The Payments Association

JANUARY 16, 2025

Clear Junction , a global leader in cross-border payments for regulated financial institutions, has revealed a significant gap in the preparedness of payment industry leaders to navigate the complexities of the Markets in Crypto-Assets Regulation (MiCA) regulation, which is now in effect across the EU.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

VISTA InfoSec

JULY 17, 2024

The significance of multilingual cybersecurity compliance Making sure cybersecurity talks to everyone in their language is more than smart; it’s a must. Here are two aspects where multilingual cybersecurity compliance helps the most: 1. Think about the various regulations around the world. Then, check everything again.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

The Fintech Times

JANUARY 21, 2025

As much as three-quarters (72 per cent) of regulated companies feel overwhelmed by current anti-financial crime compliance demands; according to the latest study by digital compliance and anti-money laundering (AML) solution provider SmartSearch.

Regulations 72

Regulations Financial Crimes Money Laundering Crime 72

VISTA InfoSec

OCTOBER 21, 2024

To face these digital risks, the European Union introduced the Digital Operational Resilience Act (DORA), a regulation designed to ensure that financial entities can withstand and recover from digital disruptions. What you need to know about DORA? Who will DORA apply to?

Compliance 182

Compliance Third-Party Service Provider Risk Assessment Audit 182

Fintech Finance

JANUARY 8, 2025

This milestone positions dLocal to offer regulated payment services in the UK, bolstering its commitment to global compliance and expanding its service offerings for UK-based merchants. As a NASDAQ-listed company, dLocal has long been committed to compliance leadership.

Payments Institute 123

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

Fintech Finance

FEBRUARY 5, 2025

Transfeera , a company from PayRetailers group specialising in financial solutions, has enhanced its Pix payment capabilities to support betting operators in Brazil as they adapt to new sports betting regulations that took effect on 1 January 2025.

Regulations 72

Regulations Central Bank Account Validation Fraud Prevention 72

The Payments Association

DECEMBER 17, 2024

RLUSD is an enterprise-grade, USD-denominated stablecoin created with trust, utility, and compliance at its core, backed by Ripples years of experience working with crypto and the existing financial system. “As the U.S.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

The Fintech Times

MARCH 10, 2025

Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).

Compliance 69

Compliance Regulatory Compliance Payment APIs and Integration FinTech 69

The Payments Association

FEBRUARY 14, 2025

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Clearly Payments

OCTOBER 30, 2024

Overview of International Payment Processing At its core, international payment processing involves handling transactions across borders , where factors like currency conversion, payment method preferences, and local regulations come into play. Regularly review legal and compliance requirements for each country in which you operate.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Fintech News

MARCH 19, 2025

The Competition and Consumer Commission of Singapore (CCCS) acknowledged media reports on the possible deal and advised the companies to seek legal counsel to ensure compliance with Singapore’s competition laws. The regulator remains open to discussions through its merger notification and pre-notification processes.

Regulations 80

Regulations Due Diligence Caps Mitigation 80

Fintech Finance

APRIL 13, 2025

This collaboration aims to strengthen Paysera’s Know Your Payee (KYP) processes and ensure compliance with new EU regulations requiring financial institutions to verify payee details before processing transfers in euros. The VoP requirements will come into effect for all licensed payment service providers by October 2025.

Verification 81

Verification Compliance Payee IBAN 81

The Fintech Times

DECEMBER 9, 2024

While the CFPB clarified that its order does not imply any wrongdoing, it allows the agency to conduct confidential examinations of the companys compliance practices. The post Google Hits Back at US Regulator Over Payment Arm Supervision appeared first on The Fintech Times.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Regulations Legal 75

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. “Money services firms operate in complex, fast-moving environments.

Risk 96

Risk Embedded Finance Finance Security 96

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. Some governments embrace them, others restrict them, and many are still figuring out how to regulate them. The payments industry is undergoing a profound transformation.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Finance

JUNE 10, 2025

IFX Payments , a service-led alternative banking partner, today announces it will be using Form3 ‘s Verification of Payee (VoP) solution for SEPA account, strengthening its defences against payment fraud and aligning with the Instant Payments Regulation mandate. The solution has been designed with compliance in mind for customers.

Payee 52

Payee Instant Payments Verification Regulations 52

Fintech Finance

MAY 27, 2025

Tradu , a London-based multi-asset trading platform designed for active traders and investors, partnered with Salt Edge, a global leader in open banking solutions, to strengthen its security infrastructure, ensure seamless PSD2 compliance, and enhance user experience across its growing European customer base.

Payment Initiation 59

Payment Initiation Compliance User Authentication Regulatory Compliance 59

The Payments Association

FEBRUARY 10, 2025

The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. To navigate diverse vIBAN regulations, PSPs should establish a global compliance framework adaptable to local laws.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. Firms must invest in compliance, adapt workflows, and advocate for fair regulations. Why is it important? What’s next?

