Finextra

JULY 1, 2025

Traditional authentication methods rely heavily on static passwords and one-time codes, which can be easily compromised. Unlike traditional authentication methods, this approach goes beyond simple device recognition, incorporating sophisticated behavioral analysis. First, it verifies the devices trusted status.

Account Takeovers 52

Account Takeovers Authentication Stablecoins Fraud Prevention 52

The Fintech Times

JULY 11, 2025

G-Knot is preparing to launch a flagship crypto wallet that uses finger vein biometrics for authentication, a move the company says could eliminate the need for recovery phrases and private keys. The post G-Knot Prepares Launch of Biometric Crypto Wallet Backed by Finger Vein Authentication appeared first on The Fintech Times.

Authentication 59

Authentication Compromise Cryptocurrency Breach 59

Finextra

JUNE 11, 2025

Aadhaar Enabled Payment System (AePS) (2014): Leveraged Aadhaar biometric identity for financial inclusion, allowing basic banking services through biometric authentication at agent points. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Research shows that customers will abandon their cart if online checkout time isnt limited to four minutes or less. It is also built to be super secure.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Card Verification and Authentication : BINs support the verification process by providing immediate access to the issuing institution’s information.

Process 104

Process Processors Payments Compliance 104

Finextra

JULY 10, 2025

Authentication Problems Security protocols such as 3D Secure require customers to complete additional verification steps during checkout. 3DS2) for Smarter Authentication 3D Secure 2.0, an updated payment authentication standard, supports compliance with regulations like PSD2 in Europe. Use 3D Secure 2.0

Transactions 52

Transactions Online and Mobile Banking Fraud Prevention Payment APIs and Integration 52

Finextra

JULY 7, 2025

Research by IBM found that about 50% of enterprises in financial services have actively deployed AI, the highest of any sector. JPMorgan Chase (2024) AI Application: Employee productivity and research Experience Impacted: EX - Banking Employee Experience Internal ChatGPT-Like Research Assistant: The largest U.S.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finextra

JUNE 26, 2025

It also brings in stronger customer authentication (SCA) to prevent fraud during digital payments. PSD2 strengthens customer authentication. This allows you to connect your customers’ accounts to trusted third-party services while keeping full control. Why PSDS2 is important for banks PSD2 drives innovation. AML stops financial crime.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

Finextra

JUNE 18, 2025

The same research found that not all FIs track whether the fraud is first-party or third-party. Stopping fraud at the point of authentication is the low-hanging fruit in reducing the cost of chargebacks. Many systems are also still heavily reliant on manual investigation processes. Tracking fraud is another major headache.

Issuers 52

Issuers Disputes Fraud Prevention Authentication 52

The Fintech Times

JUNE 14, 2025

Worldpay research shows more than half (55 per cent) of US consumers abandon a transaction if it takes multiple tries to complete, demonstrating the importance of ensuring that a valid payment goes through on the first try.

Mitigation 49

Mitigation Fraud Detection Authentication Issuers 49

Finextra

JULY 3, 2025

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

The Payments Association

MARCH 19, 2025

Technological advancements, including NFC, QR codes, and biometric authentication, have made digital wallets more user-friendly and secure. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks. Regulatory challenges Regulators are in a race against time.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

DECEMBER 18, 2024

Key Benefits for TCB Pay Merchants: Enhanced Security : Every transaction is encrypted and authenticated through Apple Pay’s robust security features like Face ID and Touch ID , reducing fraud risks. Frictionless Checkout : Customers can complete payments with just a tap, ensuring a fast and smooth experience.

Federal Reserve 93

Federal Reserve Contactless Payments Encryption Security 93

Finovate

APRIL 9, 2025

Research from Statista points to a projected compound annual growth rate of 31% through 2029. Entrust also unveiled its AI-powered facial biometric authentication capability for its Identity-as-a-Service (IDaaS) platform in the first month of the year. At this pace, the digital banking market is expected to reach a market volume of $2.16

Security 87

Security Verification Deepfake Fraud Detection 87

Fintech Finance

JUNE 11, 2025

By passing through authentication data to the issuer, merchants in the U.S. Worldpay research shows more than half (55%) of U.S. 3DS Flex boosts authorization rates and reduces extra authentication steps while maintaining heightened levels of security.

Authorization 52

Authorization Fraud Detection Mitigation Issuers 52

Clearly Payments

DECEMBER 11, 2024

Enhanced Security : Many APMs offer built-in security, such as two-factor authentication or biometric verification, providing customers with confidence in the safety of their transactions. For instance, 64% of Southeast Asian consumers prefer e-wallets over credit cards. Digital wallets might be essential for U.S.

Alternative Payment Methods 59

Alternative Payment Methods Online and Mobile Banking BNPL Payments 59

Stax

MARCH 11, 2025

The goal here is to check the authenticity of the card details, availability of required funds, and absence of fraud. Online reviews Your research will tell you a lot about each provider. To make your case, you must first do your research and develop a winning negotiation approach.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Finextra

JUNE 13, 2025

Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. Key features include: Real-time chatbots handle 85% of customer queries instantly, per Juniper Research. Emerging security measures include: Multi-factor authentication, combining biometrics with one-time codes.

