Fintech Finance

MARCH 26, 2025

Africas digital payments economy is set to grow from strength to strength according to a Mastercard-commissioned report by Genesis Analytics stating that the digital payments economy is expected to reach $1.5 trillion by 2030.

Economy 52

Economy Cross-Border Cross-Border Payments Digital Payments 52

Fintech Finance

JANUARY 8, 2025

Merchants can now confidently expand their international reach with dLocals localized payment solutions, which include more than 900 alternative payment methods (APMs) tailored to consumer preferences in emerging markets, where international cards account for only 20% of transactions.

Payments Institute 123

Payments Institute Regulatory Compliance Alternative Payment Methods Compliance 123

Fintech News

JANUARY 21, 2025

Singapore currently stands as the regional leader, or Champion, with exemplary ratings in market maturity and government initiatives. Regional integration is playing a key role, with governments accelerating their efforts to enhance cross-border commerce and digital economy participation.

Payment APIs and Integration 108

Payment APIs and Integration Finance Cross-Border API 108

Fintech Finance

JANUARY 31, 2025

It serves as FinTech Australias first major report into the tangible impact the industry is having both on the countrys economy and business across Australia. Rehan DAlmeida, CEO, FinTech Australia said: This report finally quantifies the power of fintech to transform our economy. Over 30% of businesses reported growth of over 2.5%

Small Business 97

Small Business FinTech Innovation Payments 97

PYMNTS

APRIL 10, 2020

Federal Reserve said that it had launched a multi-trillion dollar lending program that targets smaller businesses, and in a broadened salvo, targets local governments, too. economy, as the fallout from the coronavirus continues. Direct payments to consumers can help. It’s all meant to shore up the U.S. Different This Time?

Fed 135

Fed Federal Reserve Returns Consumer 135

Fintech News

JANUARY 14, 2025

According to The State of Digital Retail Payments in Asia Pacific 2024 by Forrester , high-growth economies like Indonesia and Malaysia are leading the shift, with consumers increasingly favouring digital payments. While online payments have taken off, many consumers still favour credit cards or cash for offline purchases.

APACS 112

APACS eWallet Online and Mobile Banking Credit Cards 112

Fintech News

FEBRUARY 11, 2025

List of national payment schemes and respective scheme administrators The consolidation is expected to enhance governance, support innovation, and contribute to the development of Singapores national payments strategy. Further details on the entitys name, governance structure, and board composition will be announced later this year.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Payments Authorization 93

Fintech Finance

JANUARY 7, 2025

Global payment solutions provider Checkout.com , has entered a strategic partnership with noqodi , a payment gateway and financial service provider, to elevate the payment experience for businesses and consumers in the UAE. Furthermore, the enhanced reliability and efficiency of payments will strengthen trust in digital transactions.

Payment Gateways 98

Payment Gateways Fraud Prevention Payments Gateways 98

PYMNTS

APRIL 9, 2020

It has also exposed and exacerbated a deeper, more structural problem with the United States economy that has been looming just beneath the surface for some time: A large portion of Americans are living hand-to-mouth and have almost no savings. consumers now report living paycheck-to-paycheck, and almost half have less than $2,500 in savings.

Consumer 137

Consumer Economy Research Finance 137

Fintech Finance

MARCH 5, 2025

Announced at a signing ceremony held at Mashreq HQ in Dubai, UAE welcoming leadership from Mashreq and Mastercard, the collaboration is to be on card portfolios across the consumer, affluent, and business market segments.

Visa 88

Visa Underserved Financial Inclusion Economy 88

Fintech News

JANUARY 26, 2025

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. In Singapore, the government-backed API Exchange is promoting API standardisation. In 2023, credit card payments comprised 52.2%

Payments Trends 126

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 126

Fintech News

JANUARY 12, 2025

The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says. These platforms are bridging credit gaps, playing a crucial role in the supporting local economies.

FinTech 119

FinTech Financial Inclusion BNPL Cross-Border 119

Fintech Finance

JANUARY 16, 2025

Payments are vital to the UK economy and the PSR has an important role in supporting a growing, competitive payments sector. This review reflects extensive engagement with stakeholders, trends in payments both at home and abroad, the Governments growth mission, and the impact of the National Payments Vision (NPV).

Innovation 96

Innovation Regulations Government Governance 96

Fintech Finance

APRIL 10, 2025

suggesting that the inflationary economy is eroding disposable income as Americans turn to tax refunds for debt relief. Among consumers who have experienced scams, one-third were phone and email scams involving fraudsters impersonating the IRS. credit cards, loans, etc.),

Tax Refunds 92

Tax Refunds IRS Identity Theft Alternative Payment Methods 92

Fintech Finance

MAY 2, 2025

This industry-wide collaboration is in direct response to the UK Government’s call for industry partners to play a role in supporting the effective and timely delivery of cVRPs. Greg Cox, CEO at Acquired.com , said: “We are delighted to support this industry-owned initiative to create a central operator for cVRPs.

Payments 80

Payments Consumer Protection Automation Government 80

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. Source: The Future of Global Fintech: Towards Resilient and Inclusive Growth.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

The Fintech Times

FEBRUARY 23, 2024

Wise is spearheading a campaign urging the government to abolish this opt-out and implement tighter regulations to eradicate hidden fees, thereby fostering a more competitive environment and facilitating SMB growth nationwide. . This needs to end now, and the Government can do so without costing the taxpayer a penny.

