Fintech Finance

JUNE 10, 2025

” The Visa Asia Pacific media showcase highlighted how AI-enabled digital commerce will significantly change the way consumers across the region discover and purchase products and services. billion credentials at millions of merchant locations worldwide T.R.

AI 88

AI Stablecoins Credential Payment APIs and Integration 88

Fintech News

FEBRUARY 17, 2025

This allows scammers to fraudulently provision stolen card credentials onto their mobile wallets for unauthorised contactless transactions. Consumers should monitor SMS OTPs and bank notifications to detect unauthorized provisioning.

Phishing 99

Phishing Scams Online and Mobile Banking Credential 99

The Payments Association

JUNE 3, 2025

Antony Lane, sales account manager at G+D , corroborates this, stating G+D increasingly uses tokenisation to improve in-app provisioning, simplify lifecycle credential management, and personalise user journeys across devices and channels. As a result, tokenisation is becoming essential for maintaining trust and fluidity.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

NFCW

JANUARY 8, 2025

DPP TRIAL: Viking product labels will include QR codes that link to item and sustainability information Customers of Norwegian footwear brand Viking Outdoor Footwear will soon be able to scan a unique QR code on individual products to discover an items sustainability credentials as part of a trial of digital product passports (DPPs).

Product 113

Product Credential Authentication Consumer 113

The Payments Association

MAY 28, 2025

The cards seven-decade journey from manual imprinters to contactless payments has embodied a constant balancing act between security imperatives and consumer convenience. The evolution represents more than enhanced security protocols, it constitutes a complete reimaging of payment credential architecture.

Credential 88

Credential Payments Issuers Visa 88

Finovate

JANUARY 9, 2025

doxo launched doxoBILLS , a new platform that combines six key features to help consumers manage household finances more effectively. Online billpay fintech doxo released its latest tool to help consumers stay on top of their household finances. per month (plus tax, where applicable). Founded in 2008, doxo allows U.S.

Facilitators 59

Facilitators Identity Theft Consumer Online and Mobile Banking 59

Fintech Finance

JUNE 12, 2025

When asked how digital ID verification would impact trust with merchants and financial institutions, the majority (43%) of UK consumers said it would enhance their trust when transacting online (with 33% neutral). 40% of UK adults report that their card credentials have been stolen in the last 12 months alone.

Research 52

Research Risk Consumer Verification 52

Fintech Finance

MARCH 28, 2025

The report revealed an alarming trend in the democratization of payment fraud: 34% of consumers have seen offers to participate in payment fraud online—an 89% increase over 2024. These configurations equip individuals with the ability to test compromised payment information and login credentials with minimal technical expertise.

Consumer 59

Consumer Alternative Payment Methods Participant Debit Card 59

PYMNTS

MAY 20, 2019

Consumers use their smartphones to shop for everything, everywhere – including using them to help them shop in-store. What’s more, consumers who use their smartphones while shopping in-store visit them more often than consumers who don’t. percent of consumers who do say they visit brick-and-mortar shops every day or every week.

Credential 90

Credential Consumer Mobile Payments Research 90

Fintech News

APRIL 29, 2025

The initiative aims to enable secure, seamless transactions through generative AI agents across consumer and business platforms. Banks will also be able to integrate tokenised credentials into AI platforms, giving issuers continued visibility and control.

Visa 75

Visa AI Credential Contactless Payments 75

Finovate

JUNE 13, 2025

Klarna and Marqeta are launching a new debit card powered by Visa Flexible Credential (VFC), allowing users to pay now or later with the same card. The Klarna Card marks a shift from BNPL-only into mainstream payments, which supports consumers’ demand for flexible, app-connected spending tools.

Debit Card 89

Debit Card BNPL Credential Processors 89

Fintech News

OCTOBER 27, 2024

By holding these entities accountable, the SRF enhances consumer protection and provides clear avenues for victim recourse in cases of phishing-related losses. This inclusion acknowledges the increased risk of significant losses from e-wallets and mandates robust consumer protection controls.

