VISTA InfoSec

OCTOBER 21, 2024

And here to oversee and ensure the compliance with the data protection laws organizations often appoint Data Protection Officers. A DPO responsibilities revolves around monitoring internal process, educating staffs on compliance, conducting audits, and serving as a point of contact for regulatory authorities.

CCPA 130

CCPA Privacy Laws Data Breach 130

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. New processors must be prepared to demonstrate compliance and may need to undergo regular audits to meet these standards.

Process 104

Process Processors Payments Compliance 104

VISTA InfoSec

SEPTEMBER 14, 2023

In this article, I will discuss the requirements for GDPR compliance in the U.S., data privacy laws such as the CCPA and CDPA, which have thresholds based on company size or revenue, the GDPR does not impose such limitations. EU citizens in the US are protected by US federal and state laws like CalOPPA, COPPA, CCPA, and CDPA.

Compliance 130

Compliance Privacy Legal Processors 130

VISTA InfoSec

SEPTEMBER 27, 2024

They are appointed based on article 37 of GDPR , and help organizations stay compliant with data protection laws by overseeing data security policies, monitoring internal compliance, and providing expert advice for staffs managing the potential data privacy risks.

CCPA 130

CCPA Privacy Assessments Laws 130

Fintech News

FEBRUARY 10, 2025

It could enable self-optimising financial assistants, adaptive credit assessments, and proactive compliance monitoring, making financial services more intelligent, efficient, and inclusive. Theres a risk that AI could inadvertently expose data through cyberattacks, algorithmic vulnerabilities, or insufficient safeguards.

AI 77

AI FinTech Fraud Detection Fraud Prevention 77

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. The CCPA is similar to the European Union’s General Data Protection Regulation ( GDPR ), which took effect in 2018.

CCPA 62

CCPA Laws Privacy Data Breach 62

The Payments Association

MARCH 19, 2025

The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

VISTA InfoSec

JUNE 3, 2024

It mandates strict compliance requirements for organizations that process personal data, regardless of their location. Non-compliance can result in hefty fines and damage to an organization’s reputation. HIPAA compliance: Regulations for protecting health information.

MFA 130

MFA Credential PCI DSS Compliance 130

Clearly Payments

NOVEMBER 18, 2024

Team Lead/Manager Responsibilities: Oversee the chargeback team, ensure compliance with policies, and liaise with other departments like legal or finance. Evidence Submission Tools Simplifies document uploads and ensures compliance with network requirements. GDPR/CCPA : Protect customer data and comply with regional privacy laws.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Fintech Review

MAY 1, 2025

Yet, as digital financial services scale globally… Regulation and compliance have become just as important as product design and user experience. Understanding regulation and compliance is now a critical success factor for fintech founders, investors, and operational leaders.

Compliance 59

Compliance Regulations FinTech Payment APIs and Integration 59

PYMNTS

JANUARY 3, 2020

California has passed the California Consumer Privacy Act (CCPA), a sweeping law that forces companies to tell customers about the data they gather about them, and to allow customers to opt out of those practices. Even the attorney general is still figuring out specifics and probably won’t start enforcing the law until July.

Laws 52

Laws Privacy Compliance CCPA 52

Finextra

JANUARY 9, 2025

Dataships, an Irish data privacy software and services company which specialises in automating GDPR and CCPA (California Consumer Privacy Act) compliance for eCommerce clients, today announced that it has closed a $7 million (6.8 million) Series A funding round.

Privacy 59

Privacy CCPA Compliance Automation 59

FloQast

OCTOBER 27, 2023

While it can feel burdensome, compliance management has become a critical risk management feature and is too important to ignore. Unfortunately, compliance management is no walk in the park. The overarching aim of compliance management is to ensure organizations mitigate risk and build a deep-rooted culture of compliance.

Compliance 52

Compliance Best Practices Mitigation Procedures 52

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. The CCPA is similar to the European Union’s General Data Protection Regulation ( GDPR ), which took effect in 2018.

