The Fintech Times

JANUARY 10, 2025

John OBrien , chief revenue officer at dLocal “Our new API licence goes beyond regulatory complianceit enables us to empower UK-based merchants with access to the vast opportunities in high-growth markets across Africa, Asia, and Latin America,” explained John OBrien , chief revenue officer and managing director UK at dLocal.

Payments Institute 59

Payments Institute Security Alternative Payment Methods Cross-Border Payments 59

FICO

MARCH 31, 2016

As FICO’s premiere client conference, FICO World 2016 , heads to the nation’s capital at the end of next month, it is not surprising that regulatory compliance strategies and solutions will be a hot topic of discussion. Model management continues to present financial institutions with new compliance obstacles.

Regulatory Compliance 49

Regulatory Compliance Best Practices Compliance Financial Crimes 49

Fintech Review

NOVEMBER 20, 2024

What’s more, financial barriers continue to impact quality of life for people globally. At Almond, security and compliance are foundational to our mission of fostering secure and transparent cross-border payments. Our platform is built using the industry’s strictest global governance, privacy, and security standards.

Cross-Border Payments 115

Cross-Border Payments Cross-Border Multi-Currency FinTech 115

Neopay

JANUARY 2, 2024

In an exclusive interview with Neopay’s Consultancy Manager, Margita Layne, we delve into the pivotal role of internal and external monitoring in ensuring regulatory compliance within the financial services sector. Policies and procedures form a key part of effective governance within any firm.

Regulatory Compliance 59

Regulatory Compliance Compliance Audit Procedures 59

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Fintech Review

JULY 2, 2024

Financial institutions are increasingly adopting AI-driven solutions for real-time monitoring of transactions, identifying suspicious activities, and ensuring adherence to regulatory standards. Furthermore, AI enables proactive risk management by predicting potential compliance issues before they escalate.

Compliance 98

Compliance Regulatory Compliance AI Interoperability 98

PYMNTS

FEBRUARY 3, 2017

Setting and sticking to a budget can be difficult for anyone — and it’s even more so for the government. Given the fact that governments can be impacted by myriad factors at any time, they need to have a solid financial management system in place. So what’s the best way to effectively utilize that data?

Blockchain 58

Blockchain Governance Government Regulatory Compliance 58

FICO

JANUARY 6, 2021

As regulators apply greater pressure on lenders to explain every decision, even those made using AI and machine learning, banking leaders worldwide are seeking a more advanced approach to model governance.

Governance 52

Governance Government Regulatory Compliance Compliance 52

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Neopay

MARCH 6, 2025

False representations regarding WealthTeks regulatory permissions to continue the alleged fraudulent activities. Lessons for regulated firms This case underscores critical compliance lessons for financial firms, particularly those operating under the appointed representative model. Payments amounting to 806,500 in 2014 and 3.9

Money Laundering 52

Money Laundering Audit Due Diligence Compliance 52

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability.

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

PYMNTS

AUGUST 23, 2019

To help advise its financial services business as one global team, Walmart has added two new global governance leaders. Emma Waddell will join the company as vice president of financial services compliance, while Joe Rodriguez will serve as lead counsel of financial services, per news from the retailer. “As

Governance 59

Governance Government Compliance Regulatory Compliance 59

The Fintech Times

OCTOBER 18, 2024

In contrast, fintech companies must adopt a forward-looking approach that integrates KRIs with traditional key performance indicators (KPIs) to ensure robust financial governance. Governance risks are tied to the company’s ability to comply with relevant laws and regulations.

Risk 108

Risk FinTech Risk Management Cybersecurity 108

The Fintech Times

MARCH 12, 2025

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR was beyond its use by date, with its structure and governance designed for a different world. Its about time a bold decision was made.

FinTech 59

FinTech Payment APIs and Integration Fraud Prevention Regulations 59

Fintech Review

JUNE 18, 2024

They continually collaborate to execute strategic trading maneuvers. Best Practices for Hedge Fund Operations Implement strong governance and oversight. Foster a culture of compliance. Develop workflows that embed regulatory compliance into every aspect of hedge fund operations. Maintain comprehensive records.

Reconciliation 98

Reconciliation Compliance Regulatory Compliance Best Practices 98

Fintech News

APRIL 7, 2024

Ripple, a provider of enterprise blockchain and crypto solutions, plans to introduce a stablecoin tied directly to the US dollar (USD), pending regulatory approvals. This regulatory compliance extends to the new stablecoin, ensuring it meets global standards.

Stablecoins 122

Stablecoins Use Case Blockchain Regulatory Compliance 122

The Payments Association

NOVEMBER 12, 2024

The reality is that building an effective transaction monitoring system requires a profound understanding of regulatory compliance, technological integration, and operational functionality. Ongoing Maintenance: Continuous updates and support require dedicated resources. Read More »

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. On the people side, digital ID is being used to simplify regulatory compliance, such as verifying proof of age when purchasing alcohol or other restricted goods.

Security 88

Security Online and Mobile Banking Credential Verification 88

M2P Fintech

MARCH 24, 2025

For instance, the increase in use of digital and automated processes is likely to continue. Smart Contracts: Self-executing agreements streamline loan distribution, repayment, and compliance, cutting costs and speeding up transactions. As technology continues to evolve, these platforms will become even more efficient and accessible.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

The Fintech Times

APRIL 26, 2025

. “Numerous fintech initiativessuch as the digital economy frameworks, digital asset regulation and payments reform, privacy safeguards and responsible lending reforms were introduced by both sides of government as key means to ease cost pressures faced by consumers and businesses and drive new efficiencies.

