Paystand

JUNE 27, 2025

Continuous assessment, transaction monitoring, and vulnerability management are essential for protecting customers. Implementing security standards like PCI DSS, KYC checks, and access controls strengthens risk management.

PCI DSS 52

PCI DSS Compliance Transactions Fraud Prevention 52

Fintech Finance

NOVEMBER 19, 2024

As the holiday shopping season approaches, card-based payments continue to dominate consumer transactions. While this payment method remains popular due to Visa and Mastercard’s robust consumer protection frameworks, it is essential for issuers to ready their operations for the anticipated rise in disputes.

Disputes 96

Disputes Consumer Protection Duplicate Transactions 96

Fintech Finance

JULY 3, 2025

The new law codifies the On-Demand Pay industry’s best consumer protection practices, and clarifies that providers are not deemed to be engaging in lending when they comply with the provisions of HB 368. The legislation passed unanimously in the Louisiana State Senate (37-0) and House of Representatives (93-0).

On-Demand 75

On-Demand Laws Consumer Protection Legal 75

Payments Source

SEPTEMBER 24, 2020

But states are already working together to streamline regulation while continuing to enforce consumer protections and encourage innovation. The OCC is trying to seize jurisdiction by arguing that current supervision is haphazard.

Regulations 144

Regulations OCC Consumer Protection FinTech 144

Neopay

FEBRUARY 29, 2024

Contractual and marketing improvements : A significant percentage of firms reported improvements in consumer contracts and marketing strategies, indicating a commitment to enhancing consumer protection measures. At Neopay, we recognise the importance of regulatory compliance and consumer protection.

Consumer Protection 59

Consumer Protection Consumer Compliance Assessments 59

Fintech Finance

MAY 20, 2025

“This is especially important for sectors that have challenges integrating with traditional banking, such as wealth, gaming and crypto” he continues. “These businesses value customer protection: the FCA needs to make it as easy as possible for them to make and receive payments compliantly, while leaving space for innovation.”

Risk 96

Risk Finance Embedded Finance Security 96

The Payments Association

JANUARY 16, 2025

As the EUs most extensive effort to regulate the crypto market, MiCA seeks to address longstanding issues such as regulatory fragmentation, consumer protection, and market stability. Starting 30 December 2024, crypto-asset service providers outside the EU must secure MiCA authorisation to continue operating in the EU market.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. One of the most alarming trends identified in the report is the continued rise in social engineering scams, which now account for a significant portion of fraud activity.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Payments Association

NOVEMBER 29, 2024

In addition to deflecting claims, the purpose-built chatbot can handle all eligible fraud recovery cases and cardholder disputes related to the consumer protection framework of international card payment networks.

Disputes 88

Disputes Issuers Card Issuer Payment APIs and Integration 88

The Fintech Times

SEPTEMBER 27, 2024

The Financial Conduct Authority (FCA) is consulting on proposals that it hopes will better protect consumers when payments and e-money firms go out of business. Despite the use of payments firms growing significantly in recent years, the FCA revealed it continues to see poor safeguarding practices from firms.

Consumer Protection 59

Consumer Protection Consumer Consulting Payments 59

The Fintech Times

MARCH 3, 2025

The Payments Association , the trade group representing the payments sector, has launched its Payments Manifesto for 2025, urging the UK government to modernise the payment infrastructure to ensure consumer protection.

Governance 59

Governance Government Financial Inclusion Consumer Protection 59

The Fintech Times

FEBRUARY 27, 2024

Furthermore, by continuously adapting to evolving threats and regulatory requirements through regular model enhancements and daily retraining, these solutions fortify resilience against potential drifts in data distribution, ensuring consistent accuracy”. “The Payment choice is driving innovation and efficiencies.”

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

The Fintech Times

JUNE 28, 2025

QR-code scams and fake investment ads continue to circulate, and when something goes wrong, the bank often bears the cost of chargebacks. Maybe presenting consumers with alternatives, such as educational materials or limits on credit card crypto purchases, would enable them to make better choices while still protecting their financial health.

