The Fintech Times

MARCH 1, 2024

Payments giant Mastercard has launched its new ‘Open Banking for Account Opening’ programme for select US debit and prepaid products, hoping to streamline and secure account opening. In a recent study, Insider Intelligence found that Gen Z mobile banking adoption continues to rise by 12.4 million in 2020 to 47.8

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PYMNTS

NOVEMBER 23, 2020

The latest developments come from Mastercard. Last week, the Department of Justice gave the green light to Mastercard’s $825 million acquisition of data aggregator Finicity. Rather, there’s a significant greenfield opportunity to develop new use cases for everyday financial life. bank accounts.

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Finextra

JULY 7, 2025

In a late 2024 cross-industry survey by SAS, banking and insurance executives reported the highest current usage of generative AI—60% in each sector are already using GenAI in some capacity, the top rate among industries. A global survey found that 98% of banking leaders either use generative AI now (60%) or plan to within two years (38%).

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AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

PYMNTS

JULY 1, 2016

Just give consumers a single account with digital credentials that add value to the series of very simple but crucial everyday activities that they encounter throughout the day. And, he offers a few use cases to prove it. Use Case 101. The consumers are different, the economics are slightly different. .

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Visa Contactless Payments Use Case Credential 43

PYMNTS

JUNE 13, 2016

In other words, BINs are the backbone for how the payments industry communicates with each other when cardholders present a card credential for payment. One such initiative has been to build on account range functionality, something MasterCard has been doing for more than a decade. A BIN BY ANY OTHER NUMBER ….

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PYMNTS

MARCH 21, 2019

The good news, TransCard CEO Greg Bloh noted in a recent conversation with Karen Webster and Mastercard EVP of Digital Payments and Labs Jess Turner , is that progress has been visible in recent years. It’s an issue that TransCard is committed to remediating, in partnership with Mastercard Send. The Foundation For Innovation.

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Instant Payments Innovation Payments Visa 60

PYMNTS

OCTOBER 23, 2019

And when it comes to 24/7 real-time payments, adoption by businesses, and by consumers, will be pushed ahead use case by use case and transferring funds between accounts in minutes or seconds will gain traction. It may make sense that the first use case for Pay on Delivery focuses on alcohol distribution.

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Visa Real Time Payments Online and Mobile Banking Payments 41

PYMNTS

JULY 15, 2016

Consumers don’t think about technology as technology; it just is,” said mastercard Chief Innovation Officer Garry Lyons at the unveiling of mastercard’s new digital payments strategy yesterday (July 14). It is a smart digital credential — the same smart digital credential, in fact, that goes where the consumer goes.”.

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Credential Online and Mobile Banking Visa Issuers 42

PYMNTS

MARCH 13, 2020

As verifiable digital identity gradually becomes the next-gen driver’s license and passport, companies and individuals are bidding farewell to login credentials they either can’t recall or that have already been hacked. And it’s not all down to passwords. The powered fingerprint-reading card is recharged every time it’s inserted at an ATM.

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Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

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PYMNTS

FEBRUARY 25, 2019

By way of illustration, he offered UberPool , which exists as a way — at least, in one use case — to get to the airport. Another use case that is seeing a movement toward unattended payments includes parking, where kiosks and even in-car technology are making the old a bit new, he noted. Low-Hanging Fruit.

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Transactions Privacy Payments Credential 59

PYMNTS

MAY 9, 2016

It’s a trend that MasterCard has helped innovators seize by enabling access to its MasterPass platform over the last several years. An important enabler of that vision is MasterCard’s digital wallet operator (DWO) program, a program that it launched three years ago in the U.S.

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Visa Credential Innovation Security 41

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. (Foundry Ballroom) Payment networks need volume to scale and keep costs low.

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PYMNTS

JANUARY 23, 2020

More than bringing Chinese consumers to the rest of the world, Magats said the new partnership also brings the rest of the world to Chinese merchants — by making customers from anywhere able to use their PayPal mobile wallets anyplace where the CUP QR code is accepted. Creating New Cross Border eCommerce Opportunities .

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PayPal Cross-Border Credential Use Case 52

PYMNTS

AUGUST 24, 2017

Currently FitPay is providing connectivity to Visa, Mastercard and Discover’s tokenization systems. There are many different devices across telephone manufacturers that are looking to avail themselves with not only payment capabilities but other types of secure credential management.”.

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Contactless Payments Security Credential Payments 41

PYMNTS

MAY 7, 2018

The overarching theme in transactions, wrought via wrist – whether payments or payloads of personal ID, as Webster noted – is not just about the consumer experience, but also about enabling the consumer experience in a way that preserves the safety and security of the individual’s information, regardless of use case. Want an analogy?

