Fintech Finance

JUNE 10, 2025

“Our clients have been using RTP to pay vendors, employees and customers, but the larger cap has opened up use cases for different kinds of transactions, such as real estate and deal closings and other corporate activity,” said AJ McCray, head of Global Payments Products, Global Payments Solutions (GPS) at Bank of America.

Real Time Payments

The Fintech Times

NOVEMBER 25, 2024

Subscription services continue to prevail over other business models in the UK. “Prepaid payments products are one of the ways to do this, bringing a hard cap to spending with specific merchants or cards. However, one in three subscription holders (equivalent to around 15.9

Research

The Fintech Times

JANUARY 28, 2025

” Since 2015, UK law has capped the level of MIFs at 0.3 These capped fees, however, exceed the competitive level of charge. On 9 August 2024, CAT granted the Collective Proceedings Order (CPO) authorising the Proposed Class Representative to continue the claim as a class action on behalf of eligible UK merchants.

Visa

Clearly Payments

MARCH 31, 2025

Some states have pushed for regulatory action to cap these fees or introduce surcharge transparency requirements. Key findings include: Canada: 96% of SMBs continue to accept cash. In the U.S., many small business owners face transaction fees of 2.5% to 4% per sale, which adds up significantly over time. and Canada.

Small Business

The Fintech Times

MARCH 4, 2025

When the Neo Space Group crossed his path, he noted: What’s better than capping your career with something this big that is this important to the kingdom? He continued: When we developed our NSG salary structure, we had two tracks. Joining NSG isnt just a job, though.

Agreements

Fintech News

JUNE 1, 2025

Ho Hern Shin Ho Hern Shin, Deputy Managing Director (Financial Supervision), MAS, said, Alongside the proposals of the Equities Market Review, companies must continue to maintain strong governance practices and make meaningful disclosures that keep stakeholders appropriately informed.

Governance

The Fintech Times

MARCH 19, 2025

.” A win for wearable tech, but security is key Derrick Lynagh, MuchBetter Derrick Lynagh , head of strategic sales and partnerships at MuchBetter, a digital payments company known for its wearable payment devices, sees the potential removal of the contactless cap as a major opportunity for wearable payment providers. What happens next?

Contactless Payments

M2P Fintech

APRIL 11, 2025

With the gold loan market continuing to expand, particularly in rural and semi-urban India, this framework focuses on improving underwriting, valuation, collateral safety, and end-use transparency. Additionally, the enforcement of the 75% Loan-to-Value (LTV) cap was uneven, and risk weights were incorrectly applied.

Due Diligence

The Payments Association

JULY 15, 2025

Embedding Trusted AI and continuous ID verification is critical to counter synthetic media threats. Data governance (32%) and regulation (31%) followed closely, indicating that firms continue to struggle with managing information effectively and navigating complex regulatory landscapes in their efforts to prevent financial crime.

Financial Crimes

The Fintech Times

APRIL 4, 2025

Ripple is continuing to work with partners around the world to make RLUSD globally available. Jack McDonald, SVP of stablecoins at Ripple We’re seeing the market cap continue to grow, outpacing our internal projections. Over time, Ripple will also expand the use of RLUSD for our payments customers.

Stablecoins

The Payments Association

JUNE 16, 2025

Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. Compliance leads must engage in shaping rules around value caps, restitution processes, and failure scenarios. Key policy questions remain unresolved, including liability, privacy, and consumer demand.

Settlement

Fintech Review

MARCH 6, 2025

Holders will continue to enjoy 95% of the yield on Treasury Bills after the 1st month. Rewards will be distributed in USDtb on a first-come, first-served basis, and capped at a total of 200 million in USDtb tokens. The APR will be gradually decreasing after the cap is reached.

Stablecoins

The Payments Association

JULY 18, 2025

Payments regulation roadmap: Q3 2025 18 July 2025 by Payments Intelligence Introduction Regulatory developments continue apace in the payments industry, ushering in a period of intensified complexity and strategic significance. Culture and accountability must evolve, too, so that resilience is clearly embedded in key business functions.

Regulations

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Capped at 3% or the actual cost of processing, whichever is lower. Most card brands cap it at 3% and you can’t charge more than your actual processing cost. Must be clearly disclosed at the point of sale and on the receipt.

Credit Cards

EBizCharge

JUNE 26, 2025

As credit card usage continues to grow so do the associated processing fees that eat into profits. Set Your Surcharge Rate Find a solution that will automatically calculate and apply the correct legal surcharge rate, such as EBizCharge Ensure the system adjusts for varying card processing costs and stays within the 4% cap 5.

Best Practices

EBizCharge

APRIL 22, 2025

Continuous improvement ensures your system remains efficient, scalable, and aligned with business needs. Is there a cap on how many transactions can be processed through your Salesforce gateway? Is there a cap on how many transactions can be processed through your Salesforce gateway?