Compliance 88

Compliance Audit Legal Reconciliation 88

Lending Front

MAY 27, 2025

But regulators and the communities banks serve are rapidly raising the bar. Its not just a competitive disadvantage its a compliance vulnerability. If underserved SMBs cant reasonably access bank products because the digital experience is outdated or limited, regulators may start to see that as a modern form of exclusion.

Compliance 52

Compliance Technology Underserved Federal Reserve 52

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. With the increase in faster payments and the European Instant Payments Regulation (IPR) pushing for fund transfers to be processed in less than ten seconds , fraudsters can potentially access funds faster.

Authentication 88

Authentication Risk Compliance Fraud Prevention 88

Fintech News

OCTOBER 29, 2024

.” Gemini has recently made strategic leadership hires in Singapore, including appointing Saad Ahmed as Head of APAC earlier this year to drive regional strategy and regulatory compliance. The company is expanding its team in Singapore to support its growth and ensure adherence to local regulations.

APACS 122

APACS Cross-Border Regulatory Compliance Payments 122

The Fintech Times

JUNE 10, 2025

The DIFC is a common-law system, with its own laws and rules (excluding federal criminal laws) with the DFSA acting as the independent regulator of the DIFC , overseeing all financial sectors. Key to what we do from a regulatory perspective is to be a risk-based regulator.

Regulations 45

Regulations Risk Innovation Compliance 45

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. In a fast-changing geopolitical and tech landscape, compliance teams must screen payments against the latest sanctions, PEP, and dual-use goods lists to stay ahead of illicit activity. .”

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

Fintech News

JANUARY 12, 2025

Reap intends to allocate necessary resources to support its Singapore operations and strengthen compliance standards. Kevin Kang “At Reap, compliance has always been paramount, not only to safeguard our users but also as a fundamental pillar for growth.

Cross-Border 109

Cross-Border Payments Compliance Payments Institute 109

Fintech Finance

OCTOBER 30, 2024

” – Chief Compliance Officer at Ecommpay. .” – Head GRC Consultant for Europe & APAC, Finance Advisory at EPAM Systems (CH) GmbH “Incredible lineup of speakers with so many different topics of discussion; innovation, the way the future of payments looks! Really good!”

Compliance 98

Compliance AML Money Laundering Payments 98

The Fintech Times

MAY 27, 2025

To ensure it is able to address issues like regulatory compliance, fraud prevention and user authentication, the firm has announced a new partnership with Salt Edge , the open banking solutions provider. A key part of delivering on that objective is full compliance with open banking regulations across the UK and EU markets.

Regulatory Compliance 45

Regulatory Compliance Compliance Security User Authentication 45

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Fintech Times

MAY 7, 2025

Sage , the accounting, financial, HR, and payroll technology provider for small and mid-sized businesses (SMBs), has announced that it is extending its collaboration with Amazon Web Services (AWS) to develop innovative AI solutions ideally suited for the accounting and compliance needs of SMBs.

Compliance 65

Compliance AI Accounts Automation 65

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. New processors must be prepared to demonstrate compliance and may need to undergo regular audits to meet these standards.

Process 104

Process Processors Payments Compliance 104

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Fintech Finance

APRIL 10, 2025

. “Integrating tell.money’s open banking solutions helps us improve payment efficiency while ensuring compliance with evolving financial regulations.”

Payment APIs and Integration 106

Payment APIs and Integration Cross-Border Cross-Border Payments International Payments 106

Open Banking Excellence

FEBRUARY 6, 2025

Instead, we have shifted to a new approach where the private sector is responsible for providing the trust services and the government will regulate and supervise. regulations and have the system up and running in the next 12 to 18 months. Our goal is to comply with eIDAS 2.0

Governance 230

Governance Government Interoperability Central Bank 230

Fintech News

MARCH 4, 2025

The expansion comes as regulators tighten rules on fraud prevention and reimbursements. The EUs Instant Payments regulations, taking effect in January 2025, will require all payment service providers in the bloc to offer 24/7 instant payments.

Verification 111

Verification Risk Accounts Cross-Border Payments 111

Fintech Finance

MAY 13, 2025

Issuer processing powerhouse Enfuce unveils the Fortitude Pledge, a bold new compliance and security standard, that aims to eliminate 100% of financial crime risks across all Enfuce-processed card transactions. Anything less than full commitment means accepting the unacceptable and that’s a compromise the industry cannot afford.

Compliance 59

Compliance Financial Crimes Global Payments Money Laundering 59

The Payments Association

JUNE 9, 2025

Pegeman Khorsan Chief legal and regulatory officer, RTGS.global "With new, ecosystem role-specific software, the structured data approach in RT2/ISO 20022 represents a competitive advantage in risk decisions and compliance, materially reducing costs, time, and errors. Expanded access fundamentally changes competitive dynamics.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

The Payments Association

JUNE 3, 2025

However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows. Regulatory considerations and data sovereignty Tokenisation, playing an increasingly central role in payments infrastructure, has brought attention from regulators.

Security 88

Security Payment APIs and Integration Payment Security Credential 88