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Post-Holiday Returns, Chargebacks Could Undermine Record-Breaking 2024 Shopping Season

Fintech Finance

However, the surge in holiday sales will soon be accompanied by a rise in product returns and disputed transactions, according to experts at Chargebacks911 , signaling a challenging start to 2025 for retailers known as the holiday hangover. Inform customers about shipping times, return policies, and delays.

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What to Know About Tokenization

Basis Theory

Return to Top Comparing Payment Token Types The terms “payment tokens” and “network tokens” have several key differences in utility and flexibility. Return to Top What does a tokenization platform do? Return to Top Why use a tokenization platform? Return to Top Do I encrypt or tokenize?

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As Federal Checks Disappear, Banks Face Surge in ACH Payments and Rising Fraud Risks

Finextra

In March 2025, the White House issued a mandate requiring that, by the end of fiscal year 2025, nearly all federal government payments—including tax refunds—must transition from paper checks to electronic channels, primarily through the Automated Clearing House (ACH) network. Federal paper check usage remains concentrated in a few key areas.

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Reuse identity, reduce friction: up to 5X faster verification of trusted customers & users

The Payments Association

The new reusable identity verification solution enables the secure reuse of verified identities for trusted customers, allowing returning users to complete verification up to five times faster, equivalent to an 80% time savings in an already seamless verification flow. This ensures ongoing compliance while minimising user friction.

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5 Early Indicators Your Embedded Analytics Will Fail

Many application teams leave embedded analytics to languish until something—an unhappy customer, plummeting revenue, a spike in customer churn—demands change. But by then, it may be too late. In this White Paper, Logi Analytics has identified 5 tell-tale signs your project is moving from “nice to have” to “needed yesterday.".

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What You Need to Know About Singapore’s Most Common Payment Fraud

Fintech News

Policy abuse includes taking advantage of return policies, falsely claiming refunds, or manipulating promotional benefits. Fraudsters use small transactions or sign up for free trials to check if a card is active. These synthetic identities are then used to deceive retailers, making fraudulent transactions harder to detect.

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Klarna to Launch on Google Pay

Fintech Finance

By teaming up with pay over time providers like Klarna, we are able to give Google Pay users more payment options when checking out, while providing merchants with another tool to drive growth.” Klarna on Google Pay will offer Google Pay’s consumers in the U.S. Klarna on Google Pay will offer Google Pay’s consumers in the U.S.

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