This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Finovate
JULY 21, 2025
Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.
64 
Fintech News
JUNE 1, 2025
Singapore-based stablecoin infrastructure provider StraitsX has unveiled a refreshed brand identity as it expands its role in enabling compliant, real-time payment settlements.
76 
Cardfellow
JUNE 16, 2025
FedNow is a real-time payment system created by the US Federal Reserve that went live in the summer of 2023. Banks could choose to allow instant payments between users, mimicking features offered by digital wallet transfers services such as Venmo. What is FedNow? Are there competitors to FedNow?
52 
Fraud.net
DECEMBER 26, 2024
Explore how machine learning fraud detection reduces false positives, improves accuracy, and adapts to emerging fraud trends.
PYMNTS
AUGUST 3, 2020
More recently, Visa issued public support of bitcoin and other digital assets in a July blog post that similarly highlighted opportunities in real-time payments.
Faster Payments Council
NOVEMBER 18, 2020
Accelerating The Real-Time Payments Demand Curve: What Banks Need To Know About What Consumers Want And Need, a PYMNTS and Alacriti collaboration, examines consumers' understanding of real-time payments and the methods they use for different types of payments.
FICO
FEBRUARY 19, 2020
To compete against them, real-time payment schemes need to offer higher value transactions coupled with ease of use and lower costs. Operators of real-time payment schemes need to make sure that their drive for market share doesn’t lead to fraud concerns being overridden by competitive instincts.
Faster Payments Council
NOVEMBER 23, 2021
and produced by Javelin Strategy & Research, underscores that financial institutions do not need to focus resources on convincing consumers that real-time payments are worthwhile because they already understand the benefits. This white paper, commissioned by Fiserv, Inc. View the Document
The Payments Association
FEBRUARY 16, 2024
Blog piece on Starling Bank's website: As a summary - Blog piece about Starling Banking Services by our own Head of Partnerships, Will Boocock - It contains information about how our API's for Payments work and deliver for customers [link] Read more
FICO
AUGUST 26, 2021
As it happens, there’s a lot more happening in the real-time payments arena than just PayPal, Venmo and Zelle. Let’s take a look at the current trends, with a focus on the US, and how banks can better arm themselves to fight fraud in this rapidly growing payments channel. in addressable payment volume.
PYMNTS
FEBRUARY 15, 2019
Named the JPM Coin, the blockchain-based cryptocurrency is designed to enable “the instantaneous transfer of payments between institutional accounts,” according to the company’s blog post. dollars, reducing the typical settlement time,” the blog explained. The JPM Coin isn’t money per se.
FICO
APRIL 6, 2020
In my last post I wrote about the fraud and financial crime problems the USA is likely to encounter as real-time payments increase in both value and volume. In countries such as the UK, real-time payment schemes have been ubiquitous for many years. What Can the Industry & Real-Time Payments Schemes Do?
Fraud.net
SEPTEMBER 27, 2024
How to De-Risk Real-Time Payments (RTP) The post Video: No Time to Lose – AI-Driven Fraud in Real Time Payments (RTP) appeared first on Fraud.net.
FICO
APRIL 20, 2023
According to FICO’s latest survey of consumers from 14 countries around the globe, 90% of all consumers have sent a real-time payment, and at least 95% of consumers have used real-time payments in India , Indonesia , the Philippines , and Brazil.
ACI Worldwide Blog
MAY 13, 2024
Real-time payments are carving a new norm in the rapidly evolving payments landscape. Spurred by global governments and regulators, instant payments are viewed as a catalyst for economic growth, financial inclusivity, and transparency.
Fintech News
FEBRUARY 15, 2024
2024 is expected to be a year of innovation for the fintech industry, marked by advancements in artificial intelligence (AI), cross-border and real-time payments, cryptocurrency and blockchain, and bundled software-as-a-service (SaaS) offerings.
124 
FICO
JANUARY 7, 2019
The tremendous interest in AI and machine learning drove the readership on the Fraud & Security blog in 2018. caption id="attachment_36090" align="alignnone" width="600"] Source: FICO Blog[/caption]. How Fraud Changes in the World of Real-Time Payments. Here are the five posts with the most views.
