Neopay

MAY 28, 2025

Businesses and consumers will benefit from new growth-focused Strategic Steer set for the Competition and Markets Authority (CMA), in the latest step of the governments agenda to reform regulation to drive growth as part of the plan for change. The Government wants to see the same level of ambition from other regulators.

Government 52

Government Governance Regulations Consumer Protection 52

Fintech Finance

DECEMBER 18, 2023

A grant from the Mastercard Center, through the Mastercard Impact Fund, will accelerate the research and development of a global framework for consumer protection and empowerment in new and emerging digital infrastructure to ensure the potential of these platforms is realized.

Consumer Protection 52

Consumer Protection Consumer Visa Economy 52

PYMNTS

NOVEMBER 18, 2016

What is it exactly about the rising gig economy that makes businesses, workers and consumers alike so willing to fork over cash for the chance to partake? The sharing economy is used by many not just as a supplementary source but, increasingly, as a primary source of income. New estimates show that the U.S.

Economy 57

Economy Regulations Consumer Protection Continuity 57

The Fintech Times

NOVEMBER 2, 2024

Tucked between the giant economies of China and India, the Kingdom of Bhutan has traditionally kept itself isolated, relying heavily on rural agriculture and local industries. King Jigme Khesar Namgyel Wangchuck serves as the head of state, while Prime Minister Lotay Tshering leads the government.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. In Brazil, open finance frameworks are unlocking credit access for gig economy workers and SMEs, groups often overlooked by conventional scoring models. Regional approaches are diverging. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. Exempting these businesses from certain consumer protection rules (where appropriate) could free up resources for innovation and expansion. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

Clearly Payments

MARCH 11, 2024

Recognizing the potential risks and opportunities associated with cryptocurrencies, Canadian regulatory bodies have been proactive in developing frameworks to govern their use. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

Fintech News

FEBRUARY 27, 2024

These negative developments likely influenced governments across the globe, because the following 12 months saw an extraordinary boom in crypto policy regulation in APAC countries. Here’s a look at how crypto regulation evolved across 10 major APAC economies last year, and what regulatory or enforcement measures might be faced in 2024.

APACS 132

APACS Regulations Stablecoins Cryptocurrency 132

Fintech Finance

SEPTEMBER 24, 2024

The government is producing a much needed National Payments Vision and Strategy (NPV&S), that reflects its recognition of the systemic importance of payments to the UK authorities and how its leadership must give rise to a new era for payments. Prioritise initiatives and decide on investment programmes.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Fintech News

DECEMBER 13, 2024

One of the key drivers of this movement is the desire to maintain monetary sovereignty as stablecoins that are pegged to local currencies allow governments to align digital financial systems with their national economic objectives. And despite those incidents, stablecoins do offer several compelling benefits to Asian economies.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

The Fintech Times

MAY 2, 2025

Hosted at the I nstitute of Directors by the Department for Business and Trade , alongside HM Treasury and the Office for Investment, the event gathered international investors, government officials, fintech founders and trade envoys to reaffirm the UKs ambition to lead on the global fintech stage.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

Fintech News

APRIL 3, 2025

Regulators are stepping in to impose stricter consumer protection measures, aiming to curb overspending and prevent debt traps. Consumer protection measures in the Code, like suspending users from making more BNPL purchases if they miss payments, help reduce the risk of excessive debt. billion by 2025.

BNPL 113

BNPL Regulations Accreditation Consumer Protection 113

Electronic Transactions Association

JANUARY 16, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers and small businesses including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

PYMNTS

MARCH 20, 2020

The regulator will have the authority to request information from tech firms and also enforce other Indian laws aimed at consumer protection and fair competition, the sources said. Indian government officials have already met with some tech companies regarding the impending policy, a source said, declining to provide names.

Rules 73

Rules Law Enforcement Laws Regulations 73

PYMNTS

MAY 23, 2019

With a growing number of consumers around the globe now participating in the sharing economy, customer service and personalization are becoming crucial to connect with consumers. The May edition of the Payments And The Platform Economy Playbook analyzes the ways customer service is impacting the rise of the sharing economy.

AI 62

AI Economy Participant Innovation 62

Clearly Payments

FEBRUARY 12, 2024

This article aims to explore the impact that Visa and Mastercard has on the payment industry, examining their influence on innovation, regulation, consumer behavior, and the broader economy. Authorities implement regulations to ensure fair pricing practices and protect merchants and consumers from excessive fees.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Fintech Review

APRIL 11, 2025

Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority. Digital lenders, neobanks, and payment firms must comply with capital requirements, operational standards, and governance rules.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

FEBRUARY 26, 2024

The commitment to financial inclusion is particularly pronounced in emerging markets and developing economies (EMDEs), where fintech firms are actively extending financial products and services to segments historically neglected by traditional financial institutions.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Fintech Review

MAY 14, 2024

That is in part driven by a strong economy, leading the pack in Europe. Spain’s economy is thriving, significantly outpacing other EU countries in terms of growth and economic performance. Collaborations between regulatory bodies and fintech startups have led to frameworks that are both progressive and protective.

FinTech 111

FinTech Advisors Void Innovation 111

The Fintech Times

OCTOBER 7, 2024

In September, the Australian government proposed the introduction of a ‘Scams Prevention Framework’ (SPF), which would implement new scam obligations across all sectors.

Scams 52

Scams FinTech Laws AML 52

The Fintech Times

MAY 30, 2024

Its allure as a fintech innovation hub stems from its strategic Mediterranean location, robust regulatory framework, and government policies that foster innovation. MiCA aims to establish a unified regulatory framework for cryptocurrencies and digital assets across the EU, enhancing legal clarity and consumer protection.