Mobile Banking 52

Mobile Banking Payment APIs and Integration Embedded Finance AI 52

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform.

Scams 59

Scams Consumer Financial Crimes Encryption 59

Stax

MARCH 18, 2025

Also, conduct thorough research to avoid overpaying. Reduced risk of fraud and chargebacks Payment processing systems help reduce the risk of fraud and chargebacks by implementing advanced security measures, authentication protocols, and real-time monitoring tools. Cost structure All payment gateway providers charge transaction fees.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

The Paypers

JUNE 17, 2025

Transactions are authenticated in real-time utilising 3D Secure 2 to manage chargeback risks and liability for fraudulent transactions. When shared with shoppers, the link references ADZ Worldline Payment Solutions, making it easily recognisable as the proper link for customers.

Payment Solutions 36

Payment Solutions Payments CBDC Financial Crimes 36

Finextra

JUNE 11, 2025

Implication for FSIs: Banks must move beyond static authentication models and embrace real-time risk scoring , behavioural biometrics , and API-first integration to compete. Consumer Empowerment: With enhanced security, digital wallets are accelerating e-commerce trust—particularly in high-ticket and cross-border segments.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

Stax

APRIL 3, 2025

For eCommerce payment systems, these measures include two-factor authentication, fraud filters, real-time transaction monitoring, card verification value, device fingerprinting, and address verification system. A good eCommerce payment gateway offers robust security to protect your business and customers from cyber threats.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

MARCH 19, 2025

“However, consumers should remain vigilant and take advantage of security features like transaction notifications, biometric authentication and the ability to remotely disable payment capabilities through their bank or wallet app.

Contactless Payments 98

Contactless Payments Consumer Security Fraud Prevention 98

Finextra

JUNE 25, 2025

AI is enabling: Biometric authentication that eliminates passwords and PINs. From Payments to Experiences: What the Future Looks Like The future of payments isn’t just faster—it’s intelligent, anticipatory, and invisible. Proactive engagement , reminding users of bill deadlines or offering personalised credit.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

The Payments Association

DECEMBER 10, 2024

The fintech sector, in particular, is a driving force behind this trend, with research from Mordor Intelligence suggesting the market size for AI in fintech is expected to exceed $50 billion by 2029 , growing at a CAGR of 2.91%. fingerprints, facial recognition), and behavioural biometrics (e.g., keystroke dynamics or mouse movements).

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Finextra

JUNE 16, 2025

Strong Consumer Authentication Each transaction is securely authorized via biometric authentication, with tokenisation and encryption protecting all payment data. Highlights Contactless tap, familiar ease Consumers pay instantly from their bank accounts without redirects or entering card details. Omnichannel Works online and in-person.

Payment APIs and Integration 52

Payment APIs and Integration Encryption Authorization API 52

Finextra

JULY 2, 2025

Enhanced Security: Pay by Bank leverages secure, bank-approved authentication, using biometric authentication to verify transactions. Faster Transactions: Payments are processed in real-time, helping merchants to improve cash flow and reduce payment delays.

Payment APIs and Integration 52

Payment APIs and Integration Authorization Privacy Authentication 52

Neopay

JANUARY 22, 2025

Recent research by Signicat reveals that AI-driven fraud now constitutes 42.5% AI-generated content can be nearly indistinguishable from authentic communications, leading to increased underreporting by victims who may not realise they have been defrauded.

AI 59

AI Deepfake Phishing Audit 59

Finextra

JULY 1, 2025

An identity fabric is a set of converged IAM capabilities designed to manage access across all user types, internal staff, customers, and external partners alike.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

EBizCharge

JANUARY 14, 2025

To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

The Payments Association

DECEMBER 18, 2024

” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Stax

NOVEMBER 14, 2024

POS systems come in a wide variety of shapes and sizes, so make sure you do your research and choose one with all of the right features for your unique business. These are large, integrated machines with a computer monitor, cash register, and an online credit card processing solution.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

My Payment Savvy

JUNE 16, 2025

Smart research now prevents costly mistakes later. uptime, but research their actual performance. Most merchants don’t fully understand what makes payment systems tick until after signing up. By then, switching costs and disruptions to cash flow make changing course painful. Most payment gateways promise 99.9%

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

The Fintech Times

JANUARY 23, 2025

“Indeed, recent research found that as much as 72 per cent of consumers might abandon an online purchase if their preferred payment method was not available. The app’s use of multifactor authentication also reduces the risk of fraud. We are, therefore, on an ambitious programme to add market-specific APMs to our platform.

Multifactor Authentication 59

Multifactor Authentication Alternative Payment Methods Payments Authentication 59

The Fintech Times

JUNE 12, 2025

According to the new research conducted by YouGov , 43 per cent of UK consumers also believe that digital ID verification would enhance their trust in merchants and financial institutions when transacting online. The research also revealed the true extent of those targeted by payment fraud.

Risk 45

Risk Consumer Verification Credential 45

The Payments Association

JULY 11, 2025

Market dynamics signal a fundamental shift Five transformative technologies are redefining POS capabilities: SoftPOS, Cloud-based systems, Mobile solutions, Self-service kiosks, and Biometric authentication. Biometric authentication remains nascent but shows promise for premium applications. billion by 2032.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88