Stax

MARCH 6, 2025

The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data. This is why 90% of shoppers still prefer contactless payments post-pandemic. An active device scans a passive NFC tag to retrieve and process payment data. Read/write technology. Card emulation.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

EBizCharge

MARCH 18, 2025

PCI-compliant Sage 100 payment software providers must maintain strict security standards and enforce various measures, such as advanced encryption and tokenization, to safeguard sensitive payment data. By adhering to these standards, businesses can reduce data breach risks and maintain regulatory compliance.

Credit Cards 52

Credit Cards Process Security Data Breach 52

Finextra

JUNE 18, 2025

Stopping fraud at the point of authentication is the low-hanging fruit in reducing the cost of chargebacks. With the right 3DS access control server (ACS) and modern authentication methods, FIs can combat first-party fraud with forensic proof that the transaction was legitimately authenticated. Please read our Privacy Policy.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

The Payments Association

MAY 28, 2025

Manual card entry, inconsistent authentication requirements and consumer hesitancy about storing payment information often create a labyrinthine checkout process. These arent just minor inconveniences; they represent existential threats to merchants, with cart abandonment rates directly correlated to payment complexity.

Credential 88

Credential Payments Issuers Visa 88

EBizCharge

FEBRUARY 26, 2025

Check transaction flow: Verify that payments are correctly authorized, captured, and recorded in NetSuite. Validate reporting: Ensure payment data appears accurately in NetSuites financial reports. Security is also a critical component of automation, and tokenization plays a vital role in safeguarding sensitive payment data.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

APRIL 24, 2025

These capabilities create a smoother, more professional experience that builds trust and encourages prompt payments. Centralized financial and customer data: An integrated payment gateway can store payment data alongside customer records in Salesforce.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

JANUARY 21, 2025

Learn More What is a Payment Gateway? A payment gateway is a tool that allows merchants to authenticate and receive payments from their customers electronically. Encryption – Encryption is a data security measure that ensures only authorized parties can read the data.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

MARCH 11, 2025

Payment verification Once the payment processor receives the now-encrypted payment information, it will be sent to the issuing bank for verification. The goal here is to check the authenticity of the card details, availability of required funds, and absence of fraud.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Finance

JUNE 16, 2025

Strong Consumer Authentication Each transaction is securely authorized via biometric authentication, with tokenisation and encryption protecting all payment data. Highlights Contactless tap, familiar ease Consumers pay instantly from their bank accounts without redirects or entering card details.

Payment APIs and Integration 59

Payment APIs and Integration Encryption Payments Authentication 59

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Never sign up without seeing a complete fee schedule.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

JANUARY 14, 2025

To help with this, here are four payment gateway-related trends to look out for in 2025: AI-powered fraud detection: Protecting your business from fraud is more important than ever in 2025. AI systems can quickly analyze patterns and detect suspicious activities to reduce fraud and protect customer payment data.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

JULY 22, 2025

Others might want to consolidate payment processing across multiple platforms—e-commerce, point of sale, and billing—into one seamless NetSuite integration. Some merchants also want tighter control over how payment data flows between systems. That said, it’s still important to understand what’s happening behind the scenes.

API 52

API Payment APIs and Integration Payments PCI DSS 52

Finextra

JUNE 16, 2025

Strong Consumer Authentication Each transaction is securely authorized via biometric authentication, with tokenisation and encryption protecting all payment data. Highlights Contactless tap, familiar ease Consumers pay instantly from their bank accounts without redirects or entering card details.

Payment APIs and Integration 52

Payment APIs and Integration Encryption Authorization API 52

EBizCharge

APRIL 22, 2025

Whether its a one-click payment from an invoice or a self-service portal, a seamless experience boosts satisfaction and encourages on-time payments. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MARCH 20, 2025

Security features to look for include: Tokenization & encryption: Protects payment information from unauthorized access. Two-factor authentication (2FA): Adds an extra layer of security for account access. A payment gateway is an interface or software that securely collects and transmits payment data.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Fintech Finance

NOVEMBER 6, 2024

With Bankline Direct Digital, we have helped the bank transition from a complex and capacity-constrained legacy architecture to a scalable launch pad for near real-time connectivity that can accommodate customers’ ever-changing payment, data and regulatory needs.”

ISO 20022 98

ISO 20022 ISOs Online and Mobile Banking Payments 98

The Payments Association

JULY 18, 2025

UK SCA Reforms (Outcome-Based Approach) Following the UK Government’s National Payments Vision and signals from the FCA, a shift is now underway from prescriptive Strong Customer Authentication (SCA) rules to a more flexible, outcomes-based framework. Currently, contactless limits (e.g., £100

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Stax

APRIL 10, 2025

The payment gateway will let you accept all forms of electronic payments, including credit cards, debit cards, eChecks, direct debit payments, and much more. Its role is to encrypt and securely transfer your customers payment data to your payment processor.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

The Fintech Times

MAY 29, 2025

Digital wallets expose a treasure trove of financial data if not secured properly. Lost phones with weak PINs, malware, social engineering scams, and even seemingly secure biometric authentication can be compromised with sophisticated spoofing techniques.

