Fintech Finance

JUNE 11, 2025

By removing unnecessary middleware and nonbank providers used by many to connect banks and fintechs, Kotapay’s vertical integration simplifies the BaaS model and accelerates speed-to-market for fintechs and embedded finance providers.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

The Payments Association

JULY 19, 2025

This reclassification has significant regulatory and commercial consequences for the EMI sector, potentially raising compliance costs, impacting bank partnerships, and limiting innovation. Smaller PSPs are driving competition and innovation, using real-time data and the latest technology to prevent economic crime.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

Tearsheet

JANUARY 28, 2025

Americans rely on Zelle, and any person with a bank account should be able to have access to safe and fast peer-to-peer (P2P) payments through their bank. Were proud that we have banks of all sizes on our network. We need to deliver a strong and reliable network that can continue to grow and innovate.

Zelle 52

Zelle Transactions Credit Union P2P 52

Innovative Payments Association

DECEMBER 17, 2024

Hill laid out some of his plans for community banking in a press release even before he was elected. He focused on issues like brokered deposits and making it easier for banks to partner with fintechs. In addition, Rep. The other benefit to having Rep.

Agreements 52

Agreements Community Banks Breach Faster Payments 52

Finovate

MARCH 17, 2025

Last week, we showcased five companies all led by female CEOswho demonstrated their latest innovations at FinovateEurope in London in February. Second, we introduce two additional companies Penny Finance and Instarails both with female CEOs, and both slated to demo their latest innovation at FinovateSpring next month.

FinTech 65

FinTech Credit Union Community Banks Financial Analysis 65

Fintech Finance

MAY 1, 2025

Global financial technology leader FIS ® (NYSE: FIS) has announced the launch of its Money Movement Hub, an innovative payments solution that helps to simplify the back-end infrastructure of financial institutions by enabling them to connect to multiple payment networks and process payments in one place.

Payment APIs and Integration 59

Payment APIs and Integration OFAC Payments Fraud Detection 59

The Paypers

JUNE 6, 2025

Apiture , a provider of digital banking solutions, has launched Fintech Connector to improve innovation for financial institutions such as community banks and credit unions.

Credit Union 36

Credit Union Community Banks FinTech Innovation 36

Bank Automation

JUNE 6, 2025

Community bank Bankwell is integrating fintech Crux Analytics’ small business intelligence platform to deliver data-driven insights to its business clients while freeing up human capital.

Small Business 59

Small Business Community Banks Automation Innovation 59

Payments Dive

JULY 16, 2025

Published July 16, 2025 Patrick Cooley Reporter post share post print email license JPMorgan Chase is one of seven banks that owns Zelle parent company Early Warning Services. But those institutions face a difficult choice when deciding whether or not to join the P2P payment platform, said Richard Crone, CEO and founder of Crone Consulting.

Zelle 78

Zelle Credit Union Privacy Scams 78

Finovate

JUNE 5, 2025

From AI in the service of greater personalization and sales performance to innovations in voice authentication and fraud prevention, the latest round of interviews on the Finovate Podcast provide fascinating insights into how fintechs are helping financial institutions meet their most demanding challenges.

Authentication 52

Authentication AI Fraud Prevention Credit Union 52

Open Banking Excellence

JULY 8, 2025

This unexpected reversal has reignited uncertainty for banks and fintechs, potentially delaying further investment and innovation in open banking solutions, except for a few pioneers. open banking system currently relies heavily on commercial deals between banks and fintechs.” to a small midwestern community bank.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

The Fintech Times

APRIL 15, 2025

Al Ansari Exchange , the UAE-based remittance and foreign exchange company, and Ruya Islamic Community Bank (ruya), a digital-first Islamic community bank, are working together to enhance financial inclusivity and convenience for customers across the UAE.

