Payments Dive

JUNE 20, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost growth Meanwhile, other cross-border payment firms have raised millions in recent weeks to bolster their international expansion.

Cross-Border Payments

The Payments Association

JUNE 16, 2025

While transaction fees and fraud prevention dominate immediate merchant concerns, forward-thinking businesses are leveraging payment method diversity, cross-border capabilities, and emerging technologies to gain measurable advantages.

Innovation

The Payments Association

JANUARY 13, 2025

Statutory trusts, while beneficial for legal clarity, may prolong insolvency proceedings and introduce additional legal complexities, especially for cross-border operations. This inflexibility could hinder their ability to offer competitive, innovative solutions, such as multi-currency wallets or cross-border payment services.

Compliance

Fintech Finance

OCTOBER 30, 2024

Our Distinguished Speakers line-up: Abbas Khamisa, Head of Treasury Solutions, Global Banking at MUFG Investor Services Alessandra D’Este, Senior Payments Expert, EMEA at Swift Amrit Toor, Solutions Architect at Cloudflare Andrea Moundi Savvides, Global Director of Risk and Compliance (Harneys) and Chair and Founding Member of the Cyprus Compliance (..)

AML

The Payments Association

NOVEMBER 12, 2024

Independent UK law firm Burges Salmon has announced the appointment of partner Martin Cook as the new head of the firm’s significant and fast growing Financial Services sector. billion UK real estate fund and The Openwork Partnership on a transformational investment by global private investment firm Bain Capital.

Cross-Border

Fintech News

JUNE 5, 2025

MASs Regulatory Calculus MASs decision to act decisively now is grounded in its growing concern over the money laundering and terrorism financing risks posed by such operations, especially so given their cross-border and internet-based natures.

Money Laundering

The Payments Association

FEBRUARY 10, 2025

Virtual IBANs (vIBANs) have become a key component of modern payment systems, enhancing payment reconciliation and facilitating cross-border transactions. Voices from the industry Virtual IBAN regulations are evolving as regulators tighten AML compliance, data protection, and cross-border payment rules.

IBAN

The Payments Association

JUNE 3, 2025

Perhaps most critically, tokenisation enables interoperability, a prerequisite for any payment system that hopes to scale across borders, devices, and partners. This is what distinguishes tokenisation from being solely a security measure: its enabling of cross-border capital flows, fractional ownership models, and financial inclusion.

Security

Finextra

JULY 16, 2025

As global finance becomes increasingly digitized, the infrastructure supporting cross-border financial services — payments, settlements, identification, compliance — has been largely constructed with the explicit aim of exclusion, rather than inclusion. The consequences are profound. It can be practically engineered.

Cross-Border

The Payments Association

JULY 19, 2025

According to HM Treasury, the new classification reflects the sector’s increasing exposure to criminal exploitation, particularly through prepaid products, rapid onboarding, and cross-border digital capabilities. The decision has sparked debate across the payments industry. The NRA does acknowledge sector diversity.

Money Laundering

Clearly Payments

FEBRUARY 10, 2025

Cross-Border and International Transactions For small businesses looking to expand internationally with cross-border payments , payment processing comes with additional challenges and costs: Currency Conversion Fees Banks and payment processors typically charge 1-3% to convert foreign currencies.

Small Business

The Paypers

JUNE 17, 2025

According to the official press release, Western will leverage its technological development and its deep history in the cross-border remittance industry. Following this announcement, the collaboration aims to support fast and efficient money movement between Canada and 200 countries and territories around the world.

Cross-Border

Fi911

JUNE 9, 2025

Law enforcement coordination requires established relationships. International law enforcement partnerships become crucial for cross-border transfers. The first 24 hours often decide whether funds can be recovered, making immediate action essential. Customer communication demands careful balance.

Email Compromise

Stax

NOVEMBER 14, 2024

Considerations for Companies Running Global Payment Processing For businesses with international customers, cross-border payment processing introduces unique challenges and opportunities. Here’s what to consider when handling global transactions. Some payment processors provide regional payment solutions as part of their offerings.

Credit Cards

The Fintech Times

JANUARY 10, 2025

Now that the cross-border payment fintech can offer regulated payment services in the UK, it plans to help firms in the region easily scale globally, and to specifically target emerging economies. With the licence, dLocal can now offer a comprehensive suite of regulated payment solutions to UK-based merchants.

Payments Institute

The Fintech Times

JULY 17, 2025

They have the potential to revolutionise how we move money; accelerating settlement, cutting friction from cross-border transactions and laying the groundwork for programmable finance that actually works for institutions and consumers alike. No cross-chain spaghetti. But excitement alone doesn’t make a product credible.

Stablecoins

Fintech Finance

JULY 23, 2025

A recent report by Money20/20 and FXC Intelligence also forecast that Asia-Pacific’s cross-border payment volume will nearly double to $23.8 trillion by 2032, up from $12.8 trillion in 2024. This highlights the immense potential for businesses that can effectively cater to the region’s unique payment preferences.