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PYMNTS

MARCH 21, 2019

The good news, TransCard CEO Greg Bloh noted in a recent conversation with Karen Webster and Mastercard EVP of Digital Payments and Labs Jess Turner , is that progress has been visible in recent years. It’s an issue that TransCard is committed to remediating, in partnership with Mastercard Send. The Foundation For Innovation.

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Instant Payments Innovation Payments Visa 40

PYMNTS

APRIL 18, 2017

Flash forward a year, and Mastercard wants to get past the sins of chatbots past by helping merchants build bots that meet two important criteria. First, the bot has to actually provide a useful commerce-related service for the customer — which means it has to enable an experience that a consumer might actually want or need to use.

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Bots Visa API Credential 41

CB Insights

APRIL 13, 2022

Categories are not mutually exclusive, and companies are sorted by primary use case. While holographic technology is still in its early stages, it has the potential to be applied to a wide range of use cases, from hologram-led set design and performances to product design and medicine. electrification of everything.

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PYMNTS

DECEMBER 31, 2020

That’s because paper becomes the default method of payment when something goes awry — such as when banking credentials can’t be authenticated or identity cannot be verified. Mastercard’s Ethoca On Helping Merchants Grapple With The Upcoming Chargeback Deluge. Just a few weeks after the U.S. In payments, speed is everything.

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PYMNTS

SEPTEMBER 17, 2018

It’s why Visa and Mastercard are such powerful global brands. Consumers know that payment methods bearing their brand are accepted at tens of millions of merchants globally and that when they use those products, they work reliably. That creates certainty.

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PYMNTS

AUGUST 30, 2016

The company used the results of ECG research conducted at the University of Toronto in 2011 as the source of a new authentication method developed by Nymi that is set to be released this fall. So, when a credential is being delivered from the wristband, it actually represents two factors. “We The device itself is a token.

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Authentication Credential Security Use Case 40

PYMNTS

JUNE 4, 2017

[It] is just turning those rails around that are used to pull money from my account and…make them inbound rails so that I, as a consumer, can receive money.”. Using this existing infrastructure in reverse enables companies to eliminate check writing and avoid the associated cost and delay. billion consumer accounts. “The

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Push-to-Card Payment APIs and Integration Payments Payroll 41

PYMNTS

AUGUST 4, 2016

With no need for credentials to be loaded on a smartphone, that’s one less opportunity for fraudsters to grab consumer data. Both Visa and Mastercard have signed agreements with a host of players to enable the real-time and ubiquitous movement of funds from senders to receivers across a variety of use cases.

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Mobile Payments Online and Mobile Banking Non-Bank Payments 40

PYMNTS

DECEMBER 10, 2018

Creating a product that pulled funds from depository accounts at other issuers and was accepted at any Mastercard-accepting merchant gave Cap One something new to offer consumers – and a new business model around which to build rewards to get consumers on board. Consumers use their debit cards, all right – just the ones issued by their banks.

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PYMNTS

DECEMBER 16, 2019

That desire will drive demand for platforms to enable that cash-to-digital shift – and for the players in the connected economy to create new use cases that meet the needs of these emerging digital natives. Google has embedded commerce into search across a wide variety of use cases, including travel, food ordering and food delivery.

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Online and Mobile Banking Credential Payments Economy 72

PYMNTS

JANUARY 1, 2020

That desire will drive demand for platforms to enable that cash-to-digital shift – and for the players in the connected economy to create new use cases that meet the needs of these emerging digital natives. Google has embedded commerce into search across a wide variety of use cases, including travel, food ordering and food delivery.

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Economy Online and Mobile Banking Credential Push-to-Card 69

Fintech Finance

APRIL 30, 2025

Mastercard today announced the launch of its Agentic Payments Program, Mastercard Agent Pay. Mastercard Agent Pay will deliver smarter, more secure, and more personal payments experiences to consumers, merchants, and issuers. The groundbreaking solution integrates with agentic AI to revolutionize commerce.

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Visa AI Technology Issuers 59

Finovate

APRIL 30, 2025

Mastercard is enabling global stablecoin payments, allowing consumers and merchants to use stablecoins like cash using Mastercards network of merchant locations. Stablecoins are going mainstream, and Mastercard wants to lead the charge. ” The stablecoin scene has been erupting this year.

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Fintech Finance

APRIL 29, 2025

Mastercard is advancing the future of payments, finance and technology with new, global end-to-end stablecoin acceptance and payments capabilities. Harnessing this potential, Mastercard is ensuring that people and businesses can make and receive stablecoin payments anytime, anywhere. Wirex , Bit2Me , Lirium , Notabene , Coins.ph

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