Credit Cards 66

Credit Cards Consumer Push-to-Card Consumer Protection 66

The Payments Association

JULY 8, 2025

However, they will generally need to obtain authorisation under PSD2 to continue providing EMT transfer services beyond that date. Key takeaways for CASPs Transitional relief: CASPs providing EMT transfer services may, in most cases, operate under their MiCA authorisation alone until 1 March 2026. What happens before PSD3/PSR applies?

Stablecoins 88

Stablecoins Payment Service Provider (PSP) Duplicate Authentication 88

Fintech Finance

JULY 3, 2025

The new law codifies the On-Demand Pay industry’s best consumer protection practices, and clarifies that providers are not deemed to be engaging in lending when they comply with the provisions of HB 368. The legislation will go into effect on August 1, 2025. Louisiana has become the eleventh state to regulate On-Demand Pay.

On-Demand 59

On-Demand Laws Payroll Consumer Protection 59

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Exempting these businesses from certain consumer protection rules (where appropriate) could free up resources for innovation and expansion. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech News

JULY 2, 2025

The company said it continues to work closely with MAS on a transition plan to ensure ongoing compliance. We’re excited to partner with some of the leading players in Europe to bring this leading standard of compliance to more than 450 million consumers in the European Union.”

Stablecoins 72

Stablecoins Compliance Authorization Consumer Protection 72

Fintech Finance

MAY 2, 2025

This will allow businesses to streamline operations, reduce costs and enhance consumer trust through robust security and consumer protection frameworks, whilst offering the potential to transform payment experiences across the UK economy.

Payments 81

Payments Consumer Protection Automation Governance 81

The Fintech Times

JULY 4, 2025

AFC commends OCC for its focus on community bank digital transformation and encourages the agency to recognise the value of technology partnerships as part of its broader mission to ensure fair access, consumer protection, and financial stability. OCC’s continued engagement on this issue is a meaningful step forward.

OCC 59

OCC Community Banks Office of the Comptroller of the Currency Underserved 59

The Fintech Times

JUNE 26, 2025

But first, agreeing on a consumer protection model that works for both consumers and merchants is a priority for open banking. Rather than copying old, flawed models – such as chargebacks – we need to find a model that helps merchants to thrive and consumers to trust this new payment option.”

Consumer 59

Consumer Payments Consumer Protection Data Breach 59

The Fintech Times

DECEMBER 10, 2024

With decades of experience in this market, Saga continuously monitors regulations and the evolving needs of the financial world, delivering innovative and tailored technological solutions.

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

The Fintech Times

FEBRUARY 19, 2025

Increased choice of payment methods between and within wallets has the potential to benefit consumers and merchants by increasing competition between payment systems. Responses raised potential competition, consumer protection and operational resilience issues.

Regulations 72

Regulations Underserved Authorization Innovation 72

Finextra

JUNE 17, 2025

The payments processor was accused of abusing the credit-card system and enabling deceptive foreign operators to access it, costing consumers millions of dollars.

FTC 64

FTC Scams Federal Trade Commission Privacy 64

Fintech News

JANUARY 13, 2025

This growth highlights the continued demand for seamless and secure transaction solutions, particularly in e-commerce and peer-to-peer payment platforms. With governments in SEA grappling to balance innovation with consumer protection, fintech firms must navigate a complex web of compliance requirements.

FinTech 116

FinTech Cross-Border On-Demand Innovation 116

Fintech Finance

MARCH 12, 2025

The payments industry is evolving rapidly, and with increased scrutiny on payment services and electronic money providers, maintaining a robust and dedicated regulatory framework is critical to ensuring stability, innovation, and consumer protection in support of the National Payments Vision.

Governance 59

Governance Government Regulations Payments 59

Fintech News

JUNE 12, 2025

It’s important to note that governance of personal data protection and consumer protection rules must be followed within 6 months from the OJK regulation, meaning by July 2025.” This continuous risk assessment helps flag suspicious patterns before they become compliance incidents. It’s your credibility.

