Finextra

JUNE 23, 2025

It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules.

Embedded Finance

The Payments Association

JULY 18, 2025

Payment firms face mounting expectations, not just to comply, but to embed regulatory foresight into product strategy, vendor management, and consumer outcomes. This roadmap is designed to support leadership, legal, and compliance teams in navigating a fragmented but fast-evolving regulatory terrain.

Regulations

Fintech Finance

AUGUST 3, 2025

As open banking emerges as a viable safeguard for merchants and financial institutions, research from Pay by Bank provider Yaspa shows consumers lose £765 on average to scams, with the average percentage of lost funds recovered sitting at 34%.

Scams

Finovate

JANUARY 24, 2025

Maya Shabi: The EUs regulatory push has been a double-edged sword for innovation in fintech and financial services. In this week’s edition of Finovate Global , we caught up with Maya Shabi, Senior Risk Strategist with EverC , a firm that provides tech-driven risk management solutions for ecommerce companies.

Regulations

Fintech Finance

MARCH 4, 2025

Vixio , a leading provider of regulatory intelligence solutions, is proud to release its global Authorised Push Payment (APP Fraud) research. As scammers become increasingly adept at persuading consumers to willingly send them money, regulators worldwide are implementing various strategies to combat this growing issue.

Fraud Prevention

Fintech News

JANUARY 7, 2025

Singapore’s government has clarified that the Shared Responsibility Framework will not apply to credit card fraud cases, citing existing robust protections for consumers. This clarification came in response to a parliamentary question on the prevalence of credit card fraud in the country. million each year.

Credit Cards

Fintech News

APRIL 3, 2025

What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia. Regulators are stepping in to impose stricter consumer protection measures, aiming to curb overspending and prevent debt traps.

BNPL

Clearly Payments

MARCH 11, 2024

With near-instantaneous settlement times and lower transaction fees, businesses and consumers in Canada are increasingly turning to cryptocurrency for their payment needs. Overall, Cryptocurrency is pushing traditional banks and the overall financial system to become more efficient.

Cryptocurrency

The Fintech Times

DECEMBER 21, 2023

“Consumers and businesses are increasingly demanding quicker payments,” she says. Despite the continued proliferation of the above payment innovations, comprehensive solutions offering a stellar user experience, robust fraud protection, and default safeguards akin to traditional credit cards remains elusive.

Cross-Border Payments

Segpay

JULY 23, 2024

You’ve likely noticed that acquirers are actively pushing back on allowing merchants to offer a negative option, upsell, or cross-sell on payment pages. Guidelines to Follow In the United States, the Federal Trade Commission’s (FTC) mission is to protect consumers from unfair business practices and methods of competition.

FTC

Neopay

AUGUST 22, 2024

Rachel Reeves, the UK Chancellor, is urging regulators to demonstrate how they are promoting the City’s competitiveness while safeguarding consumers. The Payment Systems Regulator (PSR) has led the effort to combat fraud, particularly authorised push payment (APP) fraud, which cost UK citizens £460 million last year.

Rules

Fintech News

APRIL 28, 2024

Other sessions also delved into key trends and issues shaping the global payment landscape, including open banking in Europe, the QR code revolution in Asia as well as the US’s card dominance. Day 1 of Money20/20 Asia 2024 showcased a series of insightful sessions and discussions.

Payment APIs and Integration

Neopay

NOVEMBER 27, 2023

The UK should use open banking to provide retailers with an alternative to card payments and to improve “clunky” P2P bank transfers, says a new government-commissioned review. The UK recently closed a failed attempt to put a slicker consumer experience, called PayM.

P2P

PYMNTS

MARCH 7, 2019

Among the most recent support for that point is a fresh push in California among lawmakers to make their strictest-in-the-nation data privacy law even tougher. The committee released a report on how Equifax handled its data security leading up to the data breach that resulted in the credit card data exposure of 143 million people.

Data Breach

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer

The Fintech Times

APRIL 18, 2024

The PSR’s chief aim is to improve consumer protection, and it will introduce changes to the existing open banking framework to improve access to these services. The PSR’s chief aim is to improve consumer protection, and it will introduce changes to the existing open banking framework to improve access to these services.

Non-Bank

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. No surprise there.

Credit Cards

The Payments Association

FEBRUARY 14, 2025

New regulations, razor-thin margins, and surging consumer demand for frictionless, instant services are reshaping the rules of engagement. trillion, signalling that the consumer looks for convenient, quick ways to make interactions such as a tap of a card, QR scan, P2P transfers.

ISO 20022

The Payments Association

OCTOBER 14, 2024

To rethink the assumptions behind CBDC proposals and push for more privacy-oriented innovative solutions Many central banks and financial authorities worldwide are experimenting with central bank digital currency (CBDC), including the European Central Bank, the US Federal Reserve, and the Bank of England, among others. Why is it important?

Privacy

PYMNTS

JANUARY 20, 2021

The ongoing pandemic has pushed more consumers online to carry out their shopping and banking, with fraudsters following suit. Bad actors have moved to take advantage of the rush to digital payments — particularly those made with debit cards — leaving banks and financial institutions (FIs) racing to keep them off their platforms.