Security 45

Security Debit Card Compromise Contactless Payments 45

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more. It increases the risk of data breaches, identity theft, and payment fraud.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

EBizCharge

MARCH 3, 2025

Payment security and compliance in Acumatica Security and compliance are vital for any payment software, especially regarding processing credit cards and ACH/eChecks in Acumatica. Merchants must handle sensitive payment data to process their customers transactions, making it essential to protect this information.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Finextra

JUNE 17, 2025

Additionally, Amazon’s partnership with Roku, announced on June 16, 2025, to create the “largest authenticated Connected TV (CTV) footprint” in the U.S. The company’s e-commerce operations, which account for nearly 40% of U.S. online sales, are poised to capitalize on easing trade tensions, as Amazon sells and facilitates imported goods.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

VISTA InfoSec

MAY 12, 2024

If you run a small business, keeping your POS system secure is a must, not just a matter of simple data protection but also one that ties into your business’s credibility in an increasingly cashless era. Let’s look at some best practices you’ll want to implement to keep payment data safe from cybercriminals: 1.

PCI DSS 277

PCI DSS Security Compromise Best Practices 277

Payments Source

JANUARY 26, 2017

As Facebook users increasingly deal with personal and payment data, the social media giant is turning to the Security Keys standard hosted through the Faster Identity Online Alliance for stronger authentication.

Authentication 60

Authentication Security Payments Data Payments 60

PYMNTS

FEBRUARY 6, 2020

However, recent PYMNTS reports noted that growing concerns over the Strong Customer Authentication (SCA) legislation could hamper the proliferation of Open Banking in Europe and beyond. Nacha Unlocks Payments Data. As additional countries explore the Open Banking opportunity, they’ll certainly look at the U.K.

Payments Data 73

Payments Data Payment APIs and Integration Credit Union NACHA 73

PYMNTS

AUGUST 9, 2019

As September approaches, the deadline for EU merchants to implement Strong Customer Authentication (SCA) is looming. A significant share of European merchants remain unaware of SCA, and those that are aware still need guidance regarding what they are required to do — if anything — to remain compliant when authenticating customers.

Authentication 61

Authentication Payment APIs and Integration Compliance Issuers 61

Payments Source

JULY 16, 2020

What made the attack on famous Twitter accounts so problematic wasn’t the high profile of its victims, but the non-technical and repeatable method the assailants used.

Authentication 104

Authentication Accounts Data Security Payments Data 104

PYMNTS

MARCH 6, 2020

Oversight And Authentication. Companies that offer APIs must have authentication measures in place — such as those requiring legitimate users’ to present credentials, or “API keys” — before granting access to them. . This month’s Deep Dive examines how APIs can be exploited and how companies can combat attacks. .

API 52

API Authentication Security Payment APIs and Integration 52

Stax

JULY 9, 2024

Digital payments incorporate robust security features to protect sensitive information and prevent fraud. Encryption techniques ensure that payment data is transmitted securely between parties, making it difficult for unauthorized individuals to intercept or access sensitive information.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

PYMNTS

NOVEMBER 10, 2020

“The combined Bluefin/PAAY solution set is as close as we can get to a silver bullet in payment security for eCommerce transactions,” Ruston Miles , co-founder and chief strategy officer at Bluefin, said in a statement on Tuesday (Nov. Most online merchants rely solely on SSL/TLS to encrypt the data being sent from their websites.

Transactions 93

Transactions Security Encryption CCPA 93

Fintech Finance

OCTOBER 24, 2024

The rise of authentication bypass scams: Looking for a way to get around two-factor authentication, fraudsters are doubling down on one-time-password phishing scams, which allow criminals access to full account funds and information via increasingly convincing texts, emails or phone calls.

Scams 98

Scams Ransomware Governance Government 98

PYMNTS

OCTOBER 7, 2020

When optimizing payment operations, “it can all boil down to: How do you help a merchant approve the most transactions at the lowest possible cost?” said Wimmer, who oversees the data and analytics efforts of firm’s payments-focused businesses. Payment data can be what they call ‘your canary in the coal mine,’” Wimmer said. “If

Transactions 103

Transactions Issuers Card Issuer Authorization 103

PYMNTS

AUGUST 5, 2020

Facial or fingerprint recognition tools could help to provide an extra layer of authentication on these sites for users while also allowing consumers to log onto the platform with the speed they have come to expect. Deep Dive: Guarding Gaming Platforms Against Online Fraud.

Bots 111

Bots Authentication Identity Theft Void 111

Open Banking Excellence

NOVEMBER 14, 2023

It came into full effect in 2018 and involved several key pillars: Enhanced Security : The PSD2 introduced Strong Customer Authentication (SCA) to bolster the security of digital transactions. This requirement is now familiar to us, as we often encounter multiple-factor authentication on our mobile devices.

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

PYMNTS

JANUARY 25, 2019

With PSD2 in full swing in the European Union (EU), any merchant dealing with the payment data of EU citizens must upgrade their payment protocols to stay compliant. The Tracker also looks into how PSD2 could potentially serve as guidance for other countries that may be reevaluating their own rules on data privacy and payments.

Authentication 78

Authentication Privacy User Authentication Regulations 78

PYMNTS

OCTOBER 12, 2018

With new risks come new solutions, and banks are taking this approach to data security: They are adopting technologies such as biometric authentication to protect sensitive information. Data: $248.26 80 percent: The percentage of mobile devices that will rely on biometric authentication by the end of 2018. Data: $248.26

Cybersecurity 61

Cybersecurity Credit Union Authentication Data Security 61

PYMNTS

OCTOBER 24, 2016

Said simply, Visa and Intel want to create standardized security for the Internet of Things and make it easier to instantly and correctly authenticate all those devices so that NWH or any of the other bad guys with similar ambitions can’t turn them against us. Baking Authentication In . When Capacity Grows Faster Than Security.

Security 99

Security Encryption CHIPS Authentication 99