Fintech Finance

FEBRUARY 4, 2025

This extraordinary increase reflects the growing demand for faster, more transparent, and always-available payment solutions from consumers, businesses, and the financial community. January 31, it also set new single-day records for payments volume (1,592,419 transactions) and value ($1.44

RTP 59

RTP Volume Transactions Real Time Payments 59

Fintech News

DECEMBER 3, 2024

By focusing on stablecoins, dtcpay aims to provide a more secure, predictable, and regulatory-compliant payment solution for businesses and consumers. This transition also aligns with observed user behavior, as a significant portion of dtcpay’s transaction volume already comes from stablecoins, based on one year of transaction data.

Stablecoins 131

Stablecoins Money Laundering Cryptocurrency Payments 131

The Fintech Times

MARCH 31, 2025

According to the FICO survey, three-quarters of consumers in the UK say they have sent (79 per cent) and received (73 per cent) real-time payments (RTP). Seventy-nine per cent of UK consumers have sent RTP, while 73 per cent have received RTP , compared to 91 per cent and 89 per cent average for all 14 countries surveyed.

Real Time Payments 64

Real Time Payments RTP Consumer Scams 64

Clearly Payments

OCTOBER 30, 2024

As global online shopping grows rapidly, consumers expect seamless payment experiences. PSD2 (Payment Services Directive 2) : Also in the European Union, PSD2 aims to strengthen consumer protection and requires two-factor authentication for payments. Local tax laws : Some countries impose a VAT or other taxes on foreign merchants.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Phishing Volume 88

Fintech News

JANUARY 12, 2025

QR code payments are driving this trend, with volumes surpassing US$13 billion in 2023 and over 85% of retailers in Thailand, Vietnam, and Indonesia now accepting the payment method. Consumer adoption of BNPL has also surged, with now 40% of Filipino users relying on BNPL for budgeting and immediate expenses.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Fintech Finance

NOVEMBER 19, 2024

This enables them to cater to Pakistani consumers’ payment preferences, all while meeting stringent local compliance standards. As more consumers embrace digital solutions, demand is rising for secure, accessible local payment options that connect them to global markets. billion to 6.4 billion in just one year.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Regulatory Compliance Fraud Prevention 98

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Visibility vs. Velocity: Financial Awareness in the Digital Age Digital payments introduce both clarity and opacity in consumer finance.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Payments Association

NOVEMBER 18, 2024

Von Vonno adds: “ According to Pay.UK, 53% of UK consumers (over 28 million) operate two or more current accounts. Banks should continue to address barriers such as consumer expectations and the need for technology expertise to maintain their competitive edge. billion in 2024. billion in 2024.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Stax

NOVEMBER 21, 2024

As a small business owner, building a payment gateway from scratch may be too time-consuming and expensive. Providers using this model don’t typically charge monthly fees and even offer free equipment, which makes it ideal for very small businesses with low transaction volumes (less than $5000), and ticket prices.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech Finance

MAY 27, 2025

Underpinned by its clear focus on financial inclusivity, Ecommpay has grown transaction volume by 19% and processing volume by a remarkable 25% year-on-year. The post Ecommpay Grows Processing Volume by 25% in 2024 appeared first on FF News | Fintech Finance.

Volume 59

Volume Process Alternative Payment Methods PayPal 59

Fintech Finance

APRIL 1, 2025

. “Our collaboration with Centiglobe provides a broader range of banks and payment service providers with seamless access to Mastercard Move, thereby extending the benefits of enhanced payment connectivity to even more businesses and consumers around the world.”

Near Real-Time 59

Near Real-Time Cross-Border Payments Cross-Border Visa 59

Clearly Payments

JULY 12, 2025

When the economy grows, people and businesses spend more, fueling transaction volume and, in turn, payment processing activity. Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. Economic growth and the payments industry are closely connected.

Payments 66

Payments Volume ACH On-Demand 66

Clearly Payments

JANUARY 15, 2025

Customer Expectations In 2024, around 82% of American consumers preferred to pay by card, digital wallet , or other electronic means, according to a Federal Reserve survey. Why Its Hidden: This small per-transaction fee might not seem like much, but for a high-volume business, these costs add up quickly. Cost Range: Often $0.01$0.10

Process 105

Process Processors Gateways Push-to-Card 105

Stax

JUNE 24, 2025

In today’s modern consumer landscape, cash is no longer king. Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers.

Scams 88

Scams Assessments Consumer Protection Fraud Prevention 88

Fintech News

JANUARY 21, 2025

Furthermore, Abbot notes that only 100 million of the 360-375 million UPI users are responsible for the majority of payment volume (65%). The government is now taking steps to expand the reach of UPI beyond national borders, allowing Indian consumers and businesses to make and receive payments internationally.

