VISTA InfoSec

MARCH 13, 2025

It was first introduced in December 2004, by the founding members of American Express, Discover, JCB, MasterCard, and Visa International. PCI DSS emphasizes the importance of regular security training to ensure staff members understand the latest threats and best practices for safeguarding payment data.

PCI DSS 165

PCI DSS Data Breach Breach Compliance 165

Fi911

DECEMBER 5, 2023

Chargeback thresholds refer to the monthly chargeback limits established by Visa and Mastercard. What are the Visa & Mastercard Chargeback Thresholds? Banks need to be aware of the specific chargeback thresholds set by Visa and Mastercard in order to appropriately advise and guide their merchant clients.

Visa 105

Visa Disputes Non-Bank Risk 105

The Payments Association

MAY 28, 2025

The quiet revolution Since Mastercard developed the initial standard in 2013 , tokenisation has rapidly shifted from an optional security enhancement to an industry standard. Mastercard has boldly committed to eliminating manual card entry and password authentication in e-commerce entirely by 2030.

Credential 88

Credential Payments Issuers Visa 88

Fintech Finance

OCTOBER 18, 2024

Mastercard has partnered with noon Payments , one of the biggest payment service providers in the Middle East and North Africa, to bring its Payment Passkey Service to the region and accelerate secure online checkout for shoppers. The Mastercard Payment Passkey Service streamlines e-commerce and revolutionizes the consumer journey.

Visa 96

Visa Scams Push-to-Card Payments 96

PYMNTS

JULY 22, 2020

Mastercard Inc. Our goal is simple: we want to help banks offer more eco-friendly cards to consumers, and we are taking concrete steps to bring about that change,” said Ajay Bhalla, president of Cyber & Intelligence at Mastercard, in a statement.

Credit Cards 84

Credit Cards Visa Best Practices Debit Card 84

Clearly Payments

NOVEMBER 18, 2024

This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices. Best Practices for Chargeback Management Implementing industry best practices helps ensure a well-rounded and effective chargeback management strategy.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Payments Source

OCTOBER 24, 2019

Responding to the fast pace of payments technology and its impact on privacy and data security, Mastercard plans to recruit a range of companies, educational institutions and agencies to produce a set of best practices.

Visa 63

Visa Best Practices Data Security Privacy 63

Payments Source

OCTOBER 27, 2019

Mastercard's positioning its effort as a call to action — instead of a mandate — to bring stakeholders together to product best practices to project data.

Visa 64

Visa Privacy Best Practices Product 64

PYMNTS

JUNE 4, 2019

While nothing is inevitable, and even the best plans are always in danger of stalling out or being derailed, the energy behind Open Banking is gaining steam. The latest evidence of that comes from Mastercard. As with all new efforts, some aspects will fail, leading to lessons learned, guiding best practices.

Visa 81

Visa API Disputes Push-to-Card 81

EBizCharge

JULY 25, 2024

These fees are intended to cover the cost associated with credit card processing fees, which merchants pay to credit card companies such as Visa, MasterCard, or American Express for each transaction to purchase goods or services. The post Credit Card Surcharge Signs: Compliance, Design, and Best Practices appeared first on EBizCharge.

Best Practices 52

Best Practices Credit Cards Compliance Debit Card 52

Payments Dive

JUNE 12, 2025

senators are proposing legislation that would create a task force to study payment scams and suggest ways for lawmakers and regulators to combat them , along with formulating industry best practices. The task force would also suggest best practices to coordinate anti-fraud efforts at the state, federal and local levels.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

EBizCharge

JUNE 25, 2025

Each card brand—Visa, Mastercard, American Express, Discover—has its own surcharge guidelines. Mastercard has its own set of requirements. This is not just best practice, it’s an explicit requirement of card network policies. You can’t selectively surcharge just Visa or just Mastercard and leave the others out.

Compliance 52

Compliance Credit Cards Card Network Rules Rules 52

PYMNTS

OCTOBER 26, 2018

Scientists are now looking for more funding to get a better understanding as to how so much plastic has made it into human digestive tracts worldwide — but the big takeaway, Mastercard President of Cyber And Intelligence Solutions Ajay Bhalla told PYMNTS, is pretty obvious. This is a matter of being environmentally responsible.”.

