CB Insights

OCTOBER 4, 2022

B2B vs. B2C: About two-thirds (64%) of this year’s Fintech 250 are B2B, and 36% are B2C. The B2B-B2C split represents a broader shift in market sentiment away from consumer-facing fintechs. For example, 3 of this year’s first-time winners are building payment networks in Africa: MFS Africa , TeamApt , and Paga.

FinTech 101

FinTech B2C B2B Point-of-Sale (POS) 101

The Fintech Times

MARCH 4, 2025

Every country is implementing or thinking of implementing real-time payments because it allows government and financial players and participants to deliver other rails for payments. The evolution of payments in Brazil has primarily been B2C and P2P, but despite these new products, the highest number of transactions remain in the B2B market.

Real Time Payments 64

Real Time Payments Financial Inclusion Cross-Border Central Bank 64

PYMNTS

JANUARY 18, 2019

Unlike B2C eCommerce, B2B transactions require heightened visibility within supply chains — the ability to move large sums of money at set times, generation and management of invoices, purchase orders, payment contracts and more. Betting On Blockchain. For Inxeption, one of the most promising innovations to achieve this leap is blockchain.

B2B 78

B2B Blockchain B2C Use Case 78

Fintech News

FEBRUARY 15, 2024

New capital markets In 2024, federal and state local governments will continue to play an important role in financial services outside of the traditional financial sector. A new class of winners will ultimately emerge, armed with heightened products and capabilities.

Innovation 122

Innovation FinTech Cross-Border Payments Cross-Border 122

The Payments Association

MAY 16, 2025

As AI agents emerge in commerce, the payments industry must rapidly adapt infrastructure and governance to enable secure, autonomous transactions. trillion digital payments industry, redefining everything from B2C shopping to B2B procurement. Welcome to the age of agentic autonomous commerce.

AI 88

AI Fraud Detection Gateways Payment Gateways 88

Faster Payments Council

MAY 17, 2021

RTP technology facilitates payments across all payment categories, including business-to-business (B2B), business-to-consumer (B2C), consumer-to-business (C2B), peer-to-peer (P2P), government-to-citizen (G2C), and account-to-account (A2A) transactions. Current status of RTP adoptions around the world How RTP is used?

RTP 88

RTP G2C C2B Real Time Payments 88

PYMNTS

OCTOBER 2, 2019

Some of them have been mandated by governments, readying for anticipated demand. As a result, he predicted that the entrenchment of faster payments will be a linear progression that moves from consumer-to-consumer (C2C) to consumer-to-business (C2B), then to business-to-consumer (B2C) to business-to-business (B2B).

C2B 81

C2B Faster Payments Real Time Payments Lockbox 81

The Fintech Times

OCTOBER 20, 2024

In a move to improve the way individuals, businesses and governments move money, Visa is combining the reach, expertise, acquisitions and technology of Visa B2B Connect, Currencycloud, YellowPepper and Visa Direct into one portfolio. With collect, hold, convert and send capabilities and 8.5

G2C 52

G2C Cross-Border B2C B2B 52

Payment Savvy

OCTOBER 20, 2021

B2B is not the same as its B2C counterpart. B2C, or business-to-consumer debt collection, refers to the process of getting individuals to honor their monetary contracts. When it comes to collecting monies owed by business clients, legislation governing B2C doesn’t apply.

B2B 52

B2B B2C Best Practices Laws 52

PYMNTS

NOVEMBER 7, 2018

Governments around the world are embracing the potential of faster payment systems, and embracing smarter payment benefits in the process. Governments around the world are embracing the potential of faster payment systems, and embracing smarter payment benefits in the process. Around The Smarter Payments World.

Electronic Funds Transfer (EFT) 63

Electronic Funds Transfer (EFT) Faster Payments Payments Government 63

Fintech News

APRIL 24, 2025

billion Cgtz is a B2C debt investment platform offering a diverse range of investment products tailored for individuals and small to medium-sized enterprises (SMEs). 24 Fintech Unicorns in India India’s fintech boom is fuelled by strong investor interest, proactive government support, and a rapidly expanding digital economy.

FinTech 130

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 130

PYMNTS

JUNE 12, 2019

Latin America is the world’s leader in government electronic invoice mandates, as jurisdictions there address issues like invoice fraud and a lack of transparency in government procurement — efforts that proponents of these mandates say can positively influence the private sector.

