The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

The Payments Association

NOVEMBER 19, 2024

In today’s competitive landscape, implementing a card product can be a powerful addition for businesses looking to enhance customer loyalty, streamline expenses, or broaden their financial offerings. Designing and launching a debit or credit card product requires navigating a complex web of stakeholders and intricate processes.

Product 88

Product Push-to-Card Card Issuer Issuers 88

The Fintech Times

DECEMBER 18, 2024

The integration of GPay responds to the needs of consumers and merchants for innovative tools that simplify the payment process, said Jaime Parra , head of product LatAm at PayU. PayU continues to lead innovation in digital payments, making life easier for both merchants and end-users, while driving e-commerce growth in the country.

Online and Mobile Banking 59

Online and Mobile Banking Payment Gateways Payments Encryption 59

The Fintech Times

APRIL 15, 2025

Appointments GoCardless , the bank payment company, has announced the appointment of Shaun Puckrin as chief product officer. This move enhances eCapital’s sales presence as the company continues its growth trajectory in the competitive financial services market.

FinTech 65

FinTech Payment APIs and Integration Non-Bank Community Banks 65

Finovate

FEBRUARY 4, 2025

. “As money moves between banks, consumers, businesses, and beyond in a complex cycle, credit and debit cards continue to play a leading role in the payment experience,” said FIS Head of Cards and Money MovementChris Como. Founded in 1968, FIS is headquartered in Florida.

FedNow 59

FedNow Federal Reserve Push-to-Card Enrollments 59

PYMNTS

JANUARY 26, 2021

Over the last three years, the open banking model has continued to proliferate in markets around the world — even in jurisdictions, like the U.S., Banking software firm Temenos is rolling out a new product offering for FIs to help accelerate their own digitization efforts. where there is no open banking regulatory mandate.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. has warned that small businesses are largely shunning the opportunity to unlock their financial data. In a recent report from the U.K. Also in the U.K.,

Continuity 60

Continuity Payment APIs and Integration FinTech Small Business 60

PYMNTS

JANUARY 14, 2020

Lior Cohen, senior director of cloud security products and solutions at cybersecurity firm Fortinet , recently told PYMNTS why the digitization initiatives many payment service providers undergo in the name of better customer experience can exacerbate security risks. A Regulatory Minefield.

Security 101

Security PCI DSS Compromise Service Provider 101

NFCW

APRIL 4, 2024

“Daily use of mobile payment platforms is becoming increasingly common, with users citing the security, reliability and convenience of digital solutions as core driving factors. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 122

Consumer Contactless Payments Use Case Research 122

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. Connectivity Is Key.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

Fintech Finance

JULY 29, 2024

Fifth Third Bank is pleased to announce a collaborative agreement between Newline by Fifth Third, a leading embedded payments provider, and Stripe , a financial infrastructure platform that enables businesses to seamlessly incorporate financial services in their products.

Embedded Payments 97

Embedded Payments Treasury End User Processors 97

The Fintech Times

FEBRUARY 27, 2025

AI in alternative investment Raphaelle Granger, head of product strategy, asset owners Americas, Northern Trust According to Raphaelle Granger , head of product strategy, asset owners Americas, Northern Trust , the provider of asset servicing and related services, AI can be used revolutionise alternative asset investing.

AI 76

AI FinTech Fraud Detection Automation 76

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it. What Faster Payments Hasn’t Solved … Yet.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

JUNE 11, 2024

Jaja will leverage TrueLayer’s Payments product to offer instant pay-ins, allowing customers to make one-off credit card repayments directly from their bank account. With its commitment to best-in-class technology and customer-centric products, Jaja consistently prioritises their end users.

Finance 104

Finance Credit Cards Instant Payments End User 104

Fintech Finance

JULY 2, 2024

With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience. A recent survey found that 52% of 25-34-year-olds said using financial products and services from their favorite brands was more convenient than using a conventional bank.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT End User 97

The Fintech Times

JANUARY 10, 2024

Devices and end-user computing emerged as the second most important investment priority for the finance sector, with over a third (36 per cent) of respondents planning to invest in this area in 2024. I look forward to continuing to work with our customers towards a brighter future!”

Cybersecurity 120

Cybersecurity AI Risk End User 120

The Payments Association

NOVEMBER 12, 2024

“We’ve seen a slight uptick this year in firms considering the ability to build their own in-house transaction monitoring,” he notes, emphasising the allure of control and customisation for companies considering building their own product. Ongoing Maintenance: Continuous updates and support require dedicated resources.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

PYMNTS

APRIL 10, 2020

While this strategy can yield results, it can also create silos, hampering a bank’s ability to achieve one of the most vital goals of DX: seamless integration of operations that boost efficiency and improve the end-user experience. “Banks are technology companies,” Rio Tinto recently told PYMNTS.

Technology 144

Technology End User Cross-Border On-Demand 144

M2P Fintech

APRIL 6, 2025

Welcome to the Q4 2024 edition of our quarterly product updates, where we spotlight the newest enhancements to our credit card stack. This product update note highlights key improvements that enhance operational efficiency and end-user experience, ultimately helping you deliver greater value to your customers.

