Finextra

JUNE 26, 2025

In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. They want to know that their personal and financial data is secure. It also shows regulators that you’re serious about safety.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. A good example is restaurants that accept customer takeout orders over the phone.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. This process involves reviewing the businesss structure, financial health, industry type, and compliance with regulations.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Finextra

JUNE 18, 2025

Stopping fraud at the point of authentication is the low-hanging fruit in reducing the cost of chargebacks. With the right 3DS access control server (ACS) and modern authentication methods, FIs can combat first-party fraud with forensic proof that the transaction was legitimately authenticated. Please read our Privacy Policy.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

EBizCharge

MARCH 18, 2025

It also offers robust functionality to help businesses streamline operations, improve efficiency, and maintain compliance with industry regulations. It allows businesses to enforce user permissions within the system, reducing the risk of internal security threats.

Credit Cards 52

Credit Cards Process Security Data Breach 52

EBizCharge

FEBRUARY 26, 2025

Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS). For an added layer of security, 3D Secure authentication helps the cardholders identity before processing transactions.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Stax

NOVEMBER 14, 2024

Complying with International Regulations Each country has unique laws and regulations governing online transactions, data protection, and fraud prevention. Reducing Cross-Border Fraud Risk International transactions tend to have a high risk of fraud, so using a payment processor with robust security tools is essential.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Now that you know the benefits of integrating a payment gateway into Salesforce, its time to learn how to set it up.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

APRIL 10, 2025

It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader. Step 5: Evaluate security and fraud protection The required level of vigilance will depend on the applicable regulations in your industry.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

DECEMBER 18, 2024

Verification and validation Clearinghouses confirm the authenticity of all parties involved in a transaction through verification and validation. Are clearinghouses regulated? Clearinghouses are subject to stringent regulations to operate transparently, maintain sufficient reserves, and minimize systemic risk.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

The Payments Association

JANUARY 22, 2025

This increased digital dependency has raised the need for secure access and quick and easy identity verification online. Electronic forms of authentication and identification help individuals to access these services smoothly and quickly. Its vital to facilitate seamless transactions, reduce fraud and promote trust.

Security 88

Security Online and Mobile Banking Credential Verification 88

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Businesses in high-risk categories may need to meet additional requirements or implement specific safeguards.

Process 52

Process Accounts Payment Gateways Gateways 52

Finovate

JANUARY 24, 2025

On the other hand, tighter regulations come with higher compliance costs and can limit the flexibility thats often critical for driving rapid innovation. One early issue will be compliance with the Instant Payments Regulation (IPR). In terms of new open banking regulations, what are your expectations? What is this policy about?

Regulations 72

Regulations FinTech BNPL Cross-Border 72

EBizCharge

MARCH 3, 2025

Merchants must handle sensitive payment data to process their customers transactions, making it essential to protect this information. Acumatica-integrated payment solutions can meet various legal and regulatory requirements and keep your data safe using the latest security measures.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Nanonets

NOVEMBER 18, 2024

Advanced security features : Built with compliance and security in mind, making it ideal for regulated industries Scalability for high volumes : Continuous learning capabilities, where models improve accuracy over time with feedback How does Hyperscience compare to Rossum? Parameter Hyperscience Rossum Ease of Use 9.3

Automation 52

Automation Volume AI API 52

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Governance 59

Finextra

JUNE 17, 2025

Additionally, Amazon’s partnership with Roku, announced on June 16, 2025, to create the “largest authenticated Connected TV (CTV) footprint” in the U.S. The company’s e-commerce operations, which account for nearly 40% of U.S. online sales, are poised to capitalize on easing trade tensions, as Amazon sells and facilitates imported goods.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

VISTA InfoSec

MARCH 28, 2024

As cyber threats loom larger and data breaches become more frequent, safeguarding sensitive information cannot be ignored. Companies that excel in data protection comply with stringent regulations and gain a competitive edge by building solid relationships with their customers.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

Payments Source

APRIL 25, 2016

Multi-factor authentication will be required for administrative access to card data and systems for Payment Card Industry data security compliance this week.

Authentication 91

Authentication Data Security Compliance Security 91

Payments Source

APRIL 28, 2019

It’s just one part of one regulation in one region that addresses one business practice, but for Stripe, Strong Customer Authentication is a ticket to unlock markets across multiple business types.

Authentication 99

Authentication Compliance Addressing Regulations 99

FICO

NOVEMBER 1, 2016

The issuance of the proposed regulations follows a series of industry surveys and discussions with its regulated entities over the course of several years that provided insights on their cybersecurity programs, related costs and future plans. The post New York Proposes Major Changes to Cybersecurity Regulation appeared first on FICO.