Governance 103

Governance Government International Payments Small Business 103

Fintech Finance

OCTOBER 4, 2024

Rising African countries are among the fastest-growing regions in consumer spending, according to data from the World Data Lab analyzed by EBANX , a global technology company specializing in payment services for rising markets. trillion in consumer spending by 2034, a 198% growth compared to the current US$ 1.8

Consumer 98

Consumer Online and Mobile Banking Credit Cards Economy 98

Fintech Review

NOVEMBER 27, 2024

Small and medium enterprises (SMEs) are the backbone of emerging economies. In many regions, they create jobs, drive innovation, and stimulate local economies. For these businesses, securing a loan can be challenging, time-consuming, and costly. Government support and favourable regulatory environments will play a crucial role.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

Clearly Payments

OCTOBER 31, 2024

The economy today is tech-driven and payment methods are a key part of that paradigm. From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. They remain a staple payment method globally. handled $1.6

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

PYMNTS

NOVEMBER 15, 2020

consumers have been paying down payments on credit cards with the pandemic continuing to hamper spending opportunities, which has led to dramatically falling bank card loans, The Financial Times (FT) reports. According to the report, the total amount of card loans in U.S.

Credit Cards 120

Credit Cards Consumer Bank Card Checks 120

The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations 88

Regulations Instant Payments Consumer Protection Payments 88

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JANUARY 30, 2025

In its first major report exploring the tangible impact the fintech industry is having on the countrys economy and business across Australia, FinTech Australia revealed that over half (56 per cent) of small businesses leverage a fintech provider for in-person transactions. It says that over 30 per cent of businesses reported growth of over 2.5

Small Business 59

Small Business FinTech Economy Research 59

The Fintech Times

OCTOBER 23, 2024

Governmental initiatives across the Middle East and North Africa (MENA) are successfully encouraging consumers to adopt digital payments, while the region is also quickly aligning with global standards, payment solutions provider Checkout.com has revealed.

Facilitators 72

Facilitators Governance Government Digital Payments 72

Neopay

MAY 28, 2025

Businesses and consumers will benefit from new growth-focused Strategic Steer set for the Competition and Markets Authority (CMA), in the latest step of the governments agenda to reform regulation to drive growth as part of the plan for change. The Government wants to see the same level of ambition from other regulators.

Government 52

Government Governance Regulations Consumer Protection 52

Fintech Finance

FEBRUARY 13, 2025

Zelle has announced that in 2024 the network reached 151 million enrolled users and helped American consumers and small businesses send over $1 trillionthe most money ever sent by a person-to-person payments service in a single year. billion, a 25% increase from the prior year.

Zelle 86

Zelle Credit Union Scams Small Business 86

The Payments Association

DECEMBER 18, 2024

Key trends will include the acceleration of cross-border, real-time and instant payments and the rise of cashless economies. The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech News

APRIL 16, 2025

Vietnamese consumers will soon be able to make in-store payments using their banks mobile wallets on Android smartphones, or through Apple Pay on iOS devices. Most importantly, our partnership with NAPAS marks a significant milestone in our commitment to supporting the governments vision of realizing its non-cash payment goals in 2025.”

Digital Payments 67

Digital Payments Payment APIs and Integration Contactless Payments Non-Bank 67

Fintech News

JUNE 5, 2024

Currently, most BNPL products are not covered by the National Consumer Credit Act, leaving consumers without the same protections such as affordability checks that apply to credit cards and loans. BNPL providers will need to assess whether their products are suitable and affordable for consumers. billion to GDP.

Regulations 112

Regulations BNPL Product Consumer Protection 112

The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

SEPTEMBER 4, 2024

Visa today announced that it is applying the company’s infrastructure, technology and capabilities to account-to-account (A2A) payments, giving consumers more control and protection on how they pay via bank transfers. This affects consumers, businesses and the wider UK economy.

Consumer Protection 96

Consumer Protection Consumer Payments Disputes 96

Electronic Payments Coalition

DECEMBER 12, 2023

The Electronic Payments Coalition (EPC) issued a new document examining the negative effects the credit card mandates, similar to those imposed in Europe, would have on American consumers and the nation’s economy.

Credit Cards 119

Credit Cards Payments Economy Government 119

Fintech News

FEBRUARY 2, 2025

Through global collaboration, AI can unlock unprecedented opportunities for financial institutions and consumers alike. 2) Digital Assets: A Borderless Economy Digital assets are revolutionising how value is stored and transferred, offering continuous access to capital while bypassing traditional barriers.

Innovation 132

Innovation Finance AI Encryption 132

Fintech News

OCTOBER 21, 2024

The Indonesian government has also played a critical part in fostering digital payments. E-wallets gain momentum in the Philippines amid financial inclusion efforts In the Philippines, e-wallet adoption has surged due to the country’s large unbanked population and ongoing efforts from the government to improve financial access.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

The Fintech Times

JANUARY 10, 2025

Now that the cross-border payment fintech can offer regulated payment services in the UK, it plans to help firms in the region easily scale globally, and to specifically target emerging economies. Our innovative, secure, and efficient payment solutions help UK businesses scale globally and thrive in dynamic, emerging economies.”

Payments Institute 59

Payments Institute Security Alternative Payment Methods Cross-Border Payments 59

PYMNTS

NOVEMBER 12, 2020

Delegated by the Canadian Government, Payments Canada is responsible for the clearing and settlement infrastructure, processes and rules. Providing Canadians and Canadian businesses with access to faster, data-rich payment options will enable innovation, support the long-term growth of the economy, and strengthen our global competitiveness.”.

ISO 20022 138

ISO 20022 Real Time Payments Settlement ISOs 138