Caps 122

Caps Digital Payments Debit Card Facilitators 122

Stax

MAY 13, 2025

Reconciliation tools – Help you match payments to your records, track sales volume, and catch discrepancies. These vary based on card type, transaction volume, and risk level. This can significantly lower costs for businesses with high processing volume. Todays consumers expect flexibility at checkout.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Online and Mobile Banking 88

The Payments Association

MARCH 19, 2025

Transaction volumes are surging, payment methods are diversifying, and businesses are under pressure to adapt. These innovations offer businesses and consumers a way to move money faster, cheaper, and more securely. This approach is time-consuming, inefficient, and highly prone to errors.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Finovate

DECEMBER 4, 2024

As chargeback volumes are projected to rise 42% by 2026, Justt’s AI-driven tools offer merchants an automated way to handle cases such as friendly fraud. Since the increase in ecommerce activity has taken off in the past five years, there has been a substantial increase in chargeback volumes.

Disputes 59

Disputes Cross-Border Volume PayPal 59

Stax

MARCH 13, 2025

A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. Keep card networks up and running Large, global infrastructures are required to process massive volumes of transactions safely and efficiently.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. Automation and efficiency By automating ACH payment processing, businesses can eliminate time-consuming manual processes like uploading CSV files or logging into a bank portal.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

The Fintech Times

JULY 9, 2025

Consumers are demanding fast, secure and flexible payment solutions, meaning digital storefronts need to find new ways to meet consumer expectations and fast. Whether it’s a new startup launching its first store or a high-volume retailer, all WooCommerce users can easily accept payments with no developer required.”

ACH 59

ACH Payments Debit Card Disputes 59

NFCW

JUNE 17, 2025

The extension of NFC’s read range — known technically as ‘operating volume’ — has three key benefits. As well as making it possible for consumers to interact with contactless tags and readers from a greater distance, it also means that transaction speeds will be faster.

Transactions 94

Transactions Volume Use Case ISOs 94

Fintech News

JUNE 17, 2025

Across Southeast Asia, fintechs have reshaped how consumers and businesses interact with financial services. This growth has fundamentally altered consumer behaviour and merchant operations across the region, and further expansion of Southeast Asia’s digital payments ecosystem will once again stem from a shift in financial norms.

Digital Payments 94

Digital Payments Cross-Border Payments Cross-Border Payments 94

Finextra

JUNE 11, 2025

This was labor-intensive and time-consuming. It processes billions of transactions monthly, including a significant volume of small-ticket payments. Impact: Build greater trust in digital payments, protect consumers and businesses from financial crime, and ensure operational resilience of the payment ecosystem.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Payments Association

JUNE 3, 2025

Tokenisation and the embedded finance boom Embedded finance is reshaping the consumer experience by integrating financial services into e-commerce platforms and apps. Subsequently, financial institutions are facing a surge in both the volume and variety of data they must manage.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Tearsheet

APRIL 15, 2025

The global volume of chargebacks is expected to increase to 324 million in 2028, according to recent data from Datos Insights in partnership with Mastercard. While countries like Brazil are turning customers towards digital channels to submit disputes, research shows that this leads to a 30% to 40% increase in dispute volumes.

Issuers 59

Issuers Volume Disputes Digital Payments 59

Fintech Finance

NOVEMBER 12, 2024

“The Visa Flexible Credential all started with a simple idea that consumers should easily be able to choose how they want to pay,” said Jack Forestell, Chief Product and Strategy Officer, Visa. consumers with the Affirm Card. The Affirm Card offers consumers a product with the flexibility to pay now or pay over time.

Credential 97

Credential Cross-Border Multi-Currency Online and Mobile Banking 97

Fintech Finance

APRIL 17, 2025

Now operating fully under a SaaS model, Klap can process and manage large transaction volumes with total operational flexibility and security. Its not just about volume; its about laying the groundwork for long-term innovation.

Acquirers 52

Acquirers Visa Transactions Payment APIs and Integration 52

The Fintech Times

NOVEMBER 6, 2024

This will attract and retain an important consumer segment. Consumers can use it to make transactions with merchants and service providers. When paying, the consumer simply selects Pix and scans a QR code or enters a Pix code in their account’s mobile app to complete the transaction.

Cross-Border 64

Cross-Border Central Bank Instant Payments Transactions 64

Fintech Finance

MARCH 7, 2025

The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. How do consumer payment preferences vary across Latin American countries, and why? trillion by 2027.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96

Fintech Finance

JUNE 10, 2025

” The Visa Asia Pacific media showcase highlighted how AI-enabled digital commerce will significantly change the way consumers across the region discover and purchase products and services. Over the past 25 years, Visa’s global network has handled 3.3 trillion transactions.

AI 88

AI Stablecoins Credential Payment APIs and Integration 88

The Payments Association

APRIL 22, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Fintech Finance

FEBRUARY 13, 2025

Zelle has announced that in 2024 the network reached 151 million enrolled users and helped American consumers and small businesses send over $1 trillionthe most money ever sent by a person-to-person payments service in a single year. billion, exceeding $1 trillion in annual payments volume for the first time.

Zelle 86

Zelle Credit Union Scams Small Business 86

The Fintech Times

FEBRUARY 24, 2025

” Closing the investment gap As consumers are looking for other ways to get their money working for them, Revolut data shows a record rise in the volume of investment accounts being opened across the board.

Returns 75

Returns Accounts Volume FinTech 75