FinTech 64

FinTech Payment APIs and Integration Non-Bank Community Banks 64

Payments Dive

JULY 15, 2025

This isn’t the first time community banks have encountered ISO 20022 — it’s also the format used by FedNow — so many were already familiar with the standard and well-prepared for the shift.” You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter.

FedWire 144

FedWire ISOs ISO 20022 Federal Reserve 144

Finovate

MAY 2, 2025

This year, for example, only three of the 40+ companies that will be demoing their innovations live on stage are headquartered outside the United States. Here is our look at fintech innovation around the world. This week’s edition of Finovate Global leads off with an introduction to these three fintechs.

Online and Mobile Banking 65

Online and Mobile Banking Cross-Border Payments Cross-Border API 65

Finovate

JANUARY 14, 2025

. “Apiture and Sage Capital share a commitment to both partnership and innovation, and we are eager to support the bank’s digital evolution and growth objectives,” Apiture CEO Chris Babcock said. ” Apiture most recently demoed its technology at FinovateFall 2023.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

Finovate

JUNE 26, 2025

This week’s Streamly Snapshot features an interview with Rob Thacher, Founder and CEO of BankShift , on the way embedded banking helps community banks, credit unions, and other financial institutions offer more services to their customers and initiate new revenue streams. And that’s how you (get) these users.

Credit Union 52

Credit Union Community Banks Returns Participant 52

The Fintech Times

FEBRUARY 20, 2025

FINNs German customers can now pay their monthly car subscription fee using Klarnas innovative ‘monthly invoice’ product and can use Klarnas payment methods to settle the final invoice when they return the cars. Freedom Bank is also taking advantage of Apitures digital account opening solution.

FinTech 64

FinTech Cross-Border Payments Disaster Recovery Online and Mobile Banking 64

Finovate

APRIL 15, 2025

BankShift BankShifts new innovation is a low-code, patent-pending embedded banking platform that integrates financial services into non-financial apps, enhancing engagement, loyalty, and revenue opportunities. Credit unions, community banks, and regional banks. Register today using this link and save 20%.

Credit Union 52

Credit Union Account Takeovers Community Banks Non-Bank 52

Finovate

JULY 15, 2025

AI-powered conversations platform for community banks and credit unions, Eltropy , is readying for the launch of an on-demand, AI certification program for employees of community financial institutions (CFIs). That’s what practical AI looks like, and that’s how we close the gap between innovation and impact.”

AI 73

AI Credit Union Community Banks Bots 73

Payments Dive

JULY 14, 2025

Most Popular Fed’s ISO ‘big bang’ hits Trump imposes new remittance tax Visa, Mastercard vie for Treasury role HUD studies BNPL housing risks Library resources Playbook From a Transactional Tactic to a Transformational Strategy Custom content for Wind River Payments Playbook The Retailer’s 4-Step Guide to Better Payment Experiences Custom content for (..)

Laws 78

Laws Caps Privacy Settlement 78

Payments Dive

JULY 14, 2025

Mersinger noted that regulating the industry with the laws already in place has “created ambiguity,” thus limiting innovation and pushing changemakers to other jurisdictions with clearer crypto rules. Existing laws tailored to traditional finance don’t quite fit crypto. Code is not a security,” she said.

Privacy 117

Privacy Stablecoins Regulations Treasury 117

PYMNTS

MARCH 12, 2019

Innovation has always been important for community banks, but the driving force of digitization over the last decade has greatly sped up the pace, said Kevin Tweddle, chief innovation officer for the Independent Community Bankers of America ( ICBA ). Community banking is no exception.

Community Banks 82

Community Banks Innovation Financial Literacy FinTech 82

PYMNTS

JULY 7, 2020

For more community banks, the latter strategy can fast-track digitization initiatives. This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings.

Community Banks 96

Community Banks Payment APIs and Integration FinTech Treasury Management 96

PYMNTS

NOVEMBER 13, 2018

Alloy’s Julieann Thurlow, CEO of Reading Cooperative Bank, said, “Community banks play a special role in the lives of our customers, but we don’t have the same IT and innovation budgets as the big banks to capitalize on that relationship.”