Cybersecurity 81

Cybersecurity Regulations PCI DSS Data Encryption 81

PYMNTS

DECEMBER 9, 2020

The passwords, user names and Social Security numbers that once helped us prove we are who we say we are now are vulnerable or have already been compromised. And new regulations are taking root or are on the horizon to help protect consumers, their data and how that data might be used. It’s paramount.

Privacy 93

Privacy Regulations Verification Account Takeovers 93

PYMNTS

FEBRUARY 14, 2019

Nine months in, and the European Union’s General Data Protection Regulation ( GDPR ) is gathering steam, with fines accruing. Google ’s $57 million fine on data protection violations, levied in January, stands as one recent example of what can happen when companies run afoul of its mandates. Only As Good As The Weakest Link.

Authentication 60

Authentication Transactions Online and Mobile Banking Credential 60

VISTA InfoSec

JUNE 3, 2024

If your company has ever worked with businesses in European Union countries, you probably had to follow the EU’s General Data Protection Regulation (GDPR). This rule, which started on May 25, 2018, gives customers more control over their data and makes data collection and use more transparent.

MFA 130

MFA Credential PCI DSS Compliance 130

PYMNTS

DECEMBER 4, 2017

Or, according to the latest data, many small businesses haven’t learned this lesson. In this week’s B2B Data Digest, PYMNTS dives into new research about small businesses’ data security and cybersecurity efforts. Clutch warned that fines for non-compliance with these rules can reach into the millions of dollars. —54

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Segpay

DECEMBER 13, 2024

The rise of data privacy concerns has led to a surge in global regulations, such as the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), which are drafted to protect peoples individual data protection rights. Africa and Asia show different levels of adoption with resp.

Privacy 105

Privacy Compliance CCPA Authentication 105

PYMNTS

NOVEMBER 10, 2020

“The combined Bluefin/PAAY solution set is as close as we can get to a silver bullet in payment security for eCommerce transactions,” Ruston Miles , co-founder and chief strategy officer at Bluefin, said in a statement on Tuesday (Nov. Most online merchants rely solely on SSL/TLS to encrypt the data being sent from their websites.

Transactions 93

Transactions Security Encryption CCPA 93

Fi911

JANUARY 31, 2024

From customer authentication to funds transfer, this technology is poised to become a central element in various banking processes. Regulation remains a concern, too. And, while these regulations are necessary, they also call for careful consideration when implementing AI.

AI 105

AI MFA Regulatory Compliance Best Practices 105

PYMNTS

JANUARY 19, 2021

But it’s still on you as a brand to figure out what payment methods you need, how to sell locally, how [General Data Protection Regulation (GDPR)] may apply, and how to manage taxes,” he said. Retailers are entering new markets at a time when regulations are becoming more complex and costly, not less.

Cross-Border 128

Cross-Border PCI DSS Fraud Prevention Regulations 128

PYMNTS

JANUARY 25, 2019

In the January PSD2 Tracker , PYMNTS examines how money movement and data flow are getting an upgrade with PSD2, as well as how the upcoming SCA regulation is bound to affect user authentication. PSD2 may have a greater effect on payments, even outside the EU, as consumers all over the globe are clamoring for more data security.

Authentication 78

Authentication Privacy User Authentication Regulations 78

PYMNTS

SEPTEMBER 6, 2019

How Do Platforms Authenticate? These are the same methods commonly used to authenticate a returning user. Passwords are the top method used by platforms to authenticate a returning user. Regulations and Compliance. By far, the most common method of verification is providing an email address (71.5 Close to half (49.5

Authentication 50

Authentication Economy Security Identity Theft 50

PYMNTS

APRIL 18, 2019

Since many European Union (EU) countries have now brought PSD2 and GDPR fully into their financial infrastructures, banks and merchants must prepare for the upcoming Strong Customer Authentication (SCA) rule and its fast-approaching September deadline. Around the PSD2, GDPR World.

Regulations 74

Regulations Authentication Privacy Data Breach 74

Segpay

NOVEMBER 20, 2024

As these technologies continue to evolve, they not only enhance security but also improve user experience. These traits are virtually impossible to duplicate or forge, making biometric security an attractive alternative to traditional methods like passwords or knowledge-based authentication.

Security 98

Security Technology Privacy Compromise 98

VISTA InfoSec

SEPTEMBER 25, 2024

Some best practices to ensure robust cybersecurity include: Data Encryption: All sensitive data should be encrypted both in transit and at rest to prevent unauthorized access and ensure efficient data security measures.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130

VISTA InfoSec

OCTOBER 21, 2024

Some best practices to ensure robust cybersecurity include: Data Encryption: All sensitive data should be encrypted both in transit and at rest to prevent unauthorized access and ensure efficient data security measures.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130