Debit Transaction

PYMNTS

AUGUST 26, 2016

The CFPB will collect more than $32 million in fines from First National Bank of Omaha over credit card practices the regulator found to be deceptive. The consumer protection agency found that the bank worked to push consumers into add-on services — services for which they were charged whether or not they ever received them.

CFPB

Neopay

APRIL 25, 2024

Another key way the PSR is addressing competition is through its market reviews of card fees. The PSR is looking at whether competition is acting effectively in the cards market, and if it concludes that it is not, the PSR will take appropriate action.

Push-to-Card

The Fintech Times

JULY 31, 2024

This July, we are on the hunt to find out how the fintech industry is doing ‘good’ for local communities and the world, revealing current and future plans to make change. While many organisations are successfully solving genuine issues , regulators are as keenly focused on these firms as those out to maximise profits.

Compliance

PYMNTS

MAY 30, 2018

Throw into the mix consumer protection guidelines, active anti-money laundering checks and capital requirements, and things get difficult, Oosthuizen noted. And, he noted, banks and FinTechs are going to need time to negotiate their relationships with each other, and with consumers the world over. Why Banks Need FinTechs.

FinTech

PYMNTS

AUGUST 3, 2018

Cory Booker has proposed legislation that would prohibit financial institutions from charging overdraft fees on debit card transactions and ATM withdrawals. They do a lot to push huge costs on the people least able to bear them.”. Overdraft fees can push people out of the banking system,” Saunders said.

ATM

PYMNTS

MARCH 21, 2016

Others might point to ever-growing logistics costs in the face of similarly increasing consumer expectations on when they deserve their deliveries. According to an annual consumer protection investigative program aired on China’s CCTV, drivers for Ele.me Moreover, it appears that Ele.me

On-Demand

PYMNTS

NOVEMBER 22, 2019

Contactless Cards: PSCU is anticipating a strong embrace of contactless cards in the coming year. The credit union service organization has already sent half a million contactless cards to members from 14 credit unions through national reissuance — and sees 3 million more cards being issued to more than 100 credit unions next year.

Credit Union

PYMNTS

JULY 31, 2018

If the push to faster, customizable banking is being spurred by the ongoing collaborations between traditional FIs and FinTechs, a third leg to the story — one that gives additional tailwinds to the movement toward ones and zeros — comes in the form of government initiatives. Future FinTech Group, based in the U.S.,

API

Cardfellow

FEBRUARY 27, 2025

In this article, well look at the first one – how AI can help save your business money through debit card interchange optimization. Signature debit, sometimes referred to as running as credit means that the transaction will be processed on the network of the credit card company whose logo is on the card. But which network?

Debit Transaction

The Fintech Times

MARCH 5, 2024

million consumers and MSMEs through the platform. One firm looking to democratise access to finance in said communities is Yabx. To learn more about the company, we spoke to Rajat Dayal , Yabx’s CEO , as he explained how he came to be a part of the AI-based banking platform. Just in 2023 Yabx disbursed over 20 million loans to 2.4

Financial Literacy

PYMNTS

MAY 28, 2018

Amazon is rethinking returns, routers have been overrun by Russians and credit card issuers may not yet be betting on sports gambling, regardless of what the Supreme Court says. Apparently some shoppers have pushed Amazon’s patience too far with too many returns. Amazon’s Returns Reset. And now we all have to suffer for it.

Returns

PYMNTS

MARCH 25, 2019

The Netherlands, for instance, only recently implemented it because it needed to make sure that consumers’ personal data will remain protected, as payments in the region are mostly digital. Before that can happen, however, consumers in the Netherlands must be made aware of PSD2 and how it may affect their data, Hielkema noted.

Privacy

PYMNTS

MARCH 31, 2017

If you were in the market for a credit card or looking to sell a house, this past week was a good one, as rewards points on the former, and prices for the latter were both up. This comes in the face of JPMorgan slashing its own points offer on Sapphire cards. Samsung : Looking to reinvent the smartphone — no small feat.

Settlement

The Fintech Times

JUNE 11, 2024

Fragmented payment regulations across the globe often make the foreign exchange market difficult to navigate. One firm hoping to put a stop to these challenges is FX payments firm, Convera. Our purpose is to make moving money smart and more secure, so that businesses – from small to large corporations – can confidently engage in global commerce.

Cross-Border Payments

PYMNTS

JUNE 8, 2020

And we’ll look to push harder on the growth areas in those places where there is generally a lot of cash, but they’ve discovered contactless,” he said. For the third component, Mastercard has put together consumer protections and streamlined chargeback dispute processes. Improving Connectivity And Moving To Cashless.

Visa

PYMNTS

JANUARY 26, 2018

It seems an era has drawn to a close at the Consumer Finance Protection Bureau (CFPB) as that under Mick Mulvaney, interim director and Office of Management and Budget (OMB) head, gets underway in earnest. percent related to prepaid cards and 2 percent to payday lending. Data like that should, and will, guide our actions.” .

CFPB

PYMNTS

SEPTEMBER 19, 2016

For example, what happens to the CEO of a big bank that gets caught red-handed engaging in consumer fraud? Will anything ever excite millennials about credit cards? There were more questions than answers in the news last week. Are Hillary Clinton and Donald Trump each healthy enough to be president? Elizabeth Warren. On Tuesday (Sept.

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