VISTA InfoSec

MARCH 25, 2025

Organization that are certified by CREST goes thorough assessments of their methodologies, quality assurance processes, and data security measures, offering assurance to clients seeking reliable and trustworthy security services. PCI QSA, QPA, and SSFA Certifications : Demonstrating expertise in payment security compliance.

Cybersecurity 130

Cybersecurity Accreditation PCI DSS Assessments 130

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 These measures help mitigate vulnerabilities that hackers could exploit. PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, In PCI DSS v4.0,

PCI DSS 100

PCI DSS Procedures Best Practices Checks 100

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Staying up-to-date with PCI-DSS compliance should be a top priority. This guide will break down what you need to know about PCI-DSS compliance. PCI-DSS version 4.0,

PCI DSS 54

PCI DSS Compliance MFA Assessments 54

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

The Payments Association

MARCH 25, 2025

Sends leverages AI to mitigate risks, comply with FCA, PSD2, and PCI DSS, and enhance client experience with secure and innovative services. Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation.

Regulatory Compliance 136

Regulatory Compliance AML Compliance PCI DSS 136

VISTA InfoSec

DECEMBER 19, 2024

Promoting Accountability: Encouraging financial institutions to take responsibility for securing their local environments and ensuring compliance through independent SWIFT CSP assessments. Test the IRP periodically to ensure its effectiveness in mitigating cyber incidents. Conduct regular vulnerability scans and penetration tests.

SWIFT 173

SWIFT Cybersecurity PCI DSS Compliance 173

Clearly Payments

JANUARY 8, 2024

Identifying and Assessing Risks Understanding the lay of the land is the first step in effective risk management. Conducting a thorough risk assessment tailored to the specific nature of the business is essential. Conducting a thorough risk assessment tailored to the specific nature of the business is essential.

Risk Management 97

Risk Management Risk PCI DSS Process 97

VISTA InfoSec

MAY 15, 2025

What is SWIFT CSP The SWIFT CSP, launched in 2016, is designed to mitigate cybersecurity risks and enhance the overall security of financial institutions. Adopt a Risk-Based Approach Conduct regular risk assessments to identify vulnerabilities and address them proactively. Plan for Incident Response and Information Sharing 7.1

SWIFT 100

SWIFT Security Best Practices PCI DSS 100

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

VISTA InfoSec

DECEMBER 19, 2024

Promoting Accountability: Encouraging financial institutions to take responsibility for securing their local environments and ensuring compliance through independent SWIFT CSP assessments. Test the IRP periodically to ensure its effectiveness in mitigating cyber incidents. Conduct regular vulnerability scans and penetration tests.

SWIFT 130

SWIFT Cybersecurity PCI DSS Compliance 130

Stax

MARCH 4, 2024

TL;DR The PCI DSS determines security protocols and sets the standards for payment security. How to Comply with Payment Security Standards The Payment Card Industry Data Security Standards, or PCI DSS , are the North Star for payment processing security. Q: How do I ensure online payment security?

PCI DSS 88

PCI DSS Payment Security Security MFA 88

Stax

FEBRUARY 19, 2025

SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe. How to mitigate this risk: Before committing to a provider, carefully review contract terms to ensure flexibility.

Payments 88

Payments PCI DSS Compliance Risk 88

VISTA InfoSec

JUNE 3, 2024

A GDPR-compliant password policy should enforce unique passwords for each account to mitigate the risk of credential stuffing attacks. These may include: SOC1/SOC2: Service organization control reports that assess controls related to financial reporting and data security. PCI PIN and PCI DSS: Standards for securing payment card data.

MFA 130

MFA Credential PCI DSS Compliance 130

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

Clearly Payments

FEBRUARY 7, 2024

It provides merchants with an overview of their payment activity and helps assess overall business performance. By analyzing AOV alongside transaction volume, merchants can assess the effectiveness of marketing campaigns, pricing strategies, and upselling techniques.

Process 98

Process PCI DSS Processing Costs Settlement 98

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

MAY 5, 2025

To mitigate this, perform additional QA in controlled production settings, or use gateways that offer advanced testing tools and staging environments closer to live conditions. Fraud detection systems might not be active in the sandbox, leading to a false sense of security.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

The Payments Association

APRIL 23, 2025

At the same time, robust AI data governance is necessary to ensure that AI models use high-quality training data in an explainable manner to mitigate bias, excessive false positives, and unintended risks. Our solutions comply with PCI-DSS, ISO 27001, and SOC2 standards to ensure security and privacy.

Financial Crimes 88

Financial Crimes Crime AML PCI DSS 88

EBizCharge

MARCH 11, 2025

These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction. The total cost varies based on factors like the type of card used, the transaction method, and the merchants industry.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JANUARY 8, 2024

Common risk management strategies for PayFacs include proper merchant vetting and onboarding, transaction monitoring and fraud prevention, chargeback mitigation, KYC/AML compliance, and data breach prevention. You should also have contingency plans or initiatives in place to mitigate the impact of a risk.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

EBizCharge

MAY 22, 2025

6 common challenges in invoicing and billing Understanding various invoicing and billing challenges will allow your business to proactively mitigate these issues to maintain positive financial health and reputation. Regulatory compliance: Invoicing and billing compliance means adhering to legal and financial regulations.

