The Fintech Times

AUGUST 7, 2024

Ripple , the blockchain and crypto solution provider, is partnering with the Dubai International Financial Centre’s (DIFC) Innovation Hub, to accelerate blockchain and digital assets innovation in the UAE. It also plans to provide financial, technical, and business support to developers.

Blockchain 116

Blockchain Innovation Use Case Stablecoins 116

Fintech Finance

DECEMBER 19, 2024

Together, we will offer a valuable combination of cutting-edge technology and industry expertise to help our clients continue to grow amidst an increasingly complex threat landscape. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention 97

Fraud Prevention Value Added Service Financial Crimes AI 97

The Fintech Times

SEPTEMBER 3, 2024

Introducing new innovations IBM unveiled a new processor chip, dubbed the ‘IBM Telum II Processor’, boasting increased frequency, memory capacity, a 40 per cent larger cache and integrated AI accelerator core. .

Use Case 64

Use Case AI Innovation CHIPS 64

Fintech Finance

JUNE 11, 2025

By removing unnecessary middleware and nonbank providers used by many to connect banks and fintechs, Kotapay’s vertical integration simplifies the BaaS model and accelerates speed-to-market for fintechs and embedded finance providers.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

PYMNTS

SEPTEMBER 29, 2020

New payment rails are once again in the spotlight as real-time payments and cryptocurrency emerge as the top focuses for innovators. In this week’s look at payment rails innovation, the European Union begins paving the way for greater crypto adoption, while Mastercard expands its own crypto accelerator initiative.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. RTP uses ISO 20022, the international standard for financial messaging. Federal Reserve.

Real Time Payments 69

Real Time Payments RTP ISO 20022 Transaction Limits 69

Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. This level of decentralisation creates opportunities for innovation, particularly as it encourages input from diverse perspectives within the community.

Governance 105

Governance Government Innovation Legal 105

Fintech News

MARCH 26, 2025

A Digital Revolution Rooted in Innovation One of Piyush’s most significant contributions was his early recognition of digital bankings potential. He had pushed the bank to earn global recognition as the Worlds Best Digital Bank multiple times and set the gold standard for innovation in the sector. He didnt just change DBS.

Online and Mobile Banking 113

Online and Mobile Banking AI Non-Bank Authorization 113

Fintech News

JUNE 12, 2025

The report highlights AI decisioning as a critical enabler for Agentic AI, adding that “modular architecture allows organisations to build AI decisioning agents that autonomously adapt to real-time data and maximise decision intelligence for specific use cases.”

AI 91

AI Regulatory Compliance Innovation Use Case 91

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

PYMNTS

SEPTEMBER 18, 2020

It may have taken some time, but faster and real-time payments demand continues to grow in the corporate and B2B payments context. This week's look at payment rail innovation is all about speed, both for legacy rails and new ones. EVO Payments Wields Visa Rails for Merchants.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight.

AI 84

AI FinTech Fraud Detection Fraud Prevention 84

Fintech Finance

JUNE 23, 2025

The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions. This approach, grounded in Europe’s best-in-class solutions and diversity, will continue to drive innovation, convenience, and efficiency for both consumers and merchants.

Cross-Border 59

Cross-Border Payments Participant Use Case 59

Fintech News

APRIL 24, 2025

Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers. These features supported growing demand for daily use cases such as payments, remittances, investing, and financial literacy. Over 45% of all card payments in 2024 were made domestically.

Posting 100

Posting Financial Literacy On-Demand Use Case 100

The Payments Association

FEBRUARY 10, 2025

While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. As the adoption of vIBANs grows, theyre increasingly seen as both a valuable innovation in payment systems and a growing regulatory challenge requiring careful oversight and further due diligence practises.

IBAN 88

IBAN AML Master Account Due Diligence 88

The Fintech Times

DECEMBER 10, 2024

Andrei Scutari, open banking head of sales, Salt Edge Andrei Scutari , open banking head of sales, Salt Edge commented: “Open banking revolves around data sharing, innovation, and seamless collaboration. This partnership is a significant milestone in our mission to make Open Banking accessible to financial institutions worldwide.”

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

The Fintech Times

MAY 10, 2025

Emerging tech: High-stakes opportunities The hype surrounding AI, blockchain and quantum computing continues to grow, and for good reason. We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Enter fintechs, like the Philippines-based Salmon, who leverage agility, talent, and innovation to not only compete and collaborate with banks, but acquire banks and transform into full-fledged financial institutions.

