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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

Antony Lane, sales account manager at G+D , corroborates this, stating G+D increasingly uses tokenisation to improve in-app provisioning, simplify lifecycle credential management, and personalise user journeys across devices and channels. As a result, tokenisation is becoming essential for maintaining trust and fluidity.

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One Tap to Pay, Three Steps to Bank: Why Your Smartphone Gets You, But Your Bank Still Doesn’t

Fintech Finance

Evolving rules like the EU’s Instant Payment Regulation and the emergence of agentic AI-driven payments are pushing banks to modernize. Banks commonly rely instead on outdated authentication methods like PINs, passwords, and repetitive verification steps, for even the simplest transactions.

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iDenfy Files Patent for Address Verification Solution That Mixes Physical and Digital Techniques

The Fintech Times

many cases, these outdated methods create vulnerabilities, especially for high-risk businesses across industries like banking, increasing the risk of fraud and non-compliance with strict regulatory rules, which require users to undergo more stringent Know Your Customer (KYC) checks, including verifying address data.

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Cloud-first infrastructure is the key to agent-based commerce

The Payments Association

Visa and Mastercard have deployed tokenised credentials and API-first architectures, but legacy banking systems—built on monolithic mainframes—lag behind. The real edge lies in platforms with real-time, no-code configurability, dynamic rule engines that adjust instantly, and composable services that support emerging agentic use cases.

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JPMorgan Chase to Charge Data Aggregators for Consumer Data Access: What It Means for US Open Banking

Finovate

Traditionally, data aggregators like Plaid , Finicity , and MX have been able to access consumer banking data at no cost by using login credentials provided through third-party services. Regardless of whether or not formal rules are in place, however, the argument centralizes around an age-old question in fintech–who owns the customer data?

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Trustly and Point & Pay Partner to Streamline Government Payments

Fintech Finance

Through integrating their respective technologies, Trustly and Point & Pay verifies bank accounts in real-time, using customers’ online banking credentials via single sign-on to confirm routing information and availability of funds.

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Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Finextra

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. Make sure your wallet follows KYC and AML rules. The digital wallet becomes a smart layer on top of the existing infrastructure.