FinTech 45

FinTech Real Time Payments Addressing Government 45

VISTA InfoSec

FEBRUARY 13, 2024

In jurisdictions where regulatory compliance is stringent, such as in Singapore, audits are an indispensable part of the cybersecurity framework. As the digital domain continues to expand, the commitment to continuous improvement and adaptation in cyber defence measures remains pivotal for securing Singapore’s digital future.

Cybersecurity 130

Cybersecurity Audit Best Practices Mitigation 130

Segpay

NOVEMBER 26, 2024

Whether we are setting up a new bank account, making a purchase online, or accessing government services, confirming who we are in the virtual space is crucial to ensuring our security, the protection of our privacy, and the improvement of our user experience. Regulatory compliance is crucial in ensuring data privacy.

Verification 111

Verification Identity Theft Money Laundering Due Diligence 111

Stax

JANUARY 23, 2025

Ensure regulatory compliance by adhering to anti-money laundering (AML) laws and Know Your Customer (KYC) requirements. Know Your Customer (KYC): This check involves verifying government-issued IDs, business licenses, and ownership structures to confirm the merchants legitimacy and authenticity.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

The Fintech Times

FEBRUARY 9, 2024

Demonstrating a commitment to regulatory compliance, Kraken has also successfully obtained similar registrations in Spain, Italy, and Ireland, reflecting its dedication to meeting regulatory standards across Europe. Looking ahead, Kraken aims to leverage its financial and operational resources to solidify its market position.

Central Bank 64

Central Bank Regulatory Compliance Cryptocurrency Continuity 64

The Fintech Times

JULY 19, 2024

There used to be a lack of transparency, however, over the last couple of years, this has been sternly dealt with, resulting in more accurate news-sharing about ESG (environmental, social, governance) goals and how they are being met. “Moreover, staying current with technology and regulatory changes is challenging.

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

The Fintech Times

DECEMBER 28, 2023

Today our leaders address escalating challenges related to fraud and the need for businesses to take proactive measures to address these issues and maintain customer trust and regulatory compliance. “Thankfully, the UK government’s new anti-fraud strategy which was published in May could offer hope here. .

Fraud Prevention 81

Fraud Prevention Scams Fraud Detection Regulatory Compliance 81

Open Banking Excellence

SEPTEMBER 27, 2024

Statistics about Financial Inclusion and FinTech in Mexico To introduce the OBE community to the opportunities in this emerging ecosystem, we have collected key statistics and insights to show the benefits Open Banking can bring to Mexico`s society, government, and economy.

Financial Inclusion 147

Financial Inclusion Laws FinTech Regulations 147

Fintech Finance

MAY 7, 2025

Her expertise encompasses a broad range of financial services, including regulatory compliance, licensing, international business and finance law, corporate governance, and international market expansion. Sanda’s insight will help us uphold our commitment to compliance, operational excellence, and continued innovation.”

Legal 59

Legal Regulatory Compliance Legal Framework Compliance 59

Fintech News

FEBRUARY 26, 2024

Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development. The regulatory environment presents a nuanced picture for fintechs.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Fintech News

APRIL 24, 2025

4 Fintech Unicorns in Hong Kong Hong Kong continues to cement its role as a fintech powerhouse in Asia, blending its strong regulatory framework with an innovation-friendly environment. HashKey focuses on regulatory compliance, security, and innovation.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

Clearly Payments

JANUARY 4, 2024

Unlike traditional currencies issued by governments and central banks, cryptocurrencies are typically based on blockchain technology, a distributed ledger that records all transactions across a network of computers. It is likely that this trend will continue barring any regulatory hurdles. This is covered in the below section.

Cryptocurrency 105

Cryptocurrency Stablecoins Digital Currency Cross-Border Payments 105

The Fintech Times

SEPTEMBER 14, 2024

She explains while AI can streamline compliance processes and save compliance teams time to spend elsewhere, firms need to be careful about how they implement it. As compliance teams face increasing workloads due to new regulations, automation tools allow them to focus on more complex or ambiguous cases.

Compliance 106

Compliance AI Process Suspicious Activity Report (SAR) 106

Fintech News

APRIL 28, 2024

Financial crime continues to evolve at a fast pace as fraudsters tap more sophisticated and advanced methods to circumvent detection. ESG practices are emerging on the back of growing demand from investors, increased regulatory pressure, and a desire from to mitigate risks relating to climate change, social inequality, and governance issues.

AI 113

AI Innovation Financial Crimes Crime 113

The Payments Association

APRIL 7, 2025

It underscores the critical need for advanced technologies, regulatory compliance, and comprehensive strategies to effectively combat financial crime and safeguard the financial ecosystem What’s next? Meanwhile, businesses are subject to an increasingly strict AML regulatory focus and a turbulent sanctions landscape.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention AML 88

Fintech Review

JANUARY 28, 2025

Despite regulatory uncertainties, blockchains adoption in payments is likely to expand. Businesses and governments are exploring its potential to create central bank digital currencies (CBDCs), which could further enhance financial inclusion. Regulations and consumer preferences will continue pushing sustainability to the forefront.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

M2P Fintech

APRIL 17, 2025

From a governance standpoint, System APIs also support policy enforcement, logging, and monitoringmaking it easier for banks to comply with regulatory requirements while modernizing backend systems. This layer acts as the foundation for all downstream processes and ensures data integrity and consistency across the enterprise.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

FICO

NOVEMBER 26, 2020

“With Decision Central, we will not only have full control and visibility over our complete set of analytical assets, but we can also make full and efficient use of our assets through a best-of-breed governance practice over the entire model development life cycle.”. by FICO.

AI 52

AI Regulatory Compliance Adjustments Government 52