Phishing 133

Phishing Scams Blocks Authorization 133

The Fintech Times

MAY 17, 2024

Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. The new products and services Visa unveiled will begin to roll out later this year.

Product 128

Product Consumer Online and Mobile Banking RTP 128

Payments Source

JUNE 9, 2020

If a fraudster gets hold of a consumer's credentials, everything from mobile wallets, to a checking account, savings account or P2P account is in jeopardy of takeover. Identity fraud holds no prisoners when it comes to payments.

Account Takeovers 170

Account Takeovers Accounts Credential P2P 170

Fintech Finance

OCTOBER 28, 2024

These two types of credentials, Debit and Corporate, leverage FV Bank’s digital banking capabilities and its benefits for consumers, both individuals and businesses. These cards provide seamless access to FV Bank and offer global payment convenience and enhanced financial flexibility.”

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

Finextra

FEBRUARY 19, 2025

Mastercard is launching One Credential, a single digitally connected credential that provides consumers and businesses with a multitude of scheduled payment options spanning debit, installments, prepaid and credit.

Credential 64

Credential Visa Consumer Payments 64

The Fintech Times

JUNE 12, 2025

According to the new research conducted by YouGov , 43 per cent of UK consumers also believe that digital ID verification would enhance their trust in merchants and financial institutions when transacting online. Forty per cent of UK adults report that their card credentials have been stolen in the last 12 months alone.

Risk 45

Risk Consumer Verification Credential 45

Fintech Finance

MAY 1, 2025

The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements allowing consumers to find and buy with AI plus the introduction of new strategic partnerships and product innovations. In the near future, consumers will enable AI agents to browse, select, purchase and manage on their behalf.

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Fintech Finance

JUNE 13, 2025

certified for Visa Flexible Credential. Marqeta currently supports Klarna in six countries, helping to drive global growth and deliver seamless, consumer-first experiences. In July 2024, Marqeta became the first issuer processor in the U.S. ” The post Marqeta to Power New Klarna Debit Card in the U.S.

Debit Card 72

Debit Card Credential Embedded Finance Processors 72

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Digital ID Enablement: Wallets are becoming enablers of KYC-lite onboarding , travel document storage , and credential sharing.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Fintech Times

JUNE 27, 2025

Despite breakthroughs like MCP and A2A, agents still need humans to manually hand them credentials for access. Services and merchants still require a human to manually access a service’s website and generate credentials before any agentic work can take place.

Authentication 59

Authentication AI Credential Debit Card 59

Fintech Finance

JUNE 8, 2025

” Authentication’s identity crisis: the old and the new Despite consumers’ growing confidence in using smartphones for personal identification, many banks still require PINs, passwords, and manual checks, even for low-value transactions. “They still rely on decades-old models, and changing this is a massive task. .

Online and Mobile Banking 86

Online and Mobile Banking Authentication Credential Verification 86

PYMNTS

NOVEMBER 23, 2020

But there’s a new data revolution underway and this one is on the consumer side, as financial data aggregators are very much in the news. It is an open banking platform on one level and it also is a data management platform for consumers on another. Big data, it used to be called. The latest developments come from Mastercard.

Consumer 117

Consumer Visa Use Case CFPB 117

The Payments Association

JANUARY 22, 2025

Building upon this framework, the EU Digital Identity Wallet Consortium (EWC) is leveraging the potential of the proposed EU digital identity to develop digital travel credentials. The EWC is actively engaged in pilot projects to expand the functionality of the reference wallet application for use cases related to digital travel credentials.

