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DECTA: Improving Payment Acceptance Rates for Urbo Bank and Through New EMV 3DS Certification

The Fintech Times

It has been a busy first month of the year for the certified payment technology provider, DECTA as it announces a new partnership with Urbo Bank and achieves an EMV 3DS 2.3.1.1 However, this requires robust tokenisation services, in addition to a highly automated solution with API capabilities. ” EMV 3DS 2.3.1.1

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Credit Card Payment Integration: How to Integrate Payments into Your Website and Point of Sale

Stax

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. For enhanced security, it uses EMV (Europay, Mastercard, and Visa) chip technology and contactless payments, like Apple Pay and Google Pay.

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The Ultimate Guide to Accepting Credit Card Payments

Stax

Both dipping and tapping require an EMV chip card that generates a unique one-time code for every transaction. In tap-to-pay transactions, EMV combines with another technology called NFC (near-field communications) that makes it possible for the card terminal to read credit card information from contactless cards.

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The Most Common Types of Contactless Payment Methods and How They Work

Stax

They are embedded with EMV chips (Europay, MasterCard, Visa) that use either chip-and-PIN or chip-and-signature authentication methods. In short: contactless credit and debit cards have built-in EMV and NFC chips. Tap-to-pay credit and debit cards Credit and debit cards arent contactless by default.

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Key Differences of Payments for Small Businesses vs. Enterprises

Clearly Payments

Require higher security standards, including EMV , PCI compliance , and encryption measures. Enterprises: Utilize integrated point-of-sale (POS) systems that connect with inventory, customer data, and analytics tools. Invest in multilane terminals, self-checkout kiosks, and custom-built hardware solutions.

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Essential Guide to ISV Integrated Payments: Benefits and Best Practices

Stax

It can also make it easier to manage compliance, automate reporting, and scale operations. EMV, NFC, etc). With payments built into your platform, you reduce dependencies on third-party systems, minimize support overhead, and gain better visibility into transactional data.

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100+ Payment Industry Terms Explained in Plain English

Clearly Payments

EMV Chip technology on credit cards. Chip & PIN EMV transaction that requires a PIN instead of a signature. ACH (Automated Clearing House) The U.S. EFT (Electronic Funds Transfer) Same as ACH, used more often in Canada. Digital Wallet Apps like Apple Pay or Google Pay that store your card. FedNow A new U.S.