The Payments Association

JULY 23, 2025

Today, many issuers still auto-approve token requests with minimal risk assessment, a vestige of Visa and Mastercard’s early, binary risk logic. It also requires a fundamental shift in risk management. As tokenisation expanded to e-commerce and Click to Pay, compliance took precedence over flexibility.

Payment APIs and Integration

The Payments Association

JULY 19, 2025

EMIs must strengthen their risk frameworks, advocate for more nuanced regulation, and prepare for heightened scrutiny to avoid blanket penalties and operational disruption. This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk.

Money Laundering

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability.

Crime

Fintech News

JULY 17, 2025

Other improvements include the ability to recommend payment methods and integration solutions automatically, based on Antom Copilot’s assessment of merchant requirements, market trends, and regional needs. Merchants can also use natural language prompts to configure risk management settings, aimed at improving access to anti-fraud tools.

AI

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. These systems continuously learn from interactions, optimise their performance, and proactively solve problems in various domains.

AI

Fintech Review

MARCH 11, 2025

This approach not only empowers users with rapid, accurate risk assessments but also feeds critical intelligence into banks fraud prevention systems, ensuring proactive defense measures are always one step ahead. By delivering rapid, accurate assessments, ScamAlert empowers consumers while enhancing banks risk management.

Scams

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Such a model enables firms to proactively stay on top of both their consumer protection and their fraud risk management obligations."

Scams

The Payments Association

JULY 15, 2025

The methodology combines quantitative analysis of threat patterns with qualitative assessment of strategic responses. This preference for bank-imposed transaction limits reflects the industry’s focus on controlling exposure through institutional risk management rather than individual transaction restrictions.

Financial Crimes

Fintech Review

JANUARY 30, 2025

What is this document about We look through this document and highlighted five aspects that companies should pay attention to: Industrial risk management. According to DORA, market participants must conduct systematic stress tests with the various breach scenarios; Third-party risk management. Incident reporting.

Regulations

The Payments Association

NOVEMBER 25, 2024

De-risking endangers financial inclusion, driving MSBs out and boosting unregulated markets, calling for urgent reform. As professionals deeply embedded in the payments industry, we are acutely aware of the delicate balance between risk management and financial inclusion.

Risk

The Fintech Times

NOVEMBER 2, 2024

Banks By 2020, Bhutan’s financial sector included five banks, three insurance companies, one CSI bank, five microfinance institutions, one pension institution, two telecom companies as well as a single stock exchange.

Financial Inclusion

Finextra

JULY 7, 2025

For example, among banks that have implemented GenAI, 88% have seen improvements in risk management and compliance, and 85% report time/cost savings. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions. These are significant positive outcomes.

AI

Clearly Payments

APRIL 8, 2025

A payment consultant assesses your current payment infrastructure and identifies the best path forward. Go-to-market plans for international expansion Compliance and risk management , especially in regulated industries Think of us as your outsourced payments strategy teamready to help you make confident decisions as your business evolves.

Consulting

The Fintech Times

FEBRUARY 6, 2025

The new offering combines daily credit risk modelling with agentic research to provide a dynamic, 360-degree risk assessment. In todays fast-paced financial markets, access to timely, integrated information is crucial for effective risk assessment, said Rajiv Bhat , CEO of martini.ai. Rajiv Bhat, CEO of martini.ai

Research

The Fintech Times

FEBRUARY 19, 2025

.” Risks of automation dependance Sharing a similar view, Adam Ennamli , chief risk and security officer at General Bank of Canada , added: “Failures can have existential consequences, from significant monetary losses to complete loss of market trust and regulatory penalties.

AI

Fintech Review

MARCH 25, 2025

Nikos Andrikogiannopoulos, CEO of Metrika, emphasized the significance of the collaboration: “By bringing our technology together with Moody’s Ratings’ expertise in evaluating financial exposures, we demonstrated how digital asset risks can be quantified within traditional risk assessment systems.

Risk

Finovate

MARCH 14, 2025

SBCA uses anonymized, item-level transaction data to help lenders assess small business financial performance, enabling faster underwriting, reduced risk, and improved loan terms. “SBCA is a game-changer, offering unparalleled insights into small business performance.

Visa

Fi911

JUNE 9, 2025

Third-Party & Supply Chain Risk Management Vendors represent the weakest link in many BEC attacks. Regular reviews of vendor communication patterns, automated alerts for banking changes, and periodic security assessments help identify problems before losses occur. Continuous monitoring catches compromises early.

Email Compromise

The Payments Association

MARCH 18, 2025

Open finance extends beyond payments, empowering individuals and businesses with holistic financial management tools and personalised services. Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels.