Security 88

Security Online and Mobile Banking Credential Verification 88

Open Banking Excellence

JULY 8, 2025

With over 76 million consumer accounts now using its APIs, the standards body Financial Data Exchange (FDX) has achieved the largest customer adoption globally. This is largely due to FDX’s collaborative approach, engaging a wide range of stakeholders, including banks, fintechs, consumer groups, and academics. In the U.S.,

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

The Fintech Times

JUNE 3, 2024

Payments giant, Mastercard has achieved a new milestone in its crypto endeavour as its Crypto Credential offering, first announced at Consensus 2023, has officially gone live. How it works The exchange will first verify a user under the set of Mastercard Crypto Credential standards.

Credential 64

Credential Visa Cross-Border Travel Rule 64

The Fintech Times

MAY 1, 2025

Kicking off its Product Drop, Visa revealed how combining AI and digital commerce could drastically change how consumers discover and buy products and services. It says that, in the near future,consumers will enable AI agents to browse, select, purchase and manage on their behalf. If there is no payment, there is no commerce.

Stablecoins 45

Stablecoins AI Credential Payment APIs and Integration 45

Fintech Finance

MARCH 10, 2025

Upon tapping, a unique one-time code validated by Visa’s Chip Authenticate service, ensuring secure provisioning of card credentials and offering a significantly faster and more secure alternative to traditional methods.

Digital Payments 92

Digital Payments Security Payments Credential 92

PYMNTS

NOVEMBER 24, 2020

Businesses and financial institutions (FIs) are constantly examining ways to make their customers’ accounts more secure, especially as more consumers go online to make purchases and transact during the ongoing COVID-19 pandemic. Developments From The Digital Consumer Onboarding Space.

Authentication 108

Authentication Consumer Online and Mobile Banking Verification 108

The Fintech Times

NOVEMBER 11, 2024

This integration provides American Express customers with greater control and transparency over how they share their financial data, using secure authentication without needing to share credentials. The integration ensures more seamless sign-on with stable connections and fewer disruptions, enabling longer-lasting access. “At

Security 59

Security Credential API Privacy 59

Fintech Finance

JUNE 4, 2025

Companies to co-develop new features using Mastercard One Credential, giving consumers multiple ways to pay What we are saying Mastercard and PayPal are teaming up to offer shoppers more choice and control over how they check out. Mastercard and PayPal are excited to partner on bringing innovative payment solutions to consumers.

Credential 52

Credential Visa PayPal Payment Solutions 52

Fintech Finance

NOVEMBER 13, 2024

New research from Visa has revealed that two in five (40%) UK consumers would replace everyday personal items with biometrically powered devices – such as replacing their house or car keys with fingerprint access or facial ID. Surprisingly, nearly a third of people over the age of 65 would also make this swap.

Consumer 96

Consumer Crime Research Authentication 96

Fintech Finance

JUNE 3, 2025

Klarna , the AI-powered payments and commerce network, unveiled the pilot launch of Klarna Card: a new debit product combined with built-in flexible payment options, powered by Visa Flexible Credential. consumers, as well as bringing it to Europe for the first time,” added Mathieu Altwegg, SVP Product and Solutions for Visa in Europe.

Debit Card 52

Debit Card Credential FDIC Credit Cards 52

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

The Fintech Times

NOVEMBER 6, 2024

These include: Visa Flexible Credential – This enables a single card product to toggle between payment methods. Consumers can set parameters or choose between debit, credit, ‘pay-in-four’, or pay using rewards points. For online shopping, Visa passkeys replace passwords or one-time codes.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

PYMNTS

JUNE 23, 2020

Consumers need to know that personal and payments-related data are secure. Reducing fraud is critical, as fraudsters look toward new avenues of stealing credentials and draining accounts. The tokenized credentials cannot be stolen or compromised, which makes digital payments safer for consumers and merchants.

Credential 110

Credential Issuers Breach RTP 110

PYMNTS

JUNE 26, 2020

Introducing open banking principles has not been without friction, however, with banks and consumers concerned over how this sea change will affect FIs’ daily operations. The merchant’s connection with the bank is also kept secure through government-provided credentials, ensuring that fraudsters are unable to infiltrate.

Consumer 79

Consumer Credential Financial Crimes Crime 79