Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

Credit Cards

Finextra

JUNE 11, 2025

This was labor-intensive and time-consuming. Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. Moneylenders, traders, and Shroffs (money changers and bankers) facilitated credit and remittances. They were crucial for financing trade routes within India and internationally.

Financial Inclusion

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. trillion transactions by 2027. A team of Paymentologys payment experts explore what we can expect to see in the payments industry next year.

Cross-Border

Finextra

JUNE 13, 2025

That means no extra cards and no extra friction for your customers. That also means your customers don’t need to swipe any extra card, enter a number, or remember to open a separate app. Traditional loyalty programs are often built as afterthoughts. A separate sign-up. A separate app. A separate step. They don’t just process a sale.

Payment APIs and Integration

The Payments Association

JULY 19, 2025

Industry commentary “The payments market continually evolves, giving consumers and businesses more choice and greater convenience. Evolving money laundering risks for EMIs: Insights from the upcoming NRA 18 July 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Why is it important? What’s next?

Money Laundering

Finextra

JUNE 23, 2025

Under the Act, only approved and well-supervised issuers (think insured banks and properly licensed fintech firms) can circulate these coins, and they must back every token 1:1 with high-quality reserves like actual dollars or short-term Treasuries. This means the “stable” in stablecoin is now legally enforceable.

Embedded Finance

Fintech Finance

JULY 27, 2025

Mastercard AI Card Design Studio has launched to help card issuers transform the design process using intuitive AI tools. This Mastercard branding platform streamlines creation, enabling fast, compliant, and emotionally resonant card designs.

Visa

Finextra

JUNE 2, 2025

Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data. This shift turned the traditional model on its head: you own your financial data and can port it to new services at will. The impact has been profound at a macro level.

Finance

The Payments Association

JULY 18, 2025

Payment firms face mounting expectations, not just to comply, but to embed regulatory foresight into product strategy, vendor management, and consumer outcomes. This roadmap is designed to support leadership, legal, and compliance teams in navigating a fragmented but fast-evolving regulatory terrain.

Regulations

Finextra

JUNE 19, 2025

It holds the promise for consumers to move money instantly, access better financial tools, switch providers effortlessly, and view their entire financial lives in real time. For the consumer, convenience is king. Here’s How We Enable That. Yet adoption in the UK remains uneven. Yet adoption in the UK remains uneven.

Online and Mobile Banking

The Paypers

JUNE 20, 2025

They also provide opportunities for issuers to generate returns on collateral reserves. A US senator, responding to reports of stablecoin plans from companies such as Amazon and Walmart, warned that such efforts could allow corporations to track consumer behaviour while pushing smaller players to the side.

Stablecoins

Payments Dive

JULY 14, 2025

Mersinger noted that regulating the industry with the laws already in place has “created ambiguity,” thus limiting innovation and pushing changemakers to other jurisdictions with clearer crypto rules. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime.

Privacy

Fintech Finance

JULY 31, 2025

Boku Brazil Payment License has been granted by the Central Bank of Brazil, allowing the company to operate as a Payment Initiator and E-money Issuer. With this move, Boku can help millions of Brazilians—especially those without credit cards—make secure, seamless recurring payments for streaming, subscriptions, and digital goods.

Digital Payments

Finextra

JULY 30, 2025

This authorisation enables Boku to operate as a Payment Initiator and E-money Issuer, positioning the company to participate in Brazil’s evolving Open Finance ecosystem as a Payment Initiator Service Provider (PISP)—a key step toward enabling seamless Pix payments without redirection (JSR). It expresses the views and opinions of the author.

Payments

Fintech Finance

JANUARY 12, 2024

Dubai First , the consumer services platform under First Abu Dhabi Bank (FAB), has become the first issuer in the region to leverage Mastercard Token Connect to push customers’ tokenized card details from its mobile app to Click to Pay and digital wallets.

Issuers

PYMNTS

NOVEMBER 23, 2020

In an announcement of completion of the deal, Visa said it will accelerate the global payments and credit card company’s “network of networks” strategy. Under that strategy, Visa is pushing to become a “single point of access for initiating multiple transaction types” while also laying the foundation for the “secure movement of money.”.

Payment APIs and Integration

PYMNTS

JUNE 27, 2019

This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. trillion market in 2017 growing at twice the rate of credit cards. It’s not that consumers aren’t interested: Around 74 percent of U.S. However, the options are limited.

Issuers

Fintech News

JANUARY 7, 2025

Singapore’s government has clarified that the Shared Responsibility Framework will not apply to credit card fraud cases, citing existing robust protections for consumers. This clarification came in response to a parliamentary question on the prevalence of credit card fraud in the country. million each year.

Credit Cards

Fintech Finance

NOVEMBER 5, 2024

MeaWallet , a leading digital payments enabler specialising in card tokenization, today announced several updates to its products in support of Click to Pay. The Click to Pay payment method is designed to deliver a seamless and secure online payment experience, enhancing both convenience and speed for consumers and merchants.

