Fintech Finance

DECEMBER 17, 2024

The Digital Future Forum highlighted the evolving preferences and behaviors of Vietnamese consumers. Increasingly drawn to international travel, luxury purchases, and digital transactions, Vietnamese consumers are part of a strong trend towards experiential consumption. Vietnams stable inflation and projected GDP growth of 6.1%

Payments Trends

Clearly Payments

JANUARY 15, 2025

If you run a business, youre aware of the basic fees for accepting credit card payments. depending on the credit card. increase in fees can mean thousands of dollars lost each year for a business making steady credit card sales. Assessment Fees What It Is: Charged by the card networks (Visa, Mastercard, etc.)

Process

Fintech Finance

JULY 2, 2025

With Pay by Bank payments consumers bypass entering card details and instead authorise payment directly from their bank accounts, typically via biometric methods. With Stripe Pay by Bank, businesses can offer customers faster checkout options and reduce costs tied to traditional card processing.

Push-to-Card

Fintech Finance

FEBRUARY 24, 2025

The partnership will feature two groundbreaking solutions: Mea Push Provisioning and Mea Card Data. MeaWallet , a leader in tokenization and digital payment solutions, announces its partnership with Backbase , the creator of the Engagement Banking Platform.

PCI DSS

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”

Continuity

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16

Credit Cards

The Payments Association

JUNE 3, 2025

This shift is especially visible in the adoption of network tokenisationa model introduced by major card networks like Visa and Mastercard, where card details are replaced with dynamic, network-managed tokens. The necessity of tokenisation in digital payments The traditional view of tokenisation as a fraud mitigation tool is outdated.

Security

The Fintech Times

JUNE 28, 2025

Starting 27 June, UK bank Barclays is blocking all attempts to buy crypto via its Barclaycard credit cards, citing “certain risks with purchasing cryptocurrencies” Barclays quietly announced the move to block crypto transactions on its Barclaycard website, on an FAQ page, shortly before it began enforcing the ban.

Credit Cards

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments

Finextra

JUNE 11, 2025

This was labor-intensive and time-consuming. Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. Moneylenders, traders, and Shroffs (money changers and bankers) facilitated credit and remittances. They were crucial for financing trade routes within India and internationally.

Financial Inclusion

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI Atome Financial specialises in consumer financing, ADVANCE.AI billion insurtech Matrixport 1.05 billion crypto, digital assets Nium 1.4 Nium Valuation: $1.4

FinTech

Fintech News

JANUARY 14, 2025

According to The State of Digital Retail Payments in Asia Pacific 2024 by Forrester , high-growth economies like Indonesia and Malaysia are leading the shift, with consumers increasingly favouring digital payments. While online payments have taken off, many consumers still favour credit cards or cash for offline purchases.

APACS

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.

Payments Trends

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. trillion transactions by 2027. A team of Paymentologys payment experts explore what we can expect to see in the payments industry next year.

Cross-Border

Fintech Finance

JULY 11, 2025

The Payment Systems Regulator (PSR) says that it has made progress in fighting APP fraud, making faster payments more available, and making card fees more clear. All of these things are meant to build trust, safety, and competition. Our work in tackling fraud – systemically and from multiple angles – has been vital.

Payee

Payments Dive

JUNE 30, 2025

Gap is one of dozens of merchants suing Visa and Mastercard over the cost of interchange fees on Visa and Mastercard-branded cards. In subsequent court filings, lawyers for the merchants asserted that Visa and Mastercard had seized on the judge’s question as the basis of their effort to push the trial into 2026. Last week, U.S.

Visa

The Payments Association

JANUARY 3, 2025

Fraudsters, armed with advanced technologies and professional networks, are exploiting gaps in systems and consumer behaviour. Mark McMurtrie (TPA) opened the session by presenting data showing how fraud tactics have shifted from physical card theft to more sophisticated digital scams.

Fraud Detection

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Camerling added: “The growing importance of in-person payment orchestration, often referred to as card-present payment orchestration, has been a highlight.

