Stax

MARCH 27, 2025

To choose the right payment method, consider transaction volume, transfer speed, cost, and security. ACH payment is more affordable and can be automated and payee-initiated, making it ideal for recurring transactions and subscription payments. A cash shortage, a payment delay, and limited payment options. In 2024, it processed 1.2

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wires 88

Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. That’s over $10 trillion in transactions.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Following are the key entities involved in credit card processing.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. TL;DR ACH payments are a popular way for individuals and businesses to transact with each other because they are easy and quick to send. Learn More What are ACH Credit Payments?

ACH 88

ACH ACH Network Payer Payee 88

Fintech News

JUNE 5, 2025

Banking institutions across Asia Pacific are under increasing pressure to modernise. Whether in current or emerging markets, banks are riding the tide of a rapidly shifting landscape defined by digital technologies, adapting to regulatory requirements, rising customer expectations, and stiff competition from nimble fintech startups.

Payment APIs and Integration 107

Payment APIs and Integration APACS Financial Inclusion Push-to-Card 107

PYMNTS

APRIL 2, 2019

To that end, Visa announced Tuesday (April 2) that it has introduced Card Payouts, an app designed help mid- to large-sized businesses manage cash flow — and speed payments to gig economy workers, to boot. The app is built to support card capture, tokenization and card-on-file transactions, Visa said on Tuesday.

Push-to-Card 80

Push-to-Card Wire Transfer Treasury Economy 80

Fintech Finance

APRIL 2, 2025

This new feature enables both individuals and businesses to add their debit cards to Google Wallet, making payments more convenient and secure. According to Visa , digital wallets are projected to account for over 52% of global e-commerce transactions by 2025.

Contactless Payments 52

Contactless Payments Security Online and Mobile Banking Debit Card 52

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By 2025, they are projected to handle 39% of global POS transactions, up from 29% in 2021. Digital wallets are on an unstoppable trajectory.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

DECEMBER 2, 2020

Consumers are increasingly concerned about protecting their payment details from fraud when shopping online,” according to PYMNTS’ November 2020 Next-Gen Debit Tracker ® done in collaboration with PULSE , a Discover company. “And Virtual cards are expected to facilitate $1.6 Merchants Align Behind V-Cards.

Debit Card 60

Debit Card Transactions Security Push-to-Card 60

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. Payment Terminal Usage: SMB vs. Payment Terminal Usage: SMB vs. Enterprise The type of payment terminal a business uses is influenced by transaction volume, security requirements, and integration capabilities.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Fintech Finance

AUGUST 22, 2024

In keeping with its constant dedication to providing cutting-edge services to its customers, National Bank of Kuwait (NBK) announced introducing a new service that allows customers to confirm payment transactions online through the NBK Mobile Banking App, making itself as the first provider of this service in Kuwait.

Mobile Banking 111

Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

CB Insights

AUGUST 2, 2018

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. get the 86-page fintech report.

Debit Card 71

Debit Card Checks Accounts Venmo 71

Cardfellow

MAY 19, 2025

Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. This article is specifically about credit card machine companies, not the machines themselves. Well take a look at why that matters and give a rundown of the major equipment providers in the United States.

Credit Cards 94

Credit Cards Processors PayPal Push-to-Card 94

Fintech Finance

SEPTEMBER 4, 2024

Almost £60 million has been reported stolen through card fraud over the past three years in the UK according to new research from Trustly, the global leader in open banking payments. Credit card fraud is the most costly and common type of card fraud, according to Trustly’s research.

Debit Card 98

Debit Card Credit Cards Push-to-Card Research 98

PYMNTS

SEPTEMBER 18, 2020

With a focus on optimizing cash flow for merchant customers, EVO Payments has announced a new feature that enables businesses to access funds from card transactions in real time. The company is using Visa 's Visa Direct solution, which wields Visa's card rails to push funds to debit cards.

Innovation 116

Innovation Payment APIs and Integration SWIFT Real Time Payments 116

Clearly Payments

MARCH 4, 2025

Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. When reviewing statements, it’s common to see a posted rate of 2.75% or 3% , but hidden fees and markups can push the effective rate to 4% or more. Here’s how they did it.

Small Business 52

Small Business Process EMV Processors 52

Fintech Finance

AUGUST 15, 2024

Adyen’s local payment processing capabilities are foundational to the company’s all-in-one payment platform allowing merchants in the country to optimize each transaction with local payment processing. We are committed to our merchants’ long-term growth as we steadily scale our presence in India.”

Process 111

Process Technology Cross-Border Payments Push-to-Card 111

PYMNTS

NOVEMBER 16, 2020

16) and has already processed 10 million transactions a day. It was developed to provide an alternative to the current transaction models, including checks. In order to transact through the system, users need to register "keys" with their bank or fintech. Real-time payments continue to gain traction around the world.

Real Time Payments 131

Real Time Payments Wire Transfer Push-to-Card Credit Cards 131

PYMNTS

MARCH 14, 2018

Amazon, the leading eCommerce player, has made a push into the financial market in Mexico, rolling out a debit card this week for the first time ever. According to a report in Reuters, the debit card — called Amazon Rechargeable — is aimed at providing a new way to shop over the Internet.

Debit Card 51

Debit Card Push-to-Card Visa Transactions 51

PYMNTS

SEPTEMBER 23, 2020

Payment innovators are migrating toward making payments nearly invisible to the payer, with the goal of enabling the movement of funds so seamless and friction-free that the user is less able to identify that a transaction is even taking place. FinTechs have had to take on a leadership role to embracing an imbedded payments experience.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

PYMNTS

OCTOBER 13, 2017

Payments provider Elan Financial Services announced that along with Ondot Systems , the leading provider of mobile-based card services, they have enhanced the My Mobile Money app so that it now offers two-way fraud alerts for Elan processed debit cards.