SWIFT 113

SWIFT API Underserved Interoperability 113

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data. Where is Open Energy headed next?

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. Today, Swift GPI continues to elevate cross-border payments, aligning closely with the G20s roadmap that focuses on enhancing speed, cost, transparency, and choice.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

The Payments Association

JUNE 16, 2025

Continued collaboration is essential to ensure security, usability, and trust in this evolving financial innovation. A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk. This distinction has real-world implications.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

NFCW

JUNE 26, 2025

“The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions.” “Interconnecting existing solutions is a rapid path forward to European sovereignty and independence — a goal shared by both the European Commission and Eurosystem.

Cross-Border 61

Cross-Border Agreements Mobile Payments Online and Mobile Banking 61

Finextra

JUNE 30, 2025

Use Cases and Impact U.S. banks are applying AI in a range of use cases. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. Use Cases and Early Benefits UK banks mirror global trends in AI use cases.

AI 69

AI Finance Fraud Detection Use Case 69

The Fintech Times

MARCH 18, 2025

In a move to help solve these challenges, the payment firms are enabling fintech firms in South Africa to launch card services that serve niche use cases and unbanked communities, extending access to financial services where it is needed most.

Financial Inclusion 80

Financial Inclusion Visa Underserved Processors 80

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

DECEMBER 10, 2024

Fraudsters are continuously finding new sophisticated ways of leveraging AI to carry out cyber threats, with traditional fraud prevention methods, which rely on fixed rules and human intervention, being no longer sufficient to detect and mitigate the complex and evolving tactics used by fraudsters.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Fintech News

APRIL 27, 2025

Breaking Free from Legacy Systems One of the biggest roadblocks to innovation remains the ageing core banking infrastructure still in place at many institutions. “It supports continuous delivery models that allow for rapid iteration and deployment.” He believes that such a move allows banks to focus on what matters most.

APACS 114

APACS Compliance On-Demand Embedded Finance 114

Fintech Finance

MAY 1, 2025

The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements allowing consumers to find and buy with AI plus the introduction of new strategic partnerships and product innovations. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

Fintech Finance

JUNE 2, 2025

Research from Innovate Finance indicates that advancing the UKs FinTech ecosystem a key partner in the development and delivery of Visa A2A could unlock 328 billion over the next five years1. This milestone innovation will enhance payment experiences and deliver greater security and convenience to Nationwide members.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Fintech Finance

SEPTEMBER 11, 2024

Regulations have also played a crucial role in driving innovation and ensuring consumer protection. With today’s customers preferring to embrace a frictionless payment experience, this trend is expected to continue as non-cash transactions are forecast to reach 2,838 billion by 2028. The time is now to put those foundations in place.”

Instant Payments 98

Instant Payments Accounts Innovation Non-Bank 98

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. FedNow and RTP are eyeing new use cases to compete for bank partnerships, however, achieving widespread adoption remains a shared hurdle for both instant payment rails.

Instant Payments 119

Instant Payments RTP TCH Visa 119

The Fintech Times

MAY 22, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Since Bitcoin’s inception in 2009, the crypto world has jumped from one height to the next continually breaking records.

Cryptocurrency 78

Cryptocurrency Innovation Bitcoin Blockchain 78

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Kick-starting our focus this May, we first look at some of the latest innovations seen in the digital asset ecosystem during the past year.

Innovation 80

Innovation Blockchain Bitcoin Stablecoins 80

Open Banking

MAY 2, 2025

The proposed initial cVRP use cases (Wave 1) will enable payments in sectors including utilities, rail, government agencies, and regulated financial services. Consumers and businesses now make more than 27 million open banking-powered payments monthly, and this growth continues year-on-year.

Payments 72

Payments Governance Government Faster Payments 72

Fintech News

JANUARY 20, 2025

Singapore embraces digital currencies, combining cutting-edge innovation with solid regulations to ensure a safe trading environment. While B itcoin, introduced in 2009, is the most well-known cryptocurrency, there are thousands of cryptocurrencies with various use cases today. Youre in the right place.

Cryptocurrency 113

Cryptocurrency Credit Cards Verification Blockchain 113