G2B 55

G2B Government Governance B2B 55

PYMNTS

NOVEMBER 7, 2016

Such disruption and transformation can transcend use cases, said the executive, across B2B, B2C and P2P transactions. So, technology, said Galarza, is indeed changing the actual nature of transactions — down to how they are done at the most basic level.

P2P 78

P2P Zelle B2C Venmo 78

PYMNTS

JANUARY 21, 2021

They can eliminate the pain points in business-to-consumer (B2C) transactions by keeping consumers from waiting to receive their funds, while businesses are witnessing the advantages of using real-time payments when transacting with each other. Nacha — which governs the Automated Clearing House (ACH) in the U.S. —

Real Time Payments 92

Real Time Payments RTP P2P Faster Payments 92

FICO

AUGUST 29, 2022

During the first year of the pandemic, the combination of government stimulus programs such as the CARES Act and payment accommodation programs offered by lenders helped millions of consumers stave off missed payments. Ethan has a B.S. in management science/operations research from UC San Diego. See all Posts. chevron_left Blog Home.

Consumer 98

Consumer Credit Cards Payments Government 98

PYMNTS

APRIL 23, 2019

The idea started in the B2C world, but it wasn’t long before online sellers were asking about its use for B2B — at least, according to Chris Tsai, co-founder and CEO of Resolve , in a new PYMNTS interview. He pointed to LED light manufacturer Hyperikon , a Resolve customer, as an example of that.

B2B 91

B2B Payments Point-of-Sale (POS) Underwriting 91

CB Insights

DECEMBER 15, 2020

Business-to-consumer (B2C) robo-advisors have come into the mainstream with the rise of fintechs like Betterment and Wealthfront , which leverage algorithms to offer asset management and investment advice to individual investors based on their risk profile. Source: Deloitte.

Posting 87

Posting Advisors B2C Acquirers 87

Finovate

JANUARY 30, 2024

ShareID ShareID is an Authentication-as-a-Service solution tied to government-issued IDs, equivalent to border control with a simple smile and in real-time, without storing any PII or biometric data. Features Delivers 99.9%

AML 52

AML Credit Union B2C Financial Crimes 52

PYMNTS

OCTOBER 9, 2019

Libra Fears Spark EU Promise To Govern Crypto. New regulation principles to govern digital currencies are in the works by the European Union’s finance commissioner after fears ignited by Facebook’s planned Libra coin launch. No one said it would be simple. in unrealized gains, PayPal stated.

Faster Payments 58

Faster Payments PayPal Payments B2C 58

PYMNTS

AUGUST 10, 2020

A multitude of payments flow between businesses, government agencies, individuals and others in the U.S. billion in annual business-to-consumer (B2C) transactions still conducted by check. The Federal Reserve recently estimated that there were 174.2 billion non-cash payments with a total value of $97.04 trillion in 2018, marking a $10.25

Direct Deposit 89

Direct Deposit Venmo Non-Bank Payments 89

PYMNTS

FEBRUARY 26, 2020

The business product is a digital payments gateway and services aggregator for B2B, B2C and B2G businesses in Saudi Arabia. BayanPay has an extensive suite of portfolio solutions, including BayanPay Business and BayanPay Wallet.

Authorization 52

Authorization B2G Payment Gateways Cross-Border Payments 52

Finovate

DECEMBER 12, 2023

Realmonitor’s white-labeled mobile application eases entering the housing ecosystem for banks and financial institutions using a state-of-the-art, AI-based B2C mobile app for home buyers.

Online and Mobile Banking 52

Online and Mobile Banking Financial Literacy Fraud Prevention Credit Union 52

PYMNTS

MAY 15, 2019

Low-value payments, marked by high velocity, he continued, are typically P2P remittance, B2C disbursements and payroll, where ticket sizes are $50,000 and below. “If T hen, you also have a bunch of third- party services and bank models that supply those types of payments on behalf of [businesses, consumers] and governments.

Cross-Border 74

Cross-Border Cross-Border Payments Credential Wire Transfer 74

PYMNTS

JANUARY 23, 2020

The entertainment, insurance, music, restaurant and retail industries are all experimenting with real-time disbursements, as are healthcare providers and government agencies responsible for taxes and other refunds. The staying power of checks and cash.

Instant Payments 56

Instant Payments Real Time Payments Online and Mobile Banking Payments 56

Fintech Finance

MAY 15, 2024

Victor’s extensive experience includes playing an integral role in GTM, product, international expansion and marketing in B2B and B2C industries. With more than twenty years’ experience driving transformational growth for companies across North America, Australia and Europe, Victor brings a wealth of knowledge to GoCardless.