Payment APIs and Integration

Fintech Finance

MARCH 12, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies. This trend is gaining traction in other countries in Latin America, mainly Colombia (21%) and Argentina (19%), where digital banking expansion and intense fintech activity are pushing card issuance.

Issuers

EBizCharge

DECEMBER 3, 2024

Since managing credit card transactions can be complex, understanding how their settlements work is essential to maintaining financial health as consumer spending rises. Credit card settlements involve various processes and parties that ensure transactions are accurately recorded and funds are transferred.

Credit Cards

Cardfellow

JUNE 14, 2025

While it didn’t lead to the elimination of cash, it’s nonetheless more common to see consumers pull out a card than cash in many parts of the country If you run a business, it’s almost inevitable that much of your sales are made using a method other than cash. The answer is “it depends.”

Credit Cards

Fintech Finance

JUNE 26, 2025

Innovative and inclusive global payments platform, Ecommpay , has won the Best Consumer Payments System category at the PayTech Awards in London on 26 th June 2025 for a game-changing innovation. ” The post Ecommpay Wins at PayTech Awards appeared first on FF News | Fintech Finance. .

Push-to-Card

The Payments Association

JUNE 16, 2025

The early impact of the UK’s mandatory reimbursement policy for authorised push payment (APP) scam victims, implemented in October 2024. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers. Why is it important? What’s next?

Scams

Fintech News

JUNE 5, 2025

From Singapores Smart Nation initiative to Australias Consumer Data Right (CDR) and Indonesias open banking ambitions, governments across the region are actively promoting digital transformation within the financial sector. Banking institutions across Asia Pacific are under increasing pressure to modernise.

Payment APIs and Integration

Fintech News

MAY 11, 2025

DBS Bank will roll out a new Mobile wallets control in its DBS/POSB digibank app from mid-May to help prevent scammers from adding stolen card details to mobile wallets. Customers who wish to add their DBS/POSB cards to a mobile wallet must first enable the toggle in the apps Payment Controls. The feature will be turned off by default.

Phishing

Finextra

JULY 20, 2025

This deep dive explores how PayPal is modernizing every layer of its offerings, from consumer wallets and checkout flows to merchant tools and Venmo’s social payments, all while leveraging its massive two-sided network. Yet even a company of this scale must evolve.

Product

Finextra

JULY 7, 2025

Power survey shows consumers are largely optimistic about AI’s benefits: 72% agree AI will deliver easy, convenient self-service but also highlight areas to improve, such as building trust and ensuring human-like empathy in AI interactions. In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 At the same time, a J.D.

AI

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. You can unsubscribe at anytime.

Law Enforcement

Finextra

JUNE 13, 2025

That means no extra cards and no extra friction for your customers. That also means your customers don’t need to swipe any extra card, enter a number, or remember to open a separate app. Traditional loyalty programs are often built as afterthoughts. A separate sign-up. A separate app. A separate step. They don’t just process a sale.

Payment APIs and Integration

The Fintech Times

JULY 22, 2025

TransUnion research found that one in six (16 per cent) UK consumers choose BNPL for this reason. But it also found that 13 per cent are unaware of how using BNPL for small, everyday purchases affects their credit report, while 26 per cent of UK adults prefer BNPL over credit cards for everyday spending. million) in 2022.

BNPL

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

Authentication

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments

Cardfellow

MAY 19, 2025

Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. This article is specifically about credit card machine companies, not the machines themselves. Well take a look at why that matters and give a rundown of the major equipment providers in the United States.

Credit Cards

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Eighty percent of respondents identified faster payments as a must have, with financial institutions leading the charge at 84%, said FPC Executive Director Reed Luhtanen.

Faster Payments

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions

Stax

JUNE 23, 2025

If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company.

ACH

Finextra

JUNE 13, 2025

From Niche to Necessity While tokenisation is already well established in card payment systems, its adoption for bank account data is only just beginning. Rising fraud, evolving cyber threats, and increasing expectations from partners and regulators are all pushing tokenisation from a niche solution to a best-practice standard.

Data Security