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Which Fintech Sub-sectors Will Have the Biggest Impact on People’s Financial Well-being in 2025?

The Fintech Times

Paytech can bring people together Briana Marbury, CEO at the Interledger Foundation The reason many leave countries with developing or uncertain economies is to find a way to make more money to help their families back home. “Access to fair credit isnt just a convenience; its a necessity. .

FinTech 64
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Banks and the Power They Hold

Fintech Review

Despite the rise of fintech , banks still play a central role in the economy. Until access to credit becomes more open and decentralised, banks will continue to shape who can participate in the economy. Fintech apps attract younger users, underserved populations, and digitally native businesses. It is banks and fintech.

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Fintech Review: A Guide

Fintech Review

They use alternative credit scoring methods and automated underwriting. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. AI models will help personalise financial advice, detect fraud, automate underwriting, and optimise risk management.

FinTech 52
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The infrastructure of trust: building AI foundations for inclusive, explainable finance

Finextra

As the world accelerates toward an AI-first economy, one truth is becoming inescapable: no digital transformation will succeed without the right infrastructure. For financial services, especially those addressing underserved markets, the stakes are even higher. The ambition? To AI-ify credit and democratize access to credit for the 1.7

AI 52
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Future of Loan Management Systems: Predictions for the Next Decade, 2025-2035

M2P Fintech

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. For instance, the increase in use of digital and automated processes is likely to continue.

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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

In Brazil, open finance frameworks are unlocking credit access for gig economy workers and SMEs, groups often overlooked by conventional scoring models. In India, telecom data is being leveraged to assess first-time borrowers, while in Kenya, mobile money transaction data is already driving credit underwriting for underserved populations.

Finance 88
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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Crucially, Open Banking was just the opening act.

Finance 52