Fintech Weekly

JULY 10, 2025

Additionally, the rise in digital currencies has contributed to more banks investing in blockchain for transaction purposes and related security. Increasingly, banks are willing to enter the blockchain space. High-profile companies such as JPMorgan Chase, Goldman Sachs, and HSBC are leading the way to blockchain integration.

Technology

Finextra

JULY 7, 2025

Location Joburg Followers 5 Opinions 24 Follow Unfollow Tokenised stocks are making headlines as the finance world flirts with the blockchain revolution. Simply put, a tokenised stock is a digital token on a blockchain that represents a share (or a fraction of a share) of a real company. What Exactly Are Tokenised Stocks?

Blockchain

Fintech Labs Insights

MAY 20, 2025

More FDIC insurance Deposits are insured up to $3 million through Thread Bank, Member FDIC Related: Digital SMB Banks: Mercury Increases its Lead Top 13 DeFi, Blockchain and Crypto Conferences in 2025 The Top 18 Accounting Conferences & Events in 2025 This card offers: Cash-back rewards : 1.5%

Payment APIs and Integration

PYMNTS

MAY 15, 2019

Despite its gains, some people are skeptical because XRP does not run a decentralized blockchain, and that it allows the potential reversibility of transactions, according to Cryptovest. In other news, Samsung is planning to launch its blockchain technology onto its budget smartphone. “We And SFOX is partnering with New York-based M.Y.

Blockchain

PYMNTS

DECEMBER 5, 2018

New York-based Signature Bank is rolling out a digital payments platform powered by blockchain that enables real-time payments for corporate customers. The platform was developed in partnership with blockchain company trueDigital Holdings, Signature noted, and will go live on Jan. The financial institution announced on Tuesday (Dec.

Real Time Payments

PYMNTS

DECEMBER 11, 2020

Blockchain-based EOS enables the development, hosting and execution of decentralized applications (dApps). OMG Network is looking to integrate multiple electronic wallets using the OmiseGo blockchain, while 0x is a decentralized exchange that enables developers to create their own cryptocurrency exchanges.

Cryptocurrency

PYMNTS

JANUARY 26, 2021

Additionally, there is a speed issue that needs to be addressed, since transacting with BTC requires the blockchain to be updated with a number of confirmations, which takes time. For example, with BTC, there must be multiple confirmations on the blockchain , and this takes time. Looking Ahead.

Cryptocurrency

PYMNTS

NOVEMBER 30, 2018

Blockchain startup AriseBank’s CEO is facing up to 120 years in prison for misleading investors in a crypto scam. The device comes equipped with an Intel Celeron Processor J Series processor and an AMD Radeon RX570 graphics card, in addition to a 1 TB drive to hold the blockchains needed for currency management.

Scams

Fintech Finance

DECEMBER 9, 2024

Over 50 industry specialists will take the stage at the 15th Nextgen Payments & Regtech Forum in Austin, covering the latest topics and representing leading organisations such as FDIC, FTA, Payall Payment Systems, Inc., Dow Jones, SEON, PayPal, Ripple, Citibank, Wise, Binance.US, Amazon, eBay, Starbucks, Morgan Stanley, BNY Mellon, J.P.

Office of the Comptroller of the Currency

PYMNTS

NOVEMBER 23, 2020

Blockchain and a bank charter might do much to boost financial inclusion. While many digital-first companies springboard from payments into lending, Figure Technologies , a FinTech focused on home improvement, debt consolidation and retirement products that leverage blockchain protocols, is branching out from lending into payments.

Financial Inclusion

PYMNTS

DECEMBER 11, 2020

Blockchain-based EOS enables the development, hosting and execution of decentralized applications (dApps). OMG Network is looking to integrate multiple electronic wallets using the OmiseGo blockchain, while 0x is a decentralized exchange that enables developers to create their own cryptocurrency exchanges.