Debit Card 47

Debit Card Push-to-Card Fraud Prevention ATM 47

Fintech Finance

AUGUST 28, 2024

To enhance its conventional and Islamic banking applications with digital payment capabilities, BankDhofar has implemented the Entrust Digital Card Solution for Tap to Pay services and tokenization enablement – making BankDhofar one of the first banks in Oman to enable Tap to Pay services to its customers.

Push-to-Card 97

Push-to-Card Payments Debit Card Contactless Payments 97

PYMNTS

JUNE 26, 2019

In the United States, money transfer firm TransferWise has launched a Mastercard debit card along with an accompanying TransferWise Borderless multicurrency account. The 40-currency debit card completes the package, so we’re excited to be releasing the card in the U.S.”.

Debit Card 43

Debit Card Push-to-Card Visa Volume 43

PYMNTS

OCTOBER 20, 2020

Many CUs, he said, have seen that members’ spending activity had, until recently, trended toward using debit cards, as the pandemic has heightened fears of financial uncertainty. He noted that credit card payment volume growth rates have remained positive through the last several weeks, at mid-single-digit levels of growth.

Credit Union 107

Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

PYMNTS

DECEMBER 11, 2020

Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option. Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option.

Posting 116

Posting Push-to-Card Debit Card On-Demand 116

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Also this week, Crypto.com announced that it would expand its offering to include banking services, credit cards, and stock trading.

Blockchain 64

Blockchain Cryptocurrency SWIFT Payments 64

PYMNTS

NOVEMBER 12, 2020

Safety-minded consumers the world over can now be seen tapping contactless cards, scanning QR codes or utilizing voice ordering technologies to make purchases without potentially putting themselves or others at risk of contracting the virus. The Beyond The Card: Toward The Cardless And Contactless Future report, a PYMNTS and i2c Inc.

Innovation 120

Innovation Contactless Payments FinTech Push-to-Card 120

PYMNTS

NOVEMBER 2, 2020

And they don't have ATMs, don’t issue debit cards and offer very limited services beyond being places for consumers to interact with a cashier to deposit or withdraw funds at a counter. So, then I asked: ‘Why don't you issue a debit card?’ But everywhere I went, there were banks all over. or ‘Why don't you put in an ATM?’

Debit Card 84

Debit Card Push-to-Card FinTech ATM 84

Finextra

JUNE 6, 2025

However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities. However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities.

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Fintech News

OCTOBER 10, 2024

Banks push for digitalization According to the report, large banks are at the forefront of the sector’s digital transformation. This move aims to enhance efficiency, reduce costs, and improve the security of trade finance transactions. Moreover, banks are also beginning to digitize traditionally complex areas.

Payment APIs and Integration 123

Payment APIs and Integration Innovation Push-to-Card API 123

Stax

DECEMBER 6, 2023

In an era defined by digital transactions and cashless payments, the process of paying for goods and services is more convenient, and increasingly reliant on credit card transactions. However, as the popularity of credit cards and digital wallet payments continues to surge, the costs associated with accepting them also do.

Consumer 88

Consumer Credit Cards Alternative Payment Methods Debit Card 88

PYMNTS

SEPTEMBER 23, 2020

That left FIs scrambling to “rapidly figure out how to get that same emotional and engagement outcome when the possibility of face-to-face is virtually nonexistent,” Randy Piatt , head of product solutions at card technology firm Ondot Systems , told PYMNTS in a recent conversation. Simple: Start with the cards.

Online and Mobile Banking 113

Online and Mobile Banking Push-to-Card Point-of-Sale (POS) Debit Card 113

PYMNTS

FEBRUARY 19, 2019

To streamline FinTech, and to help consumers and businesses transact in the ways they desire, firms must move beyond the silo approach. billion people across the globe who do not transact using traditional conduits of credit or debit cards. The Silo Approach. The process is a complicated one.

eWallet 77

eWallet Global Payments FinTech Payment APIs and Integration 77

PYMNTS

JANUARY 20, 2021

The ongoing pandemic has pushed more consumers online to carry out their shopping and banking, with fraudsters following suit. Bad actors have moved to take advantage of the rush to digital payments — particularly those made with debit cards — leaving banks and financial institutions (FIs) racing to keep them off their platforms.

Debit Transaction 52

Debit Transaction Transactions Debit Card Security 52

FICO

MARCH 1, 2017

If a credit/debit card transaction is deemed as suspicious, banks can alert customers through SMS, as well as through automated voice, mobile application push notifications and emails. The latest fraud scam involves ‘spoofing’ CLI (calling line identity) numbers to respond to SMS fraud alerts intended for customers.

Debit Card 72

Debit Card Push-to-Card Scams Compromise 72

Stax

APRIL 30, 2024

According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. TL;DR Merchant processing ensures that all entities, such as the issuing bank, the acquiring bank, and the card company, work cohesively to facilitate payments between a customer and a business.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

PYMNTS

SEPTEMBER 17, 2020

has rolled out its Visa Direct-enabled EVO Express Deposit real-time push payments technology. retailers instantaneously get funds for card transactions with actual fund availability depending on receiving bank and geographic area, according to a Thursday (Sept. To help merchants receive faster access to funds, EVO Payments Inc.

Push-to-Card 83

Push-to-Card B2B Debit Card Payments 83