Community Banks 73

Community Banks FinTech Due Diligence Treasury 73

PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. ICBA Bancard’s 1,600 community bank customers have issued more than 7.3 ICBA Bancard’s 1,600 community bank customers have issued more than 7.3

Community Banks 62

Community Banks EMV Chip Cards Contactless Payments 62

PYMNTS

JUNE 7, 2018

Community banking can be one of the most rewarding and most challenging areas of financial services in which to work — that’s the view, anyway, of Rebeca Romero Rainey, president and CEO of Independent Community Bankers of America (ICBA) , who recently joined the nation’s leading advocacy organization that exclusively represents community banks.

Community Banks 62

Community Banks Online and Mobile Banking Credit Union Caps 62

Finovate

JULY 18, 2024

How can community banks gain a competitive edge through technology? Barb MacLean, SVP and Head of Technology Operations and Implementation at Coastal Community Bank, talks about how technology can help community banks secure a competitive edge.

Credit Union 59

Credit Union Community Banks Fraud Prevention Cybersecurity 59

PYMNTS

AUGUST 4, 2017

Are community banks missing the chance to climb aboard the faster payments train? However, if recent developments in the financial services industry are any indication, innovation waits for no institution, company, agency or, for that matter, Fed report. faster payments system. faster payment system.

Community Banks 46

Community Banks Faster Payments Innovation Same Day ACH 46

Finovate

SEPTEMBER 26, 2024

How is digital transformation impacting community banking? What can community banks do to maximize the opportunities that digitalization can provide? And what role should enabling technologies like AI play in helping community banks develop new products, new services, and new sources of revenue?

Community Banks 52

Community Banks AI Scams Technology 52

PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. A Consolidating Industry. Strengthening SMB Ties.

Community Banks 49

Community Banks Faster Payments Federal Reserve Small Business 49

Finovate

FEBRUARY 6, 2024

To kick off Finovate’s commemoration of Black/African-American History Month this year, we’re highlighting some of the Black and African-American fintech professionals who represented their companies and their fintech innovations at our Finovate conferences in 2023.

Innovation 118

Innovation FinTech Credit Union AI 118

PYMNTS

JANUARY 6, 2021

And according to Doug Brown, senior vice president and general manager of digital banking at NCR , simplicity and innovation have turned what could have been a disastrous year into a transformational pivot for the better.

Continuity 127

Continuity Innovation Credit Union Underserved 127

Fintech Finance

SEPTEMBER 24, 2024

Finastra has announced that First Pacific Bank , a Southern California-based community bank that offers custom financial solutions for individuals and businesses, has selected Finastra Payments To Go to modernize its payments infrastructure. To learn more about Payments To Go, visit Finastra at Sibos 2024 on stand G30.

ISO 20022 135

ISO 20022 Instant Payments FedNow ISOs 135

The Fintech Times

MARCH 16, 2024

Recently in the US, there has been talk of regulation to limit the power of community banks. Our members have stepped in to serve communities long forgotten by large financial institutions and are creating safe, responsible, and affordable financial options for Rhode Island and DC families.”

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Community Banks Credit Union 98

PYMNTS

APRIL 2, 2019

MOXY bank , preparing to be one of the first new community banks to launch in the U.S. in decades, has announced that it is working with technology solutions company NYMBUS to integrate its core digital banking and payment services.

Community Banks 46

Community Banks Payment APIs and Integration FDIC Mobile Deposit 46

Lending Front

FEBRUARY 22, 2021

If JPMC is scared about the growth of Fintech, your community bank certainly should be, especially when it comes to business lending. . Here are a few ways in which fintech is affecting the business lending landscape for community banks. Community banks and credit unions are a long-established source of those loans.

Credit Union 52

Credit Union Community Banks FinTech Processors 52