CCPA 52

CCPA Laws Privacy Data Breach 52

PYMNTS

SEPTEMBER 24, 2020

Staying abreast of these various compliance shifts can be costly and challenging for banks, but doing so is necessary to ensure that financial institutions’ (FIs) operations can run smoothly and ward off cyberattacks. Compliance, Cybercrime And The Cloud . Most banks are familiar with how quickly regulatory requirements can change.

Compliance 60

Compliance Online and Mobile Banking CCPA Rules 60

PYMNTS

NOVEMBER 10, 2020

PAAY’s latest utility set “combines 3DS, hardware-based encryption, and vaultless tokenization to provide merchants a liability shift, strong customer authentication, data confidentiality, and compliance with the General Data Protection Regulation (GDPR) and the Payment Services Directive 2 (PSD2),” according to the statement.

Transactions 93

Transactions Security Encryption CCPA 93

PYMNTS

MARCH 31, 2020

Similar debates have played out in other markets, including California, where merchants can respond to data barriers under both the California Consumer Privacy Act (CCPA) and its Assembly Bill 5, or the “gig economy bill,” regulating data that businesses and freelancers share. Fragmentation in U.S.

Regulations 61

Regulations CCPA Consumer Privacy 61

PYMNTS

JANUARY 3, 2020

California has passed the California Consumer Privacy Act (CCPA), a sweeping law that forces companies to tell customers about the data they gather about them, and to allow customers to opt out of those practices. Even the attorney general is still figuring out specifics and probably won’t start enforcing the law until July.

Laws 53

Laws Privacy CCPA Compliance 53

PYMNTS

DECEMBER 30, 2019

Retailers are rushing to achieve compliance, adding links to websites with “Do Not Sell My Info” buttons and creating signage in stores to the same effect. The law, called the California Consumer Privacy Act (CCPA), is one of the most significant changes ever made to the way data is collected by U.S.

Laws 52

Laws Privacy CCPA Compliance 52

Segpay

NOVEMBER 26, 2024

Compliance with Regulations : Many industries, especially financial services, are subject to strict Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations, which mandate the verification of customers’ identity to prevent illegal activities like money laundering, terrorism financing, and tax evasion.

Verification 111

Verification Identity Theft Money Laundering Due Diligence 111

PYMNTS

FEBRUARY 28, 2020

The California Consumer Privacy Act (CCPA) is a state-level data security measure mandating best security and privacy practices for business and organizations — including credit unions. Proper implementation of the CCPA will go a long way toward building members’ trust in their CUs by protecting their personal data from theft.

Credit Union 52

Credit Union CCPA Data Breach NCUA 52

PYMNTS

JULY 15, 2020

That’s bureaucratic code for “Regulators will be checking on ‘Know Your Patient’ (KYP) compliance in the near future.” With the sudden, meteoric growth of telehealth applications, digital “Know Your Patient” compliance is now something you need if you touch any medical data at any stage. They should. Healthcare providers in the U.S.

Data Breach 58

Data Breach CCPA Breach Social Security 58

PYMNTS

SEPTEMBER 30, 2020

1 to adjust their standards in compliance. Dubai’s regulation covers all businesses that are keeping or employing individual residents’ data, making its reach similar to that of the GDPR and the California Consumer Privacy Act (CCPA) in their respective markets.

Privacy 70

Privacy Regulations Laws Rules 70

PYMNTS

NOVEMBER 6, 2019

Some SCA compliance questions are easier to answer than others. Merchants in California, for example, are marshalling themselves as the state prepares to launch its California Consumer Privacy Act (CCPA), due to debut in January. websites, even in the event of a no-deal Brexit. PSPs And The SCA Customer Satisfaction Challenge.

Consumer 44

Consumer Authentication Privacy CCPA 44

Segpay

JANUARY 30, 2025

As financial institutions, these companies must implement risk management procedures and regulatory compliance to prevent reputational and financial damage. Regulatory Scrutiny and Compliance Challenges AI is a rapidly evolving field, and regulations are struggling to keep pace.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

PYMNTS

MARCH 2, 2020

That program is detailed in the February Tracker, as are efforts including the California Consumer Privacy Act (CCPA). But legal loopholes to compliance aside, the CU community is firmly behind data privacy and security measures, as detailed in the full report.

