A gaming payment gateway encrypts financial data, prevents fraud, and ensures compliance with security standards like PCI DSS, giving users peace of mind while making deposits and withdrawals. Solution with Segpay: Built-In Compliance Tools Segpay is a fully PCI DSS Level 1-compliant payment processor, ensuring secure transactions.

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Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

EBizCharge

MAY 24, 2024

Most embedded Sage payment solutions adhere to strict regulations, including PCI-DSS compliance and Secure Sockets Layer/ Transport Layer Security (SSL/TLS) protocols. To make choose the best embedded payment processing solution, you should: Start by assessing your payment needs. Consider integration capabilities.

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Embedded Payments Process PCI DSS Payments 52

EBizCharge

MAY 14, 2024

Regulatory compliance Automated billing systems are designed with built-in features and functionalities that ensure compliance with relevant laws, regulations, and industry standards governing billing practices, such as data privacy regulations, tax laws, and consumer protection statutes. The variety of payment terms you offer.

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Automation Payment APIs and Integration Best Practices Online and Mobile Banking 52

EBizCharge

JUNE 28, 2024

Use secure payment gateways and adhere to Payment Card Industry Data Security Standard (PCI DSS) guidelines. Best practices for charging credit card fees In a digital economy where credit and debit cards reign supreme, businesses must navigate through complex regulations and merchant agreements when processing these payments.

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Credit Cards Legal Debit Card Disputes 52

Stax

APRIL 18, 2024

Assess Your Needs and Goals Before diving into the implementation process, it’s essential to assess your business’s specific needs and goals. Bonus security tip: Train your staff on best practices for handling payment data securely and regularly update your software and hardware to address any security vulnerabilities.

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Credit Cards Process Online and Mobile Banking Mobile Payments 88