Finance

Finextra

JULY 24, 2025

Evaluate your existing infrastructure and gaps Before you implement anything new, you must assess what you already have. Focus on compliance, security, and risk management Payments are sensitive. You can position your business as a tech-friendly institution. That’s how you earn loyalty and trust in today’s competitive space.

Digital Payments

Finovate

JANUARY 15, 2025

” The panel will look at the rise of lending integrations, the role of AI in risk assessment, embedded finance regulation, and more. Assessing leading use cases, challenges, barriers to adoption and how to navigate the roadblocks.” This session titled, “What is the state of play for GenAI in financial services?

Embedded Finance

Paystand

JUNE 27, 2025

Implementing security standards like PCI DSS, KYC checks, and access controls strengthens risk management. Continuous assessment, transaction monitoring, and vulnerability management are essential for protecting customers.

PCI DSS

Trade Credit & Liquidity Management

JUNE 2, 2025

. “Credit management is an essential support system for the company’s sales efforts; with no sales, there would be no receivables, nor the working capital needed to sustain and grow the company.” Look for ways to adapt procedures to support sales without compromising risk standards.

Liquidity Management

The Fintech Times

MARCH 12, 2025

Mastercard’s Small Business Credit Analytics provides lenders with data-driven insights, with the consent of the business, to help assess the financial performance and retail sales of small businesses.

Visa

Stax

JANUARY 21, 2025

Before committing to a payment gateway or requesting a quote, assess how much money you receive regularly. Payout speed and cash flow management The processing speed has a profound impact on the customer experience and cash flow management. This is a great option for new and growing businesses without a huge number of sales.

Payment Gateways

Fintech Review

APRIL 3, 2025

With combined decades of experience in quantitative analysis, algorithmic trading, and portfolio risk management, Becker and Rieke apply data-led methodologies through Virturos AI-powered trading platform. Our systems are structured to interpret large-scale data inputs, allowing us to manage volatility and risk exposure effectively.

AI

Fintech Review

MARCH 12, 2025

Our SOC 2 Type 2 certification is yet another milestone that highlights our focus on mitigating risk for our enterprise clients and driving innovation with confidence. This distinction is crucial for enterprises that demand consistent, verifiable security standards in an emerging, high-risk landscape.

Stablecoins

The Payments Association

JUNE 11, 2025

Mark McMurtie Ambassador, TPA "As digital threats become increasingly complex, payment companies should shift from a reactive approach to fraud prevention to more intelligent, adaptive risk management.

Risk

The Payments Association

JUNE 16, 2025

Jerome Ajdenbaum CEO Finality, settlement, and device-based transfers The project assessed whether it was feasible to enable payments between parties who had no access to the CBDC network at the time of transaction, a scenario often triggered by poor connectivity or service outages. For industry leaders, this is a crucial moment to engage.

Settlement

The Payments Association

JUNE 16, 2025

The methodology combines quantitative analysis of operational metrics with qualitative assessment of strategic priorities. Revenue distribution ranges from micro-enterprises with an annual turnover of under £20,000 to major retailers with a turnover exceeding £50 million.

Innovation

M2P Fintech

APRIL 10, 2025

Credit Assessment: Assessing the credit line based on an approved list of securities is essential for determining borrower eligibility and for mitigating risks associated with lending against mutual funds. Real-time precision is required to oversee risks tied to NAV volatility and maintain optimal Loan to Value (LTV) ratios.

Mitigation

Finextra

JUNE 6, 2025

Afterpay is using big data and AI to ensure a smooth user experience and improved risk management. PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly.

BNPL

Finovate

MARCH 24, 2025

Regtech Financial services compliance company Thistle Initiatives launches its integrated Risk Management as a Service (RMaaS) solution. Lending Independent asset finance provider Liberty Leasing selects Lendscape as its new contract management platform.

FinTech

Stax

JUNE 17, 2025

Complete the bank’s vetting process Once a bank agrees to sponsor you, they’ll conduct a thorough review, which may include: Auditing your business plan and operations Reviewing compliance and risk management procedures Conducting interviews or site visits Verifying your ability to support merchants and manage payment risk 4.

ISOs

Finovate

MARCH 7, 2025

Neal: This is an interesting question, and one that will be clearer by the end of 2025, when we can fully assess the impact of Weros initial e-commerce launches. Central and Southern Asia Indian B2B Software-as-a-Service (SaaS) company Perfios acquired financial crime detection and risk management platform Claris5.

Payments

Fintech Review

APRIL 11, 2025

Big Data Analytics : Helps predict customer behaviour, optimise pricing, and assess creditworthiness in real time. Growth must be matched by governance, risk management, and long-term vision. AI models will help personalise financial advice, detect fraud, automate underwriting, and optimise risk management.

FinTech

M2P Fintech

MARCH 24, 2025

“One-click” loans become reality through instant credit assessments. Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. Explainable AI (XAI) promotes transparency.

Payment APIs and Integration