The Payments Association

MARCH 19, 2025

Technological advancements, including NFC, QR codes, and biometric authentication, have made digital wallets more user-friendly and secure. Since digital wallets store vast amounts of sensitive financial data, regulators worldwide are strengthening requirements to enhance data privacy and security.

Digital Payments

Fintech Finance

JUNE 11, 2025

Worldpay and Visa enhance the payments leader’s 3D Secure (3DS) solution, which can help merchants reduce fraud while reducing consumer friction and boosting authorizations. By passing through authentication data to the issuer, merchants in the U.S. Worldpay research shows more than half (55%) of U.S.

Authorization

Finextra

JUNE 26, 2025

In this guide, you’ll understand what digital payment security is and what these regulations mean, how they impact your payment operations, and what you need to do to meet them. Most importantly, you’ll see how the right digital payment solution can make compliance simpler and more effective. AML stops financial crime.

PCI DSS

EBizCharge

MARCH 18, 2025

Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience. It allows businesses to enforce user permissions within the system, reducing the risk of internal security threats.

Credit Cards

Fintech Finance

JUNE 10, 2025

Digital Identity: This suite of solutions includes Passkeys, Tap to Confirm, and enhanced data which are meant to identify and authenticate digital users. New partners in the region include Coles, a supermarket chain in Australia and Maybank, a leading financial services provider in Malaysia and Southeast Asia.

AI

Stax

APRIL 3, 2025

From different types of online payment gateways and key features to look for, to tips to help you choose the right payment solution for your business and implement it. TL;DR An eCommerce payment solution allows online businesses to accept payments securely and efficiently.

Payment Solutions

The Fintech Times

MAY 1, 2025

In 2011, India made two-factor authentication mandatory for digital payments. We believed there was a way to do both: keep payments secure, but also make them easy to use. Our early products focused on making two-factor authentication feel seamless, and that principle still shapes how we build today.

Authentication

Fintech Finance

JUNE 12, 2025

Despite this demand, only a fifth (21%) of UK consumers currently use a payment method with biometric verification for added security (rising to 27% of Gen-Zs). This means there is significant untapped opportunity for merchants to increase trust in the digital economy by integrating payment flows that offer biometric authentication.

Research

EBizCharge

APRIL 24, 2025

The payment gateway installation process typically begins by setting up a merchant account, which securely processes and transfers customer payments to your business bank account. A well-configured installation will ensure transaction data successfully transfers between the payment gateway and your Salesforce system.

Payment Gateways

The Fintech Times

NOVEMBER 6, 2024

New wallet payment experience – Soon, consumers will be able to use their wallets to scan and pay at merchants outside of their domestic markets that accept Visa via scanning-enabled QR codes. Visa Payment Passkey – Enables consumers to authenticate their identity, and authorise payments, by scanning their biometrics.

Product

The Payments Association

DECEMBER 10, 2024

However, In addition to adopting advanced fraud detection tools, payments firms must implement robust authentication methods such as multi-factor authentication (MFA), biometric verification (e.g., The payments sector is investing heavily in AI technologies to combat these rising threats.

AI

Finextra

JUNE 11, 2025

Trust Through Technology: Security Is No Longer a Barrier Skepticism around digital payment security has been eclipsed by confidence in advanced protection protocols. Consumer Empowerment: With enhanced security, digital wallets are accelerating e-commerce trust—particularly in high-ticket and cross-border segments.

Consumer

The Fintech Times

JUNE 12, 2025

Checkout.com says this highlights a significant untapped opportunity for merchants to increase trust in the digital economy by integrating payment flows that offer biometric authentication. These figures highlight the urgent need for enhanced payment security through methods like 2FA and biometric authentication.

Risk

Finextra

JULY 7, 2025

Visa (2024) AI Application: Fraud detection and transaction scoring Experience Impacted: CX - Banking Customer Experience AI Scam Disruption and Payment Security: Visa has scaled up its AI-driven security systems to protect the payments’ ecosystem.

AI

EBizCharge

JANUARY 14, 2025

In addition to keeping up with emerging trends, its also important to consider key factors like cost structures and integration capabilities when choosing your payment gateway. FAQs regarding payment gateways FAQs regarding payment gateways What security features do payment gateways offer?

Payment Gateways

EBizCharge

MARCH 20, 2025

Enhanced cash flow management: Integrating a gateway into Sage enables real-time processing of credit and debit card payments, helping merchants collect outstanding invoices faster. Consider payment processing costs and ensure the provider complies with industry standards like PCI Compliance. Digital wallets (Apple Pay, PayPal, etc.)

Payment Gateways

EBizCharge

DECEMBER 18, 2024

Verification and validation Clearinghouses confirm the authenticity of all parties involved in a transaction through verification and validation. Clearinghouses verify the details of each transaction to ensure everything is correct before moving forward to prevent errors and guarantee that claims and payments are accurately processed.

Facilitators

Stax

MAY 16, 2025

One powerful solution lies in the use of tokenization a technology that enhances payment security while enabling high authorization rates and faster transactions. It all starts with data quality and data availability. Vertical integrationis bringing all those [processes] together, he said.

Embedded Finance

The Fintech Times

DECEMBER 11, 2024

Customer expectations are also at an all-time high, and payments remain a sticking point. Among consumers who purchase high ticket or luxury goods, an estimated 58 per cent worry about payment security. A poor payment experience can also impact conversion rates.

