Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight.

AI 86

AI FinTech Fraud Detection Fraud Prevention 86

Fintech News

APRIL 29, 2025

These agents operate within controlled parameters and are embedded into sales and service workflows to automate tasks, suggest next steps, and improve productivity. It said banks must now move beyond legacy systems to remain competitive as fintechs continue to advance. The AI-powered Banking Platform is now globally available.

AI 70

AI Automation Use Case Rules 70

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. These cloud cores provide them with the freedom to launch new products and services in new markets quickly without having to build a financial infrastructure from the ground up.

SWIFT 113

SWIFT API Underserved Interoperability 113

The Payments Association

JUNE 3, 2025

A 2024 Statista survey of 562 merchants worldwide found that 60% were using one or both of network and gateway tokenisation, demonstrating the prevalence of this technology in the industry. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

The Fintech Times

SEPTEMBER 3, 2024

Business analytics enterprise, IBM , has unveiled new technologies designed to significantly scale processing capacity across IBM Z mainframe systems helping accelerate the use of traditional AI models and Large Language Models (LLMs).

Use Case 64

Use Case AI Innovation CHIPS 64

Fintech News

APRIL 24, 2025

Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers. These features supported growing demand for daily use cases such as payments, remittances, investing, and financial literacy. Over 45% of all card payments in 2024 were made domestically.

Posting 101

Posting Financial Literacy On-Demand Use Case 101

The Payments Association

MARCH 5, 2025

The Chinese-Canadian megastar leads Unlimits biggest campaign to date, headlining a high-impact advert behind the scenes of a movie production set. It will continue running across various digital channels for the remainder of 2025. The ad was produced by Paradox House Creative and directed by Oscar-winner Joachim Back.

APACS 88

APACS Payments Adjustments Use Case 88

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Fintech Finance

MAY 1, 2025

The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements allowing consumers to find and buy with AI plus the introduction of new strategic partnerships and product innovations. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Fintech Times

MAY 10, 2025

Emerging tech: High-stakes opportunities The hype surrounding AI, blockchain and quantum computing continues to grow, and for good reason. We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

The Payments Association

MARCH 19, 2025

The high price of legacy in a payments-first world Banks that continue to rely on legacy infrastructure face mounting challenges: Limited scalability: Legacy tech wasnt built for real-time, cross-border, 24/7 payments or seamless integration with regional schemes.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

JUNE 2, 2025

This expansion means consumers choosing to use pay-by-bank across a variety of use cases, could benefit from similar levels of protection to those currently offered by card payments. We are keen to provide choice for our customers and the evolution to A2A only reinforces our continued leadership in the prepayment energy sector.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

The Payments Association

NOVEMBER 19, 2024

In today’s competitive landscape, implementing a card product can be a powerful addition for businesses looking to enhance customer loyalty, streamline expenses, or broaden their financial offerings. Designing and launching a debit or credit card product requires navigating a complex web of stakeholders and intricate processes.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Tearsheet

FEBRUARY 27, 2025

Fast-forward to today, a Bitcoin-focused product strategy within the lineup seems to be a safer bet. Several years ago, we began testing cryptocurrency transfers to better understand the technology as it relates to payments and immediately saw the value it could provide, says May Zabaneh, VP of Product at PayPal.

PayPal 72

PayPal Payments Privacy Digital Currency 72

Fintech Finance

MARCH 31, 2025

in 2024, continuing the trend of yearly ACH volume and value growth. per year, as businesses and consumers continued to embrace electronic payments. per year, as businesses and consumers continued to embrace electronic payments. The trend of increasing volumes is also continuing into 2025. billion transactions worth $56.4

ACH Network 59

ACH Network ACH Continuity Same Day ACH 59

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence.

International Payments 69

International Payments Cross-Border Cross-Border Payments Same Day ACH 69

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology. NFC technology enables the creation of efficient, reliable, secure, environmentally-friendly, and smart solutions,” adds Mike McCamon, executive director of the NFC Forum.

Consumer 122

Consumer Contactless Payments Use Case Research 122

Fintech Finance

MARCH 3, 2025

The Chinese-Canadian megastar leads Unlimits biggest campaign to date, headlining a high-impact advert which takes place behind the scenes of a movie production set. In the ad, Liu navigates the different stages of film and television production and demonstrates how versatility can help people make the right choices when aiming for success.

Payments 52

Payments APACS Adjustments Use Case 52

Stax

MARCH 6, 2025

Use case: Customers can pay by tapping their smart devices into the vendors NFC-enabled POS. Use case: Placing NFC tags on products allows customers to tap their phone to the tag and quickly pay for an item. Yet credit card companies and financial institutions continue to refine the adoption of tap-to-pay systems.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Finovate

MAY 28, 2025

The partnership will combine Daon’s identity verification and biometric authentication technology with Giesecke+Devrient’s digital security product suite. Digital identity company Daon has forged a strategic partnership with security technology firm Giesecke+Devrient (G+D).

