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Beyond KYC: How Technology is Transforming the Fraud Prevention Game

Fintech News

By monitoring how users interact with forms, their typing patterns and navigation behaviors, organisations can identify bots, automation and other non-human activities. This empowers teams to detect risk earlier in the customer journey, reduce false positives and automate decisions with transparency and control.

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Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

Finextra

PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. There are also further potential technology driven benefits that may not be immediately obvious. Further the global market is forecast to grow at a CAGR of 10.2%

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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

In the sections below, we break down the impact by five key areas of customer experience: personalization, self-service, customer engagement, support automation and accessibility. Market Impact: Banking Industry Leads in AI Adoption A McKinsey survey indicates that AI adoption is now mainstream across industries.

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Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

“Sustainable finance is one of the first topics of conversation in most financing deals today making digital solutions that automate processes and provide real-time ESG data essential, not only in supporting risk and return decisions and compliance, but in enhancing long-term financial performance and sustainability.

FinTech 64
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Banking on Intelligence: The Global Sprint to AI Maturity in Finance

Finextra

A PYMNTS report in 2024 found 72% of finance leaders at banks say their departments utilize AI technologies in some form. Even regional and mid-sized banks have started deploying AI for automation and analytics. Source: Google Cloud press release / 2023 Generative AI now promises to make these bots more conversational and powerful.

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AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

Finextra

What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. Behavioural biometrics distinguish real users from bots or synthetic identities. Machine learning models adapt on the fly.

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The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Second, these bots leverage AI to handle multi-step requests that previously might have required an employee. The result? These AI assistants (e.g., Cora handled 11.2

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