74 
FICO
SEPTEMBER 8, 2022
Payments Fraud in Asia Post Pandemic. The growth of real-time payments and fraud in Asia. The payments landscape in Asia is rapidly evolving, thanks to the emergence of new payment methods. The payments landscape in Asia is rapidly evolving, thanks to the emergence of new payment methods.
52 
Faster Payments Council
APRIL 28, 2022
The benefits of real-time payments in the United States go beyond speed. Economic impact analysis from ACI's 2022 Prime Time for Real-Time global payments report shows real-time payments offer a 32.6% lower average payment cost per transaction for American consumers and firms.
PYMNTS
OCTOBER 11, 2018
In a company blog post , Schulman said this marks an important milestone for the digital payments company. Nearly nine in 10 — or 87 percent — of executives expect real-time payments to have a positive effect on liquidity planning, forecasting and cash investment. In a letter to employees, he wrote, “On Feb.
PYMNTS
APRIL 7, 2019
COO Bill Ready said in a blog post that the Instant Transfer functionality comes on the heels of the company’s expanded partnership with JPMorgan Chase , which enables PayPal to access the real-time payments network linked to The Clearing House.
69 
PYMNTS
MARCH 12, 2019
Amid its increasing penetration into the gig economy as a preferred method of payment, PayPal announced today (March 12) that it is offering Instant Transfer to bank for qualified individual and business customers in the United States, with an eye on international expansion “in the near future.”.
76 
Faster Payments Council
MAY 17, 2021
While real-time payments (RTP) was previously considered an infrastructure luxury, it has now become a common method of payment in many parts of the world. This adoption has changed the payments landscape. Introduction on RTP and its adoption around the world.
88 
FICO
JUNE 15, 2023
Home Blog Feed test To Stop Scams, It’s Time to Add Sensible Friction to Easy Money The convenience and speed of real-time payments makes it easy for fraudsters to scam individuals. It’s time to consider sensible friction in the process. They Didn’t Teach This in Econ 101 On May 3, the U.S.
52 
PYMNTS
JANUARY 9, 2019
Account takeover attacks, social engineering tactics and payments fraud all threaten businesses as attackers go after the high-value transactions typical of corporate finance, BioCatch explained in a blog post last week. Furthermore, so far, corporate adoption of faster payment tools is limited.
PYMNTS
JANUARY 8, 2019
According to a blog post , Ripple said that in addition to the 200 customers, it has seen a 350 percent increase in customers who are sending live payments over its blockchain platform. Ripple, the blockchain company that has the XRP digital currency, reached a milestone on Tuesday (Jan. 8) by reaching 200 customers.
FICO
MARCH 30, 2023
And even though digital payments have exploded in the past few years, attempts to take economies entirely cashless, such as in India, met resistance and were rolled back. Fraudsters Love Digital Real-Time Payments All this rapid change is great for one thing — fraud. But that’s a topic for a future blog.
52 
Segpay
JUNE 13, 2024
The Service Provider Showcase on FedNow Explorer includes a growing list of more than 100 payment processors, correspondents, banking operations, and application providers to help financial institutions connect and amplify their network. FedNow Key features include: Real-time Payments: Enables funds to be transferred instantly, 24/7/365.
52 
FICO
JANUARY 6, 2020
Much of the focus on the FICO Blog was on ways to increase profitability by reaching customers with better offers, loans tailored to their needs or indeed customers who were deemed too risky. Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Read the full post. In the U.S., Read the full post.
52 
FICO
JANUARY 15, 2018
In a previous blog I wrote about authorized push payment fraud and how social engineering leads to victims making inadvertent payments to fraudsters. I highlighted the case for banks to use behavioral analytics to identify suspicious payments before they are made.
PYMNTS
NOVEMBER 9, 2018
“Almost all the Facebook pages associated with these accounts appear to be in the French or Russian languages, while the Instagram accounts seem to have mostly been in English — some were focused on celebrities, others political debate,” Gleicher said in a blog post. government and other technology companies to stay ahead.”.
