Finextra

JUNE 11, 2025

Aadhaar Enabled Payment System (AePS) (2014): Leveraged Aadhaar biometric identity for financial inclusion, allowing basic banking services through biometric authentication at agent points. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Stax

JANUARY 28, 2025

It is also built to be super secure. Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. The customer will then input the passcode to complete the authentication process.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. A good example is restaurants that accept customer takeout orders over the phone.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JANUARY 21, 2025

A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically. Look for PCI DSS-compliant payment gateways that optimize the security of credit and debit card transactions. Learn More What is a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

MARCH 14, 2025

Stage 2: Authentication and Security To prevent fraud, security measures are incorporated: EMV Chip Technology : EMV chips provide dynamic encryption for each transaction, making it harder to counterfeit cards. Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Finextra

JUNE 26, 2025

PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. PCI DSS stands for Payment Card Industry Data Security Standard. It applies to any business that stores, processes, or transmits cardholder data. PSD2 strengthens customer authentication. What is PCI DSS?

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JUNE 18, 2025

Stopping fraud at the point of authentication is the low-hanging fruit in reducing the cost of chargebacks. With the right 3DS access control server (ACS) and modern authentication methods, FIs can combat first-party fraud with forensic proof that the transaction was legitimately authenticated. Please read our Privacy Policy.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

Stax

MARCH 18, 2025

On top of that, payment service providers have stringent security measures to protect sensitive transaction data. The high-level data security strategies and protocols give you a secure environment to receive payments without compromising customer data.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Fintech Times

NOVEMBER 6, 2024

Visa Payment Passkey – Enables consumers to authenticate their identity, and authorise payments, by scanning their biometrics. Click to Pay – Enables consumers to complete online transactions within a few clicks, powering a more seamless and secure checkout experience at scale.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

JANUARY 23, 2025

Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity. This involves analyzing transaction patterns and cross-referencing merchant data against global sanctions lists or politically exposed persons (PEPs) databases.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

NOVEMBER 14, 2024

For example, in the European Union, the General Data Protection Regulation (GDPR) mandates strict guidelines on data handling and security, while the EU’s Strong Customer Authentication (SCA) requirements call for two-factor authentication on transactions. Q: What does it mean for a business to be PCI compliant?

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

JULY 22, 2025

Some merchants also want tighter control over how payment data flows between systems. A custom NetSuite payment integration can help you reduce human error, avoid data silos, and stay compliant with security standards like Payment Card Industry Data Security Standards (PCI-DSS). or token-based credentials.

API 52

API Payment APIs and Integration Payments PCI DSS 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). These insights help merchants make smarter business decisions and spot potential issues or opportunities early.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech Review

NOVEMBER 28, 2024

This collaboration made it possible for Serenity to launch the sAxess biometric card, bringing a unique hybrid approach to security and combining Serenity’s blockchain technology with IDEMIA Secure Transactions’ expertise in advanced biometric smart cards.

Security 52

Security Transactions Blockchain Data Security 52

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. FAQs regarding payment gateways FAQs regarding payment gateways What security features do payment gateways offer? How much does a payment gateway cost?

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Fintech Times

NOVEMBER 11, 2024

This integration provides American Express customers with greater control and transparency over how they share their financial data, using secure authentication without needing to share credentials.

Security 59

Security Credential API Privacy 59

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. For a quick refresher, PCI refers to security standards that apply to all businesses that accept credit cards. Required Multi-Factor Authentication (MFA) Version 4.0

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

EBizCharge

DECEMBER 18, 2024

Verification and validation Clearinghouses confirm the authenticity of all parties involved in a transaction through verification and validation. From verifying details to managing defaults and overseeing settlements, these institutions streamline complex exchanges, reduce financial risks, and maintain the integrity of transactional systems.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

Stax

APRIL 10, 2025

It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader. Its convenience has made it very popular with customers, with 78% of customers globally already using the payment method.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways CRM 52

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Yet, many merchants struggle with high fees, limited integration, and fragmented tools that fail to meet their specific needs.

Process 52

Process Accounts Payment Gateways Gateways 52

The Payments Association

JANUARY 22, 2025

This increased digital dependency has raised the need for secure access and quick and easy identity verification online. Electronic forms of authentication and identification help individuals to access these services smoothly and quickly. Its vital to facilitate seamless transactions, reduce fraud and promote trust.

Security 88

Security Online and Mobile Banking Credential Verification 88

Open Banking Excellence

JULY 8, 2025

Building and implementing APIs, maintaining data security standards, and ensuring ongoing compliance can strain budgets and staffing capabilities. The entire ecosystem needs to continue educating consumers on financial data security. The entire ecosystem needs to continue educating consumers on financial data security.”

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Finovate

JANUARY 24, 2025

For some added context, the EUs General Data Protection Regulation (GDPR) emphasizes protecting personally identifiable information (PIII) through consent and data security, whereas DORA shifts the focus to the digital supply chains of financial institutions.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

EBizCharge

MARCH 3, 2025

Merchants must handle sensitive payment data to process their customers transactions, making it essential to protect this information. Acumatica-integrated payment solutions can meet various legal and regulatory requirements and keep your data safe using the latest security measures.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Nanonets

NOVEMBER 18, 2024

Compliance and security: Built with regulatory requirements in mind, ensuring data security and accuracy for sensitive financial workflows. Explore independent reviews from platforms like G2 , Capterra , or TrustRadius for authentic feedback on the tools. How does Ocrolus compare to Rossum? Ease of Setup N/A 8.0

Automation 52

Automation Volume AI API 52

Nanonets

NOVEMBER 23, 2024

Secure storage: Organizes documents in folders with unlimited storage for easy access. Role management: Assigns user roles to control access and ensure data security. Advanced OCR: Extracts data accurately from various document types. Data anonymization: Masks sensitive information for compliance.

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Governance 59

Finextra

JUNE 17, 2025

Additionally, Amazon’s partnership with Roku, announced on June 16, 2025, to create the “largest authenticated Connected TV (CTV) footprint” in the U.S. The company’s e-commerce operations, which account for nearly 40% of U.S. online sales, are poised to capitalize on easing trade tensions, as Amazon sells and facilitates imported goods.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

VISTA InfoSec

JUNE 18, 2024

A crafty hacker could infiltrate accounts secured by flimsy credentials. In addition to access control, fortify your defenses with Multi-Factor Authentication (MFA). This advanced data security measure demands additional verification beyond just a device passcode, such as a fingerprint scan or random code from a mobile app.

Data Security 266

Data Security Security Encryption Cybersecurity 266

Payments Source

OCTOBER 13, 2020

Michael Moeser, senior analyst at PaymentsSource, talks to Christian Fredrikson, CEO of Fingerprint Cards, about the ways biometric authentication has been adopted during the coronavirus pandemic.

Authentication 178

Authentication Credit Cards Data Security Security 178