FDIC

Fintech Review

AUGUST 8, 2024

FDIC insurance. Onshore members’ USD deposits are held at an FDIC-insured bank. US customers can also deposit and withdraw USD, which is held in one or more FDIC-insured omnibus bank accounts. “We About Figure Markets Figure Markets is democratizing finance through blockchain. Broad product set and deep liquidity.

FDIC

PYMNTS

MARCH 7, 2017

The report noted that so far the fund has invested in eight startups in a wide array of technologies, such as blockchain mobile payments, data analytics, financing and working capital. FDIC), U.S. The FDIC also said that the percentage of U.S. While the unbanked are numerous in Africa and elsewhere in the U.S.,

FDIC

Fintech Review

SEPTEMBER 17, 2024

users may also benefit from earning up to 3% annualized on USD balances held at an FDIC-insured bank. Cash yields on non-USD and stablecoin balances are derived from an innovative fund backed by real-world assets on blockchain. About Figure Markets Figure Markets is democratizing finance through blockchain. Following its U.S.

Stablecoins

PYMNTS

OCTOBER 25, 2019

The Commodity Futures Trading Commission ( CFTC ), Federal Deposit Insurance Corporation ( FDIC ), Office of the Comptroller of the Currency ( OCC ), and the Securities and Exchange Commission ( SEC ) have announced that they are joining the Global Financial Innovation Network ( GFIN ). Colorado’s bill does have support from some lawmakers.

Office of the Comptroller of the Currency

FICO

DECEMBER 20, 2018

I’ll leave the speculation on the headline-grabbing technologies — your blockchains and your dancing robots — to others. We began to see a resurgence in small-dollar lending in 2018 with new regulatory guidance from the OCC and FDIC encouraging banks to compete with payday lenders. Payday Lenders Will Face More Robust Competition.

Consumer

PYMNTS

JULY 21, 2019

And surprisingly, South Dakota is one of the largest holders of institutional assets in the country, more than $3 trillion, according to the FDIC — three times the size of New York, followed only by Ohio.”. In other news, a retired couple in Australia have lost $900,000 due to a cryptocurrency scam. He is also now a co-founder.

Scams

PYMNTS

JANUARY 7, 2019

The volatility of cryptos — and the emergence of any number of blockchain and tokenization projects through the last year — has invited fresh regulatory scrutiny of digital currencies. In Ireland, reported CryptoGlobe , the Irish cabinet has approved legislation that will bring more regulation to the sector. In the U.S.,

Regulations

FICO

MAY 25, 2023

To prove acceptable use of artificial intelligence, companies must be prepared to have their AI technology audited by regulators, just as the FDIC regulates financial institutions under fair lending laws. patent for blockchain model governance, non-commercial applications are certainly permitted. Although FICO was granted a U.S.

AI

CB Insights

DECEMBER 4, 2019

The 2017 FDIC National Survey of Unbanked and Underbanked Households shows: Approximately 6.5% Amazon is known to take unconventional approaches to solve customer pain points, so it would not be surprising if it were to explore applications of blockchain across financial services products. US households, composed of 14.1M adults and 6.4M

Online and Mobile Banking

PYMNTS

DECEMBER 7, 2020

The issue is that, Facebook aside, many of these coins, which are in the process of being launched or even yet to be conceptualized, will be “minted” by a slew of smaller FinTech and non-bank companies (including those focused on blockchain ), with relatively limited resources to devote to hurdling regulatory challenges.

Stablecoins

The Payments Association

MARCH 18, 2025

CBDCs remain of interest, but uncertainties persistinteroperability with USDC, blockchain choice, supply limits, and cross-border use. In 2024, global investment in crypto and blockchain began to recover, reaching $3.2 A strong regulatory framework is needed to align traditional banking with crypto.

Federal Reserve

The Payments Association

JANUARY 31, 2025

It further undertakes “ to support the responsible growth and use of digital assets, blockchain technology, and related technologies across all sectors of the economy ” Highlights of the Order are outlined below. Fact Sheet ) The Working Group will be chaired by David Sacks, the special advisor for AI and Crypto.

Stablecoins