Payment APIs and Integration

Clearly Payments

MARCH 25, 2025

Brand power (Coca-Cola: $98 billion market cap, 2024) and cash reserves ($2.1 Larger Companies and the S&P 500 The S&P 500 Index comprises 500 leading publicly traded companies in the United States, serving as a benchmark for the overall performance of large-cap U.S. trillion for S&P 500, 2023) give them an edge.

Small Business

The Fintech Times

APRIL 25, 2025

Creditsprings Netflix -style subscription finance model offers access to no-interest loans with clear repayment terms, capped total costs and no hidden charges, late fees, confusing interest rates or risk of debt spirals.

Caps

EBizCharge

JUNE 23, 2025

State laws continued to regulate—or outright ban—surcharging, meaning merchants had to navigate both sets of rules before moving forward. The card networks generally allow surcharges, but they require strict disclosures and cap the fee you can charge. Card networks are strict, and regulators in some states are even stricter.

Credit Cards

Fintech News

JULY 8, 2025

Finally, Coen sees the cap table as a support system. But once that story is told, he continued, you become Sisyphus. .” Good investors, he argued, do not expect perfection, but they do expect honesty and conviction. Overselling is a temptation, but authenticity is far more powerful.

FinTech

Payments Dive

JULY 17, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. By Lynne Marek • Aug.

Stablecoins

Finextra

AUGUST 4, 2025

Those that get it right turn compliance into a competitive advantage (“we onboard you fast and keep you safe”), whereas those that lag may see regulators cap their growth or erode customer confidence. Their challenge is more about making compliance seamless and scalable so it doesn’t undermine their agile business model.

AML

The Paypers

JUNE 11, 2025

At that time, the company mentioned its intention to explore an IPO, with its representatives stating that the UK capital continued to be seen as a well-established venue for financial technology firms, due to its regulatory infrastructure and investor base.

Financial Crimes

Payments Dive

JULY 18, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. By Lynne Marek • Aug.

Payments

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

Laws

Payments Dive

AUGUST 4, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. Miebach noted that the company still expects to continue its credit card ties to Capital One. You can unsubscribe at anytime. billion, according to a company presentation.

Visa

Finextra

JUNE 6, 2025

This was compounded by many installations continued to run past software releases instead of updating to the current release. billion market cap, £940 million revenue (2024), 5% annual growth over three years, with 66% revenue from high-margin maintenance contracts. billion in 2017 to $1.85 billion (2023).

Technology

Fintech News

JUNE 19, 2025

The update includes a complimentary metal card, an increase in the deposit cap for higher interest earnings, and expanded partner privileges. Existing benefits such as Linkpoints earnings and fee-free foreign exchange transactions will continue to apply. million, up from the previous limit of S$800,000.

Caps

Payments Dive

JULY 14, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. The Connecticut law caps fees that can be charged at $4 per advance, and $30 in total per month. You can unsubscribe at anytime.

Laws

Payments Dive

JULY 21, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. We continue to believe the Gen-Z/millennial cohort will represent a strong [return on investment] for Amex over the long term,” the note said. “In consumer billings."

Stablecoins

Nanonets

NOVEMBER 23, 2024

While its free mobile app and API integration make it flexible for many users, its limitations, such as a 15-page processing cap and strict API rate limits, can hinder large scale document processing.  24/7 availability: Always-on AI for continuous operations.

Multi-Currency

Bank Automation

JULY 15, 2025

Wells Fargo is growing its technology banking group team on the heels of the Federal Reserve’s recent lifting of the bank’s asset cap. We expect to continue to add bankers to this priority […] The post Wells Fargo grows banking tech team by 25% appeared first on Bank Automation News.

Caps

Finextra

JUNE 17, 2025

This momentum continued into mid-June, with the stock rising 1.57% on June 16, 2025, according to The Motley Fool. Recent Stock Performance and Financial Metrics Over the five trading days ending June 8, 2025, AMZN stock surged by 6.75%, outpacing the broader market and reflecting strong investor confidence in Amazon’s growth trajectory.

AI

Finextra

JULY 17, 2025

The trend is expected to continue in 2025; will enhance investor options. HDFC Mutual Fund recently announced a hike in the Total Expense Ratio (TER) for its Mid-Cap Opportunities Fund from 0.67% to 0.73%. Stable alternatives like public provident fund (PPF) also reduced the investments.

Financial Literacy

Fintech News

JULY 14, 2025

This exclusive benefit covers eligible investors for up to three times their investment amount, capped at S$100,000. With its Saving Pockets and Boost Pockets features, the GXS Savings Account continues to be our most popular product. As our customers grow their savings, GXS Invest is the continuation of their wealth journey.

Returns

The Fintech Times

JULY 16, 2025

With its Saving Pockets and Boost Pockets features, the GXS Savings Account continues to be our most popular product. As our customers grow their savings, GXS Invest is the continuation of their wealth journey. “In speaking to our customers, we know that they are looking for higher returns on their spare cash.

Consumer

Payments Dive

MAY 13, 2024

The 5th Circuit Court of Appeals blocked the Consumer Financial Protection Bureau’s $8 late fee cap on Friday, but the federal agency said it will continue to “defend” the rule.

Caps