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Decoding the FCA’s Safeguarding reforms: Practical steps for payments and E-money firms

The Payments Association

The Financial Conduct Authority (FCA) recently outlined significant changes to the safeguarding regime for payments and e-money firms in its consultation paper CP24/20. Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules.

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Generative Search and the New Rules of Fintech Visibility

The Fintech Times

As someone who works every day to grow and amplify fintech brands, Ive seen how AI is quietly reshaping the rules of search visibility. The rise of generative search tools isnt just a trend, but a shift in how authority, trust and relevance are defined online.

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Top regulatory priorities for the payments sector

The Payments Association

Safeguarding customer funds The Financial Conduct Authority (FCA) has proposed significant changes to the safeguarding regime for payments and e-money firms. The FCA is introducing phased safeguarding rules, with interim measures strengthening existing regulations and final requirements aligning with the Client Assets (CASS) framework.

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The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. In the race toward hyper-personalization, AI is the engine—but humanity is the destination. We use cookies to help us to deliver our services.

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ESG-Linked Payments in Transaction Banking

Finextra

ESG Aware CBDCs: Central banks may introduce digital currencies with embedded green rules, for e.g., CBDC holdings that automatically earn rebates when funding renewable projects or transition bonds. They can integrate real-time ESG scoring by licensing third-party data feeds and embedding them into payment authorizations.

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Chargebacks: A Survival Guide

Cardfellow

Visa Chargeback Reason Codes In 2018, Visa consolidated its list of reason codes into 4 categories: fraud, authorization, processing errors, and consumer disputes. Declined Authorization 11.3: No Authorization 12.1: Declined Authorization 11.3: No Authorization 12.1: Declined Authorization 11.3:

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American Fintech Council Provides Middle Ground in CFPB Case on New Open Banking Rule

The Fintech Times

The American Fintech Council (AFC), the industry association representing both responsible fintech companies and innovative banks, has filed an amicus brief in favour of the new rule introduced by the Consumer Financial Protection Bureau (CFPB) in the Forcht Bank, N.A. This rule delivers both, and we’re proud to support it.”