Consumer

EBizCharge

APRIL 22, 2025

Most providers require that you set up a merchant account, which acts as a secure intermediary to transfer funds from customer payments to your business bank account. A well-executed installation lays the foundation for seamless payment operations, helping to minimize potential issues and keep your billing workflows running smoothly.

Payment APIs and Integration

The Fintech Times

MARCH 12, 2025

Ryta Zasiekina, founder of payments company CONCRYT , warned that merging the PSR into the FCA could dilute efforts to combat fraud and enforce security standards. With the rise of APP fraud, money laundering threats, and evolving cyber risks, payment security cannot become an afterthought in the push for economic growth.

FinTech

The Paypers

JUNE 12, 2025

Focus on direct bank payments and checkout optimisation Trustly’s A2A payment method relies on open banking infrastructure and is available in over 30 countries. By linking consumers directly to their banks during the payment process, the solution aims to lower transaction friction and improve payment security.

Payments

EBizCharge

JUNE 12, 2025

Fragmented payment systems: Unaligned payment systems may force businesses to juggle multiple platforms, providers, and processes to accept and reconcile payments. This lack of cohesion can lead to operational inefficiencies and errors and make it harder to scale or adapt to changing customer preferences.

Process

Stax

DECEMBER 9, 2024

For example, PSD2 in the European Union mandates strong customer authentication, reducing fraudulent claims over large transaction amounts. It’s also worth partnering with a payment processor that helps you minimize chargebacks. However, chargeback processes and regulations differ across regions.

Credit Cards

The Fintech Times

JULY 3, 2025

The move supports growing demand for streamlined treasury solutions that combine digital assets with traditional payment infrastructure. Identity verification platform IDnow has partnered with biometric authentication provider Keyless to enable ongoing user authentication beyond onboarding.

FinTech

Finovate

JANUARY 24, 2025

Shabi: The Instant Payment Regulation (IPR) is designed to make instant euro payments secure and accessible across the EU. Its goal is to modernize the regions payments landscape by improving the speed and efficiency of transactions within the Single Euro Payments Area (SEPA).

Regulations

EBizCharge

MARCH 3, 2025

Another crucial component of integrating credit card and ACH/eCheck payments into Acumatica is its compliance with industry security standards. Payment security and compliance in Acumatica Security and compliance are vital for any payment software, especially regarding processing credit cards and ACH/eChecks in Acumatica.

Credit Cards

Payments Dive

JULY 8, 2019

Efforts by European regulators to provide stronger authentication could serve as a model for payments in the U.S., as multi-factor authentication is already available in mobile wallets like Apple Pay

Payment Security

PYMNTS

JANUARY 22, 2020

FinTech solution company Entersekt has upgraded its authentication technology in the DACH region of Europe, according to a release. The company recently announced that the software company Netcetera implemented the authentication system for Bank-Verlag, a company that makes and provides secure services for Germany’s banks.

Payment Security

The Payments Association

FEBRUARY 13, 2025

As fraud tactics evolve, traditional security measures struggle to keep up. Many financial institutions still rely on legacy authentication methods, leaving them vulnerable to modern attack vectors. Heres why financial institutions must rethink their authentication strategies to remain competitive. million in 2023.

Authentication

PYMNTS

FEBRUARY 13, 2020

“When we put these detection mechanisms in the space, we have to take a holistic view of what is going to drive security, but also reduce friction,” Xie said. “So So before we add another layer of authentication , we should ask, is this actually going to serve a purpose or solve our problem?”. The Zero-Authentication Future.

Authentication

Stax

MARCH 4, 2024

To stay ahead of fraud means merchants must understand the threats, use trusted and secure providers, and keep up to date on payment security trends. So, let’s dive into payment security, touching on the basics of what you need to know to ensure secure payments. What is SSL/TLS?

PCI DSS

Stax

AUGUST 20, 2024

One solution to counter this problem is 3D Secure Authentication. 3D Secure is a fraud prevention solution with an added layer of security that helps protect buyers and merchants from fraudulent online transactions. This article will discuss what 3D Secure Authentication is and how the 3DS authentication process works.

Authentication

Payments Source

MAY 5, 2016

Multifactor authentication is high on the list of payment security requirements, including new standards from PCI. For any company on the fence on adding stronger authentication, there's plenty of examples of what can go wrong with basic identity management.

Multifactor Authentication

Fintech News

NOVEMBER 13, 2024

Citing concerns about online fraud, which occurs at seven times the rate of in-store fraud, Mastercard proposes a system that relies on tokenisation and biometric authentication, such as fingerprints and facial recognition. Click to Pay is being adopted by issuers like ING Spain and used by consumers at merchants like Pizza Hut.

Visa

PYMNTS

OCTOBER 26, 2016

“I can’t tell my mom to go get a new maiden name,” Tinsley pointed out, emphasizing that, once that piece of authentication is compromised, there’s no going back. One piece of this more holistic picture is consumer presence as a factor of authentication, using biometrics, such as fingerprint, eyeball scan, etc., Going Beyond PCI.

Payment Security

Payments Source

NOVEMBER 3, 2017

Finance organizations serious about protecting their customers need two-factor authentication, which involves the mobile phone when logging in to transfer money, writes Michael Patterson, CEO of Plixer.

Authentication