B2C 52

B2C B2B Acquirers Government 52

PYMNTS

JULY 9, 2020

With its newest offering designed for legal cannabis businesses , AeroPay ‘s B2C and B2B payment tools aim to help companies in this market migrate away from manual and paper-based payment methods. ” AeroPay Elevates The Bank Transfer. Recent reports in Verdict.co.uk Steamchain Lands Investment For Blockchain Tech.

ISO 20022 77

ISO 20022 Blockchain Cross-Border Cross-Border Payments 77

PYMNTS

DECEMBER 2, 2019

The change is coming and can be anticipated, across C2C to B2C to B2B — and providing at least some sort of roadmap. Banks must not only respond to changing customer demands, but they must also anticipate future needs — all amid government-led and private instant payment offerings.

Cross-Border 55

Cross-Border Cross-Border Payments Payment APIs and Integration Treasury 55

The Fintech Times

APRIL 16, 2024

The more founders, the higher their revenue growth rate 87 per cent of fintechs have a B2B element to their go to market strategy, compared to 30 per cent B2C (16 per cent have both) Firms in lending, banking, insurtech, money management and wealthtech enjoy the strongest revenue growth What’s next?

FinTech 64

FinTech Consulting B2C Innovation 64

PYMNTS

FEBRUARY 21, 2020

B2C trends are bleeding into the B2B space and forcing corporate sellers to become digitally savvy — and fast. That could mean asking would-be clients to submit their government-issued IDs for review and comparison against selfie photos to confirm that the individuals making the purchases are indeed those depicted on the IDs.

B2B 61

B2B Scams Credential B2C 61

CB Insights

MARCH 14, 2018

Impact investing – allocating or withholding investments based on environmental, social, and governance (ESG) principles— has been largely driven by high net worth (HNI) individuals like Bill Gates and Bono. Wahed is currently exclusively a B2C platform.

Advisors 53

Advisors B2C On-Demand Product 53

PYMNTS

NOVEMBER 3, 2020

FINTAINIUM is combining its Account Receivables and Payables Management Platform with Everlink's eHUB Digital Payments Platform to support real-time B2B and B2C payments that adhere to ISO 20022 payments messaging standards. China Touts Proprietary Digital Currency.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

OCTOBER 19, 2020

That banks and others got caught unawares by COVID-19 isn’t the issue, because it caught everyone by surprise, from private industry to the CDC, the WHO and world governments. More to the point, slow and inefficient invoice and checks are hopelessly out of step with the consumerization of payments that’s overtaking the B2B and B2C worlds.

FinTech 67

FinTech Checks SWIFT B2C 67

Tearsheet

NOVEMBER 14, 2023

People were able to manage their debt amidst government stimulus programs and debt forbearances. When debt starts to climb and customers are having trouble making ends meet, many consumers first cut expenses on their expenditure on food according to Anuj Vohra, head of North America collections, B2C operations at BMO Financial Group.

Credit Cards 52

Credit Cards Consumer CFPB Federal Reserve 52

PYMNTS

MAY 29, 2020

In today’s market, growing availability of government aid has helped many SMBs, yet also lifted the curtain for many entrepreneurs about just how confusing, opaque and limiting certain financing arrangements can be.

Finance 67

Finance Point-of-Sale (POS) Non-Bank B2C 67

PYMNTS

FEBRUARY 14, 2017

The credit card firm inked a partnership with technology firm Swipezoom, which operates in both the B2B and B2C spaces. Mastercard struck a deal to help automate the accounts payable process for businesses in the United Arab Emirates , reports said Sunday (Feb. ”

Visa 40

Visa Automation B2B B2C 40

PYMNTS

MARCH 1, 2019

The details, as initially disclosed on Thursday, are thus: ACI is acquiring Speedpay , and the combined entity will serve 4,000 customers with bill payment services across a range of verticals, such as consumer finance, government, mortgage payments and utilities. The market is a large one — as in U.S.

Cross-Border 56

Cross-Border Cross-Border Payments Online and Mobile Banking Payments 56

FICO

OCTOBER 5, 2017

We spoke with customer references in these regulated sectors who value FICO’s governance credentials for their B2C and B2B2C marketing activities,” stated Forrester in its Real-Time Interaction Management report. Download The Forrester Wave™: Real-Time Interaction Management, Q2, 2017.).

Risk 56

Risk Push-to-Card B2C Online and Mobile Banking 56