Remove Assessments Remove Credit Limit Remove Credit Risk
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Unlocking Credit Decisions: Six Financial Metrics That Matter

Trade Credit & Liquidity Management

When reviewing a company’s financial statements to determine an appropriate credit limit, there are a multitude of things to consider. The following six financial ratios can provide insights into a company’s creditworthiness by assessing its ability to meet its financial obligations.

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How to Rate Trade Credit Risk – Without Much Data

FICO

For example, a firm might assess certain qualitative aspects of their clients, say “management capability”, and assign them a grade based on that. For example, many industry sectors have bespoke credit reference agencies (such as Dynamar ) that offer risk grades and recommended credit limits.

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Tracking Credit Risk in a Challenging Economy - South Africa

FICO

The Empirica Score was developed by predictive analytics software company FICO with the aim of equipping organisations that offer credit to their customers with solid risk assessment when determining an applicant’s eligibility for a credit. Account Origination Analysis Shows Downward Shift in Risk.

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China’s X Financial Has A New US IPO And 400M P2P Leads

PYMNTS

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low.

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PeopleFund Notches $11M In Series B Round

PYMNTS

That means the big opportunity for X Financial comes from the 400 million or so Chinese consumers who have credit cards, but are hampered by limits that are too low. X Financial’s offerings include a balance transfer credit card product and an unsecured, high-credit-limit loan product.

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LIFECARD Uses FICO Score to Grant More Credit

FICO

Enhancing Credit Assessment for Existing Customers. LIFECARD, a credit card company with more than 5.7 million accounts, is the first lender in Japan to adopt the FICO® Score to enhance its credit assessment for existing customers. Using the FICO Score, we can do this in a responsible and profitable manner.”.

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Finance Must Take Control of Customer Master Data

Trade Credit & Liquidity Management

The Cost of Dirty Customer Files for Finance A survey and study by McKinsey reported that "82% of respondents spent one or more days per week resolving master data quality issues, and 66% used manual review to assess, monitor, and manage the quality of their master data. Inconsistent data entry: Formatting mismatches (e.g., "St"

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