Fraud Prevention 52

Fraud Prevention Verification Deepfake Central Bank 52

Fintech News

APRIL 27, 2025

“It supports continuous delivery models that allow for rapid iteration and deployment.” He mentioned that these are the real-live use cases powered by the Temenos SaaS platform. These legacy systems are rigid, costly to maintain and slow to adapt to change.

APACS 114

APACS Compliance On-Demand Embedded Finance 114

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

PYMNTS

JANUARY 26, 2021

Over the last three years, the open banking model has continued to proliferate in markets around the world — even in jurisdictions, like the U.S., Banking software firm Temenos is rolling out a new product offering for FIs to help accelerate their own digitization efforts. where there is no open banking regulatory mandate.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

Fintech News

APRIL 7, 2024

The stablecoin aims to improve the customer experience in payments and represents a significant use case in emerging markets for stablecoin disbursements. Brad Garlinghouse “This is a natural step for Ripple to continue bridging the gap between traditional finance and crypto. said Brad Garlinghouse, CEO of Ripple.

Stablecoins 122

Stablecoins Use Case Blockchain Regulatory Compliance 122

FloQast

MARCH 19, 2025

Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years. Over 50% of companies use AI to varying degrees. In accounting, strategic use cases prove to be very beneficial.

AI 52

AI Accounts Fraud Detection Audit 52

Wharton Fintech

FEBRUARY 29, 2024

This innovation enables banks, fintechs, and anti-fraud platforms to authorize more transactions, detect and prevent fraud, and create innovative products and services. Finding the right product-market fit wasn’t straightforward. I’ll also be closely monitoring their global expansion plans.

Database 130

Database Fraud Detection Use Case Authorization 130

Fintech News

JUNE 11, 2024

This move aims to enhance Ripple ‘s product offerings and explore new ventures like stablecoins while maintaining regulatory compliance. Issued on the XRP Ledger, Ripple’s stablecoin will enhance liquidity and support financial use cases on the Ledger for developers, users, and businesses.

Stablecoins 113

Stablecoins Acquirers Regulatory Compliance Central Bank 113

Fintech Finance

APRIL 30, 2024

India continues to dominate the global real-time payments market, with 129.3 Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses. Key Findings at a Glance Globally, 575.1

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

Fintech Finance

JULY 10, 2024

The RTP network also experienced a record 82 million transactions in the second quarter, valued at a record $55 billion, as financial institution customers continued to use the network for all types of instant payments.

RTP 96

RTP Instant Payments Credit Union Volume 96

Finovate

DECEMBER 11, 2024

Financial crime detection company ThetaRay announced it is collaborating with Microsoft in the launch of its new product, GenAI Financial Crime Detection Suite. The service allows clients to adapt the models to their specific task or use case.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

Fintech News

OCTOBER 16, 2024

The initiative is part of Swift’s broader efforts to use AI to improve the security of cross-border payments. Swift is also testing fraud detection use cases in a sandbox environment.

Fraud Detection 109

Fraud Detection SWIFT AI Financial Crimes 109

PYMNTS

AUGUST 10, 2020

In addition, he continued, FIS has brought its first bank onto the platform, and shortly 400 banks will have access to RTP. Expanding The Use Cases. Waterhouse said that getting banks to sign on is about showing them the relevant use cases that will drive revenue and even new customer acquisition.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Fintech Finance

MAY 2, 2025

These capabilities help fintechs go to market faster with new products. “Moving money across borders has always been complex, but blockchain technology and stablecoins are helping change that,” said Rubail Birwadker, Head of Growth Products and Partnerships, Visa. ” This is just the beginning.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

Fintech Finance

SEPTEMBER 13, 2024

As instant payments continue to transform the payments ecosystem, financial institutions face unique challenges in adapting their systems and processes to this new real-time paradigm. With contributions from industry experts, the guideline aims to help FIs enhance their operational readiness for real-time payments, including RTP® and FedNow®.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

The Fintech Times

JUNE 26, 2024

“They are essential for attracting continued investment, scaling operations, and building lasting, valuable companies.” Established fintechs will continue to reap the lion’s share of the near-term benefits, while larger, more established banks will increasingly grow their share over time.

Embedded Finance 105

Embedded Finance FinTech Use Case Innovation 105

PYMNTS

OCTOBER 15, 2020

That’s strong growth for something that is a mature payment product,” said Larimer. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” So that is certainly an aspiration.

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125