Visa 75

Visa Push-to-Card Best Practices Credit Cards 75

EBizCharge

JUNE 27, 2025

This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices. This was mainly due to card brand rules from Visa and Mastercard, which contractually prohibited surcharging. That’s where surcharging comes in.

Credit Cards 52

Credit Cards Legal Card Network Rules Rules 52

Fintech Finance

FEBRUARY 18, 2025

We see this as an opportunity to not only expand our footprint but also share our expertise, advocate for industry best practices, and explore meaningful collaborations that drive innovation and financial inclusion across the region.

APACS 72

APACS FinTech Issuers Payments 72

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Below are a few best practices that can help keep your in-house digital systems as secure as possible.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

The Fintech Times

FEBRUARY 18, 2025

“We see this as an opportunity to not only expand our footprint but also share our expertise, advocate for industry best practices, and explore meaningful collaborations that drive innovation and financial inclusion across the region.”

APACS 59

APACS FinTech Issuers Best Practices 59

Stax

JUNE 24, 2025

Interchange fees Interchange fees are a significant component of credit card processing fees and are charged by the card networks (Visa, Mastercard, American Express, Discover). Interchange fees = card networks (Visa, Mastercard, etc.) Assessment fees = card networks (Visa, Mastercard, etc.) card-present vs. card-not-present).

Credit Cards 88

Credit Cards Process Processors Laws 88

PYMNTS

FEBRUARY 20, 2019

As SMBs become larger targets for cybercriminals, Mastercard is launching a new initiative in an effort to support small businesses’ defenses against these attacks. Mastercard and the Global Cyber Alliance are not the first partners to develop educational resources for small businesses to adopt enhanced cybersecurity practices.

Cybersecurity 56

Cybersecurity Visa Data Breach Small Business 56

Fintech Finance

APRIL 9, 2024

allpay Limited is proud to announce its attainment of the Mastercard Sustainability Badge , positioning the company at the forefront of environmentally conscious practices. Mastercard’s Sustainability Badge reflects a commitment to the use of sustainable materials in card manufacturing.

Visa 52

Visa Push-to-Card Best Practices Product 52

Clearly Payments

AUGUST 6, 2024

This dual role means that AMEX chargebacks involve direct interaction with American Express, unlike chargebacks from Visa or Mastercard, which typically involve third-party issuers, called issuing banks. Merchant Win Rates: AMEX has a lower merchant win rate (28%) compared to Visa (35%) and Mastercard (33%).

Disputes 105

Disputes Visa Issuers Duplicate 105

Fintech Finance

APRIL 17, 2024

areeba , a pioneering leader in payment solutions and processing services, is proud to announce the successful certification of its in-house-developed switch by Mastercard , a significant milestone in the company’s journey towards excellence in providing world class payment infrastructure in the MENA region.

Visa 52

Visa Best Practices Payments Payment Solutions 52

Fintech News

FEBRUARY 15, 2024

This ambition, however, hinges on the capability to execute seamless cross-border transactions — a theme extensively explored in Mastercard’s Borderless Payments Report 2023. However, this shift towards global integration is not without its challenges.

Cross-Border 109

Cross-Border Cross-Border Payments Visa Payments 109

PYMNTS

JULY 2, 2019

It announced a partnership with Mastercard to enable real-time and batch payments across the Nordic markets, a region that has closely connected populations and trade. Stoddart believes that getting more RTP standards and best practices — homogenization — in play is important to getting more from real-time payments in its second life.

RTP 68

RTP Real Time Payments Visa ISO 20022 68

PYMNTS

FEBRUARY 25, 2019

Doconomy and Mastercard announced Monday (Feb. In a press release , the companies said the launch of DO sets a new standard for purpose-driven payment services and is a big step in Mastercard’s commitment to fight climate change. DO also enables carbon offsetting via UN-certified projects.