Credit Union 52

Credit Union Credit Union Service Organization NCUA CCPA 52

PYMNTS

JANUARY 6, 2020

3, 2020, the California Consumer Privacy Act (CCPA) went into effect, ushering in the strongest consumer data protections in the U.S. Merchants are on the front lines of this change, requiring the infrastructure and wherewithal to manage services like instant payments and buy now pay later services.

Online and Mobile Banking 52

Online and Mobile Banking CCPA Regulations Consumer Authentication 52

Stax

MARCH 6, 2024

Legal and payment compliance Adhering to compliance standards, including those set by the Payment Card Industry Data Security Standard (PCI DSS), is essential. These standards ensure that customer payment information is handled securely and that transactions meet legal requirements.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

PYMNTS

JUNE 9, 2020

Businesses in California, meanwhile, are reporting numerous struggles with the California Consumer Privacy Act (CCPA) as the pandemic continues, sparking debates about how the act’s data privacy standards are working for merchants within the state. It only recently came into effect on Jan.

Privacy 52

Privacy Regulations Online and Mobile Banking CCPA 52

PYMNTS

SEPTEMBER 26, 2019

An estimated half-million businesses will be affected when the new California Consumer Privacy Act (CCPA) comes into effect on Jan. 1, 2021, the Financial Times reported on Thursday (Sept.

Laws 46

Laws Privacy CCPA Consumer 46

PYMNTS

NOVEMBER 7, 2019

Merchants in California, for example, are bracing as the state prepares to launch its California Consumer Privacy Act (CCPA), due to debut in January. Only 63 percent of compliance laggards said the same. The act gives rights to the state’s 40 million residents that are similar to Europe’s SCA and GDPR rules.

Consumer 49

Consumer CCPA Privacy Regulations 49

PYMNTS

OCTOBER 24, 2018

and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. There are monetary penalties involved in the event that data is used in non-compliance with laws. Here in the U.S.,

Privacy 49

Privacy Laws CCPA Data Breach 49

Payment Savvy

MAY 10, 2024

Compliance Plaid adheres to data protection regulations like GDPR and CCPA, as well as financial industry standards such as PCI DSS. Authentication The company implements industry-standard authentication and access controls to permit only authorized entities to access financial data.

Payment APIs and Integration 52

Payment APIs and Integration Venmo Privacy Credential 52

PYMNTS

JUNE 26, 2019

Despite the compliance deadline being set back in 2015, many banks that offer application programming interfaces (APIs) to third-party providers and FinTech firms are still unprepared for SCA. so California passed the California Consumer Privacy Act (CCPA) , which goes into effect on January 1, 2020.

Privacy 43

Privacy Authorization CCPA Regulations 43

Stax

MARCH 18, 2025

Compliance with international industry regulations for sensitive data, such as GDPR in Europe or CCPA in California, is another critical factor. Companies must invest in professional translation, localized UX design, and culturally relevant marketing campaigns to successfully penetrate new markets.

Payment APIs and Integration 117

Payment APIs and Integration Product On-Demand CRM 117

FICO

JUNE 26, 2019

With new data protection and privacy regulations coming online — such as the EU’s General Data Protection Regulation (GDPR) and the California Consumer Protection Act (CCPA) –– interest in understanding and managing cyber risk is at an all-time high.

Underwriting 40

Underwriting Assessments CCPA Breach 40

FloQast

JANUARY 22, 2024

Increasingly becoming the gold standard in ease of use, effectiveness, security (FloQast’s tool meets compliance standards such as GDPR and CCPA), and flexibility, FloQast’s financial reporting tool is worth scheduling a demo. How Can FloQast Help Implement Financial Reporting Automation?

Automation 52

Automation Reconciliation Audit Accounts 52