Process 52

Process Best Practices Reconciliation Automation 52

EBizCharge

JANUARY 14, 2025

To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. During this time, you can assess the gateways features, user interface, and security measures.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

JANUARY 22, 2024

It manages payments and transactions with the bank for a number of smaller merchants, streamlining the process, decreasing the workload, and mitigating risk. Only you can assess which option is the right one for your business. How it works: A payment facilitator acts as a payment aggregator partner to smaller merchants.

Payment Gateways 88

Payment Gateways Gateways Facilitators PCI DSS 88

M2P Fintech

DECEMBER 17, 2024

A risk assessment follows, evaluating the merchants profile through credit checks and performance analysis, leading to application approval or rejection based on these findings. Compliance monitoring ensures adherence to regulations like PCI DSS and AML laws. Request a demo today to explore our MMS solution and its capabilities!

Fraud Detection 52

Fraud Detection PCI DSS Disputes Settlement 52

Segpay

JANUARY 30, 2025

High-Risk Classification: A Core Concern Regulators and card schemes classify businesses based on perceived risk, assessing the likelihood of chargebacks, fraud, and other liabilities. Open dialogues can address potential concerns and highlight the companys commitment to mitigating risks.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

Stax

APRIL 30, 2024

Security and Compliance in Merchant Processing Any business that accepts credit and debit card payments must be compliant with the Payment Card Industry Data Security Standards (PCI DSS). The PCI DSS contains twelve stringent requirements that protect both the merchant and the customer from data breaches and identity theft.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

M2P Fintech

NOVEMBER 7, 2024

A loan origination system is a software solution that automates the entire loan process for lenders, right from lead generation and customer onboarding to credit assessment and transfer to the loan management system. What is a Loan Origination System?

Origination 52

Origination PCI DSS API Underwriting 52

Stax

JANUARY 10, 2024

Credit card fees, including interchange, assessment, and payment processor fees, impact businesses on a per-transaction or recurring basis. Assessment fees An assessment fee is imposed by payment networks in exchange for processing credit card payments. PCI compliance fees. 2% of the total transaction value.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

EBizCharge

NOVEMBER 12, 2024

Merchant underwriting requires a thorough assessment of a business’s potential financial risks to ensure safe and secure transactions. Risk assessment: After gathering the necessary information, a risk assessment is conducted to evaluate a business’s risk profile.

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

Clearly Payments

JULY 11, 2024

Assessment Fees: Charged by card networks (e.g., PCI Compliance Fees: Fees for maintaining compliance with Payment Card Industry Data Security Standards (PCI DSS). Non-Compliance with PCI Standards: Payment Card Industry Data Security Standards (PCI DSS) compliance is mandatory for businesses handling card transactions.

Process 52

Process PCI DSS Processors Non-Bank 52

Segpay

JUNE 13, 2024

SMBs also fall victim to cyber criminals, as many lack the resources and knowledge to set up threat mitigation strategies, leaving them vulnerable to attacks. Compliance with Industry Standards Your business should comply with industry bare minimums like Payment Card Industry Data Security Standard (PCI DSS).

Best Practices 40

Best Practices Processors Transactions Security 40

Segpay

MARCH 10, 2025

Look for a gateway that includes PCI compliance, fraud detection tools, chargeback mitigation strategies, and AI-driven risk analysis to protect transactions and user data. Solution with Segpay: Built-In Compliance Tools Segpay is a fully PCI DSS Level 1-compliant payment processor, ensuring secure transactions.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

EBizCharge

MAY 24, 2024

Reduced manual data entry and errors Embedded Sage payments also reduce the necessity for manual data entry, thus mitigating the risk of human error and freeing up valuable resources. To make choose the best embedded payment processing solution, you should: Start by assessing your payment needs. Consider integration capabilities.

Embedded Payments 52

Embedded Payments Process PCI DSS Payments 52

EBizCharge

AUGUST 30, 2024

Merchants typically encounter three primary types of fees: interchange fees paid to the card issuers, assessment fees paid to credit card networks, and various payment processor fees that cover the services provided by merchant services providers. Still, merchants should be aware of other potential charges that may apply.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52

EBizCharge

JUNE 4, 2024

Ensure the selected payment gateway complies with the Payment Card Industry Data Security Standards (PCI DSS) to protect your customers’ payment information. The system’s efficiency mitigates late and missed payments, contributing to a steady and predictable cash flow.

Credit Cards 52

Credit Cards Process Payment Gateways Best Practices 52

EBizCharge

APRIL 26, 2024

Conduct credit risk assessments: Credit risk assessments involve analyzing factors such as the client’s financial stability, payment history, and credit score. Thoroughly evaluating the creditworthiness of potential clients will allow your company to identify and mitigate the risk of non-payment or late payment.

Accounts 52

Accounts Best Practices Disputes Procedures 52

EBizCharge

JUNE 6, 2024

By running multiple test transactions, businesses can examine real-time data updates, assess the user experience, and ensure customer card data is handled securely. Within Microsoft Dynamics 365, several data security measures must be taken to ensure compliance with industry regulations, such as the PCI DSS Standards.

Credit Cards 52

Credit Cards Process Payment Gateways Gateways 52