Lending Front

MAY 27, 2025

But in todays digital-first economy, one truth is becoming painfully clear: If your bank isnt investing in technology to democratize access to financial products, you may already be falling short of your CRA obligations. Automated reporting Track outreach, approvals, and outcomes with full auditability to support CRA exam documentation.

Compliance

The Fintech Times

JUNE 27, 2025

QwikPay , the Australian paytech, is improving its real-time user onboarding while maintaining compliance with financial regulations in Australia, following a new partnership with iDenfy , the identity verification and fraud prevention technology provider. We needed a compliance partner that could scale with us while maintaining user trust.

Risk Management

Basis Theory

NOVEMBER 12, 2024

Completing audits and other non-value-generating work consumes resources, timelines, and funds. There are more and more platforms and integrations with different technologies that we’re seeing every day. Tokens, on the other hand, do not depend on the sensitive data to be created.

Encryption

Fintech Finance

DECEMBER 16, 2024

Guy Karsenti, Chief Technology Officer at Praxis Tech, said: “Achieving the ISO 27001 certification distinguishes Praxis Tech at the forefront of accredited Payment Orchestration Platforms in our stronghold industries and positions us as a leader for merchants seeking absolute confidence in their information security.

ISOs

Fintech Review

APRIL 20, 2025

In todays financial ecosystem, technology drives nearly every transaction. This is where cybertech comes in, the application of advanced cybersecurity technologies to protect digital finance. Key Technologies in Cybertech The landscape includes a wide range of solutions, each addressing a different part of the threat environment.

Finance

Fintech Finance

AUGUST 11, 2025

As part of this deepening collaboration, iPiD is also leveraging Nium’s Verify technology to enhance its own validation capabilities, marking a mutual partnership between two of  Singapore’s  most prominent fintech innovators.

Fraud Prevention

The Payments Association

AUGUST 4, 2025

Embedded finance emerged as a trending topic in the technology sector, especially within the FinTech and E-Commerce environments. Besides new opportunities for business and customers, there is another key factor: Embedded finance comes without liabilities such as licences and audits, thanks to modern infrastructure and solution providers.

Embedded Finance

Trade Credit & Liquidity Management

AUGUST 11, 2025

From a Press Release dated August 6, 2025, Minneapolis, Minnesota Deluxe (NYSE: DLX) , a leader in payments and business technology, has announced its acquisition of the CheckMatch platform from Kinexys by J.P.

Lockbox

FloQast

MARCH 19, 2025

In an industry facing an extreme talent shortage, combined with rapidly evolving technology, Artificial Intelligence (AI) agents should be a top priority for all accounting departments to evaluate this year. Auditable results and accounting guardrails to prevent Agents from fully acting on behalf of the accountant. tax professionals.

AI

My Payment Savvy

AUGUST 10, 2025

Device Fingerprinting This technology creates unique profiles of devices used for transactions, tracking characteristics like browser type, screen resolution, installed plugins, and operating system. This means the gateway processes over 300,000 credit card transactions annually and undergoes rigorous security audits.

Fraud Detection

Fintech Finance

JULY 15, 2025

As regulatory clarity improves across key markets – including the EU’s Markets in Crypto-Assets (MiCA) framework and the UK’s new crypto registration requirements – crypto companies are under growing pressure to meet higher standards of compliance, AML screening, and auditability.

IBAN

Finextra

JULY 24, 2025

Conduct a full infrastructure audit You should start by reviewing your core banking systems. You also need strong audit trails, user verification, and data privacy controls. Train your teams and educate your customers Technology won’t work unless people use it correctly. That includes systems, processes, and performance.

Digital Payments

The Payments Association

JUNE 24, 2025

Emerging trends in sustainable payment Innovative technologies are reshaping the way payments are made, tracked, and perceived. Collaborate with reputable, science-based providers to ensure environmental claims are accurate, auditable, and aligned with global standards.

Innovation

Clearly Payments

APRIL 8, 2025

Infrastructure: Building a Scalable and Future-Ready Payments Stack Enterprises often operate on a varied technology stack of payment systems built up over years and sometimes decades. This leads to technical debt, fragmented customer experiences, and difficulty integrating new technologies.

Consulting

Finextra

JUNE 15, 2025

The gaming industry is transforming cloud technology by providing: No single point of failure – difficult to say about legacy banking systems as they may or may not been backed up. Compliance audits show the right boxes have been ticked and the backups should work. Reliance, security and speed are keys. Its a timing issue.

Technology

The Payments Association

JULY 19, 2025

Smaller PSPs are driving competition and innovation, using real-time data and the latest technology to prevent economic crime. Several EMIs argue that their platforms are more transparent and traceable than legacy systems, with full audit trails and real-time visibility into transaction flows.

Money Laundering

Fi911

MAY 22, 2025

Following the landmark revisions introduced by PSD2, this new update is poised to address lingering challenges while adapting to the rapidly evolving financial and technological landscapes. PSD3s focus on standardization and enhanced APIs will require technology upgrades.

Payment APIs and Integration

Neopay

JANUARY 22, 2025

Impersonation fraud: Voice cloning technology allows scammers to convincingly impersonate family members, colleagues, or business executives. Combatting AI-enabled fraud Despite these challenges, AI technology also offers opportunities to detect and combat fraud. Generate realistic fake documentation to bypass due diligence processes.