Distributed Ledger Technology (DLT) 59

Distributed Ledger Technology (DLT) FinTech Government Governance 59

The Payments Association

OCTOBER 14, 2024

These design flaws could undermine efforts to create a public digital payments system for the future economy. These design mistakes are important, in no small part, because they could undermine the important task of developing a public payment option for the digital economy. Why is it important? What’s next?

Privacy 88

Privacy Addressing CBDC Payer 88

Fintech Finance

SEPTEMBER 20, 2024

We will also continue to advocate for alignment on the definition of the consumer standard of care to the interpretation of gross negligence normally applied by British Courts, social media involvement and a six-month review of the rules’ impact since their implementation. This is not enough to ensure robust consumer protection.

Financial Crimes 98

Financial Crimes Crime Rules Payments 98

Finextra

JUNE 5, 2025

This change brings with it a full set of regulatory requirements—covering affordability, creditworthiness, redress, disclosures, and governance. Joint liability introduces new exposure Providers must enhance governance around merchant partnerships, define liability clearly in contracts, and plan for potential claims in their capital models.

BNPL 52

BNPL Regulations Payment APIs and Integration Compliance 52

PYMNTS

FEBRUARY 11, 2020

Digital technology companies are a big part of the economy and our daily lives,” said FTC Chairman Joseph Simons. The organization especially wanted to look into mergers that were approved by the government, which could possibly mean that the FTC could separate those companies if they find cause to do so.

FTC 53

FTC Federal Trade Commission Consumer Protection Privacy 53

PYMNTS

AUGUST 30, 2016

. “A more calibrated regulatory regime, applied on an activity basis to payment service providers, rather than specific payment systems, would allow the Monetary Authority of Singapore (MAS) to better address specific issues, such as consumer protection, access and corporate governance,” the agency stated.

Laws 47

Laws FinTech Money Laundering Interoperability 47

Fintech News

APRIL 12, 2024

This growth is attributed to several factors, including supportive government policies aimed at fostering economic expansion, a population that embraces mobile technology, and a substantial number of opportunities for industry involvement.

APACS 125

APACS FinTech Innovation Finance 125

The Fintech Times

SEPTEMBER 2, 2024

He pointed out that innovation, particularly in regulatory technology, will play a ” positive role to play in addressing fraud” Echoing these sentiments, Santander ’s CEO, Mike Regnier, stressed that secure payment systems are vital for consumer protection and business confidence.

Crime 59

Crime Verification Interoperability Participant 59

The Fintech Times

OCTOBER 3, 2024

According to the Asian Development Bank (ADB), the country’s economy is dominated by agriculture and capital-intensive extractions of gold, oil, copper and silver. The informal economy also plays a major role in the country, as 87 per cent of the population relies on it for their livelihood.

Financial Inclusion 52

Financial Inclusion Financial Literacy Governance Government 52

Fintech News

DECEMBER 19, 2023

At the same time, adaptive regulations are acting as a facilitator for the fintech industry, providing frameworks that balance innovation with consumer protection and financial stability, all the while encouraging innovation in the banking sector and fostering competition in the sector.

FinTech 128

FinTech Web 3.0 Participant AI 128

The Fintech Times

FEBRUARY 3, 2024

This gives some clarity to the industry, suggesting that should a Labour government come to power, many of the initiatives already in motion, to unlock capital and to bring about consolidation, would continue. A Labour government will work with regulators and industry to develop the roadmap for open finance.

Finance 59

Finance FinTech Regulations Financial Inclusion 59

FICO

JANUARY 5, 2023

VP, Government Relations. With a weakening economy, BNPL firms have seen a rise in bad debts, growing losses, increased costs of operations and tumbling share prices. However, some have questioned whether the same consumer protection laws apply to all BNPL activity. FICO Admin. Tue, 07/02/2019 - 02:45. by Daniel Nestel.

BNPL 52

BNPL CFPB Consumer Financial Protection Bureau (CFPB) Privacy 52

PYMNTS

OCTOBER 26, 2017

The Information Technology Industry Council (ITI) shared a new document that outlines AI policy principles for the tech industry, the government and public-private partnerships, and also projects how valuable AI could become in the future. trillion to the global economy. By 2025, AI technologies are expected to add between $7.1

Product 40

Product AI Interoperability Encryption 40

PYMNTS

APRIL 20, 2020

PYMNTS’ Navigating the COVID-19 Pandemic: How the Paycheck-to-Paycheck Economy Is Beginning to Buckle reveals that the consumers who have already been hit hard by the epidemic, economically speaking, are bracing for an even harder future. Of the U.S. workers we spoke to, 48.8 Failing to do so would end in foreclosure. .

Consumer 56

Consumer Underwriting Economy Laws 56

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

AUGUST 30, 2016

. “A more calibrated regulatory regime, applied on an activity basis to payment service providers, rather than specific payment systems, would allow the Monetary Authority of Singapore (MAS) to better address specific issues such as consumer protection, access and corporate governance,” the agency stated.

Laws 40

Laws FinTech Money Laundering Interoperability 40

The Fintech Times

SEPTEMBER 4, 2024

The regulator defended the reduced threshold as maintaining strong consumer protections while addressing concerns from financial firms. Consumer protection is at the centre of our proposal. We never contested the principle of reimbursement, and we never will.

Regulations 59

Regulations Scams Payments Caps 59