Compliance 113

Compliance Travel Rule Risk Due Diligence 113

Neopay

MARCH 26, 2025

Supporting growth , by enabling investment, innovation and ensuring the continued competitiveness of our world-leading financial services. Helping consumers navigate their financial lives by working with industry to boost trust, product innovation and making sure the right information and support is available.

Consumer Protection 52

Consumer Protection Crime Regulations Economy 52

PYMNTS

SEPTEMBER 30, 2020

“The potential for asymmetries in regulation across companies with different banking charters could produce regulatory arbitrage and undermine safety and soundness and consumer protection,” the bankers wrote. “A A lack of safety and soundness rules will expose the financial system to significant vulnerabilities.”.

Office of the Comptroller of the Currency 139

Office of the Comptroller of the Currency OCC Non-Bank Regulations 139

Fintech News

FEBRUARY 7, 2024

The Bangkok Post revealed that the VAT exemption, previously slated to end in 2023, will now continue indefinitely. This regulatory measure enforces strict operational standards to bolster consumer protection and maintain the integrity of the financial system.

Cryptocurrency 110

Cryptocurrency Consumer Protection Regulations Participant 110

Fintech News

APRIL 28, 2024

This distinction, effective from 1 May 2024, allows consumers to easily recognise these accredited providers, signaling their compliance with the stringent standards set out in the BNPL Code of Conduct. Buy Now, Pay Later Accredited Trustmark The trustmark signifies a commitment to responsible lending and consumer protection.

BNPL 109

BNPL Compliance Accreditation Consumer Protection 109

The Fintech Times

DECEMBER 19, 2023

The focus is now on introducing limited and proportional regulation while considering BNPL services as a cost-effective means for consumers to access flexible credit. The proposed changes aim to strike a balance between consumer protection and fostering innovation within the BNPL sector.

BNPL 113

BNPL Regulations Finance Consumer Protection 113

The Fintech Times

APRIL 4, 2025

“Im thrilled to join Krakens mission at this critical moment, and to lead our expansion efforts, ensuring we continue to serve our clients long-term with innovative and compliant products.” It has also exceeded $2billion CAD in combined client assets under custody.

Security 52

Security Bitcoin ATM Consumer Protection 52

Fi911

APRIL 15, 2025

Essentially, the default assumption is that the customer agrees to continue the service unless they explicitly indicate otherwise. Continuity Plans : Customers receive ongoing goods or services until they actively cancel. Canada, the UK, the EU) have their own frameworks, often with similar consumer protection aims.

FTC 59

FTC Federal Trade Commission Legal Best Practices 59

Finextra

JUNE 23, 2025

The emotional connection consumers feel to BNPL, stemming from its ability to provide informed choice and accountability, is also a key factor in its enduring appeal. However, the inherent lending essence of BNPL, despite its "payment method" perception, necessitates a strong focus on consumer protection.

BNPL 52

BNPL Regulations AI Authorization 52

Fintech Finance

FEBRUARY 12, 2025

Under the continued support and guidance of SAMA and the Ministry of Investment (MISA), weve taken our first steps to support businesses of all sizes across the Kingdom of Saudi Arabia by offering digital inclusion, and we plan to bring Ant Internationals innovative business pillars to the Kingdom in time.

Payment Gateways 59

Payment Gateways Acquirers Debit Card Digital Payments 59

Fintech News

FEBRUARY 27, 2024

As we look towards 2024, Japan is anticipated to continue striking a balance between regulatory supervision and innovative development. South Korea In June 2023, South Korea enacted the Virtual Asset User Protection Act, marking its inaugural comprehensive digital asset law. billion Thai Baht (approximately US$75 million).

APACS 126

APACS Regulations Stablecoins Cryptocurrency 126

Fintech Finance

JULY 23, 2024

Alternative payment methods like digital wallets, account-to-account (A2A), and buy now, pay later (BNPL) continue to gain popularity. Anil Nanda, Partner and UK & Europe Head of Payments said: “The payments industry is undergoing significant change and disruption.

Consulting 98

Consulting Alternative Payment Methods Payments BNPL 98