Alternative Payment Methods

Finextra

JUNE 26, 2025

While its European, its impact is global, especially if you deal with cross-border payments. Most local laws follow their recommendations. It helps you offer smarter, faster, and more personalized financial experiences without compromising security. Why PSDS2 is important for banks PSD2 drives innovation.

PCI DSS

The Payments Association

MARCH 19, 2025

The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks.

Digital Payments

Neopay

APRIL 22, 2025

In a show of force for cross-agency collaboration, the National Crime Agency (NCA) has spearheaded a widespread crackdown on high street crime with Operation Machinize, focusing on barbershops and other cash-incentive businesses that are suspected of being used for money laundering and modern slavery.

Money Laundering

Fintech Review

APRIL 11, 2025

It includes mobile wallets, QR code payments, real-time bank transfers, and cross-border remittances. Data privacy and cross-border standards are increasingly important. But for now, navigating this patchwork of laws remains a core challenge for scaling fintech firms.

FinTech

Finextra

JUNE 15, 2025

In a suit filed in the US District Court for the District of Minnesota, Sezzle says Shopify violated antitrust laws. Sezzle files antitrust suit against Shopify BNPL provider Sezzle has sued Shopify, alleging that the e-commerce marketplace has been stifling competition on its platform. We use cookies to help us to deliver our services.

BNPL

The Fintech Times

AUGUST 1, 2025

FIS and Circle will enable US financial institutions to offer their customers the option to make domestic and cross-border stablecoin payments in USDC. Issued through Circle’s regulated affiliates, USDC is a fully-reserved payment stablecoin that is redeemable 1:1 for US dollars.

Stablecoins

The Fintech Times

APRIL 24, 2025

Product launches Thunes , the cross-border payment infrastructure provider, has launched a new ‘Business Payments’ offering, a new solution designed to transform cross-border payment experiences for its members.

FinTech

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Beyond financial services, cross-sector partnerships are accelerating. What’s next? Open finance and open data are no longer future trends.

Finance

The Paypers

JUNE 23, 2025

Both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Credit Cards

Fintech News

FEBRUARY 2, 2025

Wise, which promotes itself as a provider of affordable and fast cross-border payments with no hidden costs, was found to have misled US customers by suggesting they would incur lower ATM fees while also failing to properly disclose exchange rate details.

Consumer Financial Protection Bureau (CFPB)

Fintech Finance

DECEMBER 17, 2024

Global expansions are risky, and most companies don’t profit from their cross-border expansions ( [link] ). They effortlessly cross borders, accommodating different cultures, languages, and sovereign laws. Any edge will help, and integrated global payroll management can turn overseas folly into victory.

Payroll

Clearly Payments

JULY 22, 2025

federal law. These merchants are regularly declined or terminated due to cross-border regulatory conflicts. Legal and Regulatory Complexity Even when industries are legal in Canada, their status elsewhere can be problematic. For example, cannabis is legal federally in Canada but remains illegal under U.S.

Risk

Neopay

JUNE 26, 2025

These standardised terms , which the EBA had issued in 2018, aim at making it easier for consumers to make informed choices by being able to compare payment accounts fees and offers, including on a cross-border basis. The review finds that the standardised terms remain fit-for-purpose across the European Union.

Accounts

The Paypers

JUNE 12, 2025

Both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Payee

The Payments Association

JULY 18, 2025

In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability. The offence, modelled on similar provisions in anti-bribery and tax evasion law, applies regardless of whether senior management was aware of the misconduct.

Regulations

The Paypers

JUNE 26, 2025

In addition, the company is expected to continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.

Payments

The Payments Association

JULY 15, 2025

Notably, emerging sectors such as digital assets and crypto, open banking, and cross-border payments each captured 2.5% Law enforcement engagement attracted minimal attention at only 5% of organisations, suggesting limited formal information exchange between the private sector and official agencies.

Financial Crimes

The Paypers

JUNE 26, 2025

QwikPay integrates iDenfy’s identity verification and AML solutions to support secure and real-time user onboarding while remaining compliant with Australia’s financial regulatory requirements and industry laws.

Compliance

Finovate

JULY 7, 2025

Now that the “One Big Beautiful Bill Act” is the law of the land, is there anything in there that fintechs and financial services companies need to be ready for? Greater complexity in payments and cross-border transactions is one potential outcome as previously exempt transactions become subject to new tariff calculations.

FinTech

Finextra

JULY 29, 2025

Under the initiative, FIS and Circle will enable US financial institutions to offer their customers the option to make domestic and cross-border stablecoin payments in USDC. The move comes on the heels of new US stablecoin legislation that paves the way for digital assets to become more integrated with traditional finance in the US.

Payment APIs and Integration