AI

Fintech News

AUGUST 11, 2025

As part of the agreement, iPiD is adopting Nium’s Verify technology to enhance its own validation capabilities and global coverage, tapping into Nium’s established account verification infrastructure. Damien Dugauquier “It’s powerful when a trusted partner chooses to become a customer.

Verification

Finextra

JULY 30, 2025

How to Audit Your Current Setup You don’t need to be a financial analyst to spot inflated costs. The financial technology sector often offers higher pay. Not all transfers are equal. A $10,000 wire from your bank may lose $400–$600 in combined FX and SWIFT fees. That’s money gone forever, not reinvested in your business.

Cross-Border Payments

My Payment Savvy

AUGUST 10, 2025

Two powerful technologies dominate secure payments: tokenization and encryption. requirements and how each technology affects your compliance scope What Is Tokenization? Proven Technology: Encryption standards like AES-256 are well-established, extensively tested, and trusted by financial institutions worldwide.

Encryption

Finextra

JUNE 13, 2025

That eliminates data sprawl, reduces audit complexity, and gives finance teams greater peace of mind. Strategic Benefits Beyond Security The appeal of tokenisation goes beyond protecting against fraud. It simplifies compliance and risk management by centralising sensitive data into a single, tightly controlled location.

Data Security

Neopay

DECEMBER 24, 2024

How fraudsters exploit major platforms The PSR’s latest report underscores how fraudsters use social media, telecoms, and technology platforms to contact victims and execute scams. Audit services: Identify and mitigate risks in your systems and processes. million in losses approximately 1 in every 5 lost to scams.

Romance Scams

The Payments Association

JUNE 29, 2025

Already successfully in use with ID-Pal customers across gaming, telcos, staffing, and financial services, ID-Pal Once is available as a ready-to-use solution for the reverification of trusted customers, combining the efficiencies of our world-class technologies into an even more streamlined KYC solution.

Verification

Stax

NOVEMBER 21, 2024

These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds. This contactless transaction is enabled with NFC (near-field communication) or RFID (radio frequency identification) technology and it prioritizes speed and convenience.

Credit Cards

Fintech News

FEBRUARY 10, 2025

The financial services industry has consistently led the way in embracing technological advancements, with Generative AI (GenAI) emerging as a transformative force in recent years. GenAI has contributed significantly to analysing vast datasets and enhancing customer interactions through chatbots and personalised services.

AI

Stax

MAY 13, 2025

Pros: Simple on the surface Often pitched as a competitive rate to lure in small businesses Cons: Opaque and difficult to audit Hidden fees and arbitrary categorization Often more expensive over time Subscription Subscription pricing uses the interchange plus model, but instead of marking up each transaction, you pay a flat monthly fee.

Credit Cards

The Payments Association

FEBRUARY 10, 2025

Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. By adopting a proactive, technology-driven approach, financial institutions can enhance transparency while preserving the efficiency and benefits of vIBANs.

IBAN

EBizCharge

MARCH 18, 2025

Conduct routine audits to ensure compliance with security protocols: Audits help identify weaknesses in your payment processing system and ensure all operations are up to standard. Understanding new threats and technologies can help you adapt and continue protecting credit card information effectively.

Credit Cards

Fintech News

JUNE 19, 2025

Raj Vimal Chopra, Co-founder and Chief Technology Officer, explained: Raj Vimal Chopra “We built MO AI as a domain-specific AI system to tackle the operational complexities of global treasury management. It is designed to understand finance-specific terminology, support authorisation processes, and ensure secure, traceable transactions.

Treasury

Finextra

JULY 21, 2025

Legacy systems with hardcoded logic and manual processes struggle to accommodate rapid regulatory changes while maintaining audit readiness. Modern regulations require granular transaction tracking, real-time risk monitoring, and comprehensive audit trails—capabilities that legacy architectures often lack without significant workarounds.

Payment APIs and Integration

Fi911

JUNE 9, 2025

These systems create audit trails and reduce successful impersonation attempts. Future-Proofing Against Evolving BEC Threats Deepfake technology brings new challenges. Secure communication channels reduce exposure. Continuous monitoring catches compromises early. Voice cloning and video manipulation will make verification harder.

Email Compromise

Stax

MARCH 18, 2025

A payment processing system is a technology that facilitates the secure transfer of funds from a customer to a merchant. Modern digital payment processing systems Modern digital payment processing systems leverage cloud-based technology, APIs, and digital wallets to quickly and securely process transactions.

Process

Fintech Finance

JULY 15, 2025

As regulatory clarity improves across key markets – including the EU’s Markets in Crypto-Assets (MiCA) framework and the UK’s new crypto registration requirements – crypto companies are under growing pressure to meet higher standards of compliance, AML screening, and auditability.

IBAN

Stax

JUNE 17, 2025

When choosing an ISO, look beyond pricing—evaluate their technology stack, customer support, contract terms, industry expertise, and reputation. This allows them to offer true value in places like technologies, rates, and customer support, where banks are unable to. Contact sales What is an Independent Sales Organization?

ISOs

Finovate

JULY 15, 2025

Artificial intelligence is reshaping every corner of the financial services world, and auditing is no exception. Kaur shares how the company is helping audit teams evolve their workflows through embedded automation. Aman Kaur brings experience in enterprise SaaS sales, working across industries to introduce transformative technologies.

Audit

The Fintech Times

JANUARY 20, 2025

Despite recognising the potential of AI, three-quarters (75 per cent) of respondents highlighted a need for more information to fully integrate the technology into their processes. She added: The first step to overcoming this challenge is a thorough data audit to identify gaps and redundancies.

AI