Enrollments

Payments Source

AUGUST 23, 2016

With the Consumer Financial Protection Bureau expected to release tighter rules for prepaid cards in the next several weeks, prepaid issuers are pushing what they see as advantages over banks, such as fast access to payroll funds.

Issuers

PYMNTS

OCTOBER 12, 2020

For most consumers, change is a funny thing. It can be almost impossible to get a consumer to let go of an ingrained habit under normal circumstances. But pushed by the pressure of an unusual circumstance to do something a different way, it’s amazing how quickly a new habit can grow up in the space an old one left behind.

Card Issuer

PYMNTS

AUGUST 14, 2020

Prior to COVID-19, we were telling people that over the next five years, remote-commerce, card-not-present transactions will exceed in-store, card-present transactions,” Mendlowitz said. The Challange With Card-Not-Present Transactions . The Challange With Card-Not-Present Transactions . that’s not the case much anymore.

EMV

PYMNTS

MAY 13, 2019

The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Alexandria Ocasio-Cortez is in serious need of an almost half-century-old refresher course in the unintended consequences of price caps on the American consumer. Here’s why. A 46-Year-Old History Lesson.

Consumer

PYMNTS

DECEMBER 1, 2016

Consumer Payments Study. While this year’s findings highlight the strides the industry and consumers have made towards digital payments, they also underscore how existing behaviors and patterns remain very much intact. Consumers still love their cash. That’s the key takeaway from the sixth year of TSYS’ U.S. Cash Holds Steady.

Consumer

PYMNTS

OCTOBER 27, 2020

With YellowPepper, companies can access application programming interfaces (APIs) to allow issuers, processors and governments to easily access numerous payment rails and let multiple payment flows through one single connection, according to the release.

Acquirers

PYMNTS

FEBRUARY 6, 2019

When InstaReM CEO and Co-founder Prajit Nanu started putting together a global remittance firm for consumers and businesses in 2014, he had been struggling with what he called the entrepreneurial itch for a while. Serving Consumers And Business. InstaReM was then founded as a four-person operation in a single Singapore office.

Issuers

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

Innovation

PYMNTS

SEPTEMBER 29, 2020

Marqeta , the global card issuing platform, debuted its new Tokenization-as-a-Service (TaaS) product, which allows card issuers to access its tokenization technology, the Oakland, California-based company announced on Tuesday (Sept. It is used to instantly provision cards into a mobile wallet.

Card Issuer

PYMNTS

JUNE 11, 2020

As consumers have been hit hard by the economic effects of the COVID-19 pandemic, card issuers have seen a sharp impact to their business. In the immediate aftermath of the pandemic that pushed workers into indefinite furloughs and unemployment, credit card transaction volumes plunged by 30 percent.

Card Issuer

PYMNTS

NOVEMBER 16, 2020

In Beyond the Card: Toward the Cardless and Contactless Future , a PYMNTS and i2c Inc. collaboration, both roadblocks and workarounds are detailed for issuers and partners navigating untrodden pathways of consumer preference and next-gen commerce. Touchless is here to stay. Flexible Infrastructures, A Breezy CX. told PYMNTS.

Issuers

Stax

DECEMBER 6, 2023

In an era defined by digital transactions and cashless payments, the process of paying for goods and services is more convenient, and increasingly reliant on credit card transactions. However, as the popularity of credit cards and digital wallet payments continues to surge, the costs associated with accepting them also do.

Consumer

PYMNTS

JANUARY 15, 2021

A year ago, as 2019 was turning over into 2020, the distinction between card-present transactions and card-not present transactions was highly relevant in the world of commerce. Friction that digitization for the card space can overcome, if done correctly in line with consumer convenience and need.

Push-to-Card

PYMNTS

JANUARY 20, 2020

What reports indicate so far is that the eCommerce giant is developing technology that will allow consumers to link their card data/Amazon Pay mobile wallet to their palm print alongside payment terminals that will be able to scan that palm print and allow them to make purchases without ever having to pull out a card or phone.

Payments

PYMNTS

MAY 6, 2020

But it will take a mindset shift on the part of merchants and consumers — and a return of foot traffic to the stores, of course. As Platko said, the data show that consumers are willing to try something different when it comes to payments, chiefly to avoid touching things. As Webster noted, consumers like their cards.

Consumer

PYMNTS

OCTOBER 1, 2020

The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. The company said that through the expansion of its Digital-First Card Program, which was announced last Wednesday (Sept.

Credit Cards

PYMNTS

MAY 10, 2017

The commerce life of a consumer is becoming more digital by the day, given the proliferation of mobile wallets, eCommerce destinations and the emerging plethora of IoT-ready devices now capable of enabling commerce for them. They include: Who they pay. Solutions exist currently, of course.

Push-to-Card

PYMNTS

SEPTEMBER 23, 2020

Consumer engagement has become a very different ballgame for financial institutions (FIs) in the past several months, as the physical branches that were the cornerstone of making connections with customers closed down. More generally, financial institutions are now in the position of having the highest [level of U.S.

Online and Mobile Banking