ACI Worldwide Blog
MARCH 7, 2024
ACI Worldwide has been supporting real-time payments since 2005, processing hundreds of millions of payments monthly across 26 networks. We provide software solutions to participant banks and central banks, facilitating secure real-time payment processing and offering fraud protection services.
ACI Worldwide Blog
MARCH 7, 2024
ACI Worldwide has been supporting real-time payments since 2005, processing hundreds of millions of payments monthly across 26 networks. We provide software solutions to participant banks and central banks, facilitating secure real-time payment processing and offering fraud protection services.
Fintech News
MAY 19, 2024
Personalized products and services Muthukumar Krishnan, senior partner at Infosys Consulting, highlights in a blog post the significance of data analytics for personalization and customer experience.
111 
FICO
OCTOBER 30, 2017
These include card-not-present fraud, such as e-commerce; other products and payment channels such as wire fraud, real-time payments, and other products and channels that are either net-new or have less sophisticated controls; different regions; and most significantly, identity-based fraud in the forms of account takeover and application fraud.
Fintech Finance
FEBRUARY 22, 2024
SPAA aims to unlock the opportunities of open data access while ensuring that banks are sufficiently incentivised to invest in maintaining application programming interfaces (APIs) and (real-time) payments infrastructure. Tink has been a founding member of the SPAA Multi-stakeholder Group (SPAA MSG) since 2019.
52 
FICO
FEBRUARY 23, 2022
When you combine communication channels that are known to be susceptible to fraud with a lack of concern about being tricked into sending real-time payments, you have a potent recipe for trouble. Read our blog on our new Retail Banking 3.0 How FICO Can Help You Fight Scams. model , which incorporates a Scams.
98 
FICO
OCTOBER 18, 2022
Naomi has helped banks navigate both regulatory mandates and complex internal landscapes whilst addressing the demands of unique payment challenges. Explore our payments fraud solutions. . . chevron_left Blog Home. FICO Fraud Expert Naomi Palmer Wins Women in Credit Award. FICO Admin. Tue, 07/02/2019 - 02:45. Gareth Williams.
52 
FICO
DECEMBER 23, 2019
One of the most popular FICO blogs is Sarah Rutherford’s “What is Authorised Push Payment Fraud?” which describes how fraudsters deceive consumers or individuals at a business to send payment under false pretenses, to a bank account controlled by the fraudster. The Scams You Don’t Hear About.
Faster Payments Council
OCTOBER 4, 2020
In a time when many American families are facing financial hardship, "waiting on payments" could have detrimental consequences. With systems like The Clearing House's Real Time Payments (RTP®) Network now available, faster payments are clearly advancing.
FICO
MAY 3, 2023
Scams and real-time payments In recent years, scams (or authorized push payment fraud) have given fraudsters a golden opportunity. There are still many countries in the process of adopting new real-time payment systems and trying to deal with the impact of fraudsters and money-launderers who can move money instantly.
52 
PYMNTS
AUGUST 14, 2019
The freshest news from this part of the global payments world demonstrates those points. In case you missed it, it seems PayPal-owned Venmo has added another option for instant transfer of money to a bank account, according to a blog post by the company earlier this week (Aug. Venmo Trends.
49 
FICO
JULY 6, 2023
Clearly, fraudsters are taking advantage of the growing real-time payments landscape to inflict real financial damage to individuals. New regulatory considerations are emerging, like the Payment Systems Regulator issuing new liability frameworks in the UK. The global figures are staggering — $8.8
FICO
DECEMBER 19, 2018
Meanwhile, Chinese consumers are already the world’s top mobile spenders by far, racking up trillions of dollars in mobile payments. My 2018 prediction, dubbed “the wallet diet” on the FICO blog, was laughed off by many as an impossibility, their own wallets stuffed with cash, cards, receipts and the odd losing lottery ticket.
80
Expert insights. Personalized for you.
We have resent the email to
Are you sure you want to cancel your subscriptions?
Let's personalize your content