Mobile Banking 47

Mobile Banking Visa Best Practices Innovation 47

EBizCharge

JUNE 23, 2025

And the card networks like Visa and Mastercard have their own rulebooks. The dominant card networks—Visa, Mastercard, American Express, and Discover—had long prohibited merchants from adding extra fees for credit card usage. You must notify Visa and Mastercard at least 30 days prior to implementing surcharging.

Credit Cards 52

Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

EBizCharge

JUNE 26, 2025

Not every business adds a surcharge to credit card payments, but if you do, you may need to notify your customers, not just as best practice but by law. Visa and Mastercard have surcharge rules. It’s about being transparent, yes, but it’s also about being compliant with the law and avoiding headaches down the road.

Credit Cards 52

Credit Cards Card Network Rules Legal Laws 52

Fi911

MAY 7, 2024

This blacklist is maintained by Mastercard. Acquirers and processors within the Mastercard network routinely consult the TMF or MATCH List prior to onboarding a new merchant. For businesses, the Terminated Merchant File (TMF) is an unwelcome designation analogous to a “no-fly list” for credit card processing.

PCI DSS 105

PCI DSS Processors Compromise Identity Theft 105

Stax

JANUARY 21, 2025

Payment Links Best Practices To maximize the potential of your payment links, consider implementing these best practices: 1. Stripe supports over 20 different payment methods, including Visa, Mastercard, Apple Pay, and Buy Now, Pay Later plans. Cost: 2.9% + $0.30

Use Case 88

Use Case Online and Mobile Banking Payments Non-Bank 88

PYMNTS

FEBRUARY 2, 2017

1) that it took action against Mastercard and UniRush for alleged breakdowns that the government watchdog said left tens of thousands of economically vulnerable RushCard users unable to access their own money to pay for basic necessities. The CFPB also fined Mastercard and UniRush $3 million.

CFPB 40

CFPB Consumer Financial Protection Bureau (CFPB) Visa Direct Deposit 40

Stax

DECEMBER 20, 2023

Interchange is the fee that credit card companies like Visa and Mastercard charge businesses to accept their cards. Visa interchange fees Mastercard interchange fees Discover interchange fees American Express interchange (OptBlue) What is the total cost of accepting credit cards? See full Mastercard interchange rates.

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

PYMNTS

OCTOBER 25, 2019

To navigate the changing digital landscape, Mastercard said on Thursday (Oct. JoAnn Stonier, chief data officer at Mastercard, said in an interview with Karen Webster, “We live in a world where we hear all the time that data is ‘the new oil,’ and that it is the raw material of innovation.”.

Visa 40

Visa Best Practices Privacy Regulatory Compliance 40

The Payments Association

MARCH 25, 2025

The ripple effect of compliance complexity According to the Nilson Report, branded Visa and Mastercard cards grew by 163.4 Automate and stay AheadAccess a dynamic workflow and searchable directory of best practices, manuals, releases, and regulatory changesalways up to date. million in 2024, respectively.

Compliance 88

Compliance Payment Networks Issuers Best Practices 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. In the following sections, we’ll delve into the legal framework, compliance standards, and best practices to navigate the complexities of surcharging. Security audits.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

EBizCharge

JULY 7, 2025

states prohibit surcharges altogether, and the card brands (like Visa and Mastercard) have rules around how they must be disclosed and applied. Compliance with Visa/Mastercard and state-level rules. Best practices for surcharge communication Surcharging may be allowed, but that doesn’t mean it’s always welcomed.

B2B 52

B2B Credit Cards Processing Costs Rules 52

Stax

APRIL 2, 2024

As more businesses opt for a surcharge program to manage their ballooning costs, it’s important to be aware of best practices around notifying your customers about this additional fee to not only follow all legal requirements, but also provide a seamless customer experience. Learn More What is Credit Card Surcharging?

Credit Cards 88

Credit Cards Best Practices Legal Compliance 88

PYMNTS

JANUARY 15, 2021

The platform can help SMBs prevent losses by making sure they use best practices. Nicki Bisgaard , CEO and founder of EedenBull, said in the report that the new partnership “underlines our progress in offering best-in-class payment and spend management technology to the banking community globally.”.

Best Practices 68

Best Practices Visa Agreements Payments 68