Payment APIs and Integration 52

Payment APIs and Integration Credit Cards Transactions Automation 52

Fintech Finance

JULY 30, 2024

Swedish fintech, Brite Payments , continues to solidify its position as a leader in account-to-account (A2A) payments, also known as ‘Pay by Bank’, with a number of milestones in the first half of 2024 amid widespread industry recognition.

Instant Payments 98

Instant Payments Payments Accounts End User 98

Fintech Finance

AUGUST 7, 2024

Founded in 2020 by Joshua Vittori, Orenda is a one-stop embedded financial service ecosystem, offering a suite of configurable products and services, including no-code embedded financial services and an end-to-end programme manager. Ensuring a smooth process with Tribe is key for end-user functionality.

Issuers 105

Issuers Process Payment APIs and Integration Processors 105

Fintech Finance

JANUARY 15, 2024

Jabil played a major role in accelerating time to market for Revolut Reader by providing critical product design, development, testing, and certification capabilities,” said Alex Codina, general manager of Merchant Acquiring at Revolut.

Mobile Payments 59

Mobile Payments Innovation Product Payment APIs and Integration 59

Fintech Finance

OCTOBER 23, 2024

Forter’s technology uses the speed and sophistication of AI to detect patterns across vast datasets and the savvy of fraud experts to continuously update its models. With over 400 banking channels, both global and local, we always put G2A.COM users first. G2A.COM continues to champion strong security measures across the industry.

Blocks 98

Blocks Payments Fraud Prevention APACS 98

The Payments Association

MARCH 19, 2025

The Payments Innovation category recognises a product, solution, or project that has broken new ground within payments. Judges were looking for solutions demonstrating genuine innovation that truly solves an issue and delivers benefits to end users.

Payment APIs and Integration 88

Payment APIs and Integration End User Payment Solutions Innovation 88

NFCW

JUNE 25, 2024

“The Eurosystem would bear the issuance costs, as it does in the production of banknotes.” NFC provides a highly convenient end-user experience which consumers in the euro area are already familiar with. The digital euro is a common European endeavour.

Central Bank 103

Central Bank Online and Mobile Banking Legal Framework Caps 103

Fintech News

FEBRUARY 19, 2024

. “Now, almost two years after the acquisition, a greater integration has happened, so critical capabilities got integrated into what we know as Visa Cross-Border Solutions” to continue delivering global money movement solutions for banks, fintechs, FX brokers, and other payment institutions, according to Rohit.

Cross-Border 117

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 117

PYMNTS

AUGUST 13, 2020

As COVID-19 continues to drive unprecedented acceleration of online retail purchasing, merchants can’t afford losses due to cart abandonment or false declines,” PAAY CEO Yitz Mendlowitz said in the announcement. “Our Merchants pay $3.13 per lost dollar on average, which marked an increase from $2.94 the prior year, by its measures. “It

EMV 99

EMV Technology Authentication Visa 99

Stax

APRIL 18, 2024

TL;DR ISVs develop and distribute software products independently and often collaborate with hardware manufacturers and platform providers. SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller. The transformation of B2B eCommerce is an opportunity to introduce this product to buyers and sellers," said Tomich.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

PYMNTS

AUGUST 20, 2020

The fallout from the global pandemic occurred almost overnight for organizations, which were suddenly struggling to ensure business continuity as professionals worked from home. ” Once those opportunities have been identified, data is also essential to supporting an efficient product adoption strategy. A Gradual Process.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

Fintech Finance

OCTOBER 1, 2024

This latest product enhancement eliminates the risk of IBAN discrimination, which can slow down payment settlement, and facilitates faster acceptance of funds through SEPA Instant. Todd Clyde, CEO at Token.io, commented: “We are excited to enhance Ecommpay’s Open Banking Advanced solution with Token.io

IBAN 98

IBAN Financial Inclusion Settlement Payments 98

Fintech News

JUNE 12, 2024

Building upon this achievement, ongoing efforts are underway with five countries – Indonesia, Malaysia, the Philippines, Singapore, and Thailand – in 2023 to establish the necessary building blocks for a future production-ready multilateral platform based on the Project Nexus blueprint.

Cross-Border Payments 122

Cross-Border Payments Cross-Border Interoperability Payments 122

The Fintech Times

JANUARY 15, 2024

Graham Cressey, director of Accenture’s FinTech Innovation Lab In an era of rapid technological advancement and shifting macroeconomic conditions, the UK fintech sector continues to deliver innovation and progress. Nearly all (98 per cent) of the UK fintech businesses assessed in the report are actively fuelling productivity.

FinTech 84

FinTech Financial Crimes Financial Inclusion Crime 84

The Fintech Times

JULY 26, 2024

The Current Account Switch Service explained that the continued upward switching trend highlights that finding the right bank or building society is still a priority for UK consumers. John Dentry , product owner at Pay.UK John Dentry , product owner at Pay.UK

Accounts 69

Accounts Consumer Online and Mobile Banking End User 69

Finovate

JANUARY 13, 2025

FinGoal’s advanced transaction analysis combined with DeepTarget’s AI-powered, personalized engagement platform will enable financial institutions to create highly personalized product recommendations and offers that are targeted to reach the right customers at the right time. Photo by RF._.studio

Credit Union 52

Credit Union Community Banks Transactions AI 52